
- Plans available
- 3
- Service fees
- $100 or $125
- Starting costs
- $29.99
If you’ve been thinking about getting home warranty coverage in Georgia but aren’t sure where to start, we can help. After analyzing ratings, reviews, coverage and cost, we found that American Home Shield, ARW Home and Select Home Warranty are the best home warranty companies in the Peach State.
We’ve selected the top home warranty companies in the Peach State by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors. Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Company | Customer rating | Starting costs | Service fee | Covered systems | Covered appliances | Available plans | Roof leak coverage? | |
---|---|---|---|---|---|---|---|---|
![]() | 3.8
106,358 reviews
106,358 reviews
| $29.99 | $100 or $125 | 14 | 9 | 3 | Add-on | Get a Quote |
![]() | 3.5
2,599 reviews
2,599 reviews
| $49.99 | $125 | 8 | 8 | 3 | Add-on | Get a Quote |
![]() | 3.7
15,191 reviews
15,191 reviews
| $60.42 | $75 to $100 | 8 | 7 | 3 | Add-on | Get a Quote |
Our research team has analyzed the top home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose four companies that offer the best plans for your money.
Jump into our guides and start learning
In Georgia, buying a home warranty is a pretty straightforward experience, but that doesn’t mean you shouldn’t do your due diligence beforehand. Take the time to understand how your policy works before signing on the dotted line.
» COMPARE MORE COMPANIES: Home warranty buyers guide
Home warranties typically cost between $30 and $90 monthly, though your price will vary depending on the company, your plan and your chosen service fee.
Jump to insightIn Georgia’s hot climate, it’s smart to prioritize coverage for your cooling system.
Jump to insightGeorgia has limited regulations for home warranties. If you have a complaint about a warranty company, contact the Office of the Insurance and Safety Fire Commissioner.
Jump to insightIn Georgia, you can expect to pay anywhere from $30 to $90 per month for a home warranty, based on quotes we received from 22 companies. These quotes do not include any discounts or add-ons, though.
Your cost will mostly depend on the policy and company you choose and, potentially, what service fee you’re willing to pay. If you have the option to choose a higher service fee, you’ll usually pay a lower monthly rate.
When researching home warranty companies, it’s important to check what’s covered and to what extent. It’s likely you’ll want coverage for your cooling system so you can stay comfortable during Georgia’s long, hot summers (especially if you live somewhere like Savannah).
Pool coverage is almost always an add-on option if it’s available.
Many home warranty plans cover air conditioners, but they may cap their costs at a certain amount. If your plan only covers up to $2,500, but the replacement costs $5,000, you’ll have to pay half out of pocket. Make sure to check your contract for coverage limits and exclusions before you sign.
Another factor to consider is what type of add-on coverages you might need. If you have a pool, it may be wise to pay extra to cover it. Some companies also offer pest control as part of a home warranty, which can help if you’re in an area with a lot of bugs.
To find a plan that makes sense for your situation, consider where you’re located in Georgia, what types of risks your home faces and how much you can afford.
» MORE: Does a home warranty cover pest control?
What Georgians say about home warranties
When Georgia homeowners talk about their real-life warranty experiences, several common themes emerge. Consider the following in reviews of home warranty companies you’re considering:
- Speed of service: Michael in Woodstock had a great experience — “The contractors have all been very professional. The tech was out within a day for the air conditioner, which is very unusual.”
- Scheduling and follow-through: “I submitted a service request, received a number for tracking, and received a call from the servicing company the very next day. ... The scheduler called me back the same day asking if I would be available for the tech to come out the same day to complete the work,” Tammi in Covington said about her experience.
- Convenience: Evelyn in Duluth was pleased with the company she worked with — she said the “vendor was able to accommodate my time constraints. I was able to continue with my plans. Service was timely and courteous!”
Georgia has limited rules in place for home warranties. First, a home warranty needs to have insurance or financial backing. This rule is common throughout the U.S.
Home warranties from companies with surety insurance policies of more than $100,000 are carved out of the state’s insurance regulations in the Georgia Code, but there don’t appear to be any other specific regulations for them.
According to a representative from the Georgia Office of the Insurance and Safety Fire Commissioner (OCI), authority over home warranties is split between different parts of the state government, with OCI verifying whether providers meet the above standards in the Georgia Code.
OCI also handles all consumer complaints related to home warranties, so you can call or file a report with its Consumer Services Division online if you have an issue with a home warranty company in Georgia.
For new homes, contractors in the state are required to provide a written warranty on any work that costs more than $2,500. That means a recently built home may already have some form of warranty coverage that you should account for if you’re shopping for a home warranty.
» COMPARE: Best home warranty for new construction
If you have an issue with a homebuilders warranty, refer to the state attorney general’s office for more information.
It depends. In some cases, having a home warranty can save you thousands of dollars on unexpected repairs. Other times, you may end up spending more on your warranty than you would have on repairs or replacements during your coverage term.
If you put a lot of value in the stability and peace of mind home warranty coverage provides, then a plan may be a smart purchase. However, if you’re exclusively looking to come out ahead financially, you need to assess your home and compare your expected costs as a homeowner versus the cost of a warranty.
It depends on the plan you choose.
Many home warranties don’t cover items that aren’t properly maintained, and some don’t include full coverage for high-cost items, like your HVAC system. Secondary damage, like that from flooding caused by a broken dishwasher, often won’t be covered even if the dishwasher is. Generally speaking, home warranties don’t cover the same situations as homeowners insurance, either.
It’s critical that you read your contract (especially the exclusions and limitations sections) to understand what your home warranty covers and to what extent.
» MORE: Home warranty coverage
Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.
A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.
» COMPARE: Home warranty vs. home insurance
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when we make our top picks.
To choose the top home warranty companies in Georgia, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Georgia. We then weighted several key features to get our final rankings:
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ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
Company | Customer rating | About | Learn More |
---|---|---|---|
![]() | 4.1
11,847 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
![]() | 4.0
1,833 reviews
| Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage. Deductible averages $75. | Read reviews |
![]() | 4.2
8,709 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
![]() | 3.8
106,358 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
![]() | 3.7
15,191 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
![]() | 3.5
2,599 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
![]() | 3.2
1,015 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
![]() | 2.6
570 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
![]() | 2.7
418 reviews
| Offers coverage for both repairs and maintenance. Three levels of service range in cost from $47 per month to $107 per month. Covers major appliances, systems and maintenance for lawn, cleaning, pest control and more. | Read reviews |
![]() | 1.8
1,963 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
![]() | 1.5
2,259 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
![]() | 1.3
297 reviews
| Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | Read reviews |
![]() | 1.1
3,992 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
![]() | 1.1
6,679 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
![]() | 1.1
299 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
![]() | 1.2
1,908 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
![]() | 1.0
811 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
![]() | 1.0
380 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
![]() | 1.0
37 reviews
| Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | Read reviews |