HomeServe

HomeServe Reviews

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$7.99 to $69.99
Monthly premium cost
50 states
Availability
One year
Labor guarantee
Varies
Service fee

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About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

    Pros & Cons

    Pros
    • Repairs guaranteed for one year
    • Local, licensed technicians
    • Website provides lots of information
    Cons
    • Availability and costs vary greatly by location
    • May need multiple plans to get the coverage you want

    Featured Reviews

    Verified
    Philadelphia, PA

    I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...

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    Verified
    Rego Park, NY

    I've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...

    Read full review

    HomeServe coverage and plans

    HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

    With each plan, you can choose the components you want to cover:

    • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
    • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
    • Electrical: Electrical wiring, outlet, switches and exhaust fan

    HomeServe’s combo plans: 

    • Appliance plan: Covers eight major appliances
    • Warranty Combo plan: Covers your appliances and 10 home systems
    • Premium Home Protection plan: Covers six home systems

    Coverage options vary by location, so not all plans may be available in your area.

    HomeServe cost

    HomeServe plans start at $7.95 per month. Total costs vary by plan and location — provide your ZIP code to get the most accurate price.

    We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

    *Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

    Discounts

    Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

    HomeServe coverage exclusions

    Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

    • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
    • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
    • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
    • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
    • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

    HomeServe claims and coverage limits

    You can file a claim with HomeServe online or over the phone. This feature is also coming to the app, though it’s not available as of publishing.

    Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.

    When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.

    You can track the status of your claim using the company’s online tracking system.

    Coverage limits

    The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

    HomeServe FAQ

    Is HomeServe legit?

    If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home. Keep in mind that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available.

    What is HomeServe?

    HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance.

    How does HomeServe work?

    If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

    What does HomeServe cover?

    HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.

    Where is HomeServe available?

    HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

    Does HomeServe require a home inspection?

    HomeServe doesn’t require a home inspection or proof of one.

    Can I pick my own service technician with HomeServe?

    HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

    Does HomeServe have a limit on repairs?

    Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

    How do I cancel HomeServe?

    You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

    HomeServe Reviews

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      How do I know I can trust these reviews about HomeServe?
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      Page 1 Reviews 0 - 10
      Customer ServiceCoverageTech

      Reviewed Nov. 19, 2024

      We were left with this our entire yard covered in dirt, gravel and pieces of sewer pipe. They hauled in gravel and left it and you can see they covered Our Entire Yard and our entire yard was not dug up. They refused to come out to see what the plumber had done, plumbers won’t return the calls. The sidewalks are caving in tilted downwards to each other nothing but a pool of water when it rains. They broke our flower bed that goes around never told us I found when I went to inspect what they had done. The 2 boys digging up our yard was rude just walked away as we asked them where they were digging never listened to us. They ended up digging in 3 places the sidewalk on both sides and our yard was left like this and I have a 3 year old grandson in the house that couldn’t play outside because of what they had done to our yard.

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      Customer ServiceCoverageTech

      Reviewed Nov. 15, 2024

      Useless!! Just called for an issue. Explaining to the Homeserve rep on the phone what my issue was. He told the plumber it was a sewage leak, which was incorrect. The plumber came out and said it wasn't covered and I would be charged $300. I called Homeserve again and explained to another rep what the issue was. She wrote up another work order and told me the repair would be covered and she would contact the plumber to tell them to just invoice them. Two hours later a Homeserve rep called me and told me the repair wasn't covered.

      I talk to a manager and he could care less that his reps lied to me and wasted my time and day. No one at this company know their own policies and what's covered and what's not. Don't do business with this company! When you have an issue it's NOT covered! If you do business with them make sure you Google the reviews of the plumbers they send out to you. Most of them have horrible reviews. If they do contact Homeserve and request another Plumber with better reviews.

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        Reviewed Nov. 6, 2024

        My mother is dead and sold her home on October 20, 2023 and you are still trying to collect? How do you collect off a dead person and you have the death certificate. HomeServe was terrible, they would send Jett Plumbing out but they never fixed anything, just jerry rigged the problem. Christine ** had to pay $803.78 to fix the kitchen sink because Jett Plumbing told the elderly owner that a little water was supposed to come out of the piping from the bottom of the sink which ruined the cabinet. I paid for plumbing and electrical work for my mother's home. This HomeServe was sending companies out that didn't want to fix the issues.

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        Customer ServicePriceRefunds & Payouts

        Reviewed Nov. 5, 2024

        I had the worst experience with HomeServe. I purchased the premium packet with them for my home and had them for at least 2 years.. I started having little problems with my hvac system that still required me to come out my pocket during the service (for Freon). Other than that they didn't do anything major to my system. It was just going out. Anywho, homeserve was suppose to give me a prorated price towards my policy for a new system, and even though I was quoted one price I would be getting back in 3 months of me still paying them and not need service somehow.. I wasn't owed a refund any longer.

