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Best home warranties in Austin, TX

We compared 29 companies and chose the top home warranty providers

    • Best overall
      Regency Total Warranty
      3.9(1,067)
    • Value
      American Home Shield
      3.7(110,003)
    • Claims handling
      Old Republic Home Protection
      3.9(2,138)
    Author picture
    By: Matt Zane
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best home warranties in Austin, TX

    Regency Total Warranty is the best home warranty company in Austin, based on recent reviews from local homeowners. American Home Shield is a good choice if you want affordable protection, and Old Republic Home Protection stands out for hassle-free claims.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,835,854 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Our 4 home warranty company picks in Austin

    1. Best overall: Regency Total Warranty
    2. Best value: American Home Shield
    3. Best claims handling: Old Republic Home Protection
    4. Best for quick service: Choice Home Warranty

    Our research team vetted home warranty companies that are rated by hundreds of customers in Texas. We choose the best home warranty in Austin by comparing local reviews, plans, costs, coverage caps and labor guarantees.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Compare home warranty companies

    Our 4 Austin home warranty company picks

    Learn more about the best local home warranty companies, based on the real, verified reviews from customers in Austin and Texas as a whole on ConsumerAffairs.

    Best overall

    Regency Total Warranty

    Regency Total Warranty
    3.9
    1,067 reviews
    Plans available
    2
    Service fees
    $60 to $100
    Starting costs
    $44.99
    Labor guarantee
    Unclear
    Read Reviews

    We chose Regency Total Warranty for Austin homeowners because its reviews consistently reflect a smooth, transparent claims process and highly responsive service. The company offers combination plans that include both major systems and appliances.

    What to consider: Regency is a new home warranty company that has only been in business since 2024.

    Pros
    • Both plans cover systems and appliances
    • Reasonable starting costs
    Cons
    • No electronics plan
    • Some water heater exclusions

    Regency’s two plans offer different degrees of coverage for your home’s systems and appliances. Costs start at $39.99 per month, with a potential savings of $50 per year if you pay annually.

    • EssentialGuard: Covers three home systems and 10 appliances. Starts at $39.99 monthly or $429.99 annually.
    • TotalGuard: Covers five home systems and 14 appliances. Starts at $45.83 per month ($499.99 per year).

    Add-ons and discounts

    • Optional add-ons
      • Pools and spas
      • Well pumps
      • Sump pumps
      • Central vacuums
      • Limited roof leaks
      • Septic systems
      • Second refrigerators
      • Stand-alone freezers
      • Septic tank plumbing
    • Discounts: Seasonal promotions; limited roof leak protection

    Reviews from customers praise Regency Total Warranty’s sales representatives, sign-up process, pricing and successful repairs. However, some report hidden costs and difficulty getting service.

    “The sinks in my bathroom were clogged. I phoned Regency Total Warranty, and they sent someone out the same day. He arrived within the allotted window, and the plumber fixed it. The man who showed up, Luis, was very friendly and answered my questions. I showed him something I am thinking of doing to my second bathroom in the future, and he answered my questions.”
    Rose Austin, TX
    “I'm extremely happy with the representative I spoke to. He was very polite and answered all of my questions and listened to all the issues I've had with other home warranties. So far I'm impressed. I believe that Regency Total Warranty will surpass the others I've used.”
    Connie Frisco, TX
    “Onboarding was a seamless process. The representative explained all the coverage in detail, and was able to answer all my questions. Also, I received my policy via email, soon after our telephone conversation, just as he said I would. I feel much more at ease now!”
    Eden Victoria, TX
    Best value

    American Home Shield

    American Home Shield
    3.7
    110,003 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Labor guarantee
    30 days
    Get a Quote Read Reviews

    We recommend American Home Shield for Austin residents seeking strong protection at a reasonable price. The company’s plans are known for high coverage limits and for reliably paying claims related to rust, corrosion and sediment.

    The AHS app allows for quick claims filing, and unique features like repair expert video chat make the process user-friendly. You can even avoid paying a service fee if an expert can solve your problem over the phone.

    What to consider: AHS has fewer add-on options than most home warranty companies, so it’s harder to customize your plan.

    Pros
    • Easy claims process
    • High coverage limits
    • Covers rust, corrosion and sediment damage
    • Cancel at any time
    Cons
    • Occasional service delays
    • Relatively high service fees

    Base plans from AHS start at $29.99 a month. You can choose a $100 or $125 deductible, but be aware that this affects your monthly cost. All plans have a total limit of $50,000 per agreement term.

