HomeServe

HomeServe Reviews

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Written by Lorraine Roberte
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Edited by Ben Strauss
$7.99 to $69.99
Monthly premium cost
50 states
Availability
One year
Labor guarantee
Varies
Service fee

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About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

Pros
  • Repairs guaranteed for one year
  • Local, licensed technicians
  • Website provides lots of information
Cons
  • Availability and costs vary greatly by location
  • May need multiple plans to get the coverage you want

Featured Reviews

Philadelphia, PA
Verified purchase
I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...

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Rego Park, NY
Verified purchase
I've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...

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What is HomeServe?

HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance. According to its website, HomeServe provides home warranties for nearly 5 million customers.

If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

The HomeServe app allows you to manage your account from your mobile device — you can make payments, add or cancel coverage and schedule service using this app.

HomeServe coverage and plans

HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

With each plan, you can choose the components you want to cover:

  • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
  • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
  • Electrical: Electrical wiring, outlet, switches and exhaust fan

HomeServe’s combo plans: 

  • Appliance plan: Covers eight major appliances
  • Warranty Combo plan: Covers your appliances and 10 home systems
  • Premium Home Protection plan: Covers six home systems

Coverage options vary by location, so not all plans may be available in your area.

» LEARN MORE: Questions to ask a home warranty company

HomeServe cost

HomeServe plans start at $7.95 per month. Total warranty costs vary by plan and location — provide your ZIP code to get the most accurate price.

We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

*Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

Discounts

Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

HomeServe coverage exclusions

Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

  • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
  • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
  • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
  • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
  • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

HomeServe claims and coverage limits

You can file a claim with HomeServe online, over the phone or through the HomeServe app.

Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.

When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.

You can track the status of your claim using the company’s online tracking system.

Coverage limits

The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

HomeServe FAQ

What does HomeServe cover?

HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.

Where is HomeServe available?

HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

Does HomeServe require a home inspection?

No, HomeServe doesn’t require a home inspection or proof of one.

Can I pick my own service technician with HomeServe?

No. HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

Does HomeServe have a limit on repairs?

Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

How do I cancel HomeServe?

You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

How long is a HomeServe contract?

You will have 11 months of coverage during your first year of a HomeServe contract. There’s an initial 30-day waiting period before you can make a service call that starts immediately after your order is processed. Then, you’ll have coverage for the remaining 11 months in the year.

Is HomeServe worth it?

If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home.

One thing to keep in mind, though, is that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available. Once you find a plan you’re interested in, take time to read the details and analyze the cost to decide if it’s right for you.

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HomeServe Reviews

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    Page 1 Reviews 0 - 6
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & Speed

    Reviewed March 16, 2025

    We had a fantastic experience with the Homeserve water line replacement plan. Our water line began to fail on us and we were getting water in the basement. We contacted Homeserve and they had a local plumber come out and take a look very quickly. The approval process was also quick and hassle free for us, the plumbing company handled all communication with Homeserve and they completed the entire replacement of the water line (dug up front yard, pulled out old pipe, installed new pipe, re did our yard and upgraded our water meter and shut off to code) all in 8 hours start to finish! We were very impressed with both the speed of the repair and the entire process. We thought it would be like most insurance claims where the insurance company tries their best to get out of the claim but Homeserve really came through! We are now looking into getting coverage on our rental properties, the plans are super affordable and it saved us thousands of dollars on a costly water line replacement. Thank you so much Homeserve. We highly recommend them!

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    HomeServe
    Response from HomeServe

    It's experiences like yours that motivate us. Our team strives to deliver an excellent experience, and we are glad you found this to be the case during your visit. If you have further needs or questions, please reach out!

    Tech

    Reviewed Jan. 9, 2025

    I'd like to thank HomeServe for dispatching a quality plumber to fix my mother's drain. It was clogged at the curb by tree roots. Total plumbing was there 1st Monday, in the starting hours of a snow storm. They fixed the problem in an hour. While my Mom, who's elderly and in the hospital after a fall, was not able to communicate with them. Thank you for your professional service. A well worth Policy.

