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Best Home Security Systems in 2026

Compare top-rated home security companies within your budget

  • Best overall
    Vivint
    4.4(39,263)
  • Best value
    ADT
    4.1(21,578)
  • Best customer service
    Vector Security
    3.7(15,780)
+2 more
Author picture
Edited by: Liz Bingler
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Fact-checked by: Jon Bortin

Best Home Security Systems in 2026

Our overall pick for the best home security system is Vivint for its integrated smart-home security experience, professional installation and 24/7 monitoring. We also selected ADT for its value, which includes flexible setup options and transparent pricing, and Vector Security for its customer service, especially for homeowners who prefer local branch support.

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Compare the best home security companies

Compare our picks for the best home security companies:

Learn More About Home Security Systems
Best overall
Vivint logo
Starting equipment cost
$199 or $599
Monitoring fees
$24.99 to $59.99 per month
Camera options
Indoor, outdoor and doorbell
Smart home compatibility
Google Home, Google Nest
Why we picked Vivint

We picked Vivint as our overall top pick for its integrated smart-home security experience, professional installation and 24/7 monitoring. It offers cameras, sensors, smart locks, garage controls, thermostats and automation through one integrated platform. Vivint is also one of our top picks for smart security systems and outdoor security cameras.

Best for: Vivint is best for homeowners who want a premium and professionally installed smart security system with cameras, automation and monitoring.

Pros
  • Reliable monitoring
  • Interest-free financing
  • Frequent sales and discounts
  • Mobile app
Cons
  • Professional installation required
  • Can be expensive compared to competitors
3x Award Winner
Vivint won three 2026 Buyer's Choice Awards from ConsumerAffairs for Best Experience with Staff, Best Customer Service, and Best Product Offering.
What reviewers say

Many reviewers on our site have been happy with Vivint’s equipment and professional installation.

Vivint costs

Vivint offers two customizable packages: HomeProtect and HomeProtect Pro.

  • HomeProtect starts at $199.99 with a three-year monitoring agreement; otherwise, it’s $349.99 plus installation with no contract. Monitoring starts at $24.99 per month. This package includes basic security equipment, access to the Vivint app and a yard sign. You can also add smart home upgrades.
  • HomeProtect Pro starts at $599.99 and includes a Smart Hub, additional sensors and access to Vivint’s broader smart-home system. It includes everything in HomeProtect, plus more advanced options like outdoor and indoor cameras, spotlight features and video playback.
Best value
ADT logo
Starting equipment cost
$199
Monitoring fees
$24.99 to $59.99 per month
Camera options
Indoor, outdoor, doorbell and floodlight
Smart home compatibility
Alexa, Amazon Echo, Google Home
Disclosure
Why we picked ADT

We picked ADT for its value since you can choose from self-setup or professional installation, which is more flexibility than many competitors provide. ADT is also more transparent about its pricing and contract details upfront. We also like that it has Google Nest integration and the option to avoid a long-term contract with self-setup.

Best for: ADT is best for homeowners who want a recognizable provider with clear package pricing, the option for self-setup or pro installation, and more contract flexibility.

» COMPARE: ADT vs. Vivint

Pros
  • DIY setup or professional installation
  • 24/7 professional monitoring available
  • Options without long-term contracts
Cons
  • Some reviewers say it’s hard to set up
  • Some customer service complaints
2x Award Winner
ADT won two 2026 Buyer's Choice Awards from ConsumerAffairs for Best Customer Service and Best Product Offering.
What reviewers say

Many reviewers on our site have reported a positive long-term experience with ADT, with many saying they appreciate ADT’s customer service and equipment.

Equipment costs

As of publishing, the cheapest ADT DIY starter kits start around $200. On the higher end, premium packages with multiple cameras and sensors cost $699. You can also add on various cameras and sensors, including:

  • Google Nest Doorbell: $179.99
  • Google Nest Cam Outdoor: $149.99
  • Smoke & Carbon Monoxide Detector: $115
  • Glass Break Sensor: $50
  • Motion Sensor: $40
Best customer service
Vector Security logo
Starting equipment cost
About $680
Monitoring fees
$44.95 to $69.95 per month
Camera options
Indoor, outdoor and doorbell
Smart home compatibility
Google Home, Siri, Alexa, Amazon Echo
Why we picked Vector Security

We picked Vector Security for its customer service, thanks to positive reviews praising its service on our site. Its model is built around professional installation, local service and 24/7 monitoring rather than online package shopping. That can be appealing if you value working with a local branch and want more hands-on support.

