HomeSafe Reviews

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Edited by: Morgan Cutolo

About HomeSafe

HomeSafe is a home warranty provider that offers three plans for homeowners: a systems plan, an appliances plan and a combination plan. HomeSafe has a relatively short 20-day waiting period for coverage, and you can choose your own licensed contractors for repairs. To sign up for a plan, you have to call the company directly.

Pros
  • Customizable plans
  • No annual price increases with continued coverage
  • Short waiting period
  • Ability to choose service tech
Cons
  • No cost details on website
  • Not available in California
  • Phone call required for sign-up

Helpful Reviews

Montgomery, AL
Verified purchase
I went with HomeSafe a couple of months ago and so far, my experience has been positive. The process of getting signed up was smooth and easy. The customer service was impressive;...

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Hutchinson, KS
Verified purchase
My experience with their customer service during the sign-up process in August was quite pleasant. Their professionalism impressed me enough to choose HomeSafe. I was satisfied wi...

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What is HomeSafe?

HomeSafe is a home warranty company with customizable coverage, flexible payment options and 24/7 customer service. Depending on your policy, HomeSafe can cover expenses when a system or appliance breaks down due to normal wear and tear. The company offers home warranty plans in all states except California.

How does HomeSafe work?

To get a home warranty from HomeSafe, you have to work directly with one of the company’s specialists. They’ll help tailor a plan to your needs, providing instant pricing and coverage options.

Once you sign up for a HomeSafe warranty, you have to wait 20 days before making your first service request. To book service for an appliance or system issue, you’ll file a claim online or call the company directly. Once the claim is submitted and accepted, HomeSafe assigns a vetted repair professional — or it can work with you to verify your preferred technician, as long as they’re licensed.

For each repair, a service fee of $65 is required. If a repair or replacement fails within 60 days, you don’t have to pay an additional fee for a technician to return.

On the other hand, if you purchase a plan and decide you don’t need or can’t afford the coverage, you can cancel within 30 days and get your money back.

» READ MORE: How to choose a home warranty company

HomeSafe coverage

HomeSafe offers an appliances plan, a systems plan and a combination plan (for both appliances and systems) called Best Home. You can also customize a plan to cover only the systems and appliances you want.

Add-on coverage is available for a wine chiller, in-ground pool or spa, well pump, water softener, septic system, and guest unit or guesthouse.

HomeSafe cost

HomeSafe’s monthly costs for a home in Texas range from $69 to $79. HomeSafe doesn’t advertise starting costs for its plans, but it does specify a $65 service call fee, which is on the lower end of the industry range. It also locks in your initial price — as long as you keep your plan active, your costs won’t increase with each contract year. Home warranty costs depend on the location and the level of coverage.

When we inquired about coverage for a home in Austin, Texas, we received the following quotes:

To get an idea of what you might pay, you can fill out a free quote form on HomeSafe’s website. The company will then contact you directly to discuss your coverage and cost options.

HomeSafe offers flexible month-to-month plans for those who don’t want to be locked into a contract.

HomeSafe FAQ

Do I need a home inspection with HomeSafe?

No, an inspection isn’t required when you sign up for a HomeSafe plan.

What is HomeSafe’s waiting period?

HomeSafe's waiting period is 20 days, which is shorter than what many home warranty companies require. The industry standard is 30 days.

Can I transfer a HomeSafe warranty if I sell my home?

Yes, you can transfer a HomeSafe warranty to a new owner. To transfer coverage, just call HomeSafe’s customer service department.

Can I choose my own service technician with HomeSafe?

Yes, you can choose your own technician with HomeSafe as long as they’re licensed. HomeSafe can also recommend a technician from its network.

What are HomeSafe’s plan limits?

If HomeSafe isn’t able to fix your covered appliance or system, the plan limits for replacement are as follows:

  • $3,000 on systems
  • $2,000 on appliances
  • Up to $10,000, annually
Can I cancel my HomeSafe warranty?

Yes, you can cancel your warranty with HomeSafe. If you cancel within 30 days, you’ll receive a full refund. If you cancel after 30 days, you’ll receive a prorated refund and be charged a $75 cancellation fee.

Is HomeSafe legit?

Yes, HomeSafe is a legitimate home warranty option if you’re interested in coverage for your household appliances and systems. The company offers several benefits, including locked-in rates and the option to choose your own licensed technician.

Before purchasing coverage, contact HomeSafe for a free quote and compare it with offers from other home warranty providers.

» READ MORE: Is a home warranty worth it?

