ServicePlus (Formerly Total Home Protection) Reviews

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Edited by: Liz Bingler

About ServicePlus Home Warranty

ServicePlus Home Warranty offers two home warranty plans for customers to choose from, which cover major systems and appliances. It also offers optional coverage for additional systems, appliances or home features. Technicians are pre-screened for licensing and insurance to take care of major replacements and repairs.

Pros
  • Free online quote
  • Add-on coverage options
  • Large network of technicians
Cons
  • Not available in some states
  • Not transparent about monthly costs or fees

Helpful Reviews

Crisfield, MD
Verified purchase
I filed a claim on 9/13/25 for my well pump. They first tried to deny it saying I filed for a sump pump which is covered in basic plan. I had bought the additional plan to include...

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Davenport, IA
Verified purchase
The agent was very helpful in describing the plan. What the plan covered and the term and cost. He gave the information on a five year plan and a three year plan. All the plans so...

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ServicePlus Home Warranty plans

Depending on the warranty plan you select, ServicePlus Home Warranty coverage can include a mix of systems and appliances. Additional coverage is available, such as coverage for pools and spas, water softeners and septic systems.

Gold plan

Total Home Protection’s Gold plan provides coverage for basic systems and appliances:

  • Plumbing system
  • Plumbing stoppage
  • Water heater
  • Whirlpool bathtub
  • Electrical system
  • Oven, range and stove
  • Cooktop
  • Sump pump
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Ductwork
  • Garage door opener
  • Ceiling and exhaust fans

Platinum plan

The Platinum plan covers everything in the Gold plan, plus:

  • Air conditioning system
  • Heating system
  • Refrigerator
  • Clothes washer
  • Clothes dryer

Optional coverage

ServicePlus also offers optional coverage:

  • Pools and spas
  • Limited roof leak
  • Central vacuum
  • Sump pump
  • Well pump
  • Septic system
  • Septic pumping
  • Second refrigerator
  • Stand-alone freezer
  • Water softener
  • Refrigerator ice maker
  • Free-standing ice maker
  • Additional air conditioning system
  • Additional heating system
  • Additional water heater
  • Additional garage door opener
  • Additional oven, range or stove
  • Additional spa

ServicePlus Home Warranty costs

Plans generally range from around $50 per month to $80 per month. Prices will typically vary by location, home size and selected plan, so the best way to get an accurate cost estimate is to request a quote from ServicePlus Home Warranty.

» MORE: How much does a home warranty cost?

ServicePlus Home Warranty coverage exclusions

Preexisting conditions are not covered, which is standard with most home warranty contracts. Additionally, there may be parts or components of covered items that are excluded from coverage.

For example, while air conditioning systems are covered under the Platinum plan, replacement filters for those systems are not provided, according to ServicePlus’s sample service agreement. With appliances, items like knobs, dials, shelving and any removable accessories are generally excluded from coverage.

ServicePlus Home Warranty claims

You can file a claim 24/7 online or by calling the ServicePlus claims department toll-free. After you submit your claim to ServicePlus, it will assign one of its approved local contractors to your case within two business days (four days on weekends and holidays). The service provider will then contact you to schedule your appointment, and you’ll pay a service call fee, which is specified in your contract.

ServicePlus guarantees labor for 30 days and parts for 90 days. Should a failure occur due to the labor provided on your repair within 30 days, ServicePlus will send a technician to fix the problem at no additional cost to you.

There is no limit on the number of claims you can make during your contract term. However, there are dollar caps on some covered items per contract term.

ServicePlus Home Warranty coverage limits

ServicePlus Home Warranty places coverage limits on certain items. If the cost of a repair or replacement exceeds this amount, you’ll be responsible for covering the remainder of the costs yourself.

ServicePlus caps coverage at $1,000 for certain brands and at $1,500 generally for access, diagnosis, repair or replacement of all covered items. In addition, it has some per-item coverage limits. This is the maximum dollar amount the company will pay out per contract term for specific items.

*For access, diagnosis, repair or replacement (per contract term)

FAQ

Does ServicePlus have a waiting period?

Yes, coverage kicks in 30 days after enrollment. In certain circumstances, ServicePlus may waive the waiting period.

Where is ServicePlus available?

ServicePlus offers service contracts in all states except for California, New York and Washington. However, it’s best to call ServicePlus to confirm coverage as state availability may change.

Can I cancel a ServicePlus home warranty?

Yes, you can cancel a ServicePlus home warranty plan. If you cancel within 30 days of ordering, you will receive a full refund. If you cancel after 30 days, you will receive a prorated refund for the remainder of the contract, minus a $50 administrative fee for each unused term.

