The Home Service ClubConsumerAffairs Unaccredited Brand
Our core focus on home warranty plans has allowed us to build a large and versatile service network and become and industry leader and innovator in the field of home warranty plans.We are available online 24/7 and by phone (during business hours) to take service requests from our customers across 49 states. Here at The Home Service Club, we pride ourselves on our superior customer service.
Very slow in their total process. Would not recommend their service to anyone. In fact I've cancelled both of my contracts on two different properties and I'm encouraging my daughter and her husband to cancel their program because of their poor service. They still owe me money on the refrigerator that went out over 2 months ago that they keep dragging out the payment process for an offer of about $400 but I refuse to pay another dime to these people. Do a top 10 search for the best home service companies and they aren't even a honorable mention.
I am extremely disappointed with the service that I have received from The Home Service Club (HSC) as they are looking for any excuse to not fulfill their obligations or to force me to cover most of the cost for replacing my dishwasher. After submitting my claim, they sent a contractor to my home who determined the unit needed to be replaced as it had a crack on the bottom, which could not be fixed. He wrote down the model and serial numbers and submitted the diagnostic to HSC.
A week passed and an HSC rep contacted me to offer two replacement options for my dishwasher that they found in Lowes.com. To my surprise, both of the units were the most basic model and nothing similar to what we have at home. While not a top of the line unit, our dishwasher has a dispenser for detergent aid and a few features that none of the proposed units had (their cost was $329 and $359 each). We looked at equivalent options in Lowes.com, and their cost ranged from $449 to $599. Once HSC looked at both options they called me back and said they were ok with purchasing either one of them but that they would only going to cover up to $238 and that we needed to pay the remainder balance (over $200 plus $139 for installation). This is despite my contract stating that they would cover up to $600 for diagnosis, repair or replacement of a dishwasher unit in a 12 month period.
At this point my frustration reached its limit as not only we had been waiting for almost a month to get this resolved, but also would have to come up with more than half of the new dishwasher’s cost out of our own pocket! At this point I asked to talk with a Supervisor and I received a call a day later, from a person that despite my explanation and obvious frustration, pointed me to a specific clause in the contract that states that HSC would only pay for "the industry standard for the required repairs or the replacement value of the unit's current worth as though it were in operating condition".
However, the same clause starts by saying that this situation only applies in cases where the system replacement is needed due to missing or illegible model and/or serial number. In other words, this means that if they can't fix it because they can't identify the model and serial number of my unit, which is not the case. Both of these pieces of information are clearly available, were provided to HSC and the reason why a replacement was required is because the contractor determined that the unit cannot be fixed.
As a result of all this, I believe that this company not only is not meeting its obligations and terms of service, but they also are providing false advertising and deceiving potential customers by statements on their website like: "If we can’t repair it, we will replace it. Get the peace of mind that only comes with quality coverage and top-tier professional home repairs for home systems and appliances that break most!" "With an HSC Home Protection Plan you no longer have to worry when something goes wrong. We will help you get it repaired by a qualified service contractor or simply get it replaced. Less worry, less hassle, less expenses."
"HSC's home warranty plans provide confidence that if a covered item breaks, you’re protected. You don't pay for appliance and system repairs or replacements nor do you have the stress of finding a qualified service contractor. We take the expense and the stress out of dealing with appliance and system repairs or replacements. With HSC you get the confidence that comes with knowing that you've covered this one in advance." Needless to say, I will never sign a contract with this company again neither would recommend it to anyone, as based on my experience they are very unprofessional and they try to take advantage of people.
Our family has had The Home Service Club for a while now. Unfortunately we’ve had a few claims, and with every repair there has been an issue. Our air conditioner broke immediately after purchasing the protection plan. HSC would not cover the AC unit due to existing damage, but it worked perfectly all the way up until it broke.
When the garbage disposal broke, a horrible technician was sent to my home, said he replaced it but did not. After I complained that it still did not work I was told I would have to pay again to send another tech out. I was not believed when I said that this was the same garbage disposal I had before. Now my dishwasher has been broken for a week, and the leaking has now ruined my floor. Still have no idea when someone will come fix it. After spending 45 minutes on the phone today, I still have no idea if HSC has any clue what’s going on with my dishwasher.
I honestly would’ve been better off with no Home Service Club warranty. And fixing everything out of pocket. I always get the runaround with a different customer service rep. And when I ask to speak with the senior rep, Stacy **, they say that she is not available or that they cannot transfer me. I would love to get a refund for every month that I paid this company, every time I think about using them I cringe, but what else can I do?
