Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.
- $87.42 to $99.92
- Monthly premium cost
- 48 states
- Availability
- $75
- Service fee
Our Buyers Guide Top Picks:
ARW Home Reviews
About ServicePlus Home Warranty
ServicePlus Home Warranty offers two home warranty plans for customers to choose from. Coverage is available for major systems and appliances regardless of age, make or model. Technicians are prescreened for licensing and insurance to take care of major replacements and repairs.
Pros & Cons
- Free online quote
- Add-on coverage options
- Large network of technicians
- Not available in all states
- Some complaints about support
Featured Reviews
… The price was right. It was a good deal… there's an online process to use. I like online stuff. It’s easy for me to do. I sent in the claim when I had a lone circuit breaker in ...
Read full reviewThe agent was very helpful in describing the plan. What the plan covered and the term and cost. He gave the information on a five year plan and a three year plan. All the plans so...
Read full reviewServicePlus Home Warranty plans
Depending on the warranty plan you select, ServicePlus Home Warranty coverage can include a mix of systems and appliances. The Gold plan covers 15 items, including systems like plumbing and appliances like dishwashers. Platinum coverage includes 20 major home systems and appliances. Additional coverages are available, including for pools and spas, water softeners and septic systems.
- Gold plan
Total Home Protection’s Gold plan provides coverage for basic systems and appliances:
- Plumbing system
- Plumbing stoppage
- Water heater
- Whirlpool bathtub
- Electrical system
- Oven, range and stove
- Cooktop
- Sump pump
- Built-in microwave
- Dishwasher
- Garbage disposal
- Trash compactor
- Ductwork
- Garage door opener
- Ceiling and exhaust fans
- Platinum plan
The Platinum plan covers everything in the Gold plan, plus your air conditioning system, clothes washer and dryer, heating system and refrigerator.
- Air conditioning system
- Heating system
- Refrigerator
- Clothes washer
- Clothes dryer
- Plumbing system
- Plumbing stoppage
- Water heater
- Whirlpool bathtub
- Electrical system
- Oven, range and stove
- Cooktop
- Sump pump
- Built-in microwave
- Dishwasher
- Garbage disposal
- Trash compactor
- Ductwork
- Garage door opener
- Ceiling and exhaust fans
- Optional coverage
Extra coverages are also available for those who want further protection.
- Pools and spas
- Limited roof leak
- Central vacuum
- Sump pump
- Well pump
- Septic system
- Septic pumping
- Second refrigerator
- Stand-alone freezer
- Water softener
- Refrigerator ice maker
- Free-standing ice maker
- Additional air conditioning system
- Additional heating system
- Additional water heater
- Additional garage door opener
ServicePlus Home Warranty costs
Plans generally range from $53.67 per month to $60.33 per month. Because prices may vary by your location, home size and selected plan, the best way to get an accurate cost estimate is to request a quote from ServicePlus Home Warranty.
ServicePlus Home Warranty coverage exclusions
Preexisting conditions are not covered, which is standard on most home warranty contracts. Additionally, there may be parts or components of covered items that are excluded from coverage.
For example, while air conditioning systems are covered under the Platinum plan, replacement filters for those systems are not provided, according to a sample service agreement. With appliances, you often see items like knobs, dials, shelving and any removable accessories excluded from coverage.
A home warranty contract with THP may also include dollar amount caps, or coverage limits, so it’s important to read the agreement carefully.
ServicePlus Home Warranty coverage limits
ServicePlus Home Warranty places coverage limits on certain items (see below). If the cost of a repair or replacement exceeds this amount, you would be responsible for covering the remainder of the costs yourself.
ServicePlus per contract term cap is $1,500 for “access, diagnosis, repair and/or replacement” of all covered items. In addition, it has coverage limits per item in certain areas. This is the maximum dollar amount the company will pay out per contract term for specific items.
If a claim requires a service provider to break through walls or ceilings to make the repair, Total Home Protect will also cover up to $500 per claim to get the wall or ceiling back to a rough finish by hanging or patching drywall.
Item | ServicePlus coverage limit* |
---|---|
Plumbing and electrical | $500 |
Water heater | $500 |
Whirlpool bathtub, spa/pool | $500 |
Ceiling/exhaust fan | $400 |
Septic tank pumping | $200 |
Refrigerator ice maker | $200 |
*For access, diagnosis, repair and/or replacement (per contract term)
ServicePlus Home Warranty FAQ
Does ServicePlus have a waiting period?
Yes, coverage kicks in 30 days after enrollment. In certain circumstances, ServicePlus may waive the waiting period.
Where is ServicePlus available?
ServicePlus offers service contracts in all states except for California and Nevada.
How do I request service from ServicePlus?
You can file a claim 24/7 online or by calling the ServicePlus claims department toll-free.
- Submit your claim to ServicePlus.
- ServicePlus assigns one of its approved local contractors to your case within two business days (four days on weekends and holidays).
- The service provider will contact you to schedule your appointment.
- You will pay your trade service call fee (specified in your contract; $75 is standard).
ServicePlus guarantees labor for 30 days and parts for 90 days. Should a failure occur due to the labor provided on your repair within 30 days, ServicePlus will send a technician to fix the problem at no additional cost to you.
Can I cancel ServicePlus?
Yes. If you cancel within 30 days of ordering, you will receive a full refund. If you cancel after 30 days, you will receive a prorated refund for the remainder of the contract, minus a $50 administrative fee for each unused term.
Is there a limit on the number of claims?
There is no limit on the number of claims you can make during your contract term. However, there may be dollar caps on covered items per contract term.
What happens if a covered item cannot be repaired?
If Service Plus cannot repair a covered item, it will provide a replacement under your contract’s terms. The company may offer a cash payout instead.
Is ServicePlus Home Warranty legit?
ServicePlus Home Warranty is a legitimate home warranty company. It offers plenty of coverage options for homebuyers and sellers. Monthly costs are in line with the industry average, and it has a below-average service call fee, which is why we think the company is worth considering. It could be an especially good choice for those who like the idea of managing their account and claims online.
ServicePlus Home Warranty Reviews
Filter by Rating
- (829)
- (192)
- (114)
- (83)
- (678)
Popular Mentions
- 4,568,019 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,568,019 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
ServicePlus Home Warranty Company Information
- Company Name:
- ServicePlus Home Warranty
- Address:
- 518 Old Post Road, Suite 7 #315
- City:
- Edison
- State/Province:
- NJ
- Postal Code:
- 08837
- Country:
- United States
- Website:
- www.serviceplus.com