Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.
- $7.99 to $69.99
- Monthly premium cost
- 50 states
- Availability
- One year
- Labor guarantee
- Varies
- Service fee
Our Buyers Guide Top Picks:
American Home Shield Reviews
About HomeServe
HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.
Pros & Cons
- Repairs guaranteed for one year
- Local, licensed technicians
- Website provides lots of information
- Availability and costs vary greatly by location
- May need multiple plans to get the coverage you want
Featured Reviews
I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...
Read full reviewI've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...
Read full reviewHomeServe coverage and plans
HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.
With each plan, you can choose the components you want to cover:
- Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
- Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
- Electrical: Electrical wiring, outlet, switches and exhaust fan
HomeServe’s combo plans:
- Appliance plan: Covers eight major appliances
- Warranty Combo plan: Covers your appliances and 10 home systems
- Premium Home Protection plan: Covers six home systems
Coverage options vary by location, so not all plans may be available in your area.
HomeServe cost
HomeServe plans start at $7.95 per month. Total costs vary by plan and location — provide your ZIP code to get the most accurate price.
We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:
Plan | Monthly cost* |
---|---|
Exterior water service line | $7.95 |
Exterior sewer/septic line | $12.98 |
Interior plumbing and drainage system | $18.99 |
Heating system | $12.99 |
Water heater repair and replacement | $12.99 |
Cooling system | $12.99 |
Water heater repair | $9.49 |
Gas line plus | $6.49 |
Exterior electrical line | $5.49 |
Interior electrical line | $11.99 |
Electrical surge | $3.99 |
Exterior service line coverage | $20.97 |
Home plumbing and drainage coverage | $21.98 |
Complete plumbing plan | $41.99 |
Tech protection (Essential) | $11.99 |
Tech protection (Premier) | $17.99 |
Heating and cooling plan | $19.99 |
Home comfort plan | $29.99 |
Interior protection plan | $55.99 |
Premium home protection plan | $69.99 |
Discounts
Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.
HomeServe coverage exclusions
Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:
- 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
- Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
- Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
- Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
- Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.
HomeServe claims and coverage limits
You can file a claim with HomeServe online or over the phone. This feature is also coming to the app, though it’s not available as of publishing.
Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.
When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.
You can track the status of your claim using the company’s online tracking system.
Coverage limits
The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.
HomeServe FAQ
Is HomeServe legit?
If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home. Keep in mind that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available.
What is HomeServe?
HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance.
How does HomeServe work?
If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.
What does HomeServe cover?
HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.
Where is HomeServe available?
HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.
Does HomeServe require a home inspection?
HomeServe doesn’t require a home inspection or proof of one.
Can I pick my own service technician with HomeServe?
HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.
Does HomeServe have a limit on repairs?
Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.
How do I cancel HomeServe?
You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.
HomeServe Reviews
Filter by Rating
- (1,150)
- (184)
- (92)
- (80)
- (379)
Popular Mentions
- 4,565,917 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,565,917 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
HomeServe Company Information
- Company Name:
- HomeServe
- Year Founded:
- 2003
- Address:
- 601 Merritt 7, 6th Floor
- City:
- Norwalk
- State/Province:
- CT
- Postal Code:
- 06851
- Country:
- United States
- Website:
- www.homeserve.com