I have paid monthly premiums for about 10 months with no claims. My hot water heater went out. They assigned a repair person who really had no experience dealing with insurance, didn't know how it worked and had no intention of putting out any of his own money to get a repair or replacement started. I called five times, hours of my time. He never even came to my house. I begged for a different repair person every call. They refused and just kept contacting this same idiot. He even told them he had been to my house when he hadn't. I finally got fed up, told them I wanted to quit and get a refund on my payments. So far nothing has been done. Even the customer service person I talked to can't reach the cancelation department. I don't care what other reviews are here, this is a terrible company.
This is the first time I have needed to call on my home warranty. I requested service for a broken washing machine this morning online. When you do this, there is no record sent to your email address or request affiliated in your account online. After not hearing anything for several hours, I called just to make sure they received the request. I was on hold for 20 minutes waiting for the next available representative, until finally an automated message asked me to leave a message so they can get back to me. I have absolutely zero confidence that they are going to take care of this for me, and I don't have time to waste chasing them. Seeing other reviews, seems like a common story, entirely disappointed.
- 1,081,454 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
A new supervisor took over my case. The dishwasher has been drained of the water. He cleared the pump and it is working fine. So far so good.
I called over three weeks ago about a stopped sink. They sent over a plumber who cleared the sink but unbeknownst to me stopped my dishwasher. The dirty water went into my dishwasher. When I went to load the dishwasher it was full of water and wouldn't drain. I ran the cycle but the water wouldn't come out. So called Home Service Club. They said they would get back to me. They did not. So I called again. I was told that they were going to replace the dishwasher. I was surprised but pleased. They said they were sending me an email so I could choose the new model. The email never came so I called back several times. Left on hold too long and had to hang up but eventually got through.
After being assured by two reps that the email was on the way I got a call from a man stating he was taking over my case. He then said he was going to get this straight and call me back shortly. Well no call so this morning I call and had trouble getting through again. Finally spoke with a rep who told they were sending out a tech to look at my dishwasher. I said they told me they were replacing it. Well they changed their minds. They cannot tell me when someone is coming. It is not assigned yet. They are unprofessional and are in no rush to help. Meanwhile I have a dishwasher with backed up water sitting in it. No one seems to care.
We had a plumbing repair done several months ago. The plumber demanded immediate payment. We approached HSC for reimbursement (they sent the plumber). Still waiting for reimbursement. Have now been waiting 3 days for a call regarding our clothes washer. Called this morning to speak to a supervisor. Need a call ticket for that! HSC is a scam!
As it happens, after several conversations, we were able to get the issue of my failed door seal successfully resolved, which led to the discovery of a second unrelated mechanical failure with my washer. Stacy, a Sr. Supervisor with HSC, was extremely diligent in tracking me down, with over a dozen phone calls and voice messages over several weeks, to make sure we got everything resolved and that I was satisfied with the outcome.
in spite of my initial frustration, I believe Stacy and HSC more than redeemed themselves with their determined efforts to get my service issues resolved fairly and equitably.
When I purchased my 10 year-old home in Charlotte in 2015, my realtor gifted me a 1-year service contract with the Home Service Club, which I have renewed each year. After 2 1/2 years of paying HSC for coverage, my upstairs A/C unit began to freeze up. After dispatching a local service provider to evaluate the issue, I was given the run-around for 5 weeks by HSC, who refused to approve the service because they said it was not covered. Finally out of desperation, my wife simply called another A/C service company to come out and service the unit, replacing a capacitor and a couple pounds of refrigerant, at a cost of $750.
Several months later, the door seal on my GE front-load washing machine began to leak, first lightly, then profusely. Again, I called HSC and had a service technician sent to look at the problem, only to be told that because this was not specifically an electrical or mechanical failure, it was not covered. However, when I pointed out in their contract's specifically defined list of things covered and not covered, the door seal was not excluded. Round and round we go until they offer $100, then later to split the cost of the repair 50/50 ($206.03) as a "goodwill" settlement. Not surprisingly, $206 is only slightly less than what another appliance service company has quoted me for the repair in total, not $412.06. Needless to say, as of the end of the current billing cycle, they are no longer my home service warranty provider. My friends at American Home Shield have always been more fair and responsive, so I will be calling them this evening.
