Global Home Protection

Global Home Protection is a home service contract company offering three coverage plans. The company, based in New York, gives policyholders financial protection in case a home system or appliance breaks down from normal wear and tear. Claims specialists are available 24/7 to help homeowners start the process for repairs and replacements. You can purchase a monthly or annual contract from Global Home Protection.

Global Home Protection pays for the cost to repair or replace covered systems and appliances that malfunction after normal use. When a system or appliance breaks down, you can call anytime to speak to a claims specialist. You pay a service call fee — as low as $45 with Global Home Protection — for the company to send an approved service contractor to your home and diagnose the problem. Your contract sets forth details about what’s covered, coverage limits and the amount of your service call fee.

You can purchase a plan anytime. To request a monthly or annual quote, call Global Home Protection or fill out a contact form online, and a representative will call you. Coverage usually starts 30 days after you enroll, but the waiting period can be waived if you can show proof that coverage hasn’t lapsed from another home warranty company.

Global Home Protection plans don’t cover systems or appliances with known or unknown preexisting conditions, malfunctions due to rust or corrosion and certain parts and components. It also won’t cover any items that haven’t been maintained according to the manufacturer’s instructions.

Global Home Protection has three protection plans: one that covers systems, another that covers appliances and a third that covers both.

Global Home Protection plans start at $39.99 per month or $499.99 per year, according to the company’s website. Service call fees start at $45. Customers can get a free quote by calling the company or filling out a form online.

If you sell your home during your coverage period, you can transfer your plan at no cost. You can also cancel your coverage anytime. If you cancel it within the first 30 days, you are entitled to a full refund, minus service costs; if you cancel after, you get a prorated refund, minus a $75 cancellation fee, a $75 administrative fee and any service costs.

Global Home Protection’s plans are pretty standard for the industry, covering systems, appliances or both. There are also common add-on options. The service call fee starts on the low side when compared with other companies. Considering the number of home warranty companies competing for your business, you should request quotes from a number of different ones, including Global Home Protection. Make sure to get a copy of each plan’s terms and conditions so you understand what’s covered.