
HomeServe Reviews
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About HomeServe
HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.
Visit www.homeserve.com/en-us- Repairs guaranteed for one year
- Local, licensed technicians
- Website provides lots of information
- Availability and costs vary greatly by location
- May need multiple plans to get the coverage you want
Helpful Reviews
How does HomeServe work?
HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance. According to its website, HomeServe provides home warranties for nearly 5 million customers.
If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.
The HomeServe app allows you to manage your account from your mobile device — you can make payments, add or cancel coverage and schedule service using the app.
HomeServe coverage and plans
HomeServe offers three service plans to cover repairs of your main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.
With each plan, you can choose the components you want to cover:
- Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
- Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
- Electrical: Electrical wiring, outlet, switches and exhaust fan
HomeServe’s combo plans:
- Home Appliance Repair Plus: Covers six major appliances
- Complete Plumbing Plan: Covers seven home plumbing components
- Premium Home Protection: Covers twelve home systems
Coverage options vary by location, so not all plans may be available in your area.
HomeServe coverage exclusions
Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:
- 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
- Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
- Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
- Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
- Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.
HomeServe cost
HomeServe plans start at $4.99 per month. Total warranty costs vary by plan and location — provide your ZIP code to get the most accurate price.
We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:
| Plan | Monthly cost* |
|---|---|
| Exterior water service line | |
| Exterior sewer/septic line | |
| Interior plumbing and drainage system | |
| Heating system (gas/electric only) | |
| Water heater repair and replacement | |
| Cooling system | |
| Water heater repair | |
| Exterior electrical line | |
| Interior electrical line | |
| Electrical surge | |
| Exterior service line coverage | |
| Home plumbing and drainage coverage | |
| Complete plumbing plan | |
| Tech protection (Premier) | |
| Premium home protection plan | |
| Home Appliance Repair Plus |
HomeServe discounts
Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.
How to file a claim with HomeServe
You can file a claim with HomeServe online, over the phone or through the HomeServe app.
- Have your HomeServe ID ready.
- Describe the problem you’re having and share your availability so the company can send out a service provider.
- Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should contact you within four hours.
- If it’s a less urgent repair, you may not hear back until noon the next business day.
You can track the status of your claim using the company’s online tracking system.
Coverage limits
The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.
| Company | Customer rating | Monthly starting cost | Availability | Year founded | |
|---|---|---|---|---|---|
![]() HomeServe | Learn More | 1.7 | $4.99 | 50 states | 2003 |
![]() Cinch Home Services | View Plan | 4.2 | $30.99 | 48 states | 1978 |
![]() American Home Shield | View Plan | 3.7 | $29.99 | 48 states | 1971 |
![]() HomeSafe | Get a Quote | 4.3 | $69 | 49 states | 2002 |
![]() Liberty Home Guard | View Plan | 4.5 | $49.99 | 50 states | 2019 |
FAQ
Where is HomeServe available?
HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.
Does HomeServe require a home inspection?
No, HomeServe doesn’t require a home inspection or proof of one.
Can I pick my own service technician with HomeServe?
No, you cannot pick your own service technician with HomeServe. HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.
Does HomeServe have a limit on repairs?
Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.
How do I cancel HomeServe?
You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.
How long is a HomeServe contract?
A HomeServe contract provides 11 months of coverage during your first year. There’s an initial 30-day waiting period before you can make a service call that starts immediately after your order is processed. Then, you’ll have coverage for the remaining 11 months in the year.
Is HomeServe a legitimate company?
Yes, HomeServe is a legitimate home warranty company. It has been in business for over 20 years and has saved customers over $2 billion in covered home repair costs.
Still have questions?
Is HomeServe worth it?
HomeServe is worth it for homeowners looking for a low-cost home warranty with flexible coverage options. Its plans allow you to pick and choose your coverage to create a one-of-a-kind warranty that works for your home.
One thing to keep in mind, though, is that each plan’s costs, terms and availability vary greatly by location. Negative reviews frequently mention issues with technicians, delays and unexpected charges. Be sure to read reviews for your specific region before signing up for a plan.
Go to HomeServe’s website to see what coverage is available in your zip code. Once you find a plan you’re interested in, take time to read the details and analyze the cost to decide if it’s right for you. You may need multiple plans to get the exact coverage you want.
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HomeServe Company Information
- Company Name:
- HomeServe
- Year Founded:
- 2003
- Address:
- 601 Merritt 7, Ste. 600
- City:
- Norwalk
- State/Province:
- CT
- Postal Code:
- 06851
- Country:
- United States
- Website:
- www.homeserve.com