I have been paying my premiums for 3 years now. Recently, I needed HVAC replacement. The claim is approved on Aug 18th, and was supposed to take 30 days to pay. It has been now 50 days, every week I have been calling them waiting 20 mins on the line, all I get is that they are 'following up'. By the way, their contractor quoted $13,000 for the job I had done for $8000 and they agreed to only pay 40% of my capped amount for HVAC. Apparently there is a kickback.
Stacey ** assured me that this claim can receive a courtesy processing of sending me a $357 check because I can purchase the oven cheaper than the company can buy it online. It seems that the company is trying to do right and honor the coverage. Therefore, I can now update my rating.
I filed a claim for my oven and was told that I had to pay $198 dollars after I already paid my $125 deductible in order for them to be able to order it from Lowe's for $350. How does that makes sense in anybody's world?
My experience with HSC is simply terrible. I had a broken AC evaporator coil. The contractor came and performed exam, and reached conclusion that it needed to be replaced. He reported no maintenance issue such as rust. But then, a week later the company called me and notified me that my claim was rejected! The reason was that this type of failure is a building-up process over years, therefore, "MUST" be "pre-existing" condition and won't be covered - What kind of logic is this!
We all know that mechanical problems are all "building-up" process. So does that mean, at least to this company, that they are all "pre-existing" and will not be covered??? When I asked "How many years”, I was told "No one on the planet knows that!" AT the end of the conversation, I was told the company has the right to make their final decision! That's the time when I realized that any more words with them is wasting my time. I've been with several different home warranty companies and HSC is obviously the WORST.
I bought warranty service on 7/21/17. Open a ticket on my pool pump leaking water on 8/2/17. No one called back, I opened another ticket and again no answer, I opened another ticket and again nothing. I called them and they said my account is under review and they would call me within the next couple days. I waited until August 10th and finally cancelled. Then I wrote two "1 star reviews" to Yelp and BBB. Couple days later a supervisor called and told me that there is a $45 cancellation fee and she can waive that, however the fraud department does not let her waive anything if there is a bad review by the consumer!!! I told her that I would rather leave the review even if it means I would lose that $45 cancellation fee. She told me that in her records she shows two calls for me, but the people who called does not have any means to receive any calls so they do not leave voicemail!!!
I did not take her seriously when she mentioned FRAUD department but to my surprise. Today 9/6/17, I received an email stating that my "Closed Account" is now under review for WARRANTY FRAUD. This is now more than a joke. Beware of this company. I will keep updating as I learn more about this company's investigation. Please note that, no technician came, no money paid by them or by me other than $50 first month fee and they actually still owe me about $5 even with the $45 cancellation fee, and they opened a WARRANTY FRAUD investigation on me. Let's see how this develops.
I don't even know where to begin with this company. I opened a claim as my AC stopped working around July 20th, 2017. It is now September 6th, and my Central Air is still not fixed. It has been nothing but a battle to try and get them to do anything fairly. I am a Realtor who sells about 80 homes a year in the area and deals with Home Warranty companies on a daily basis. I not only sell them, but I help my clients when they have trouble. In the past 12 months I have had 4 units fully replaced for clients at no cost to them by other warranty companies. They have also covered the cost of a plug in AC unit for the house until theirs was fixed. If you're looking for a good warranty go HMS or AHS. Great customer service and reps if you know who to talk to. But on to my nightmare...
I signed up for this one before I knew which ones I liked dealing with and because I could pay it monthly. I should have canceled a long time ago and gone with the ones I trust now. Getting anyone on the phone is difficult, and you will be on hold for a long time anytime you try. I got them to send someone out and diagnose the issue and they said the unit needed to be replaced. Now we had to wait on the warranty company. After a few weeks of being out of AC, they finally came back to me and said that they would cover up to $2,500 of replacement. While the other companies I deal with do a full replacement, I wasn't going to argue this. That is just policy and I understand. But here's where it gets frustrating.
They quote me over $4,200, and tell me they supply only one brand of HVAC. As a Realtor and someone who flips houses for a living one thing I watch out for is this brand's units. They are made with cheap parts and completely unreliable. I will normally warn my clients when they look at a house with one installed. HSC tells me they will only use that brand, and that I need to pay the almost $1,800 difference out of pocket to have it installed. The big issue I have is the HVAC company they sent out had already quoted me a full replacement at $3,600 using a top of the line brand. When they found out about it they called the HVAC company and chewed them out for giving me pricing directly. So now I'm starting to understand what they are doing.
