ServicePlus Home Warranty

ServicePlus (Formerly Total Home Protection) Reviews

$87.42 to $99.92
Monthly premium cost
48 states
Availability
$75
Service fee

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About ServicePlus Home Warranty

ServicePlus Home Warranty offers two home warranty plans for customers to choose from. Coverage is available for major systems and appliances regardless of age, make or model. Technicians are prescreened for licensing and insurance to take care of major replacements and repairs.

Pros
  • Free online quote
  • Add-on coverage options
  • Large network of technicians
Cons
  • Not available in all states
  • Some complaints about support

Featured Reviews

Lubbock, TX
Verified purchase
… The price was right. It was a good deal… there's an online process to use. I like online stuff. It’s easy for me to do. I sent in the claim when I had a lone circuit breaker in ...

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Davenport, IA
Verified purchase
The agent was very helpful in describing the plan. What the plan covered and the term and cost. He gave the information on a five year plan and a three year plan. All the plans so...

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ServicePlus Home Warranty plans

Depending on the warranty plan you select, ServicePlus Home Warranty coverage can include a mix of systems and appliances. The Gold plan covers 15 items, including systems like plumbing and appliances like dishwashers. Platinum coverage includes 20 major home systems and appliances. Additional coverages are available, including for pools and spas, water softeners and septic systems.

Gold plan

Total Home Protection’s Gold plan provides coverage for basic systems and appliances:

  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range and stove
  • Cooktop
  • Sump pump
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
Platinum plan

The Platinum plan covers everything in the Gold plan, plus your air conditioning system, clothes washer and dryer, heating system and refrigerator.

  • Air conditioning system
  • Heating system
  • Refrigerator
  • Clothes washer
  • Clothes dryer
  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range and stove
  • Cooktop
  • Sump pump 
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans
Optional coverage

Extra coverages are also available for those who want further protection.

  • Pools and spas
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator ice maker
  • Free-standing ice maker
  • Additional air conditioning system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener

ServicePlus Home Warranty costs

Plans generally range from $53.67 per month to $60.33 per month. Because prices may vary by your location, home size and selected plan, the best way to get an accurate cost estimate is to request a quote from ServicePlus Home Warranty.

ServicePlus Home Warranty coverage exclusions

Preexisting conditions are not covered, which is standard on most home warranty contracts. Additionally, there may be parts or components of covered items that are excluded from coverage.

For example, while air conditioning systems are covered under the Platinum plan, replacement filters for those systems are not provided, according to a sample service agreement. With appliances, you often see items like knobs, dials, shelving and any removable accessories excluded from coverage.

A home warranty contract with THP may also include dollar amount caps, or coverage limits, so it’s important to read the agreement carefully.

ServicePlus Home Warranty coverage limits

ServicePlus Home Warranty places coverage limits on certain items (see below). If the cost of a repair or replacement exceeds this amount, you would be responsible for covering the remainder of the costs yourself.

ServicePlus per contract term cap is $1,500 for “access, diagnosis, repair and/or replacement” of all covered items. In addition, it has coverage limits per item in certain areas. This is the maximum dollar amount the company will pay out per contract term for specific items.

If a claim requires a service provider to break through walls or ceilings to make the repair, Total Home Protect will also cover up to $500 per claim to get the wall or ceiling back to a rough finish by hanging or patching drywall.

ItemServicePlus coverage limit*
Plumbing and electrical$500
Water heater$500
Whirlpool bathtub, spa/pool$500
Ceiling/exhaust fan$400
Septic tank pumping$200
Refrigerator ice maker$200

*For access, diagnosis, repair and/or replacement (per contract term)

ServicePlus Home Warranty FAQ

Does ServicePlus have a waiting period?

Yes, coverage kicks in 30 days after enrollment. In certain circumstances, ServicePlus may waive the waiting period.

Where is ServicePlus available?

ServicePlus offers service contracts in all states except for California and Nevada.

How do I request service from ServicePlus?

You can file a claim 24/7 online or by calling the ServicePlus claims department toll-free.

