HomeServe Reviews

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Edited by: Ben Strauss
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About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

Visit www.homeserve.com/en-us
Pros
  • Repairs guaranteed for one year
  • Local, licensed technicians
  • Website provides lots of information
Cons
  • Availability and costs vary greatly by location
  • May need multiple plans to get the coverage you want

Helpful Reviews

Mercer, PA
Verified purchase
HomeServe owes me 850.00 for sending out 2 techs who did not know what they were doing. They broke my water pipes and took off. Left me stranded without any water at all. I'm aski...

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Providence, RI
Verified purchase
We had a fantastic experience with the Homeserve water line replacement plan. Our water line began to fail on us and we were getting water in the basement. We contacted Homeserve ...

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How does HomeServe work?

HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance. According to its website, HomeServe provides home warranties for nearly 5 million customers.

If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

The HomeServe app allows you to manage your account from your mobile device — you can make payments, add or cancel coverage and schedule service using the app.

HomeServe coverage and plans

HomeServe offers three service plans to cover repairs of your main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

With each plan, you can choose the components you want to cover:

  • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
  • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
  • Electrical: Electrical wiring, outlet, switches and exhaust fan

HomeServe’s combo plans:

  • Home Appliance Repair Plus: Covers six major appliances
  • Complete Plumbing Plan: Covers seven home plumbing components
  • Premium Home Protection: Covers twelve home systems

Coverage options vary by location, so not all plans may be available in your area.

HomeServe coverage exclusions

Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

  • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
  • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
  • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
  • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
  • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

HomeServe cost

HomeServe plans start at $4.99 per month. Total warranty costs vary by plan and location — provide your ZIP code to get the most accurate price.

We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

*Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

HomeServe discounts

Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

How to file a claim with HomeServe

You can file a claim with HomeServe online, over the phone or through the HomeServe app.

  1. Have your HomeServe ID ready.
  2. Describe the problem you’re having and share your availability so the company can send out a service provider.
  3. Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should contact you within four hours.
  4. If it’s a less urgent repair, you may not hear back until noon the next business day.

You can track the status of your claim using the company’s online tracking system.

Coverage limits

The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

FAQ

Where is HomeServe available?

HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

Does HomeServe require a home inspection?

No, HomeServe doesn’t require a home inspection or proof of one.

Can I pick my own service technician with HomeServe?

No, you cannot pick your own service technician with HomeServe. HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

Does HomeServe have a limit on repairs?

Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

How do I cancel HomeServe?

You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

How long is a HomeServe contract?

A HomeServe contract provides 11 months of coverage during your first year. There’s an initial 30-day waiting period before you can make a service call that starts immediately after your order is processed. Then, you’ll have coverage for the remaining 11 months in the year.

Is HomeServe a legitimate company?

Yes, HomeServe is a legitimate home warranty company. It has been in business for over 20 years and has saved customers over $2 billion in covered home repair costs.

Still have questions?

Is HomeServe worth it?

HomeServe is worth it for homeowners looking for a low-cost home warranty with flexible coverage options. Its plans allow you to pick and choose your coverage to create a one-of-a-kind warranty that works for your home.

One thing to keep in mind, though, is that each plan’s costs, terms and availability vary greatly by location. Negative reviews frequently mention issues with technicians, delays and unexpected charges. Be sure to read reviews for your specific region before signing up for a plan.

Go to HomeServe’s website to see what coverage is available in your zip code. Once you find a plan you’re interested in, take time to read the details and analyze the cost to decide if it’s right for you. You may need multiple plans to get the exact coverage you want.

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HomeServe Reviews

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    Page 1 Reviews 0 - 5
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsBillingRates

    Reviewed July 3, 2026

    Hi my friends. I rarely endorse anything. (Previous endorsements in my 20 plus years on Facebook involved, Babyfeet mask, and CleanEEZ wood floor restorer.) This one is for Homeserve USA. I heard about it thru Energy United, and I thought, sounds interesting. It’s very affordable, so I enrolled in several of their offerings. My house is older, so I was sure that any claim I might make, would have some sort of “hidden clause,” or “caveat,” that would deny coverage for certain events.

    Well, I recently, I had an outdoor water leak, and Bare Tech Plumbing came out multiple times to find it and fix it. No charge, other than the $40.70 annual exterior water service line protection. (Actual bill around $2,500.00.) Then I had an internal plumbing leak. (I had Interior Plumbing and drainage system protection.) Again, Bare Tech plumbing came out and fixed it. Again, no charge and they are very fast to respond. Needless to say, I also enrolled in Homeserve’s Exterior and interior electrical coverage and their Water heater repair and replacement. Both are very affordable and well worth the price. I am very pleased customer HomeServe USA! Thank you!