They have a contract with cheap HVAC manufacturer so they can get them at a discount. They buy and ship the HVAC system to the installer, and then quote an even higher repair cost amount than it would actually cost had I just not used the home warranty at all. So they mark up the bill for profit, and buy a cheaper unit at cost. I have a huge problem with the ethics of the whole thing. I asked to be patched directly to a manager as I know home warranty companies can pay out directly for services rendered and do so all the time. This seems like a reasonable request.
I was told a manager would call me back within 24-48 hours. It took a week and a half to finally talk to someone. Her name was Denise. She claimed to be a supervisor, but I don't know if it was true. She denies they will pay out claims even though the HVAC tech has confirmed they will. She also said they never called him about giving pricing to me, but I know that was a lie as I talked to him right after they did a few weeks ago. She said they wouldn't pay out their $2,500 portion of the $3,600 quoted for a better unit, and that I would need to pay the higher rate for the worse unit or choose not to use their service. Now I am left waiting again because they said all they will do is see about crediting $900 to go towards a unit if I don't pay their markup, but since that feature is for non covered items then it may not apply.
I'm not trying to be difficult. I'm not asking for more than the contract says they will cover. All I'm asking is that they do what they legally say they will and pay out the $2,500 directly to their HVAC technician so I can have the unit replaced properly. I will pay the $1,100 difference. What I won't do is be overcharged $1,800 so they can buy a cheaper unit that will just end up breaking again and sucker me out of more money. If you are thinking about purchasing a home warranty from someone, run away from these guys as fast as you can.
As someone who deals with warranty companies for a living, I have never been treated so poorly or had to fight so hard to get minimal coverage. Had I just chose one of the other guys I would have a new unit, a nice unit, and it wouldn't have cost me anything other than the $100 deductible. Here I am arguing for them to take the difference, but just to replace it the way it should be, and they are saying no. Don't waste your money like I did.
They will fight every single claim you call on. If the problem could have happened before you signed up with HSC then they will not accept the work. Also, there's a $500 dollar limit on what they will help with and this is with all major appliances within a home. Please, I repeat, do NOT sign with this company.
Our experience with this company has been absolutely horrible. We've had a claim for a hot water heater for over a month and they continue to give us the run around. Every time we call we are told they will expedite the claim and have a claims rep call us back. We never get a call back. We typically wait a day for them to call and when we call the following day it is like starting all over. The technician that came out was so surprised at the lack of professionalism when he called the company to provide diagnostic information and said he has worked with many companies and this was by far the worse.
The last representative I spoke with finally said they were not going to cover the claim and gave some very shady reasoning; however, even at my request the company will not officially deny the claim. It is my belief the company does not cover claims and they try to wait families out because it is in the contract that if we have the work done ourselves it automatically releases them from covering the claim.
My claim was quickly resolved after senior management involvement.
June 5, 2017 - After waiting on hold for half an hour, I finally got through and submitted a claim as my AC unit stopped working. A week goes by and I did not receive a call from a subcontractor so I decided to call HSC for further details on my claim. They gave me the number of the subcontractor whom I contacted directly to set up an appointment time. The subcontractor told me he will contact me within 24 hours, as he needs to check his availability. Another day goes by without a response. I call HSC, wait on hold for another half hour, to be told the technician will come to my house the next day at 8.30 AM.
June 14, 2017 – Subcontractor arrives late at 10AM for a diagnosis, tells me I may need new coils, leaves at 10.30AM to get coils and returns at 12.30PM without coils. Since my house was a sauna at this point (90 degrees), he sits in his air conditioned car until 1:00PM (apparently on the phone with HSC awaiting to get through for an authorization). Disturbed that he wasted half of my day and the work hasn’t even started, I get on the phone with HSC, to be told that my unit needed 2 lbs of refrigerant. I confront the technician who nonchalantly tells me I had a refrigerant leak that’s been fixed by tightening some knobs. What happened to my needing new coils and leaving for 3 hours to get the coils?
Even though I’m convinced no work has been done because I watched the technician sit in his car the entire time, I don’t want to argue so I hand him a check for $125 and thank him for his time. In return, I get an inappropriate dinner invitation. I decline and I’m utterly disgusted by the level of incompetence and lack of professionalism.
