Best overall
American Home Shield
3.6
111,019 reviews
- Number of plans
- 3
- Service fees
- $100 or $125
- Starting costs
- $29.99
- Labor guarantee
- 30 days
Best Home Warranties in Dallas, TX
- Best overall
American Home Shield3.6(111,019) - Quick service
Choice Home Warranty4.0(75,803) - Technicians
ARW Home4.5(2,900)
By:
Matt Zane
+1 more
Edited by:
Cassidy McCants
Best Home Warranties in Dallas, TX
American Home Shield is the best home warranty company in Dallas, based on recent reviews from local homeowners. Choice Home Warranty is a good choice if you want fast response times, and for the most dependable technicians, try ARW Home.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,901,083 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 4 home warranty company picks in Dallas
- Best overall: American Home Shield
- Best for quick service: Choice Home Warranty
- Best technicians: ARW Home
- Best claims handling: Cinch Home Services
Our research team vetted home warranty companies that are rated by hundreds of customers in Texas. We choose the best home warranty in Dallas by comparing local reviews, plans, costs, coverage caps and labor guarantees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Compare home warranty companies
| Company | Customer rating | Our pick for | Monthly starting cost | Service fee(s) | |
|---|---|---|---|---|---|
 American Home Shield | Get a Quote | 3.6
111,019 reviews
111,019 reviews
| Best overall | $29.99 | $100 or $125 |
 Choice Home Warranty | Get a Quote | 4.0
75,803 reviews
75,803 reviews
| Quick service | $49 | $100 |
 ARW Home | Get a Quote | 4.5
2,900 reviews
2,900 reviews
| Technicians | $39.99 | $125 |
 Cinch Home Services | Learn More | 4.2
12,483 reviews
12,483 reviews
| Claims handling | $27.99 | $100 to $150 |
Our 4 Dallas home warranty company picks
Learn more about the top home warranty companies near you, based on real, verified reviews from customers in Dallas and Texas as a whole on ConsumerAffairs.
Best for quick service
Choice Home Warranty
4.0
75,803 reviews
- Number of plans
- 2
- Service fees
- $100
- Starting costs
- $46.83
- Labor guarantee
- 60 days
Best technicians
ARW Home
4.5
2,900 reviews
- Number of plans
- 3
- Service fees
- $125
- Starting costs
- $39.99
- Labor guarantee
- 30 days
Best claims handling
Cinch Home Services
4.2
12,483 reviews
- Number of plans
- 3
- Service fees
- $100, $125 or $150
- Starting costs
- $38.99
- Labor guarantee
- 180 days
» READ MORE: Best home warranties in Texas
Best home warranty companies in nearby cities
Home Warranties in Dallas, TX Buyers Guide
Jump into our guides and start learning
In this guide
Dallas residents often deal with AC failures during summer heatwaves and plumbing problems caused by shifting soil that can stress pipes. A home warranty provides a financial safety net for these common and expensive issues.
For Dallas homeowners, robust air conditioning coverage is the top priority to beat the scorching summer heat and protect against unexpected plumbing issues.
Jump to insightDallas home warranty plans cost $30 to $90 per month on average. Your rate depends on the coverage level, your service fee and add-ons.
Jump to insightHome warranty coverage differs by plan, and many exclude items with preexisting issues or a lack of maintenance.
Jump to insightHow to choose a home warranty in Dallas
Finding the right home warranty in Dallas starts with identifying your biggest risks — that often means a failing AC unit or a plumbing leak caused by shifting soil. Follow these steps to land a plan that protects both your budget and comfort:
1. Decide what coverage you need
Begin by evaluating if you want appliance coverage, system coverage or a combination of both. For Dallas homeowners, prioritizing HVAC coverage with a high payout cap is a must to get through the extreme heat.
Comprehensive plumbing protection is the next essential. Homes in North Texas, particularly Dallas and Fort Worth, are built on expansive clay soil that contracts and expands with temperature swings — causing shifting foundations that commonly lead to slab leaks and pipe breaks.
2. Compare costs
Don’t just pick the lowest monthly premium. Take service call fees into account too, since repeated claims add up quickly. And, always check coverage caps, and factor in the price of add-ons like roof leak or pool coverage — these impact your total cost.
It’s also important to focus on how much AC coverage you get for your dollar. Paying a bit more for a plan that can actually replace your system if needed is a smart investment, since a new AC unit can easily cost upwards of $6,000.
Gary, an AHS customer in Dallas, echoed this sentiment based on his own experiences and said, “While the cost seems high on some occasions, the value becomes apparent if there’s a need for major repairs, like refrigerator or air conditioning unit replacements.”
3. Review sample contracts
Go through sample contracts carefully. In Dallas, you want to specifically check how providers handle plumbing failures caused by foundation movement (they won’t cover the foundation, but should cover the resulting pipe break). Also, confirm the rules and limitations for roof leak repair, especially for storm-related damage.
Also, check for limits on the age of specific appliances. Dallas resident Harriet was happy with her plan, though she regretted not reading the contract in more detail. “My only issue is that I purchased a new air conditioner several years ago (and stupidly, I did not file a claim with Choice). I learned that my new AC is not covered because it was purchased after I enrolled.”