HomeSafe Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

    Reviewed April 21, 2026

    HomeSafe had everything that I was looking for at the time that I signed up with them a couple of years ago. It's been so so easy and fast with them. Everyone that I have spoken to has been very professional and understanding. They've been a pleasure to deal with. I have a general contractor that I've used forever and he's marvelous. I would recommend him to anyone, and I have. He has a list of clients that he regularly takes care of, so you have to wait. He came out for my furnace, and he came out several times. He diagnosed in two visits then he knew what was wrong, and he had to get the parts. Now my furnace is running better than it has in a long time.

    As soon as I sent HomeSafe copies of my paperwork for the repair cost that I had paid, someone called me back and said they would pay it. A check would be in the mail, and I would see it in 7 to 10 days. I got those checks and I'm very happy. I have recommended HomeSafe to all my neighbors. A lot of people are afraid of getting something like that but HomeSafe works out really well. I didn't even realize that they would cover having my toilet fit. I casually mentioned it to the rep and she said they cover that. I sent them the receipt and I got paid, minus the $67 deductible. The only thing is I have to have my roof taken care of and I had somebody come out quickly and do an inspection to make sure nothing bad is going on up there, but they're going to come back in the fall.

    Thanks for your vote!
    HomeSafe
    Response from HomeSafe

    Catherine, thank you so much for taking the time to share such a detailed experience! It’s wonderful to hear how easy and smooth the process has been for you and that you’ve had such professional and understanding support along the way. We’re especially glad your furnace is running well again and that your claims were handled quickly with timely reimbursement. It’s great to know you’ve been able to use your own trusted contractor and even take advantage of additional coverage you weren’t expecting. We truly appreciate your recommendations to your neighbors and are happy to have you with us. If anything comes up down the line, we’re always here to help.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingRatesTransparency

      Reviewed April 14, 2026

      I got CarShield first for my car then they contacted me about HomeSafe. Considering the financial situation that I'm in, I figured it would be a good idea to have a warranty service to cover some expenses that might pop up that are on the expensive side. I signed up and my experience has been satisfactory. However, HomeSafe is not the easiest thing to deal with at times because a lot of companies don't deal with them directly. I have to get reimbursed through HomeSafe.

      Normally, I call and tell them that I'm going to call somebody, or that I have called somebody. I live in Florida and you don't wait to call somebody for an air conditioner especially if you have disabled people at your house. I called my air conditioner guy and he came out. The initial diagnosis was done by a newer tech who got it wrong. A more experienced tech came out, corrected it and fixed the problem. Right after that, I called HomeSafe and told them I would have to put this claim in. I sent them all the stuff to the proper website but I'm still waiting on the reimbursement and it's been over a month. It's taking a lot longer than what I was hoping for.

      HomeSafe wanted the explanation on why the parts were replaced by the company I used. They called me for three weeks almost every day to let me know that they've contacted the company, but they still haven't gotten the written explanation yet. I have 7,000 other things that I'm doing, including taking care of my mother who's in a home. This issue with HomeSafe fell by the wayside for the moment, and I haven't pursued it. I have to call them and find out what's going on, and if I have to call the company myself and have them send the explanation to get my reimbursement. We had to put that on a credit card, which I didn't want to do. It's gathering interest on my credit card. We're hoping that the reimbursement is going to get approved. That is nerve-wracking, but it's better than a flat out no. They have reimbursed me for other things and we've had other issues that they've handled.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Michael, we understand how important it is to have things move smoothly, especially with everything else you’re managing right now, and we apologize for the delay and inconvenience this has caused. We’re glad to hear you’ve had positive experiences in the past, and we’d like to help get this current reimbursement moving forward. We recommend contacting our Customer Service team at 1-800-332-4177 so we can review your claim, determine what’s still needed, and work toward a resolution with you.

      Verified purchase
      Claims HandlingCoverageTechPriceRefunds & PayoutsMaintenanceStaffResolutionTimeliness

      Reviewed April 12, 2026

      I like the connection of HomeSafe with having an account through CarShield. I've had good experiences with them. The only time I had a little bit of resistance was recently when I had my refrigerator repaired; the previous tech didn't do a good job. My refrigerator was frozen up due to an issue with the freezer fan unit, and it was freezing the top part of my refrigerator. They were gonna deny my claim, but they ended up reviewing my claim ‘cause I said it was the same issue. The guy never fixed it. He only got it working a little bit, and then he never really fixed the issue. Then they reviewed that, took my information, and then changed their denial. They looked at what I was trying to explain to them. I was still happy with that.

      That was really the only guy that I had problems with. Other technicians, I haven't had any issues with. They're usually polite and good. I complained to HomeSafe about that technician. Then I asked not to have him again, because if he's in my area, I don't want him again. Then they said they would make notes about him in their system.