I did not receive a work order from him, he did not mention adding any refrigerant, there was no cold air blowing through the vents, so he obviously lied to HSC about the 2 lbs of refrigerant that I paid $125 for. Five minutes after the technician leaves, I get a partial power outage so my thermostat along with half the lights in my house stopped working. The issue was fixed within two hours by the city’s utility crew and luckily I did not have to submit another claim for an electrician, as I initially thought.
June 15, 2017 – I call HSC back because my thermostat is only down a few degrees after running all night. Even a blonde female like me could put two & two together and figure out something is wrong. They tell me the same technician will return for a diagnosis (another “diagnosis” that should have been done the first time around). June 26, 2017 - Almost two weeks go by and no one contacted me. I call HSC and after being on hold for another half hour, I’m being told that technician will be at my house the next day between 12-3PM.
June 27, 2017 – Technician arrives at 2:49PM without any tools, looks at my AC unit and tells me I need to cover the cold air return vent. I asked if he could do it for me as I didn’t have duct tape (and frankly, I wanted to see him do something for the money I paid him). He said he doesn’t have any tape either, and I should go buy some and cover the vent with some cardboard. The sad thing is that the return vent was uncovered on purpose by a technician sent by HSC the prior year, when I had the same issue with my AC. So basically, I paid someone to tell me to reverse a job that I paid to have fixed the prior year. I asked the technician if he could do a thorough tune-up and enumerated several possible issues I researched on “Google” to prove to him that I’m not just a dumb, blonde female (as I was perceived).
I offered to pay extra money for any maintenance issue that is not covered by HSC. He said he can’t think of any issues and guaranteed my AC will run properly once I cover the return vent. He saw that I was getting extremely annoyed and to calm me down, he condescendingly offered to give me a hug, which again, I found extremely uncomfortable and off-putting. He left again without lifting one finger and his departure greeting was “bye babe.”
June 27, 2017 – Talked to an operator at HSC and requested to speak with a manager but I have been told someone will contact me within 48 hours, as she cannot directly transfer me to management. June 28, 2017 – Talked to another operator at HSC and requested to speak with a manager yet again. I have been told someone would contact me right away. June 30, 2017 – Received a phone call from a supervisor named N. ** (email: **; phone: **) and requested a refund as well as a cancellation of my policy. July 25, 2017 – I have not heard back from anyone. I will definitely file a claim with BBB and write my experience on their Facebook page. This company is a scam and I strongly discourage anyone from purchasing their policy!!!
HSC customer service and performance is horrible! I submitted a claim online in 05/2017 for AC repair. They never got back to me. It wasn't until I called them they started to work on my request. By the way, every time I call them I'm on hold at least 15 minutes before speaking with someone. Even though they started the request after I called, the service contractor they assigned never contacted me. I had to call the contractor myself at which point he told me he doesn't know why they assigned him because he is too far away. So I had to call HSC and request they assign another company.
By this point, it has been weeks since my initial request and I still don't have AC. The second contractor comes out "fixes" the problem and I pay $500. Two days later my AC stops working again. I call HSC and the service contractor back for another visit. The contractor comes back and says further repair is needed but HSC needs to approve before he does any work. HSC takes another week to approve the service. Then they tell me I have to pay for another service visit. HSC has terrible customer service, uses questionable contractors and has overall bad service.
First off, please disregard review posted by me on 6/27/17. After getting to speak to senior supervisor Stacey **, our issue has been resolved. She was very patient with me and wanted to make things right. She called back when she said and emailed when she said she would, she actively worked to make things right, she is a class act through and through. I would recommend this company based on her customer service and wanting to get things right for the customer..
My girlfriend and I recently moved into a home in late April of 2017 and got a warranty from these people. The home inspection didn't turn up anything alarming. On 6/7/17 we filed a claim for our HVAC unit since it was not giving off cold air anymore. The Home Service Club picked inspector came out and checked out the system on 6/12/17. Turns out there was a leak. Now on 6/27/17, 20 days later, we get told they won't cover it. After reading reviews on this site I am absolutely not surprised. These guys are con artists and I am going to try my best to get my money back since judging from reviews across the internet, these guys are amazing thieves. Stay away at all costs unless you don't mind tossing money away.