  1. Submit your claim to ServicePlus.
  2. ServicePlus assigns one of its approved local contractors to your case within two business days (four days on weekends and holidays).
  3. The service provider will contact you to schedule your appointment.
  4. You will pay your trade service call fee (specified in your contract; $75 is standard).

ServicePlus guarantees labor for 30 days and parts for 90 days. Should a failure occur due to the labor provided on your repair within 30 days, ServicePlus will send a technician to fix the problem at no additional cost to you.

Can I cancel ServicePlus?

Yes. If you cancel within 30 days of ordering, you will receive a full refund. If you cancel after 30 days, you will receive a prorated refund for the remainder of the contract, minus a $50 administrative fee for each unused term.

Is there a limit on the number of claims?

There is no limit on the number of claims you can make during your contract term. However, there may be dollar caps on covered items per contract term.

What happens if a covered item cannot be repaired?

If Service Plus cannot repair a covered item, it will provide a replacement under your contract’s terms. The company may offer a cash payout instead.

Is ServicePlus Home Warranty legit?

ServicePlus Home Warranty is a legitimate home warranty company. It offers plenty of coverage options for homebuyers and sellers. Monthly costs are in line with the industry average, and it has a below-average service call fee, which is why we think the company is worth considering. It could be an especially good choice for those who like the idea of managing their account and claims online.

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ServicePlus Home Warranty Reviews

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    Page 1 Reviews 0 - 5
    Customer ServiceCoverageTechPunctuality & Speed

    Reviewed April 17, 2024

    ServicePlus Home Warranty has consistently provided excellent service, and one incident highlighted their dedication to customer satisfaction. When my garage door opener malfunctioned, leaving my home vulnerable, I knew I needed help. I contacted ServicePlus, and they responded promptly. A skilled technician arrived and repaired the opener swiftly, restoring security to my home. What impressed me most was the technician's professionalism and willingness to share maintenance tips. ServicePlus not only fixed the issue but also empowered me with knowledge to prevent future problems. I'm grateful for their expertise and quick response. I highly recommend ServicePlus to all homeowners seeking reliable coverage and peace of mind.

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    Tech

    Reviewed April 17, 2024

    I've relied on ServicePlus Home Warranty for years, and they've never let me down. One incident that stands out was when my plumbing developed a severe leak, causing water damage to my home. I contacted ServicePlus, and they acted swiftly. A skilled plumber arrived and repaired the leak efficiently, preventing further damage. What impressed me most was the plumber's professionalism and willingness to educate me on preventing future leaks. ServicePlus not only fixed the issue but also empowered me with knowledge to maintain a leak-free home. I'm grateful for their expertise and dedication to customer satisfaction. I highly recommend ServicePlus for their reliability and commitment to homeowners' well-being.

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      Customer ServiceCoverageTechPunctuality & Speed

      Reviewed April 15, 2024

      "ServicePlus Home Warranty has been a valuable asset to me as a homeowner, and one incident stands out for their exceptional service. When my central heating system failed during a cold spell, I needed urgent assistance. I contacted ServicePlus, and they responded promptly. A knowledgeable technician arrived and repaired the system swiftly, restoring warmth to my home. What impressed me most was the technician's professionalism and willingness to provide maintenance advice. ServicePlus not only fixed the issue but also empowered me with knowledge to prevent future breakdowns. I'm grateful for their expertise and quick response. I highly recommend ServicePlus to all homeowners seeking reliable coverage and peace of mind."

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      Tech

      Reviewed April 7, 2024

      As a homeowner, ServicePlus Home Warranty has been a lifesaver, and one incident exemplifies their outstanding service. When my electrical panel malfunctioned, I feared for my home's safety. I contacted ServicePlus, and they acted swiftly. A qualified electrician arrived and repaired the panel efficiently, ensuring my home's electrical integrity. What impressed me most was the technician's professionalism and willingness to educate me on electrical safety. ServicePlus not only resolved the issue but also empowered me with knowledge to maintain a safe home. I'm grateful for their expertise and dedication to customer satisfaction. I highly recommend ServicePlus for their reliability and commitment to homeowners' well-being.