        They said the few times they came to the homes basically amounted to exactly how much they owed me for my refund. Mind you they never did anything significant to my unit besides just add freon which again paid for.. They suck and the service is even worse. They push you on every department just to get you out their hair because they don't know the answer. Then they never save anything you originally called for in the past. You always have to explain your situation to 5 plus people over and over. They are the worse home warranty ever!! Run away from this company. Don't waste your money like I did.

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        Reviewed Oct. 31, 2024

        I’ve been paying premiums for years. Water line busted and they refused to pay. Said it wasn’t the main line from the street. You are better off just putting that money aside yourself for future repairs.

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        Customer ServiceTech

        Reviewed Oct. 25, 2024

        Updated on 11/07/2024: I posted a negative review about this awful company last week - complaining that the plumber they hired to make repairs to my neighbor’s water line resulted in damage to my landscaping. They got in touch with me and told me they would get back to me with a response. Their plumber also severed my cable line which caused a major inconvenience. They finally got back to me today and Homeserve refuses to take any responsibility for the landscaping damage and that I'd have to deal with their plumber who is not in the landscaping business. I’d give them a negative rating if I could. I also since cancelled my Homeserve policy as I'd never do business with them.

        Original Review: My neighbor used a HomeServe plumber this week to repair her exterior water line. The plumber asked my permission to dig up my shrubs in order to access her water line. I asked if they'd replace the shrubs the next day. The plumber said yes. Well, they have not returned and they don't answer their phone. I cannot replant the shrubs since there a very large pile of rocks where my shrubs had been located. My driveway is also a mess. It's been two days and several calls to HomeServe with no response. My neighbor has also called complaining about a 4 foot empty trench (very dangerous) they left in her driveway. No response.

        The plumber also cut thru my cable line. They told me that Comcast's utility flag wasn't properly marked. When Comcast visited yesterday, they told me they were NEVER called and the plumber used bogus flags! I now have to deal with Comcast to get a new cable run under my driveway which is a major production. In my opinion, HomeServe uses disreputable plumbers and they don't take any responsibility for screw-ups. They also don't follow-up or return phone calls. I also have a service contract with them but after this experience, I'll be cancelling it this week.

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        Customer Service

        Reviewed Oct. 25, 2024

        I am extremely disappointed with my experience. I reported a malfunctioning microwave over 15 days ago, and despite multiple follow-ups, it still hasn't been repaired. Customer service has been unhelpful and unresponsive, leaving me without a working appliance for weeks. This lack of support is unacceptable. I expected better service and communication.

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        Reviewed Oct. 11, 2024

        I spoke to Kirsten H. And she shared plans that they have that cover my home in the event of an accident at affordable prices and give my husband and I a peace of mind. She was very polite and courteous. They replace hot water systems! And help with water lines the water company will not come and fix along with cooling/ heating systems. Good find!

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        Customer ServiceCoverageTechPrice

        Reviewed Oct. 5, 2024

        Been paying for heating/cooling coverage for numerous years now and was just informed my heating system was not covered due to 4 heating zones. After multiple annual tune-ups, no technician ever told me that but yet they continued to charge me the coverage premium. Bounced back and forth between customer service and the repair dept as they were pointing fingers at each other and finally just demanded they cancel.

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        Claims HandlingCoverageTechPricePunctuality & SpeedRefunds & Payouts

        Reviewed Oct. 3, 2024

        I’ve been paying for HomeSmart (now HomeServe) warranty coverage for my home appliances since moving into my house in 2019. The house was built in 2014, so I’ve been paying $8 per month per appliance for coverage through Xcel. Since the recent rebranding or acquisition by HomeServe, I’ve had one claim—or rather, an attempted claim.

        For the first time, my Bosch refrigerator malfunctioned early in the morning, spewing ice all over my wood floors, which are now damaged and in need of replacement. I called HomeServe, and they sent someone out the next day. However, the technician admitted that he wasn’t familiar with Bosch appliances. He used pliers or a similar tool to take the freezer apart and, unbeknownst to me, broke some plastic pieces in the process. After inspecting the fridge, he told me the ice maker needed to be replaced, which would cost $500, and with labor, the total would be $1,200—requiring approval since it exceeded the allowed limit.

        HomeServe then informed me that some parts included in the Bosch ice maker bundle weren’t covered, and because Bosch doesn’t sell individual components, they won’t pay for the full repair. They suggested that I replace the entire refrigerator instead, which seems extreme. This leads me to question what I’ve been paying for these past five years, as they seem unwilling to fully service my appliances. I believe I should be refunded for the total amount I’ve paid for this inadequate service. Additionally, they closed my claim without resolving the issue. At the very least, the technician should fix the damage he caused, especially since he admitted to not having experience with Bosch. Do not use them.

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          HomeServe Company Information

          Company Name:
          HomeServe
          Year Founded:
          2003
          Address:
          601 Merritt 7, 6th Floor
          City:
          Norwalk
          State/Province:
          CT
          Postal Code:
          06851
          Country:
          United States
          Website:
          www.homeserve.com

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