We bought our Home Service Club warranty last month. Our AC broke yesterday. We called to put in the claim, and were told we'd be called at 9am tomorrow (which is today). No call at 9am. So I called, and after waiting 45 minutes on hold, the service department finally answered, and the girl said someone should call me back. I asked when and who and asked her to find out but to please not put me on hold, but she put me on hold for another 10 minutes. Then she couldn't give me any info on whether or not an AC service company has been contacted for us yet, nor any specifics on when I should be called back or who I should hear from.
I explained that we're in Florida and it's over 90 degrees and we have pets and a child in the house, and she said she understands and someone should call me, but she doesn't know who or when, that our claim is under "review". This is not helpful, and it's not what I was told by the sales rep who sold us this home warranty. He actually said specifically as an example that if it's an emergency such as broken AC in summer in Florida, they'll have it fixed immediately. This company certainly seems misleading and dishonest, and customer support is terrible, as they don't answer the phone for 45 minutes when you call. We'd like to cancel them but we've already wasted the first month's fee, so we're hoping they will follow up with this claim so we can get it the AC fixed ASAP and they won't lose our business.
The customer service awards made me think that this warranty was worth the $800+ price, and so I purchased it at the beginning of the year. I didn't call in a claim until May and, unfortunately, quickly realized how wrong (or fraudulent) HSC's reputation was. I'll break down the timeline but first, it's important to remember that EVERY TIME I CALL THEM, I'm on hold for at least 15 minutes. On three occasions, I wait so long, it finally just has me leave a message - ONE of which has been returned. My AC isn't working, so I file a claim. The contractor reaches out and schedules and shows up. Pretty straightforward so far. Turns out the vegetation around my unit was clogging it up and they had to take apart the housing and clean it with chemicals. They said I owed them $90, even though my trade service fee is $65. I paid them and told HSC about it.
The AC contractor had to come back to finish up and gave me $20 back. Not $25. I wasn't going to sweat it, but just speaks to the lack of attention to detail on both the contractor's and HSC's part. A couple days later, I file a claim for 3 drains that I cannot unclog. They schedule the plumber for the following day. When he shows up, he checks out the drains and said he needs to call HSC for approval. I asked why they would even dispatch him without approval, but he said they have experience with not getting paid by the company if they don't confirm again. He waits in his car for nearly 1 hour after leaving a message with HSC to receive approval and never hears back - he has to leave.
I call HSC and they say they will figure it out and call me back. I told them I don't want to wait "several hours" to hear back and find out what's going on, and they assured me that wouldn't be the case. After 24 hours, I still had not heard back. I did, however, hear from the AC guys saying my service wasn't covered and I owed them $135. I had enough and called HSC to cancel my service. I waited 15 minutes before someone answered, by the way. I asked why some contractors called when on-site to get approval and some did not - that led to the situation I had where one didn't call HSC even after being dispatched and now I was liable for the bill, and the other did, and could not get a response for more than one full business day.
I received no answer, only that I would have to pay the AC people. I said I want my contract canceled and the woman told me I would have to pay for any amounts they have paid out. I just laughed - she had my account on her screen and couldn't see that THEY HADN'T PAID ANYTHING OUT. I paid a trade service fee (more than I should have) and they refused to pay the balance. Again, it just shows the level of apathy and incompetence at this company. If you're wondering, I still haven't heard back from them - they said they needed until Friday (we spoke Wednesday) to figure out how to cancel my policy and give me a refund. There is no chance they call me back - I know I'm going to have to chase them down to get anything done.
After finally speaking with a senior rep Stacy she did get me a refund on policy. Her customer service was good and she did follow up. Issue at hand was regarded as pre-existing and never addressed. Star rating below is only in regards to Stacy's service nothing else.
Purchased a policy about 3 months ago to cover possible repairs to older home. They had good reviews, but since purchase I noticed reviews have greatly declined. Submitted an online service request for AC unit that is not blowing cold air 4/27/2017. They called next day to say company has been notified; no word. Then got call 5/1 says another company notified. When I called them they said do not accept HSC or any warranty company and HSC does not verify this just emails them work order. 5/2 I called to check status. They said call me back that day. No call. 5/3 call then and they still cannot find someone to come out; rep says, "I will call you back." Again no call. No AC either. I will call again tomorrow but not hopeful.
I joined Home Service Club because they had such good reviews thinking it would be great to have as a homeowner to avoid those costly repairs that pop up from time to time but it was honestly the biggest mistake as consumer I've ever made. Those good reviews have to be written by employees because my experience was nothing short of a nightmare!