      He wasn't very good. He was trying to get me to give him cash, and for me to get reimbursed by HomeSafe, which is not how the system works. He was really unhappy about that. I think that's what caused his interaction. After he unfolded my freezer and the fan turned back on, he just left. He didn't tell us he left. He just left everything right there. It was bad. I got out in the garage to look and he was gone. And my garage was open, and everything was just like water on the floor. It was a bad visit from that guy. It'd be a bit nicer if he told me he left, 'cause I could have closed my garage door.

      But I'm really happy with HomeSafe. I don't think it's too expensive. They recently took care of my dishwasher. The coverage is actually coming in handy, because if I have an issue, they send somebody out right away or within the next day. Like the dishwasher, they actually sent somebody to fix the issue, which was that the board on the dishwasher was bad, so they replaced it. But then, when it broke again, they didn't send a technician out. They were just like, "We're gonna replace your dishwasher." I was surprised by that. They just replaced the whole dishwasher instead. We've had them for a while, and we use them when we have to. I would recommend them to other people.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Christopher, thank you for taking the time to share your thoughts! We’re pleased to hear that you have had positive experiences overall and that your coverage has been helpful when you needed it. It's great that your concerns were addressed and that the refrigerator issue has been resolved. We also appreciate you bringing the technician's experience to our attention.

      We're glad to know that your dishwasher issue was handled smoothly, even resulting in a full replacement. Your support and recommendation mean a lot to us, and we are always here for you whenever you need assistance.

      Verified purchase
      CoverageSales & MarketingPunctuality & SpeedMaintenanceStaffRates

      Reviewed April 3, 2026

      HomeSafe had some advertisements and I was interested and went with them because they offered me something nobody else offered. That's coverage on the septic tank I have, and I haven't had an issue with them at all. I also keep with it, so I should never have a problem with it. We used HomeSafe when we recently had some work done on the refrigerator and everything went good with it. They answered all my questions. We gave them feedback how the work was done.

      I was very satisfied with HomeSafe. They had the person they recommended out here exactly when they said he would, a day later, and he determined the problem within 10 minutes. Unfortunately, he wasn't able to fix it. I had a fence put in. The people that put my fence in put it too close to the wiring, which caused my wiring to short out. Once the person discovered that, he told me to get in touch with Duke Power and let them come out and take a look. Duke Power verified that it wasn't that he broke the wire. They said the wire vibrates underground and the post was so close with concrete.

      The service was very good. It was good enough that I haven't thought about getting rid of HomeSafe. If I don't think the services add up, I will look in a switching and I haven't considered that at all. What I like most about the service so far, they make sure they get on top of everything the moment I notify them. Because of that, they guarantee to keep my service. HomeSafe more than satisfied me with what I've had to deal with. They brought complete professionalism to the picture. They stood by to make sure that Duke Power got here. They helped walk me through and made sure I understood everything. I would give my high recommendation to any friend or anyone.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Michael, we're so glad to read this! Thank you for taking the time to share your experience; it means a lot to us. It's wonderful to hear how everything came together for you, from receiving answers to your questions to having someone come out quickly and guide you through the situation.

      We're especially pleased to know that you felt supported throughout the process and that everything was handled with professionalism and clear communication. That kind of experience is exactly what we strive for, and your recommendation is truly appreciated.

      Verified purchase
      Customer ServiceTechSales & MarketingPunctuality & SpeedStaffCoverage Limits

      Reviewed March 30, 2026

      I was looking for warranty companies. We were with another one, and they were terrible. I thought I'd try HomeSafe for a couple months, and they ended up to be fine after a while. Originally, we had a problem with them where they got me on the phone and I was trying to make a claim that day, and they sent out some totally goofy, dirty guy with no business cards and tools, had a dirty car and couldn't speak English very well. The claim was for the dryer, and I'd already told them what was wrong with it.

      When the guy came in, he took a picture of the model number and the serial number. I said, “I already told them that.” They kept calling me, and they bothered us for weeks. We didn't want to use them because of that. I called, and then about a week later after I complained, I got a really good supervisor lady that called me unsolicited and said she was really sorry. She said that the person that I was talking to should have told me that I could pick whomever I want as long as they're licensed. She also said they have other people. They just try to get the people that are fly-by-night, and they have to pay the least.

      We've had two things after that, and HomeSafe has a really good heating, ventilation, air conditioning and electrical company that's been in Denver for 80 years. They're excellent, and they fixed two things for us. So, it came back, but it was tough to get it right because they were going to keep sending the folks that didn't speak English and didn't know what they were doing. They wanted the business so bad, so they'd text me, email me and they'd call me every day after I told them not to call me until the supervisor called me back.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Mike, thank you for sharing such a detailed experience with us. It sounds like things got off to a frustrating start, and we understand how that first experience would leave a lasting impression.

