Armadillo Home Warranties Reviews

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Updated Jun. 30, 2026

By: Joanna Broder

+2 more

Edited by: Matt Zane

Fact-checked by: Becca Blanco

About Armadillo Home Warranties

Established in 2021, Armadillo is a home warranty company that offers plans to homeowners and landlords. It picks up the repair costs when home systems and major appliances break down, and is available in all 50 states. Customers who purchase plans may use Armadillo’s network of service providers or their own, according to the company.

Visit www.armadillo.one

Pros

Large network of service providers
Warranties for both homeowners and landlords
Brand-for-brand add-on option

Cons

Quote requires personal information
Service fee information not listed online

Armadillo Home Warranties coverage and plans

The following plans are available for both homeowners and landlords.

Item	Appliance plan	Whole Home plan	Systems plan
Air conditioning (AC)
Electrical
Plumbing
Heating
Dishwasher
Washer/dryer
Garbage disposal
Range/oven/cooktop
Refrigerator
Trash compactor
Water heater
Kitchen exhaust/fan
Ceiling fans
Garage door opener
Humidifier

Armadillo also offers the following add-on coverage options:

Additional refrigerator
Freestanding ice maker, freezer or wine chiller
Additional air conditioning or heating system
Well pump and septic system
Sprinkler system and outdoor plumbing
External sewer, water, electric and gas lines
Brand-for-brand upgrade
Swimming pool and spa
Water purification system
Generator
Guest house

Armadillo Home Warranties cost

Armadillo offers three monthly rates. All of its plans come with $7,500 in total coverage.

	Appliance plan	Whole Home plan	Systems plan
Monthly cost	$29.99	$53.99	$44.99

These prices may vary by location depending on state-level taxes and other fees.

Armadillo Home Warranties coverage exclusions

Armadillo has the following coverage exclusions:

Repairs or replacements of any item that is covered by the manufacturer, another warranty or homeowners or other insurance
Intentional damage or known preexisting conditions
Damage from fire, water, weather, explosions, earthquakes, mud, pets, pests, power or water fluctuations, vandalism, flooding or acts of God
Cosmetic defects that do not affect functionality
Damage to accessories such as knobs or drawers
Removal, remediation or damage due to organic growth such as mold or mildew
Damage caused by animals or bodily fluids
Failures caused by lack of routine maintenance
Carpentry or construction work

FAQ

Is Armadillo Home Warranties legit?

Yes, Armadillo is a legitimate company based in Clarksville, Indiana. It provides subscription-based home warranty products for homeowners and landlords.

How does Armadillo Home Warranties work?

You can choose an Armadillo plan and sign up on the company website. You must enter some personal information, such as your name and ZIP code, to obtain specific plan information.

Where is Armadillo Home Warranties available?

Armadillo warranties are available in all 50 states.

Does Armadillo Home Warranties require a home inspection?

Some home warranties may require an inspection before coverage begins, but many don’t. Your contract will specify if Armadillo requires an inspection.

How do I file a claim with Armadillo Home Warranties?

You can initiate a claim on Armadillo’s website or call the company.

Can I cancel an Armadillo Home Warranties plan at any time?

Yes, you can cancel your Armadillo plan at any time. There is a 30-day waiting period before coverage begins, and customers who cancel during this time can receive a full refund.