They were great during the sales process and sold me their top of the line plan that covers basically everything as the sales person described verbatim, "With this plan you know ALL you're ever gonna be out of pocket no matter what appliance/system goes out in your home is the small $125 service fee. We'll either repair or replace it." Well after signing up and paying my premiums via auto draft every month like clockwork the dreadful day came when my air stopped working but I remember thinking no worries I was covered. This is why I pay those $55 premiums every month.
So I call Home Service Club to make a claim. I was disappointed and shocked that it took nearly 25 minutes to get someone on the phone to help especially when they answer in less than a minute if you select "Sign up for a new warranty" but anyway they finally picked up and I filed my claim and the lady told me a contractor would be in touch with me. After a week with no air conditioning or even a call back from a tech or the warranty company I called back and waited 20 minutes this time and asked for a supervisor which wasn't even available. All they could do is tell me claim was being processed and a supervisor would call me back within 72 hours.
2 days went by and I finally got that call and I expressed my disgust with how long it was taking and let her know my family and I were living in extremely uncomfortable conditions with no AC while we waited on them to get a repair tech to my house. She said they didn't have any techs in my area and would see what she could do to get somebody out here.
Finally 2 WEEKS after the claim was made a service guy showed up and diagnosed my problem as the fan motor and when he called HOME SERVICE CLUB to get permission to make repair they put him on hold and called me to say my repair wouldn't be fully covered so on top of my $125 service fee I would need to pay an additional $128.76 to cover a fan blade and shipping charges.
As mad as I was to hear this after being sold their top tier COVERS IT ALL plan by the slime ball salesman I just paid it because at this point we've been without air for 2 weeks and I just wanted the nightmare to be over. Well guess what??? The parts needed are now gonna take 5 business days to come in before they can repair it. 7 days later the guy shows back up and installs the fan motor and yep you guessed it that didn't fix it. He then does some test and deems it to be a bad coil and when he called Home Service Club back they said they would need a few business days for their claims dept to review his findings.
So now we're on week 4 with NO AIR CONDITIONER and the tech finally calls me back to inform me they denied the claim so after all that I've got to just pay to fix it myself. I will make it my life's work to tell EVERYBODY I can of their shady business practices in hopes of saving other home owners from going through what I did with these people. They are crooks!!! Buyers beware!!!
I purchased a home warranty through Home Service Club after doing a lot of research. They have very good reviews everywhere. The air conditioning unit on my second level has gone out and I submitted a service request. I have been told my contract was under review since it was the first time used, okay I understand that. I was also informed they were trying to locate a technician in my area to work on the unit. The most recent call was the best since no one has contacted me or come to my home, that this is most likely a pre-existing condition.
I am a Realtor and like to shop around. I switched over to this company because it had such high ratings. Someone is lying. My air went out, so I called on Monday, they told me someone would be in touch with me. Yeah only if you call them. I called back Tuesday, Wednesday, Thursday and finally Friday they put in the order for a tech to come look at my air which a fan did go out. But being as it was Friday night we had to wait until Monday to call and get approved. So, they inform me they are going to cover the part being replaced as a courtesy.
My policy states up to $2500 in repair on air. Well after the tech was finally contacted that it was approved, he replaced the part. But my air was still not cooling. My Freon needed to be charged. But it's at night so of course the department was closed. So, I called on Tuesday and they informed me that Freon is pre existing and they will not cover it. Basically if you don't have brand new everything when you buy this warranty everything could fall under pre existing. Don't waste your time with this company. I will never recommend them to any of my clients.
DO NOT USE THE HOME SERVICE CLUB!!! They take forever to process your claim and get a hold of a contractor!!! The first claim I submitted for our broken garage door, I ended up having to do their work for them and contact a repair company myself because I didn't hear back from them for a full week. Now our water heater isn't working and I submitted a claim 3 days ago and of course still haven't heard a word from them and every time I call them to check on my claim I'm on hold for so long that I have to hang up to get back to work.
Today, I finally got a hold of someone after being on hold for 20 minutes and when I asked to speak to a supervisor they said I would have to submit a request to speak to them that could take up to 72 hours. Just to speak with a supervisor! So now I've been without hot water for 3 days and still have no clue what's going on with my claim. THIS COMPANY IS A NIGHTMARE!!!
HSC did a great job of resolving the issue and fully credited me the amount under dispute. Seeing their quick response has restored my confidence in their business.