Best for: Vector Security is best for homeowners who prefer local branch support, professional installation and a hands-on service model.

Pros
  • Equipment warranty
  • Support for home automation
  • System relocation options
  • Branch support available
Cons
  • Higher monthly cost for some plans
  • Some reports of difficulty canceling
1x Award Winner
Vector Security won one 2026 Buyer's Choice Award from ConsumerAffairs for Best Experience with Staff.
What reviewers say
Many reviewers on our site have said that their installers were professional, polite and knowledgeable.
Equipment costs

Upfront equipment costs start at $680.04 and go up to $1,296, depending on the package you choose. There’s no extra charge for professional installation. Available equipment includes:

  • Door and window sensors
  • Motion detectors
  • Smart door lock
  • Smart thermostat
  • Indoor cameras
  • Outdoor cameras
  • Doorbell cameras
  • Yard sign and window decals
What to consider
Vector isn’t very transparent about its equipment costs and cancellation terms. It can be worth considering if your local quote is competitive, but you should get the full contract, renewal terms, cancellation policy and service details in writing.

Home Alarm and Security Systems Buyers Guide

Jump into our guides and start learning

Top Picks

See who reviewers like

Vivint logo
ADT logo
Vector Security logo
See our top picks

Simplify your search.

A safer home starts with the right security system.

A home security system can cost far less than the average burglary loss, and visible signs of a security system may help deter some intruders. You can typically choose equipment like video doorbells, indoor and outdoor cameras, glass-break sensors and motion detectors, and many companies also include yard signs and window stickers.

When comparing systems, consider the potential financial impact of replacing stolen property alongside the added peace of mind. But know that even some of the top-rated home security companies get negative customer feedback regarding their cancellation policies, so it can help to look for companies that offer a free trial period or a money-back guarantee.

Key insights

Basic systems cost $300 to $600 upfront, and monitoring fees range from $10 to $65 per month.

Jump to insight

Decide if you want professional monitoring before you pick a home security system.

Jump to insight

Home security systems deter burglars, alert authorities and provide peace of mind.

Jump to insight

How home security systems work

Home security systems work by allowing you to monitor your home with equipment such as cameras, window and door sensors, smart locks and motion detectors. If you buy all of your equipment from one company, it’ll typically be connected to a base station and controllable via a wall-mounted control panel and a mobile app.

Monitoring through a mobile app

Many security companies’ monitoring packages also come with a mobile app that integrates smart-home automation features. You can use the app to self-monitor for emergencies and control household items like smart lights and smart locks.

Types of home security systems

Some of the types of home security systems available include wired and wireless systems, professional and DIY systems, and monitored and unmonitored systems.

  • Wired and wireless systems: Wired systems are connected through physical wiring, which makes them more reliable than wireless systems, but they require professional installation. Wireless systems are easier to install and move, making them ideal for renters or those who prefer a do-it-yourself approach.
  • DIY and professionally installed systems: DIY systems are portable and usually less expensive, and they typically come with short-term contracts or no contracts. Professionally installed systems are typically more secure and reliable, but they come with higher costs and less flexibility.
  • Monitored and unmonitored systems: Monitored systems connect to a response center that can contact emergency services when an alarm is triggered. Unmonitored systems sound a local siren, relying on homeowners or neighbors to take action.

DIY vs. professionally installed security systems

You can generally choose from DIY or professionally installed home security systems, though not every company may offer both. The best choice for you depends on your budget, home size and how much setup you're comfortable with.

Home security system costs

Home security system costs can include upfront equipment and setup charges plus monthly fees if you want monitoring services. A basic security system usually costs between $300 and $600 to set up, though costs may exceed $1,000 for a top-of-the-line system with many devices. Some of the cheapest home security systems start at under $100 ($0 if you finance your equipment costs), with monthly fees of around $10. Monitoring costs typically range between $10 and $65 per month.