Still have questions?

Is ServicePlus Home Warranty legit?

ServicePlus Home Warranty is a legitimate home warranty company. It offers plenty of coverage options for homebuyers and sellers, including coverage for major systems, appliances and optional items. However, you’ll need to call for a quote as it doesn’t list its plan pricing or service call fees online.

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ServicePlus Home Warranty Reviews

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    Page 1 Reviews 0 - 10
    Customer Service

    Reviewed May 22, 2026

    We paid this company for years but when we filed our first claim they couldn’t be found. No call back or email to even acknowledge our claim. Then when we called to cancel we were told we couldn’t until the end of the year which was seven months away. And they were very rude about it! No thank you!

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    CoverageMaintenance

    Reviewed May 20, 2026

    My ice maker, stop working in my refrigerator. They tell me it is not covered under the warranty. You have to buy a separate service. So I'm thinking that your ice maker is not covered in your refrigerator. Things they should tell you.

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      CoverageSales & MarketingStaff

      Reviewed May 16, 2026

      They scam us into buying the policy. They will not fix anything, the team they send to the house even told us how they won't pay to sort out issues. Jacob will not let you speak to a manager.

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      Coverage

      Reviewed May 11, 2026

      Terrible coverage and service. I would give ZERO stars if I could.

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      Verified purchase
      TechPriceMaintenanceStaffBilling

      Reviewed May 5, 2026

      I have had ServicePlus for almost 6 years and with four claims they could never find a technician to take care of the repairs. They told me to find my own technician, which I did, then denied payment since I didn’t get the work “pre authorized” even though they pre authorized a maximum amount. I didn’t ask for actual costs — just the pre authorized amount. They denied me reimbursement each time.

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      TechStaff

      Reviewed April 24, 2026

      Service Plus took care of things I could have taken care of on my own. Just saving the monthly fee. Read your contract. There are a lot of normal wear and tear exclusions.

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      Customer ServiceTechStaff

      Reviewed April 22, 2026

      ServicePlus has been one of the worst home warranty companies we have dealt with as an HVAC vendor. Their vendor support is a complete mess. Every time we call Vendor Relations, we sit on hold for 10 to 15 minutes just for the call to disconnect. Their Dispatch Department says one thing, their Authorization Department says another, and nobody seems to know what is actually going on. I have wasted nearly two hours calling, holding, getting transferred, and being hung up on just trying to get basic answers. We work with multiple home warranty companies, and none of them are this disorganized or this difficult to deal with. For a company that depends on vendors to take care of homeowners, their communication and contractor support are terrible. From our experience, ServicePlus is unprofessional, inconsistent, and extremely frustrating to work with.

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      Customer ServiceCoverageTechPriceStaff

      Reviewed April 18, 2026

      Do not use Service Plus, they sent people to my home that charged 3800 and didn't fix anything after they sent them. The so-called contractors was not checked, not licensed and robbed me of my last savings for a and air conditioner issue, which they didn't do one thing, didn't give me no 10 year warranty, didn't put freon, didn't change anything and when calling, they couldn't or wouldn't give me no information to sue. The reps was disrespectful, rude and not helpful. I beg you don't trust them. They don't cover anything.

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      Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedRefunds & Payouts

      Reviewed March 11, 2026

      Service Plus is a complete scam. They offer you a home warranty that covers nothing and the top dollar amount they will pay out is less than the amount you pay for the “warranty.” They claim to have a 24/7 claim hotline, however it isn’t. You have to file your claim, wait at least 2 business days, then you are told that your item isn’t covered. Or, if they do send someone out, that person comes out, collects the $75.00 deductible, then calls service plus who refuses to authorize any repairs. Steer clear of this company!

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      Claims HandlingCoverageTechRefunds & PayoutsBilling

      Reviewed March 10, 2026

      I've had ServicePlus for over a year. Filed a claim for a/c/ heat pump. Contractor came out and diagnosed that the condenser needed to be replaced since it was leaking Freon along with the control board. Claim was denied "stating in the contract, if unit is rusted, it is not covered". I explained to them the copper lines can't rust due to the type of metal. Appealed it and still was stated copper lines was rusty. I cancelled the service and payment was just made 2 days prior for the month. No refund is due to the contract per Service plus.

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        ServicePlus Home Warranty Company Information

        Company Name:
        ServicePlus Home Warranty
        Address:
        518 Old Post Road, Ste. 7 #315
        City:
        Edison
        State/Province:
        NJ
        Postal Code:
        08817
        Country:
        United States
        Website:
        www.serviceplus.com