I left FAHW and joined HSC based on positive review but my experience has been anything but negative. I place 2 service requests and it took three weeks before the repairman showed up because HSC messed up the service requests. I had to call multiple times to get this straightened out. When the repairman showed up, they did zero repairs and said they would need to replace everything (including simple leaky faucets) which they would report to HSC.
Six weeks later after multiple calls asking on the status of the repair/replace and requests for callbacks which they wouldn't do, I finally call from their customer service saying that my "contract" was not correct and they wanted more money from me in order to process the claim. When I signed up, I got the platinum coverage, so their extortion for more money was very unprofessional. I cancelled at that point and plan to resign with FAHW. They had issues but were a lot more professional and responsive than Home Service Club. Stay away from these guys as they are bad news.
WORTHLESS COMPANY! I had purchased a home warranty and paid extra for pool coverage. When my pool pump went out, they wouldn't cover it because they said they only covered certain parts of the pump. A couple months later, both of my air conditioning units broke. They had one of their "approved" service techs come out and diagnose the problem (for which I had to pay the standard fee). Not long after, I got a communication from HSC saying they won't cover EITHER unit because they had a small amount of rust (the units are outside) which, they said, proved that the units weren't "well-maintained", so the warranty is void. A total crock!
I had another tech (not associated with HSC) come out, and he said that it looked normal - just old. Of course, that's why I got a warranty in the first place - I had purchased the house just six months earlier and I wanted peace of mind. When I complained, HSC sent me a copy of the fine print hidden deep within the contract saying that rust voids the warranty. The rep also said they'd be happy to find me discounted replacement units, but they never did. Home Service Club is an utterly despicable company with absolutely no integrity. STAY AWAY!!
They are extremely slow in responding to Service Requests and there is no Online interface to check the status of the service calls. Eventually, they will find a way to avoid coverage eventually. I have been with the company for less than a year and made one service call which did not go very well. I plan to cancel and go with a different company. It seems like there isn't such thing as 'good home warranty company'. They all seem equally bad, some are worse. HSC falls under the latter category. Stay away from HSC.
Spoke to a senior service supervisor who clarified all questions and outstanding issues and able to move things quickly!
I'm very disappointed by customer service. My water heater broke down on Jan. 31st morning and I had no hot water, also water was leaking from the water heater. Luckily the leak was not major but I have been without hot water for the last 3 days. I have been told that someone would come out within 24-48 hours, however I have not heard back from anyone. I called again yesterday and today to talk to a supervisor and they claim they cannot contact a supervisor and only put in a request. No call back from the supervisor as yet as well. As far as my service request stands, the customer service rep indicated that it's with the Claims Department and they will take another 24-72 hours to review. I haven't been able to get anywhere with them and I am considering if it's worth my time haggling with the company who doesn't stand behind their motto.
I pay monthly for my home service warranty. I called them because my hot water heater was not working properly. The first contractor they sent out did not show up. When I called the service company they said that they would check into it. Several days later they decided to send another plumbing company named Walsh Brothers who diagnosed my hot water heater as needing another one. They never provided anything to the home warranty company and it now 2 weeks later and they have not provided a diagnostic yet. Do not use this service.
The Home Service Club expert review by Michele Lerner
The Home Service Club (HSC) offers home warranty plans in 48 states and prides itself on offering innovative services such as allowing consumers to monitor a repair status by logging into their own online account.
Trade service fees: HSC guarantees their service work for 30 days for labor and 90 days for parts, so if a problem isn’t resolved the first time you won’t have to pay another service fee.
Fee payment options: Consumers can choose a home warranty plan with a service fee of $65, $95 or $125; the higher the fee, the lower the annual premium for the warranty.
High limits for covered items: HSC limits up to $2500 for heating and air conditioning systems, higher than most home warranty companies.
Limited hours for service calls: Unlike most home warranty companies, HSC only accepts phone calls from 9 to 5 weekdays; you can make an online request at any time but won’t be able to reach a person unless you call during business hours.
Cancellation fee: If you cancel more than 30 days after you start the policy and have had a service call, the company will charge you a $45 fee.
Best for: first-time buyers, owners of older homes and real estate agents.
The Home Service Club Company Information
- Company Name:
- The Home Service Club
- Company Type:
- Year Founded:
- Formerly Named:
- The Home Service Club
- 305 Broadway 9th Floor
- New York
- Postal Code:
- United States
- (888) 597-3623