HomeServe

HomeServe Reviews

Author pictureAuthor picture
Author picture
Written by
Author picture
Edited by

Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.

$7.99 to $69.99
Monthly premium cost
50 states
Availability
One year
Labor guarantee
Varies
Service fee

Our Buyers Guide Top Picks:

ARW Home

ARW Home Reviews

View Plan

About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

    Pros & Cons

    Pros
    • Repairs guaranteed for one year
    • Local, licensed technicians
    • Website provides lots of information
    Cons
    • Availability and costs vary greatly by location
    • May need multiple plans to get the coverage you want

    Featured Reviews

    Verified
    Philadelphia, PA

    I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...

    Read full review
    Verified
    Rego Park, NY

    I've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...

    Read full review

    HomeServe coverage and plans

    HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

    With each plan, you can choose the components you want to cover:

    • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
    • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
    • Electrical: Electrical wiring, outlet, switches and exhaust fan

    HomeServe’s combo plans: 

    • Appliance plan: Covers eight major appliances
    • Warranty Combo plan: Covers your appliances and 10 home systems
    • Premium Home Protection plan: Covers six home systems

    Coverage options vary by location, so not all plans may be available in your area.

    HomeServe cost

    HomeServe plans start at $7.95 per month. Total costs vary by plan and location — provide your ZIP code to get the most accurate price.

    We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

    *Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

    Discounts

    Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

    HomeServe coverage exclusions

    Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

    • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
    • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
    • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
    • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
    • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

    HomeServe claims and coverage limits

    You can file a claim with HomeServe online or over the phone. This feature is also coming to the app, though it’s not available as of publishing.

    Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.

    When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.

    You can track the status of your claim using the company’s online tracking system.

    Coverage limits

    The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

    HomeServe FAQ

    Is HomeServe legit?

    If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home. Keep in mind that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available.

    What is HomeServe?

    HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance.

    How does HomeServe work?

    If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

    What does HomeServe cover?

    HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.

    Where is HomeServe available?

    HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

    Does HomeServe require a home inspection?

    HomeServe doesn’t require a home inspection or proof of one.

    Can I pick my own service technician with HomeServe?

    HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

    Does HomeServe have a limit on repairs?

    Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

    How do I cancel HomeServe?

    You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

    HomeServe Reviews

    Filter by Rating

    • (1,149)
    • (183)
    • (92)
    • (80)
    • (367)

    Popular Mentions

      How do I know I can trust these reviews about HomeServe?
      • 4,518,190 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.
      Recent
      • Recent
      • Oldest
      • Most helpful

      A link has directed you to this review. Its location on this page may change next time you visit.

      How do I know I can trust these reviews about HomeServe?
      • 4,518,190 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.
      Page 1 Reviews 0 - 10
      Tech

      Reviewed Aug. 21, 2024

      If there was a zero, that might be too high. This company uses "contractors" with horrible ratings. This is a worthless warranty to have. It won't help you, and likely the contractor will cause more damage than you had. I had a couple yahoos out today who didn't even know which line was the water line. These aren't licensed plumbers coming out to do your work. These are people who have zero clue..Zero clue.

      Thanks for your vote! Report
      Resolution In Progress
      Customer ServiceClaims Handling

      Reviewed Aug. 15, 2024

      This home warranty companies always try to find a way not to pay claims. Limiting the providers, or delaying response. This is a second company I try, and after paying 3 years $29 a month to cover my ACs. I tried to make a claim today and was denied a reimbursement because I had to call someone to do the repair. I am cancelling today and never again home warranties with these companies

      Thanks for your vote! Report
      Resolution In Progress

      Not sure how to choose?

      Get buying tips about Home Warranties, Service Plans delivered to your inbox.

        By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

        Thanks for subscribing.

        You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

        Customer Service

        Reviewed Aug. 3, 2024

        I'm so disappointed to be writing this but buyers beware. If you are thinking this service will help in an emergency situation, you are dead wrong. I have one bathroom in my house and my toilet backed up. Have been paying for this service for two years under the impression that in an emergency, I would have supported. Do you think that calling in on a Friday night and not being told until you call back two more times that no one can help you until Monday is close to emergency service support? It's not even basic service on a humane level. Add to it a customer service experience that just leaves you with representatives telling you how "sorry" they are that you can't go to the bathroom in your own home.