    • ShieldSilver ($29.99 or $39.99): Covers 14 major systems, including heating, cooling, electrical and plumbing. This plan has a $5,000 limit per covered HVAC system.
    • ShieldGold ($49.99 or $59.99): Covers 24 appliances and systems, including kitchen and laundry equipment. It also has a $5,000 limit per covered HVAC system and limits each covered appliance to $2,000.
    • ShieldPlatinum ($79.99 or $89.99): The most comprehensive plan. It has the same HVAC system limit but raises the annual per-appliance limit to $4,000 and includes roof leak coverage up to $1,000.

    Add-ons and discounts

    • Optional add-ons
      • Septic pump: $4.99
      • Roof leak repair: $9.99
      • Well pump: $9.99
      • Guest unit: $12.99
      • Electronics protection: $14
      • Pool and spa: $20.99
    • Discounts: AARP and military service; $50 discount for covering multiple properties

    Austin reviewers value American Home Shield for its ease of claims, helpful contractors and reliable repairs. On the other hand, some have reported long delays and hidden fees.

    “We had a leaking faucet and after submitting a claim through their user-friendly app, Plumbing Pro Services was dispatched for the repair. I was impressed with their great communication; Todd from the company texted me beforehand to gather details and asked for a picture of the faucet. … The faucet now works way better than before, with no leaks, and I am pleased with the overall outcome.”
    Wendi Austin, TX
    “I had IRH Plumbing visit my home to ensure my water heater was working properly. … He managed to resolve the issue. … Since then, I haven't faced any further issues. The plumber's visit was quick, less than three minutes on site. What stood out to me was their prompt and efficient service during this visit. I would rate my experience as a 5-star interaction.”
    Jacob Austin, TX
    “We had a plumbing issue when some pipes got disconnected under our sink, which was beyond my ability to fix. We called IRH Plumbing through American Home Shield, and they responded quickly, arriving within just a couple of days. … The service was efficient, and the problem was resolved without any issues. I would recommend them based on my experiences.”
    X Austin, TX
    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    Best claims handling

    Old Republic Home Protection

    Old Republic Home Protection
    3.9
    2,138 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $50
    Labor guarantee
    None specified
    Read Reviews

    Old Republic Home Protection earns our recommendation for Austin homeowners who want a wide range of options and a simple, no-hassle claims process. Its combination plans are customizable for both appliances and systems. Local reviews notice the company’s ability to quickly dispatch quality contractors, which is critical when you need urgent repairs in the heat.

    What to consider: Price promotions are common, but your rates may go up after your first year of coverage.

    Pros
    • Clear pricing
    • Discounts available
    Cons
    • No guarantee of coverage if you choose your own contractor

    Old Republic plans start at $50 per month. All plans are combination plans, meaning coverage includes a selection of both appliances and systems rather than one or the other.

    Service fees are either $100 or $125 — you’ll have to decide if you’d rather pay a higher service fee and lower premiums each month or a lower service fee and higher monthly premiums. Contracts range from one to five years.

    • Basic: $50 a month (lower service fee) or $55 (higher fee). Coverage includes 22 basic systems and appliances.
    • Deluxe: $55 or $60, depending on your service fee. Coverage includes everything in the Basic plan plus six additional items.
    • Elite: $75 or $80 (varies by service fee). Coverage includes everything in the Deluxe plan, plus increased plumbing coverage.

    Add-ons and discounts

    • Optional add-ons
      • Second refrigerator: $4.17
      • Septic system: $6.25
      • Roof leak repair: $8.33
      • Well pump: $8.33
      • Pool and spa: $20.00
    • Discounts: First-year decreased rates; seasonal promotions

    Local Old Republic reviewers generally praise fast responses, helpful technicians and peace of mind. Others report denied or underfunded claims.

    “ORHP was quick to respond with RELIABLE assistance. The terms were fair and what I expected. Thank you ORHP.”
    Thomas Austin, TX
    “We've had Old Republic Home Protection going on 3 years now. The policy has more that paid for itself with the items that have been repaired thus far. They have saved us a great deal of money and frustration. We would highly recommend their services. The contractors they use are very professional and timely. All repairs have been solid without any need for a return visit.”
    Fabio Wichita Falls, TX
    “The response and service from Old Republic were commendable when I submitted a claim for my air conditioning. The technician arrived promptly and efficiently completed the repair on the same day, which was a relief. Since then, everything has been working perfectly. Overall, I'm pleased with the service and would recommend them.”
    Malique Victoria, TX
    Best for quick service

    Choice Home Warranty

    Choice Home Warranty
    4.0
    74,119 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Labor guarantee
    60 days
    Get a Quote Read Reviews

    Choice Home Warranty is ideal for Austin homeowners who want fast repairs and access to a large professional network. The company has a policy to respond to service requests within four hours. Reviews mention friendly, capable technicians and a generally positive claims experience.

