Best Home Warranties in Georgia

We compared 19 companies and chose the top home warranty providers

    • American Home Shield
      3.8(106,358)
    • ARW Home
      3.5(2,599)
    • Select Home Warranty
      3.7(15,191)
    +1 more

    Best Home Warranties in Georgia

    If you’ve been thinking about getting home warranty coverage in Georgia but aren’t sure where to start, we can help. After analyzing ratings, reviews, coverage and cost, we found that American Home Shield, ARW Home and Select Home Warranty are the best home warranty companies in the Peach State.

    Our top 3 Georgia home warranty picks

    1. Value: American Home Shield
    2. Electronics coverage: ARW Home
    3. Roof coverage: Select Home Warranty

    We’ve selected the top home warranty companies in the Peach State by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors. Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Our research team has analyzed the top home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose four companies that offer the best plans for your money.

    2025 Buyers Choice Award Winner
    American Home Shield
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    American Home Shield serves over 2 million members nationwide. Its home service contracts cover up to 24 appliances and systems, and you can personalize your policy with options like unique add-ons and your choice of service fee. Claims can be filed by phone or on its website. Repairs are backed by a 30-day workmanship guarantee.

    We’ve compared this company’s plans based on select coverage items below.

    American Home Shield has exceptionally strong reviews for a home warranty company in Georgia. For example, its ratio of 5-star to 1-star reviews in the state is almost double that of our next-highest top pick (ARW Home). That’s why American Home Shield is our top pick overall.

    Some American Home Shield reviewers from Georgia mention delayed or ineffective repairs and a lack of professionalism and communication from technicians.

    Pearl from Conyers was disappointed with the contractors AHS sent. “They hire contractors with a 1 star rating,” she said. “They refuse to pay claims and change the work order for the company that they hire. I just got off the phone with American Home Shield and the company they hired and the company told the AHS representative that that is not what they said and they still refused to pay my claim.” She didn’t find the coverage worth the money in the end.

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    ARW Home
    Plans available
    3
    Service fees
    $125
    Starting costs
    $49.99

    ARW Home’s customizable plans cover a variety of systems and give you the option to save by bundling coverage. ARW keeps prices posted on its website, making it easier to comparison-shop.

    Claims must be filed by phone or online. Services are generally initiated within 48 hours, though emergencies may trigger a faster timeline.

    We’ve compared this company’s plans based on select coverage items below.

    ARW Home has good reviews in Georgia. Although it doesn’t have the overall quantity of reviews of our above picks, it does feature the second-best 5-star to 1-star ratio of the group. Also, Georgians are often complimentary of the company’s customer service.

    Some customers in Georgia have expressed frustration and disappointment with ARW Home regarding poor customer service, long wait times and difficulty getting claims approved.

    Jennifer from Decatur, for example, had to go without a refrigerator for three weeks. “No timely call backs,” she said. “When we call to get the status of our claim no answer. Never can get it repaired the next day like the commercials advertise. Seems like all they want is our money but no good service.”

    2025 Buyers Choice Award Winner
    Select Home Warranty
    Plans available
    3
    Service fees
    $75 to $100
    Starting costs
    $60.42

    Select Home Warranty sells home service plans for single-family homes, rental properties, mobile homes, manufactured homes and multiunit properties. These plans cover all makes and models of appliances as long as they’re in good working condition and properly maintained at the time of purchase.

    Select Home Warranty does not require a home inspection for purchase, and it doesn’t limit the number of covered repairs throughout a contract year. Filing a claim is quickest online, or you can submit via email or phone.

    We’ve compared this company’s plans based on select coverage items below.

    Local reviews for Select Home Warranty in Georgia are solid. Reviewers also repeatedly mention receiving discounts on their plans, so it might be worth speaking with the company before you sign up online.

    Some Select Home Warranty customers have cited issues with claim denials, delays in service and poor customer service. A few also mention difficulties finding technicians and receiving reimbursement for out-of-pocket expenses.

    Patricia from Acworth said the company “does not stand by their promise of 2 - 4 business days to service your claim once you file the claim.” At the time of her review, she’d waited 10 days since submitting a furnace claim: “The contractor they sent out originally never showed up and now they want to send the same contractor back out. This is unacceptable!”

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Overall Value

    Home Warranties in Georgia Buyers Guide

    Jump into our guides and start learning

    Top Picks

    See who reviewers like

    American Home Shield logo
    ARW Home logo
    Select Home Warranty logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Georgia home warranty buyers guide

      In Georgia, buying a home warranty is a pretty straightforward experience, but that doesn’t mean you shouldn’t do your due diligence beforehand. Take the time to understand how your policy works before signing on the dotted line.

      » COMPARE MORE COMPANIES: Home warranty buyers guide

      Key insights

      Home warranties typically cost between $30 and $90 monthly, though your price will vary depending on the company, your plan and your chosen service fee.

      Jump to insight

      In Georgia’s hot climate, it’s smart to prioritize coverage for your cooling system.