        Thanks for your vote! Report
        Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & Payouts

        Reviewed Aug. 1, 2024

        Updated on 08/09/2024: UPDATE: My final straw was hearing from the construction company where I work that they have previously had to fix thousands of dollars worth of structural damage caused by the shoddy work of Down Home Plumbing. Homeserve was unwilling to pay for those damages and the poor customer had to sue for satisfaction. State Farm took 48 hours to approve a claim under my homeowner's insurance. They allowed me to hire a well-reviewed and trustworthy local plumbing company to replace my main sewer line. I implore everyone to check with their homeowner's insurance company for this type of coverage. When I requested Homeserve to least refund my premium for their failure as a company, I never heard back from management. Steer clear!

        Original Review: 0 stars! Homeserve is a scam. We had our main sewer line back sewage up into our basement due to a tree root intrusion. The techs they sent out from Down Home Plumbing to repair the blockage ran an auger through the line and then told us they didn't hit any major resistance and the issue was resolved. They did not camera the line to source the blockage or to make sure they had cleared the blockage because Homeserve does not authorize them to do so. Not to mention the techs arrived 3.5 hours past their estimated appointment window and one of them spent the entire time on his cell phone while his (possible barely 18 year old) partner did the work.

        Water began backing up in our main again immediately as the auger had done nothing but temporarily push the roots aside. So we called Homeserve again and told them this time that cameraing had to be approved so the issue could be fully resolved. The first company they requested to come out was unavailable so they sent the job back to Down Home Plumbing. Down Home Plumbing confirmed the appointment with Homeserve and I received a text and email confirmation they would be on site the next day. But when I called the next day to confirm the arrival window they could not find the appointment/repair information without calling Homeserve. And once they did find it, the tech and his manager called more than once attempting to reschedule it for 1-2 days later because they were busy and didn't feel sewage backing up into my basement was an emergency.

        After several heated conversations and multiple calls from myself to Homeserve, a tech did show up. He called Homeserve again before doing anything to make sure the cameraing was authorized and then proceeded to camera the line. He found a massive tree root intrusion and informed us the line would need to be dug up and at least a portion of it replaced. He let us know he would contact Homeserve with this info and they would be in touch ASAP. Two days later we had heard nothing, so I called Homeserve to be told Down Home Plumbing had never sent them the information. They assured me they would follow up with Down Home Plumbing and send the repair request for approval.

        Another 24 hours later, I got a call from Homeserve saying we needed to remove the tree that had caused the root intrusion. I informed them it would be down that day. They then asked if we would like to add a cleanout to the main line at the street at an out of pocket cost of $830. I told them no. They said that was fine and Down Home Plumbing would be in touch to schedule the repair. After I didn't hear from Down Home Plumbing for another 48 hours, I called them and was informed that they had told Homeserve the installation of the cleanout was mandatory by code and they could not schedule the work. Homeserve got it wrong! Had I not called Down Home Plumbing, no one would have called me. Mind you my sewer line has backed up for 2+ weeks at this point already!

        When I called Homeserve they refused to take any responsibility for their miscommunication and doubled down that the cleanout installation would have to be done out of my pocket because it isn't covered under their policy. I informed them that their policy states they exclude "Any replacement, correction, upgrade, or move of Your existing System in order to meet any code, law, regulation, ordinance, or utility directive, if not directly related to the necessary Covered Repair." But when you're replacing my main sewer line, putting a cleanout on it IS "directly related to the necessary covered repair."

        After half an hour of asking for a manager, a manager named Alisha tried to tell me the repair wouldn't work without the cleanout and then hung up on me. If that were even remotely true, that would also make it "directly related to the necessary covered repair." These people can't even read their own policy. Meanwhile, the work still isn't getting done! Avoid Homeserve like the plague. They are slow, stupid, and overpriced for the nothing they provide. And they use the worst (read cheapest) possible installers who could care less about customer service or quality workmanship.

        Thanks for your vote! Report
        HomeServe
        Response from HomeServe

        Hi Amber, We regret to hear you had a negative experience during your sewer line claim. Can you please send a private message with your contact information? Someone would be glad to contact you regarding your dissatisfaction.

        Customer Service

        Reviewed July 23, 2024

        Been trying to pay a bill and can't speak to them about why they won't accept payment from my prepaid visa card, when I call they can't except my visa card, I have called numerous times and they won't accept my card and I never have been able to pay the bill so I will just find another company. I'm pretty sure it's because they want a bank account # so they can automatically charge my account. I never can talk to anyone who speaks clear English and they can't seem to ever help me so time to move on to another company. Thanks.