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    Customer ServiceCoverageTech

    Reviewed May 25, 2026

    I cannot praise them enough. The one reason I say this is on the coverage I have for the water lines, the toilet, as that is all I have used. I have several contracts with them. I also have choice which really making me shudder. I appreciate that they have the best plumbing company ever here in tucson. I pray this company stays with them. It's called zona plumbing. They are the best that I have had in the many years with them, but most of the others were good too. But this one is better, compared with choice gets the worst contractors to sign up, and they are not reliable. If Homeserve had more offerings like home appliances, etc., I would have them for that too.

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      Customer ServiceTechPunctuality & SpeedMaintenance

      Reviewed May 19, 2026

      Homeserve sent out Precision Plumbing to snake my drain, they went above and beyond to get all the roots out. They cleaned my floor and even changed a light bulb for me. They were super nice guys and the other companies would dent my walls, leave roots behind and break my slider door trim. These guys lifted the heavy machine and no damage. Called Homeserve to thank them and they are always so super nice and they work fast to get my problem solved. I love ya all and thanks for being there for me.

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      Customer ServiceTechPunctuality & SpeedStaffResolutionTimeliness

      Reviewed April 26, 2026

      My experience is with plumbing. I called Homeserve regarding a pipe leak inside the wall. Homeserve contacted a plumbing company who responded right away and resolved the problem. The work was quick and thorough and clean. No mess left. Plumbers have to cut open walls but the cut was neat and the residue was cleaned up.

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      Customer ServiceCoverageTechMaintenanceStaffHonesty & Transparency

      Reviewed April 22, 2026

      HomeServe came out to my home and serviced my AC unit that needed its yearly maintenance. The technician whose name is Jared was extremely knowledgeable, honest, and answered all my questions and concerns. He thoroughly cleaned the coils and dusted all the dirt and leaves that accumulated over the winter months. He was honest by telling me how my unit is in great shape. Jared didn’t try to upsell any services other than giving me a brochure on their monthly insurance plan. I am very happy I called this company.

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      Customer ServiceTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed June 24, 2026

      I wish I could give them no Stars because they almost completely destroyed my 3 condensors and 9 Mitsubishi Heads during their annual maintenance contract, which has taken me more than a year to straighten out with another company. It takes about 6 calls to make an appointment; then you have a 50:50 chance that they actually show up. They charge you over a 1000 bucks for a phony maintenance plan where they send an inexperienced tech to walk around hold a thermometer near your unit tell you all is well when the units are barely pushing air and really need a deep bib cleaning; then recommend condenser and mold spray for you to use on your own which causes black flakes to shoot out of your unit for a year or more. Then just proceed to use hose on the outside condenser. They caused more trouble than helped.

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      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenance

      Reviewed June 20, 2026

      I have had Homeserve for I think three years now. I have never had a positive experience with this company. Their network of providers for lack of a better term just suck. The first time I called them I had a broken water pipe in my front yard. I ended up calling a local plumber and paying for it myself. They could not get anybody to show up in a reasonable time frame. Now my water heater is down, and it will be about four days in total to get it fixed. My plan covers the first $1500 and I have been told my part will be $750. That's $2250 total. It would cost $2500 to just replace it.

      HomeServe Does not allow me to just pay another $250 and get it done. Instead, I will be without hot water for about 4 days. I have purchased a new plan with a different company that will be active in 15 days. Twice I had cooling system tune ups. It took more than a week to get someone to show up at a time we would be home. In short, they suck at what they do. We are done with homeServe and save yourself the frustration. Don't start with them is my advice.

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      TechRefunds & PayoutsBilling

      Reviewed June 16, 2026

      I paid a monthly payment for years for my inside plumbing. Then when I needed service, they were not able to assign any plumbers to my case. I had to pay for a plumber out of my own pocket that I was able to hire. They offered no refund of monthly premiums and no reimbursement for my plumbing bill. It was a total waste of money.

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      Customer ServiceCoverageTechPriceStaff

      Reviewed June 14, 2026

      I have been with HomeServe for years ... I call for service for both my AC and Hot water Tank.. When the service technician came he said I need an upgrade, the cost for the water tank $3,067 and the AC unit $18,000 .. insane!!!! My coverage on policy is $1,500 and $10,000 for repairs ... HomeServe refuse to cover any of the cost ... I'm retired and living on a low budget and cannot afford to do an upgrade.. All I'm ask for them to do the right thing.. Ever **

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      CoverageTech

      Reviewed June 12, 2026

      This company is cheating customers for the HVAC insurance. I have had this company for two different properties and when it comes time to do any work their "Homeserve" tech just comes and declares system as "condemned". Then if you try to contact them they give you the biggest runaround. Beware especially if you have an older system - I just cancelled both my policies.

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        HomeServe Company Information

        Company Name:
        HomeServe
        Year Founded:
        2003
        Address:
        601 Merritt 7, Ste. 600
        City:
        Norwalk
        State/Province:
        CT
        Postal Code:
        06851
        Country:
        United States
        Website:
        www.homeserve.com