      At the same time, it’s great to hear things turned around and that you were able to connect with a supervisor who helped clarify your options, along with having positive experiences with more established service providers afterward. That kind of turnaround is important, and your feedback helps highlight both where improvements are needed and what’s working well.

      Thank you again for sticking with the process and sharing your experience with us.

      PricePunctuality & SpeedStaff

      Reviewed April 29, 2026

      My mother is 94 years old and is solicited by this company repeatedly. She has the beginning signs of dementia and is easily confused. The mass mail HomeSafe sends out is arguably ethical. The mail states it is an 'IMPORTANT NOTICE', all in large print and then states in bold letters 'HAVE NOT CONTACTED' us....when she has no business relationship with this company. And they end the paragraph by stating 'before it's too late'. All kinds of 'scare tactics' are in this correspondence, which is just downright despicable. 'NO FINANCE CHARGES APPLY TO THIS OFFER', is stated verbatim, again my 94 year old mother has no business relationship with this unethical company.

      Who would do such a thing to the elderly our most precious generation, who need love and compassion and not scare tactics. How do I know this? I am the Power of Attorney for my mother and have cancelled multiple subscriptions for warranty companies. This upsets her so much that she cannot sleep or eat. HomeSafe, what misnomer of a name for a company that send mass mailings to the elderly. Shame on you HomeSafe!

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Thank you for bringing this to our attention. We’re very sorry to hear about the distress this situation has caused your mother and your family. We understand how upsetting repeated mailings like this can be, especially given her circumstances.

      We’d like to help ensure your mother no longer receives this type of correspondence. Please contact our team directly at 1-800-332-4177 so we can locate the mailing information and place her on a do-not-contact list as quickly as possible. We take concerns like this seriously and appreciate you speaking up so we can address them appropriately.

      Verified purchase

      Reviewed April 29, 2026

      My first experience was smooth and swift. I was shocked. Second experience exactly the same. I'm very happy with this company. I read reviews and a lot were negative. Don't believe everything you read.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Luanne, thanks so much for sharing this! It’s great to hear that both of your experiences went smoothly and quickly. We know reviews can be mixed, so it means a lot that you gave us the opportunity and had such positive outcomes. If anything else comes up, we’re always happy to help.

      Verified purchase
      Claims HandlingStaff

      Reviewed April 24, 2026

      I am very satisfied with the procedures that they use. They are very helpful and understanding. They have never hesitated to file a claim or pay the claim. Once they start the claim it doesn't take them very long to get it finished.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Bradley, we really appreciate you taking the time to share this! It’s wonderful to hear you’ve had such a smooth and supportive experience throughout the claims process. Knowing everything has been handled quickly and with care means a lot to us. We’re glad to have you with us and are always here whenever you need anything.

      Verified purchase
      Customer ServiceTechStaff

      Reviewed April 21, 2026

      I always call HomeSafe to submit my claims. Their reps have been very good, and I have no complaints so far with the technicians that are sent out to my home. I'm fairly well-satisfied with the company. We had one issue that took quite a while to resolve, but it eventually got resolved.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Joseph, we’re glad you took the time to share your experience! It’s great to hear you’ve had positive interactions with the representatives and technicians, and that your concerns were ultimately resolved. We appreciate your patience along the way and are happy to know you’ve been satisfied overall. If anything comes up in the future, we’re always here to help.

      Verified purchase
      Customer ServiceTechStaffBillingRatesNetwork Quality

      Reviewed April 20, 2026

      I've been with HomeSafe for a little over two years, and it's been a good experience. I used to call them when I do my claims. Now, I do it online. And when I do it online, I get a call within 24 hours, which is perfect. Their representatives have been fine. It's been by the book. I had one claim rejected, but they were rightfully so. I did not push back at all. I'm HomeSafe's biggest cheerleader. They let me choose my own contractor. If my contractor is a little too high and they didn't meet the whole claim, I was okay with that. I had an experience where the hourly rate on the bill from the contractor that I chose did not quite agree with what they accustomed to paying but I chose the contractor and, whatever little I absorbed, I absorbed on my own.

      Thanks for your vote!
      HomeSafe
      Response from HomeSafe

      Robert, we really appreciate you taking the time to leave this feedback! It’s great to hear the online claims process has been quick and convenient, with timely follow-up. We’re glad the flexibility to choose your own contractor has worked well, and we appreciate your understanding when there are differences in rates. It means a lot to know you’ve had a positive experiences and feel confident recommending us. We’re always here whenever you need us.

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      HomeSafe Company Information

      Company Name:
      HomeSafe
      Website:
      homesafe.com