Note that monthly fees can vary based on the type of system you have. For example, monitoring for a system with smart video capabilities costs more than monitoring for one without a camera. Some companies offer free or discounted equipment as long as you commit to paying monitoring fees for the long term.

Additional cost factors

Some additional cost factors to consider include installation, activation, local alarm permit and termination fees.

  • Installation costs: Professional installation costs start at around $100, and installation costs for extensive residential camera systems are generally higher, usually up to around $500.
  • Activation fees: Some companies charge a one-time activation fee of up to around $100 to get the system working. Others include the activation fee in the installation price.
  • Local alarm permit fees: Some cities or municipalities charge a yearly permit fee, usually $30 to $100, for local police to respond to emergency calls triggered by monitored home security systems.
  • Termination fees: If you break your home security contract, you may need to pay the balance of your equipment costs, even if the equipment was advertised as free.
video demonstrating how to choose a home security system

How to choose a home security system

To choose a home security system, think about your home and what it will take to protect it from intruders. For example, someone who lives in an apartment building will have different equipment needs than someone who lives in a large house.

If you have a large house, make sure your Wi-Fi is strong enough to reach devices in every room. If it’s not, consider getting a wired system or installing Wi-Fi boosters to strengthen your signal.

Choosing a system

To help you choose a system, consider:

  1. If you want a professionally monitored system or an unmonitored system
  2. What current customers say about a company online
  3. If you want professional or DIY installation
  4. If you want a wired or wireless connection
  5. If you’re willing to sign a long-term contract

1. Decide if you want professional monitoring

Professionally monitored home security systems connect to response centers that dispatch emergency responders when an alarm is triggered. With an unmonitored system or a self-monitored system, there’s no monitoring center watching for an alert from your security system. Your alarm will still make a noise when triggered, but it’ll be up to you to contact first responders.

  • Unmonitored alarm systems are best if you’re on a budget. These systems might work well if someone in your household can consistently monitor the system and respond to alerts in an emergency.
  • Monitored alarm systems are best for 24/7 peace of mind. Depending on your subscription terms, operators can contact the police, fire department or medical services to ensure the appropriate response. You’ll likely need to pay a monthly fee for this service, though, and your contract may require a multiyear commitment.

2. Read customer reviews

Reading customer reviews is the best way to find out what to expect from a company before you sign up for service. By reading home security service reviews, you can learn more about a company’s monitoring operators, installation technicians and customer service representatives.

While occasional issues with equipment or connectivity are normal, look out for patterns of complaints about unexpected charges, hard-to-cancel contracts, equipment issues and poor customer support.

3. Consider your installation options

Home security systems generally come with professional or DIY installation, though not every company offers both. If you purchase a wireless home security system, you usually have the option to set it up yourself. Most hard-wired systems require professional installation.

Key features to look for

Some key features to look for in a home security system include 24/7 professional monitoring, mobile app access, two-way communication, automatic emergency dispatch, smart home integration and contract flexibility.

4. Compare your connection options

Some security cameras run on a cellular network connection, making them useful for remote locations without Wi-Fi access. Hard-wired cameras require cables for power and video transmission, but they provide reliable high-definition video that’s less susceptible to interference.

  • Nationwide cellular networks: Cellular security systems may require professional installation, but they need little upkeep. With a battery backup, the system can even work during power outages. However, the cellular signal might not be strong enough to be effective, depending on where you live.
  • Home Wi-Fi networks: These systems are easier to install and easier to take with you if you move. However, they might not work during power failures. In larger homes, the signal might not cover all rooms.

5. Review your contract options

Choosing between a contract and a no-contract home security system is an important step because contracts often outline the length of service, costs and included services. A typical home security contract may run for one to three years and specify monthly monitoring fees, early termination penalties and any equipment discounts provided.

  • Contract systems: These systems usually require a multiyear commitment and may include free or discounted equipment as part of the agreement. They often come with professional monitoring services and can be ideal for homeowners who plan to stay in one place for a while.
  • No-contract systems: These systems provide flexibility and are typically month-to-month contracts. They are popular with renters or people who don’t want a long-term financial obligation. Equipment is often paid for upfront, but users have the freedom to switch providers or cancel at any time.

Match your security system to your home

Renters typically need wireless and no-drill equipment, while larger homes and vacation properties typically need more sensors, more cameras and professional monitoring services.