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      Reviewed Oct. 11, 2024

      I spoke to Kirsten H. And she shared plans that they have that cover my home in the event of an accident at affordable prices and give my husband and I a peace of mind. She was very polite and courteous. They replace hot water systems! And help with water lines the water company will not come and fix along with cooling/ heating systems. Good find!

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      Customer ServiceTechPunctuality & Speed

      Reviewed June 7, 2024

      5/2024. I live in a small town in Ohio. I have had to use my HomeServe Plan several times in the last few months. I had sewer back up in my basement about a year ago. I called Home Serve and had same day service. They actually had to use the router to remove tree roots from my sewer line. Fast forward to early this year and I again had sewer backup in my basement. Called and had same day service, come and router out my line. This was done every 3/4 months. Service was same day every time. Everyone I spoke with from Home Serve was polite, kind and helpful, as were the servicemen they sent. Then a week ago, I had back up again. I called and explained to the customer service, they called me back that I would have service 4 days later. I replied and send I cannot wait 4 days, I cannot use any facilities in my home. This second person said they understood and would see what they could do.

      I waited and hear nothing, so I called a 3rd time. This lady was fabulous. She got busy making calls and had someone scheduled for that afternoon. She had to call around to other areas them what I had before, but she had people scheduled to come within hours. They were on another job, but called me and gave me an estimated time of when they would arrive. They were running late and called and kept me informed. They arrived and went to work. They had a camera and screen and showed that it was not my sewer line it was within my home sewer.

      Long story, but they were excellent and after several hours everything was fixed. I could not be happier. "The Trenchless guys" were professional and got the job done. I am hopeful that they will be used on any future jobs at my home. A+ The Trenchless Guys, C for the first service rep I spoke with, F for the 2nd and A+ for the 3rd! I am so happy that I am in thus plan with Home Serve. I only wish they had plumbers and service people from my Tuscarawas County area rather than from Stark and Summit County areas. However, The Trenchless Guys would be preferred.

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      Reviewed March 10, 2025

      I had low water pressure throughout my home and utilized the plumber HomeServe sent out to do the repair. After the work, I had no water pressure inside my home. Using this company has been a traumatic experience for me.

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      Customer ServiceTechPunctuality & Speed

      Reviewed March 4, 2025

      I had a sewer/waterline contract with Service Line Warantees and several years ago it appears that HomeServe bought them out. My low rating comes from the fact that while their business says they have a 24 hour hotline (which would make you believe they would take care of your problem fast) they don't schedule contractors for several days. I got scheduled 4 days later and that contractor had to come back claiming he didn't have the right tools (plus he told me to call the city as they need to clean the sewer). He came back and claimed he completed his part of the job but I needed to call the city to finish it. They came out again and told me it was on my property and they couldn't take care of it.

      This contractor had me sign "completed successfully" forms before he even *began* his work. So I needed another service call and again got one scheduled 4 days later (remember I had a clogged sewer that presented limitations as to how I could live my life). When the contractor left he told me to go lightly on the water or it would back up into my house. Sure enough, 2 days later it did back up and this was on a Saturday. I called the 24 hour hotline and the rep said I had an appt scheduled in 4 days. I had to scream at him to say it was an emergency. He actually heard me and got a plumber out that day... but this guy couldn't finish the job either.

      Again I was warned not to put any solids down my system and he told me he'd be back on Monday. He never showed up. I called the hotline again and found out that they couldn't get anyone out to me until Tuesday. It was a very very uncomfortable few days. On Tuesday a different contractor showed up and fixed the problem in 10 minutes flat! Why I had to suffer with this problem for close to a whole week I don't know. I'm going to shop for another company to service my sewer line/waterlines.

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      Customer ServiceClaims HandlingSales & Marketing

      Reviewed March 2, 2025

      On 12/21/24 my gas furnace stopped working. As an 82 yr old recent widow, I called Homeserve, as I have been a customer for many years but never used their services, was greeted by a pleasant male voice, who thanked me for being a long time customer, and I told him my problem; and he said I would receive an email shortly from the service company with an appointment.