        Thanks for your vote! Report
        Profile pic of the author.
        Price

        Reviewed July 9, 2024

        I am 'HORRIFIED' at the service "Home Serve" failed to provide. I have had a 'Contract' with this company more than ten (10) years, requiring very little service. When I needed them most they had an excuse ' Unfortunately' and then the 'Bull' started!!! Home serve is a partner of 'Dominion Power' who encourage 'Seniors to enroll in this 'program' and pay a dear price, only to find 'Excuses' when there is a 'Request for Service'. I am going to continue to address this matter until there is a 'FAIR RESOLVE'...Dominion Power will get 'feedback' also.

        Thanks for your vote! Report
        Profile pic of the author.
        Customer ServiceTech

        Reviewed July 8, 2024

        Service depends on who takes your call at dispatch. Some dispatchers refuse to send anyone out unless sewer had backed up and is fully clogged. Contractors don't seem to be vetted and got totally incompetent ones who don't have proper equipment not knowledge of how to Auger a sewer line.

        Thanks for your vote! Report
        Coverage

        Reviewed July 8, 2024

        Please read your contract in full‼️ I’ve been with them since 2020 and never needed service until my AC stop working. The tech comes out & advise my compressor is broken and I will need a new unit. Well lo and behold they don’t cover the compressor and wouldn’t even consider a credit towards a new unit. READ THE FINE PRINT BEFORE WASTING YOUR MONEY!

        Thanks for your vote! Report
        HomeServe
        Response from HomeServe

        Hi Aldonia,

        We are sorry to learn you experienced a non-coverable event. Thank you for taking time to leave feedback about your experience, please don't hesitate to reach out to us if you have any additional questions or concerns.

        Thank you,

        Customer ServiceTech

        Reviewed July 6, 2024

        Do NOT use.... They will leave you ALL weekend without water and sewer. Sent a plumber that stopped working at 6pm on a Friday without resolving the issue leaving me without ALL water and sewer facilities ALL weekend. Have been calling repairs and customer service all day Saturday requesting emergency services to get my family access to water and sewer facilities. Customer service reps repeatedly stated and were confident that emailing their service provider and waiting for Monday to schedule repairs were an acceptable resolve to their customer being without water and sewer access for any length of time let alone ALL weekend. DO NOT purchase or do business with HomeServe USA. They do NOT provide "peace of mind" or provide EMERGENCY services. They will contract the work out and blame the providers for not being available when emergency services are needed.

        Thanks for your vote! Report
        Verified purchase
        Customer ServiceCoverageTech

        Reviewed June 30, 2024

        I'm canceling all the plans I have with them for their service is HORRIFIC!! Having both the highest level of inside & external plumbing contracts, I called about an outside faucet that would not shut off. I fully explained to them, repeatedly, that the issue was the faucet itself and needed to be replaced. Also stated that because of the high flow rate from the faucet I had to keep all the water to the house turned off at the street. Homeserve sent me notification that a local plumbing company would be out the next day between 9-1. That company never contacted me, and when I attempted to contact them received voice-mail. I left a detailed message, including multiple ways to respond, to no avail!

        Homeserve called them, to find out the status at 3PM, when I called to find out what was going on. They said that the plumbing company had gotten caught up with another large job and would be to my house the next day, Sunday, between 0800 and 1. I AGAIN explained that it was the faucet that needed replacing before I could turn the water back on. I was told that was not an issue. The plumbing company finally showed at 2PM, with a bad attitude. When they commented that I looked angry, I started that I am frustrated that they neither arrived when promised, and put me off for an extra day. He asked, in a rude tone, "Do you know of anyone else who would come out on a weekend?" I started that there are plenty of plumbers in the area that would do so and he clarified "that work for Home Serve??" I just showed him where the faucet is located. His assistant took my shut off tool and went to turn the water on.

        The main person was quickly able to determine that I was correct, and the faucet needed replacing, BUT Homeserve does NOT cover that. They turned off the water, returned my tool and left. (There was no way I was going to hire them to do the replacement!) I came back inside to the phone ringing with Homeserve calling me. The affirmed that despite my having been paying for the top level of both internal & external "protection" they did NOT cover the replacement of the faucet. When I asked why they didn't just tell me that in the first place, they stated that they had to verify that it was the faucet, and not the pipe leading to it, which they do cover. I'm done with them and will be purchasing from a reputable company.

        Thanks for your vote! Report

        Quick and easy. Find a home warranty partner now.

          Loading more reviews...

          HomeServe Company Information

          Company Name:
          HomeServe
          Year Founded:
          2003
          Address:
          601 Merritt 7, 6th Floor
          City:
          Norwalk
          State/Province:
          CT
          Postal Code:
          06851
          Country:
          United States
          Website:
          www.homeserve.com

          Check out our buyers guide top picks

          Our Buyers Guide Top Picks:

          ARW Home

          ARW Home Reviews

          View Plan