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      TechPunctuality & Speed

      Reviewed March 23, 2024

      I've been a satisfied customer of ServicePlus Home Warranty for several years, and they've consistently provided outstanding service. One memorable incident occurred when my air conditioning unit failed during a heatwave. I contacted ServicePlus, and they promptly dispatched a technician. He identified a faulty capacitor as the issue and replaced it swiftly, restoring cool air to my home. What impressed me most was the technician's professionalism and willingness to share maintenance tips to prevent future breakdowns. ServicePlus not only fixes problems but also educates homeowners to prevent future issues. In that moment, I felt relieved and empowered, knowing how to better care for my air conditioning unit. I highly recommend ServicePlus for their prompt, reliable service and valuable insights.

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      CoverageTech

      Reviewed Feb. 13, 2025

      After 3 years of a paid $1300 contract, ServicePlus failed to send me 3 reimbursements for not being able around here get a service provider to take the job. Then, on the other 3 occasions when people did come out, the problem was not covered from the AC unit, pipes in the basement, and the dishwasher. From the most simple to the very challenging, service plus ultimately fails to provide service.

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      Customer ServiceClaims HandlingCoverageTech

      Reviewed Feb. 10, 2025

      I have filed my second claim with this company in the last 2 years only to be denied and given really bad customer service. On 2/4 my furnace went out and it was 15 degrees in Wisconsin. Upon placing the claim and thinking this was an emergency I was told they had 24-48 hours to send a tech. This is the second time I've had to find my own tech as they have none in my area. On 2/5 I had a company come out as it was too cold for my kids and elderly mother. I spoke with them and was assigned as the vendor. The diagnosis was that I would have to replace the furnace. I called service plus to inform them and was again told they had 48 hours to make a decision. I emailed the estimate, called again to urge them to move quickly and was again told how long they had to make a decision nevermind the fact that my family is freezing.

      I got the work done after telling them I'd just send them the information for reimbursement. I got the work done and was denied reimbursement because I didn't get prior authorization to complete the work even though it was a covered expense. This is extremely bad service and a way to get around providing a service that I am paying for. I am paying for security and convenience to which I have not received in either of my experiences with this company. I've sent an email to dispute and filed a complaint with BBB. An inconvenience I shouldn't have to go through to have a supposed legitimate company provide a purchased service. The company lacks compassion to expect a family to freeze while they try to get around paying for a covered expense is ridiculous. I rated a 1 because 0 isn't an option.

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      Customer ServiceTech

      Reviewed Jan. 14, 2025

      I have been a member with a 3 year contract for about 6 months now. To date I have made 2 service requests for a dishwasher and a clothes washer. With the dishwasher, they could not find a tech to service the unit. They asked me to get a tech myself and send them the bill. I did, 5 months ago for about $200. Despite multiple calls to them the message is "the amount is approved to pay" but is never paid. We continue to call them and now we are not able to get through to customer service. The second time around, they did send a tech to fix the clothes washer and it has remained fixed. The most recent call to customer service is that they are not going to fix the problem and we are advised to replace the defective machine and they will pay for it.

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      Claims Handling

      Reviewed Dec. 31, 2024

      I paid premium to Service Plus Home Warranty. When my AC broke down and submitted a claim, they refused to pay saying leak is due to corrosion, which was untrue. Worst home warranty company designed to cheat and defraud customers.

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      Claims Handling

      Reviewed Dec. 26, 2024

      Significant problems with ServicePlus Home Warranty, including: Denied claims, Delayed payments and reimbursements, Poor customer service, Difficulty in getting issues resolved. Waiting six months for a $300 reimbursement that was approved but never sent. This was their offer after denying my first claim.

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        ServicePlus Home Warranty Company Information

        Company Name:
        ServicePlus Home Warranty
        Address:
        518 Old Post Road, Suite 7 #315
        City:
        Edison
        State/Province:
        NJ
        Postal Code:
        08837
        Country:
        United States
        Website:
        www.serviceplus.com

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