    What to consider: Choice doesn’t offer an appliance-only or systems-only plan.

    Pros
    • Optional roof leak coverage
    • No transfer fee
    • 24/7 customer service
    Cons
    • $500 roof repair cap

    Choice plans start at $49.17 per month, and Total plans start at $57.50 per month. Both have a flat $100 service fee. Contracts last one year — expect to pay a $50 cancellation fee if you cancel early. However, you can transfer the contract with no penalty.

    • Basic: Covers 14 systems and appliances, including heating, electrical and plumbing.
    • Total: Includes everything in the basic plan and covers your washer and dryer, refrigerator and air conditioning system.

    Add-ons and discounts

    • Optional add-ons
      • Ice maker: $2.08
      • Second refrigerator: $3.33
      • Stand-alone freezer: $3.33
      • Sump pump: $3.33
      • Central vacuum: $3.33
      • Septic tank pumping: $5.42
      • Roof leak repair: $5.83
      • Well pump: $8.33
      • Sprinkler system: $8.33
      • Septic system: $10
      • Pool and spa: $15
      • Additional spa: $15
    • Discounts: Reduced premiums with annual payments; free extra month

    CHW receives positive reviews from Austin customers due to its quick technician response, courteous service and smooth claim approvals. Others report delayed scheduling and cancellation difficulties.

    “My dishwasher had stopped working and is back working great. I am pleased with the results and the service. The service was fast and efficient! I would use them again for my plumbing needs. He explained the issue and corrected it quickly. Thank you.”
    Gena Austin, TX
    “Luis was actually early and quickly fixed my broken icemaker motor! I couldn’t believe how fast that was. Plus, he was kind enough to answer a question I had about refrigerators in general.”
    Cheryl Austin, TX
    “It has been great working with Choice, the communication has been so thorough, we even got a call back from the service provider after our recent claim to talk through what he saw and get recommendations for how to get longer performance from our systems and appliances. They have been fair, knowledgeable and truly helpful, a great change from the company we left.”
    Ashley Austin, TX

    » READ MORE: Best home warranties in Texas

    Best home warranty companies in nearby cities

    Home Warranties in Austin, TX Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Regency Total Warranty logo
    American Home Shield logo
    Old Republic Home Protection logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      A home warranty offers a predictable financial solution for common and costly household problems. But picking the right plan can be tricky. We’ll cover what you need to know to make the right decision for your home.

      Key insights

      In Austin, a home warranty's value is defined by its high-limit air conditioning coverage and its protection for appliances against hard water damage.

      Jump to insight

      Austin home warranty plans cost $30 to $90 per month on average. Your rate depends on the coverage level, your service fee and add-ons.

      Jump to insight

      Coverage caps matter – home warranty policies have per-item and annual payout limits.

      Jump to insight

      How to choose a home warranty in Austin

      Selecting the right home warranty in Austin means understanding your home's most vulnerable systems and appliances. Here’s how to confidently pick a plan:

      1. Decide what coverage you need

      Begin by deciding which items in your home are most at risk. If your HVAC is older or frequently in use, prioritize a plan with strong AC coverage. If your dishwasher or water heater are getting older, look for appliance coverage.

      In Austin, find a plan with the highest possible coverage cap for HVAC systems to handle the relentless summer heat.

      2. Compare costs

      Don’t just look at the cheapest premium. Consider what you get for the price, including service call fees and claim payout limits. A plan with higher premiums but strong HVAC coverage may actually save you more in the long run.

      Review add-on pricing for features like roof leak repair or coverage for a second fridge, as these can make a noticeable difference in your annual total.

      Be aware that there may be hidden costs with certain plans, such as cancellation costs. Terry from Austin reported to us, “On top of that they also charged $50 for canceling a MONTH to MONTH policy.”

      3. Review sample contracts

      Sample contracts are your best window into what’s actually covered. Read carefully for exclusions, especially those related to hard water, scale or sediment — issues that are very common in Austin.

      4. Read customer reviews

      Customer feedback gives you real-world insight into a company’s reliability. In Austin, look for reviews that mention how quickly AC issues are handled in the summer and how water heater or washing machine claims (often due to hard water) are resolved.

      Search for reviews from Austin homeowners that mention AC repair speed during the peak of summer. Also, look for experiences with claims on water heaters or washing machines to see how the company handles hard-water-related issues.

      Positive reviews highlight fast claims and transparent service, while negative ones may point to frequent denials or delays.