» MORE: What to ask a home security company

FAQ

What are the best home security companies in 2026?
Our picks for the best home security companies in 2026 include Vivint, ADT and Vector Security. We picked Vivint as our overall top pick for its positive customer reviews on our site, technology options and installation methods. However, we think ADT stands out for its value and Vector Security stands out for its customer service.
How much does a home security system save on insurance?

How much home security systems save on insurance depends on the insurance provider, but home security systems can sometimes save up to 20% on home insurance. Many home insurance providers offer discounts for monitored alarm systems, though there may also be other ways you can save on homeowners insurance.

Can I install a home security system if I rent?

Yes, you can typically install a home security system if you rent, though you may be limited to wireless home security systems so you don’t damage the walls. You can also attach sensors to windows and door frames using double-sided tape.

How much does a home security system cost per month?

How much a home security system costs per month depends on the provider, equipment and monitoring services you choose, though you’ll typically pay around $300 to $600 for equipment and around $10 to $65 per month for monitoring. If you get a system professionally installed, fees typically start at around $100.

What is the best security system for a residential home?

The best security system for a residential home depends on the homeowner’s needs, budget and preferences. Generally, it’s usually recommended to get a system with door and window sensors, motion detectors and at least one security camera. For more peace of mind, it’s best to get a monitored system with professional response services.

What is the difference between self-monitored and professionally monitored home security systems?

The difference between self-monitored and professionally monitored home security systems is that self-monitored systems alert you directly (typically through an app) when sensors are triggered, while professionally monitored systems connect to a 24/7 response center that can dispatch emergency services on your behalf. Professional monitoring is recommended for households where someone may not always be available to respond to alerts.

What is the best self-monitored security system?

Our pick for the best self-monitored security system is SimpliSafe thanks to its easy setup and low starting costs.

Are home security systems worth it?

Home security systems can be worth it if you’re looking to deter potential burglars, get a discount on home insurance costs or if you want peace of mind.

“I think security systems are worth it, but the sad truth is most people don’t realize that until after something bad has happened,” said Rebecca Edwards, former lead safety expert at SafeWise.com, a security education website.

Although burglaries in the U.S. are trending downward, the average loss per burglary is $2,661, according to the FBI. When you compare the $120 to $780 a year you’d spend on security monitoring with the average loss of a burglary at over $2,600, security systems tend to be worth it.

“When you look at the cost of not having a home security system, it’s definitely worth it,” Edwards said. “The average loss from a burglary in the US is around $2,600, and that’s just the monetary cost. That doesn’t even touch the emotional cost and losing your sense of safety in your home, which should be your sanctuary.”

When you look at the cost of not having a home security system, it’s definitely worth it.
— Rebecca Edwards, former lead safety expert, SafeWise.com

Even if a security system doesn’t deter a burglar, the alarm can alert neighbors to trouble and the monitoring center can call the authorities. This is particularly useful if you’re not at home or you can’t get to your phone to call for help.

Also, having a security system can sometimes get you anywhere from 5% to 20% off home insurance costs. Discounts and qualifications vary by provider, but many providers offer discounts just for having burglar and fire alarms, home security systems or cameras installed.

In addition, continuous smart camera monitoring and home automation services can offer peace of mind. You can typically check live video feeds and control smart locks or lights through a mobile app from wherever you are.

Methodology

To update our top picks, the ConsumerAffairs Research Team used a weighted scoring system that took into account both reviews from ConsumerAffairs users and specific company features we researched.

We conducted sentence-by-sentence sentiment analysis of thousands of reviews on our site from June 1, 2023, to May 31, 2026, to identify the home security aspects people care about most — and which companies reviewers are happiest with.

For home security, these included:

  • Installation
  • Customer service
  • Staff
  • Technology
  • Price
  • Punctuality and speed

We then selected the most important features consumers should consider before choosing a home security company and researched the following at each provider:

  • Monthly monitoring cost
  • Equipment return policy
  • App features

The company with the highest score in each category’s uniquely weighted formula was given the “Our pick for” designation.

In some cases where a single company received the top score across multiple categories, the company with the next-highest score was named the winner.


Guide sources

ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

  1. FBI, “FBI – Burglary.” Accessed Oct. 15, 2026.

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