4. Read customer reviews
When choosing a home warranty, reading customer reviews can reveal how fast a company acts during a heatwave or after a major storm. Look for feedback from Dallas residents about AC repair speed, plumbing expertise, and whether contractors understand the unique effects of shifting soil.
Positive reviews often highlight smooth claims processes and responsive customer service, while negative ones may point to frequent denials or hidden costs.
» MORE: How to buy a home warranty
How much does a home warranty cost in Dallas?
The average annual cost of a home warranty is $684 as of June 2025. In Dallas, you can expect to pay between $360 and $1,080 per year for a home warranty, based on what our top picks offer. Your actual price is determined by your plan’s scope, deductible and any add-on coverage you choose.
Cost range by home warranty provider
| Company | Monthly premium range | Service call fee | |
|---|---|---|---|
American Home Shield | Get a Quote | $29.99 to $89.99 | $100 or $125 |
Choice Home Warranty | Get a Quote | $46.83 to $54.75 | $100 |
ARW Home | Get a Quote | $39.99 to $84.99 | $125 |
Cinch Home Services | Learn More | $27.99 to $89.99 | $100 to $150 |
Monthly or annual premiums
Most companies let you pay month-to-month or annually, with annual payments often coming at a discount. Your total will depend on the provider and the level of protection you select.
Service call fees
With every claim, you’ll pay a service call fee — like a deductible per visit. For Dallas, expect $75 to $150 each time a technician comes out.
Add-on coverage
Customizing your plan with extras like pool or roof coverage typically costs $2 to $25 per month for each add-on.
Other home warranty cost factors
Home warranty pricing can shift based on:
- Home size and type: More square footage or systems to cover means higher premiums. Condos or townhomes will usually be cheaper to protect.
- Level of coverage: Entry-level plans are affordable but limited; combo plans with high payout caps cost more.
- Location: The intense summer heat in Dallas leads to high AC usage and a corresponding number of claims, which drives up local warranty prices. The potential for widespread service calls after hailstorms can also impact contractor availability and costs.
- Discounts: Many companies offer discounts (e.g., for multiyear plans) and other promotions.
Example: total annual home warranty costs
- Comprehensive coverage ($50 per month): $600 per year
- Add-on for roof leak repair ($10 per month): $120 per year
- Three claims ($100 service fee): $300
- Total: $1,020 per year
What does a Dallas home warranty cover?
Home warranty plans in Dallas usually break down into three coverage types: appliance plans, system plans and combo plans.
- Appliance plans protect your fridge, dishwasher, oven and other major appliances.
- Systems plans cover essentials like AC, plumbing, electrical, and water heaters.
- Combo plans give you both, often with higher coverage limits.
North Texas is part of 'Hail Alley,' and Dallas roofs take a beating from spring and summer storms. Roof leak coverage — especially when caused by hail or wind — is an essential add-on for many Dallas homeowners. Pool coverage is also a popular and necessary option for the many homes that have them to enjoy the long, hot summers.
How much can you save with a Dallas home warranty?
Your savings will come down to which repairs you actually need. One major AC, plumbing or roof repair can outweigh the cost of an entire year’s premium and fees. The Consumer Financial Protection Bureau recommends budgeting 1% to 3% of your home’s value each year for repairs — a home warranty can cover the biggest surprises for less.
Average repair/replacement costs for covered items
In a city like Dallas, where hot and muggy summers strain HVAC systems, expansive clay soil damages plumbing lines and severe thunderstorms lead to roof leaks, the potential for costly repairs is high. Here's what you'll pay for the most common repairs and replacements in Dallas without a home warranty:
| Item or system | Typical repair cost | Typical replacement cost | Included in basic coverage? |
|---|---|---|---|
| HVAC (furnace/AC) | $130 to $530 | $3,000 to $5,000+ | Yes |
| Plumbing (main line, frozen pipes) | $150 to $800 | $1,500 to $4,000+ | Yes |
| Roof leak repair | $360 to $1,550 | $5,800 to $12,800+ | Add-on ($7 to $12 more per month) |
FAQ
How does a home warranty work?
A home warranty is a service contract for home systems and appliances. You pay a monthly or yearly fee, plus a service fee for each repair call. When something breaks, you file a claim. The warranty company sends a contractor and pays them to fix it. If it can’t be fixed, the company helps pay for a replacement. Coverage depends on the plan, and limits apply.
Is a home warranty worth it in Dallas?
A home warranty can be worth it if you want to protect yourself from unexpected repair or replacement costs. For many homeowners, the peace of mind comes from knowing that a major system breakdown or appliance failure won’t result in a large, unplanned bill.
In Dallas, a home warranty is a strong financial tool. The near-certainty of needing major AC repairs or replacement over the life of your home makes a warranty a smart way to protect your budget from a sudden, significant expense.
What does a home warranty not cover?
Most home warranty plans don’t cover preexisting conditions, improper installation, cosmetic damage and items still under a manufacturer’s warranty.