      Diane from Austin reported that she and her daughter experienced delays in their separate repairs. “She has had a couple services either denied or not fixed correctly, and we’ve had miscommunications about service people who were supposedly assigned but never showed up,” she stated. “Both of these delayed decisions on our getting repairs.”

      » MORE: How to choose a home warranty

      How much does a home warranty cost in Austin?

      The average annual cost of home warranty premiums is $684 as of June 2025. An Austin home warranty costs between $360 and $1,080 per year in Austin, based on plans from our top picks. Just remember that your cost mostly depends on the coverage you choose and what add-on options you select.

      Cost range by home warranty provider

      Monthly or annual premiums

      Homeowners can spread the cost of coverage with monthly payments or save with annual billing. The price you pay will be determined by your provider, plan type and any add-ons you choose.

      Service call fees

      A service call fee is paid whenever you request a repair — this acts as your deductible per claim. Most companies charge between $75 and $150 per visit, so check how this may impact your total annual cost, especially if you expect multiple claims.

      Add-on coverage

      Many providers let you add extra items, like pool or spa equipment, for an additional $2 to $25 per month per add-on. These can make a big difference if you have a pool, a second fridge or other special features.

      Other home warranty cost factors

      Prices vary based on:

      • Home size and type: Coverage for larger or older homes is often more expensive.
      • Level of coverage: More comprehensive plans with broader protections will cost more.
      • Location: Your ZIP code can affect the price of premiums. Labor rates vary from place to place.
      • Discounts: Look for deals on annual plans, multi-property discounts or seasonal promotions.

      Example: total annual home warranty costs

      • Comprehensive coverage ($65 per month): $780 per year
      • Add-on for pool coverage ($10 per month): $120 per year
      • Add-on for water softener ($8 per month): $96 per year
      • Three claims ($100 service fee): $300
      • Total: $1,296 per year

      What does an Austin home warranty cover?

      Most Austin home warranty plans provide three types of coverage: appliance, system or a combination.

      • Appliance plans protect refrigerators, dishwashers, ovens, built-in microwaves, washers and dryers.
      • Systems plans focus on HVAC, plumbing, electrical and water heaters.
      • Combo plans give you the broadest protection, covering both systems and appliances.

      You can often tailor your plan with add-ons for things like pools, spas or well pumps. For Austin, pool and spa coverage is especially popular, and water softener coverage is a smart investment to combat hard water’s impact on plumbing and appliances.

      » LEARN: Common home warranty misconceptions

      How much can you save with an Austin home warranty?

      Your savings depend on what breaks and how often. In Austin, a single AC or water heater repair could easily offset the cost of a year’s coverage. The Consumer Financial Protection Bureau recommends setting aside 1% to 3% of your home’s value for annual maintenance.

      Average repair/replacement costs for covered items

      Austin’s hot summers overwork HVAC systems and hard water leads to mineral buildup in water heaters and plumbing, the potential for costly repairs is high. Here's what you'll pay for the most common repairs and replacements in Austin without a home warranty:

      FAQ

      How does a home warranty work?

      A home warranty is a service contract for home systems and appliances. You pay a monthly or yearly fee plus a service call charge to cover certain repairs and replacements.

      When a system or appliance breaks down, you submit a claim. The warranty company then arranges for a contractor and pays for the repair. If it can’t be fixed, the company helps pay for a new unit. What’s included depends on your plan, and coverage caps apply.

      Is a home warranty worth it in Austin?

      A home warranty can be worth it if you want to protect yourself from unexpected repair or replacement costs. For many homeowners, the value of a home warranty is avoiding the shock of an unplanned expense when a major appliance or system fails.

      What does a home warranty not cover?

      Most home warranty plans don’t cover preexisting conditions, improper installation, cosmetic damage and items still under a manufacturer’s warranty.

      Contracts also cap payouts. For example, a plan might only pay $1,500 for an oven replacement. If a new oven costs $1,900, you’d be responsible for the extra $400 in addition to your service fee.

      A home warranty in Austin may deny a claim for a tankless water heater that failed because its heating elements are completely caked in mineral scale, citing a lack of maintenance or hard-water exclusion.

      Methodology

      The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in Austin, then evaluated which performed best for local residents.

      We prioritized real customer experiences in Austin and also gave extra weight to reviews from Texas. National reviews were also considered, but with much lower weighting. Our review evaluation focused on seven satisfaction drivers:

      • Technician quality
      • Customer service
      • Claims handling
      • Punctuality and speed
      • Coverage
      • Value
      • Refunds and payouts

      In addition to reviews, we compared the companies on:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
      • Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.

      Not sure how to choose?

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