      Jump to insight

      Georgia has limited regulations for home warranties. If you have a complaint about a warranty company, contact the Office of the Insurance and Safety Fire Commissioner.

      Jump to insight
      atlanta georgia skyline

      How much does a home warranty cost in Georgia?

      In Georgia, you can expect to pay anywhere from $30 to $90 per month for a home warranty, based on quotes we received from 22 companies. These quotes do not include any discounts or add-ons, though.

      Your cost will mostly depend on the policy and company you choose and, potentially, what service fee you’re willing to pay. If you have the option to choose a higher service fee, you’ll usually pay a lower monthly rate.

      How to choose a home warranty in Georgia

      When researching home warranty companies, it’s important to check what’s covered and to what extent. It’s likely you’ll want coverage for your cooling system so you can stay comfortable during Georgia’s long, hot summers (especially if you live somewhere like Savannah).

      Pool coverage is almost always an add-on option if it’s available.

      Many home warranty plans cover air conditioners, but they may cap their costs at a certain amount. If your plan only covers up to $2,500, but the replacement costs $5,000, you’ll have to pay half out of pocket. Make sure to check your contract for coverage limits and exclusions before you sign.

      Another factor to consider is what type of add-on coverages you might need. If you have a pool, it may be wise to pay extra to cover it. Some companies also offer pest control as part of a home warranty, which can help if you’re in an area with a lot of bugs.

      To find a plan that makes sense for your situation, consider where you’re located in Georgia, what types of risks your home faces and how much you can afford.

      » MORE: Does a home warranty cover pest control?

      What Georgians say about home warranties

      When Georgia homeowners talk about their real-life warranty experiences, several common themes emerge. Consider the following in reviews of home warranty companies you’re considering:

      • Speed of service: Michael in Woodstock had a great experience — “The contractors have all been very professional. The tech was out within a day for the air conditioner, which is very unusual.”
      • Scheduling and follow-through: “I submitted a service request, received a number for tracking, and received a call from the servicing company the very next day. ... The scheduler called me back the same day asking if I would be available for the tech to come out the same day to complete the work,” Tammi in Covington said about her experience.
      • Convenience: Evelyn in Duluth was pleased with the company she worked with — she said the “vendor was able to accommodate my time constraints. I was able to continue with my plans. Service was timely and courteous!”

      Home warranty regulations in Georgia

      Georgia has limited rules in place for home warranties. First, a home warranty needs to have insurance or financial backing. This rule is common throughout the U.S.

      Home warranties from companies with surety insurance policies of more than $100,000 are carved out of the state’s insurance regulations in the Georgia Code, but there don’t appear to be any other specific regulations for them.

      According to a representative from the Georgia Office of the Insurance and Safety Fire Commissioner (OCI), authority over home warranties is split between different parts of the state government, with OCI verifying whether providers meet the above standards in the Georgia Code.

      OCI also handles all consumer complaints related to home warranties, so you can call or file a report with its Consumer Services Division online if you have an issue with a home warranty company in Georgia.

      Are there regulations for new construction?

      For new homes, contractors in the state are required to provide a written warranty on any work that costs more than $2,500. That means a recently built home may already have some form of warranty coverage that you should account for if you’re shopping for a home warranty.

      » COMPARE: Best home warranty for new construction

      If you have an issue with a homebuilders warranty, refer to the state attorney general’s office for more information.

      FAQ

      Is a home warranty worth it in Georgia?

      It depends. In some cases, having a home warranty can save you thousands of dollars on unexpected repairs. Other times, you may end up spending more on your warranty than you would have on repairs or replacements during your coverage term.

      If you put a lot of value in the stability and peace of mind home warranty coverage provides, then a plan may be a smart purchase. However, if you’re exclusively looking to come out ahead financially, you need to assess your home and compare your expected costs as a homeowner versus the cost of a warranty.

      What is not covered by a home warranty?

      It depends on the plan you choose.

      Many home warranties don’t cover items that aren’t properly maintained, and some don’t include full coverage for high-cost items, like your HVAC system. Secondary damage, like that from flooding caused by a broken dishwasher, often won’t be covered even if the dishwasher is. Generally speaking, home warranties don’t cover the same situations as homeowners insurance, either.

      It’s critical that you read your contract (especially the exclusions and limitations sections) to understand what your home warranty covers and to what extent.

      » MORE: Home warranty coverage

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when we make our top picks.

      To choose the top home warranty companies in Georgia, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Georgia. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money so you don’t pay for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.

      Not sure how to choose?

      Get buying tips about Home Warranties in Georgia delivered to your inbox.

        By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

        Thanks for subscribing.

        You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

        Guide sources

        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

        1. Georgia.gov, “House Bill 733.” Accessed May 19, 2025.
        2. Georgia Secretary of State, “Georgia Law 43-41.” Accessed May 19, 2025.

        Compare top Georgia home warranty companies

        Showing 10 of 19

        Want your company to be on this guide?

        Yes, continue
        Comparing

        ×