Coverage limits also apply — for example, a contract might only cover up to a certain amount for an HVAC repair, leaving you responsible for the rest. Routine maintenance, landscaping and structural elements like walls or windows are also not included.
Methodology
The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in Dallas, then evaluated which performed best for local residents.
We prioritized real customer experiences in Dallas and also gave extra weight to reviews from Texas. National reviews were also considered, but with much lower weighting. We discarded companies with no reviews from homeowners in Dallas. Our review evaluation focused on seven satisfaction drivers:
- Technician quality
- Customer service
- Claims handling
- Punctuality and speed
- Coverage
- Value
- Refunds and payouts
In addition to reviews, we compared the companies on:
- Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
- Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
- Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
- Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
- Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.
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Read Dallas home warranty company reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
|
American Home Shield
| 3.6
111,019 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
|
Choice Home Warranty
| 4.0
75,803 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
|
ARW Home
| 4.5
2,900 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
|
Cinch Home Services
| 4.2
12,483 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Read reviews |
Liberty Home Guard
| 4.5
1,750 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
HomeSafe
| 4.4
574 reviews
| Customizes home warranty plans in most states. Plans start 25 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Get a Quote |
First American Home Warranty
| 4.0
8,995 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
Select Home Warranty
| 3.9
16,519 reviews
| Appliance, system and combination plans available. Plans start at around $60 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
Old Republic Home Warranty
| 3.8
2,251 reviews
| Offers customizable home warranty plans to current homeowners, homebuyers and sellers in 26 states. Costs vary by state and plan level. Optional coverage choices available. | Read reviews |
Prestige Home Guard
| 3.8
9 reviews
| Home warranty plans starting at $29.99/month with $100 service fee. Available throughout the U.S. Fast claims processing. Contractor network to complete repairs. $5,000 coverage limit on most items. | Read reviews |
Regency Total Warranty
| 3.6
1,126 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
Super
| 1.8
438 reviews
| Offers coverage for both repairs and maintenance. Three levels of service range in cost from $47 per month to $107 per month. Covers major appliances, systems and maintenance for lawn, cleaning, pest control and more. | Read reviews |
HomeServe
| 1.6
2,114 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
First Premier Home Warranty
| 1.7
662 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
Landmark Home Warranty
| 1.5
2,021 reviews
| Offers plans in Nevada, Arizona, Utah, Texas, Oregon and Idaho. Prices vary, but expect to pay around $61.25 per month for a combo plan. Deductibles are $70 or $100. Pest control, re-key and termite coverage included. | Read reviews |
ServicePlus Home Warranty
| 1.3
1,964 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
Sears Home Services
| 1.1
483 reviews
| Technicians have an average of 10 years of experience. Available in all 50 states. 25% discount on noncovered appliances and HVAC repairs. Covers systems and appliances regardless of age, make or model. 30-day wait for repairs. | Read reviews |
2-10 Home Buyers Warranty
| 1.1
6,763 reviews
| Offers simple home warranty plans. Pricing is about average. Plan choice is straightforward. Optional add-ons allow for plan customization. Plan agreements are easy to understand. Claims are handled by an online portal. | Read reviews |
GE Service Contracts
| 1.2
353 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
Home Warranty of America
| 1.0
4,041 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
Fidelity National Home Warranty
| 1.2
349 reviews
| Fidelity National Home Warranty provides home warranties for single-family and multi-family homes. The service fee is $95 and work is guaranteed for 30 days. Service providers are called within three business hours of the claim. | Read reviews |
America's Preferred Home Warranty
| 1.0
16 reviews
| Serves all of the United States except California. Offers 24/7 365 access to customer service. Service calls have a $50 or $100 deductible. Options to choose a local contractor or technician. | Read reviews |
The Home Service Club
| 1.2
819 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
OneGuard Home Warranties
| 1.0
876 reviews
| Offers three home protection plans for residents of Nevada, Texas and Arizona. Premiums vary by state, but expect to pay from $32 per month to $59 per month. Deductibles are $69. Some home maintenance services included. | Read reviews |
AFC Home Warranty
| 1.0
2,280 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
Frontdoor
| 1.0
27 reviews
| Free app offers one live chat session with experts. Free how-to maintenance articles available. Frontdoor Basic, Prime and Premium membership plans. App available nationwide. Frontdoor Premium plan available in select locations. | Read reviews |
American Home Protect
| 1.0
137 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
BFS Home Warranty
| 1.0
View profile
| In business for over 40 years. Provides home warranties in Arizona, Florida, Nevada and Texas. 18 local service centers. Provides service technicians for service calls. Starting prices range from $270 to $950 per year. | Read reviews |
Armadillo Home Warranties
| No reviews | Offers a variety of home warranty plans for homeowners and landlords. Plans start at $29.99 per month. Network of service providers in most ZIP codes. Offers add-on coverage items. Available in 50 states. | |
Everything Breaks Home Warranties
| No reviews | Monthly and annual home system, appliance and electronics plans. Five tiers of home warranty coverage. Option for individual appliance coverage. 31-day waiting period before coverage starts. | |
Elite Home Warranty
| 1.1
110 reviews
| Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty. | Read reviews |
AHW Home Warranty
| 1.0
385 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
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