      A few minutes later at about 6PM I received an appointment for the next day between !!AM & 11PM. I called the service company and told them I needed someone here tonight as the temperature outside was going down to 10 degrees, and this is a gas furnace and I don't know what is wrong and I also don't want theater pipes to freeze. He told me that when he was called he told them he had no one to send out tonight as it was their Christmas party. I called Homeserve back and told them this and a person who identified herself as Angel, who was very rude and told me my account was suspended as I did not renew my contract, even though it renews automatically and I paid 3 months in advance Sept 24 via my MasterCard and I have the statement in front of me.

      She transferred me to customer service which closed at 4PM and it is now almost 7PM. I had no choice so I went online to search for someone near that has emergency service and I found someone in Scranton, a short distance from my home who sent someone out at 10PM and in one hour I had heat, at the cost of $240.00, which I paid. It is now March 2nd and I have been trying to get reimbursed my $240 but despite calling the reimbursement and sending the copy of the bill and the claim number given to me, and following all the instructions I was given, I still do not have any payment. I have called several times but get the runaround. I am totaled disgusted with Homeserve, and I am paid up until the end of March and I will cancel this company, nothing but a scam.

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      HomeServe
      Response from HomeServe

      Thank you for sharing your concerns with us. We want to connect with you to see if we can help. Please provide your contact information; a specialist from The Office of The President will contact you in the coming days.

      Refunds & Payouts

      Reviewed Feb. 25, 2025

      HomeServe/Dominion Energy are connected and fraudulently added this service on my new electrical account without confirming with me, based off an old account which I didn’t realize they were still billing me since 2016. They are refusing to give me a refund, so I’m going to write letters to the PSC and ORS. I never asked to continue services.

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      Customer ServiceTechPricePunctuality & Speed

      Reviewed Feb. 25, 2025

      We hired Greg Frey Construction (Ludington, MI) to replace and extend the second-floor deck on our house in Oceana County, MI. This included replacement of the current rubber roof over the entire project with the addition of a metal roof (~50%), and new Trek deck (~50%). During the proposal process Greg stressed that as a general contractor for over 25 years, this would be an easy project and he has installed numerous decks (rubber, metal and wood/composite).

      Unfortunately, the entire experience was extremely disappointing due to numerous errors, rework and very hostile communications from Greg and his 23-year-old son who conducted most of the work. Unfortunately, his son was unsupervised by Greg during the entire project, which led to most of the problems and rework. On numerous occasions, Greg informed us that he had just purchased several lots and was quickly building numerous million-dollar homes that took his time off our $90K project.

      I’m posting this review due to their poor performance as contractors and willingness to take care of the remaining numerous issues. Plus, due to their lack of or hostile communication style the entire project has been extremely frustrating. The project has deteriorated to a level that is no longer acceptable nor tolerable. For over a year. We have sent multiple emails, texts (documented) and phone messages regarding these issues with minimal to mainly no responses. We have tried on numerous occasions to try and work through these issues but it’s impossible when there are no responses or willingness to repair their work.

      We have given Greg multiple opportunities to repair the issues but now are forced to use another company to fix the issues due to the lack of willingness to honor his stated warranties. This will cost us an additional $25K for needed repairs. We are forced to take Greg to court for the damages incurred. We had a process agent try to serve Greg the affidavit for court but he had his young son answer the door to tell the agent his dad was in the shower. The Server waited for over 25 minutes and another individual in the house came to the door to let the agent know that Greg was not coming to the door.

      Ongoing issues at hand concerning the workmanship of this project: Leaking of deck/roof through the tongue & groove ceiling into our sunroom: The rubber roof under the deck and roof was not properly installed and will need to be replaced. Rear Gate between metal roof and deck: required numerous repairs as the inside is falling apart, paint continually peels and is not level. Holes on post: There are several posts where the contractor did not measure correctly and left holes on the post. They tried to repair it with putty, but the repair has changed color and can be clearly seen.

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      Customer Service

      Reviewed Feb. 21, 2025

      I have called to schedule service 3 times with this company, I never hear back from them and then get notifications that my service calls have been cancelled. It has been an absolute nightmare dealing with this company.

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        HomeServe Company Information

        Company Name:
        HomeServe
        Year Founded:
        2003
        Address:
        601 Merritt 7, 6th Floor
        City:
        Norwalk
        State/Province:
        CT
        Postal Code:
        06851
        Country:
        United States
        Website:
        www.homeserve.com

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