Dwellness Home Warranty Reviews

Dwellness Home Warranty offers three tiers of coverage — Essential, Enhanced and Premium. The plans cover a range of systems and appliances, with options for additional maintenance and upgrades based on specific needs. The following table details the specific coverage by plan.

Dwellness offers three tiers of coverage for different property types. For single-family homes under 5,000 square feet, plans range from $50.91 per month ($587 yearly) for the Essential Plan, $80 per month ($936 yearly) for the Enhanced Plan and $118.50 per month ($1,398 yearly) for the Premium Plan.

For condominiums, townhouses and mobile homes, the Essential Plan is $47.42 per month ($545 yearly), the Enhanced Plan is $77.92 per month ($911 yearly) and the Premium Plan is $114.50 per month ($1,350 yearly). Discounts are available when paying annually.

A trade service call fee is typical for most home warranties, in addition to the base price. This fee is usually required when you request service for a covered item, and it is paid directly to the contractor who diagnoses the problem. This fee ranges from $50 to $125 per service call and is due regardless of whether or not the issue is covered by the home warranty.

The following tables outline Dwellness home warranty premiums based on home type, plan tier and whether payments are made monthly or annually.

For single-family homes under 5,000 square feet

For condos, townhouses or mobile homes

Paying annually for Dwellness home warranty plans offers a discount of around $24 per year compared with monthly payments.

Dwellness does not cover the following items and services in its home warranty plans:

• Filters (for HVAC systems)
• Clearing of condensate line stoppages (for HVAC systems)
• Evaporator/indoor coil cleaning, including acid cleaning (for HVAC systems)
• Cleaning or unclogging services required due to lack of maintenance
• Equipment or component costs covered by an existing manufacturer's warranty, distributor warranty or other type of warranty
• Tankless system maintenance (additional $180 charge for maintenance)
• HVAC maintenance service outside of October 1 to April 30 window
• Code violations or upgrades exceeding the $250 combined aggregate per contract term
• Improper installation, repairs or modifications that do not meet code standards (unless otherwise stated)
• Refrigerant recovery or disposal beyond the basic requirement (additional costs may apply)
• External components of systems not specified in the coverage (e.g., external piping, certain appliances)
• Preexisting conditions or damage that occurred before the start of the contract
• Routine maintenance not related to a system failure or breakdown
• Cosmetic repairs or replacements (e.g., minor aesthetic issues like handles, dials, etc.)

Dwellness has coverage limits on the following claims.

• HVAC Maintenance:
  • Limited to one visit per year for one unit.
  • Additional units: $85 service trade call fee per unit.
  • Maintenance service is available only between October 1 and April 30.
  • No service within 24 hours for HVAC maintenance.

• Plumbing Maintenance:
  • Limited to one visit per year.
  • Tankless system maintenance is an additional $180.

• Electrical Maintenance:
  • Limited to one visit per year.
  • Service within 24 hours does not apply to electrical maintenance.

• Manufacturer’s Warranty:
  • Coverage for labor and specified costs for repairs and replacements covered by an existing manufacturer’s warranty.
  • Maximum limit of $250 per contract term for labor or specified costs (does not cover equipment or component costs covered by existing warranties).

• Code Violation Coverage:
  • Coverage for correcting code violations or upgrades required to perform a repair or replacement.
  • Maximum aggregate limit of $250 per contract term.

• System and Appliance Coverage:
  • Limits on individual components (e.g., $50 per contract term for racks, rollers and baskets for dishwashers).

• Permits:
  • Coverage for costs to obtain permits for Dwellness-approved repairs or replacements up to $250 per occurrence.