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Best Home Warranties in Georgia

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    Author picture
    Written by Taylor Sansano
    Edited by Vincent Landino

    Our research team vetted 20 home warranty companies that are rated by more than 2,038 customers in Georgia. Read our guide to choose the best home warranty in Georgia for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,526,635 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, American Residential Warranty and Select Home Warranty.
    • To find the best home warranty in Georgia for you, check your coverage details and consider add-ons relevant to your home.
    • A home warranty in Georgia typically costs $30 to $90 per month from one of our top picks.

    Our 4 Georgia home warranty picks

    Here are our favorite home warranty companies in Georgia, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in Georgia on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Georgia, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield serves over 2 million members nationwide. Its home service contracts cover up to 23 appliances and systems, and you can personalize your policy with options like unique add-ons and your choice of service fee. Claims can be filed by phone or on its website. Repairs are backed by a 30-day workmanship guarantee.

    We’ve compared this company’s plans based on select coverage items below

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$39.83 to $54.83$49.83 to $64.83$69.83 to $84.83
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$39.83 to $54.83$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$49.83 to $64.83$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$69.83 to $84.83$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in Atlanta at the time of publishing

    American Home Shield has exceptionally strong reviews for a home warranty company in Georgia. For example, its ratio of 5-star to 1-star reviews in the state is almost double that of our next-highest top pick (American Residential Warranty). That’s why American Home Shield is our top pick overall.

    “I left American Home Shield and went with two other companies but I went right back to American Home Shield,” wrote Michael from Atlanta. “And when I came back, there were no issues. If I call, they would come out and do what they have to do and call it a day. Dealing with them, there was never any hiccups. I love it and I would want others to know that you cannot go wrong with the Shield.”

    Henrietta from Port Wentworth also had high praise, writing, “I am very much enjoying the service of AHS. When my air conditioner unit went out last summer, they were very efficient about getting someone out and getting it taken care of. A couple of weeks ago, my washing machine and my dishwasher went out. They got both of them fixed and running. I've been telling everybody about AHS.”

    Our pick for fast serviceChoice Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty sells two home warranty plans in Georgia. It covers systems and appliances regardless of their age as long as they’re in working condition and well maintained. Claims can be filed online or by phone, and CHW customers have access to its nationwide network of over 15,000 contractors.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$46.67$55.00
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$55.00$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Atlanta at the time of publishing

    Review trends for Choice Home Warranty in Georgia are positive, and reviewers frequently mention being happy with the speed of the company’s service.

    Reginald from Perry “submitted a claim for service due to oven not working. Within 24 hours I had a service tech here to fix it. No issues or questions concerning the claim; just made sure it was fixed quickly. Glad I had this home warranty.”

    “Each time I’ve submitted a claim Choice has been very prompt in processing them,” wrote Gayle from Riverdale. “So far have had good experience with the technicians sent out to my home. Keep up the good work. Love them and would highly recommend, they’re the best!”

    Our pick for customer serviceAmerican Residential WarrantyAUTHORIZED PARTNER
    • Number of plans: 4
    • Contract length: Month to month
    • Service fee range: Varies

    American Residential Warranty’s customizable plans cover a variety of systems and give you the option to save by bundling coverage. Somewhat uniquely, pricing is posted on ARW’s website, making it easier to comparison-shop.

    Claims must be filed by phone, which may be inconvenient for some. However, services are generally initiated within 48 hours unless it’s an emergency (which may trigger faster service).

    We’ve compared this company’s home warranty plans based on select coverage items below.

    Kitchen plusHeating & coolingPlatinumPlatinum premier
    Monthly premium cost*$34.99$39.99$49.99$59.99
    Service call fee*VariesVariesVariesVaries
    Built-in microwavesAdd-on
    Clothes dryersAdd-onAdd-onAdd-onAdd-on
    Clothes washersAdd-onAdd-onAdd-onAdd-on
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    PlumbingAdd-onAdd-onAdd-on
    Water heatersAdd-on
    PoolsAdd-onAdd-onAdd-onAdd-on
    Roof leak repairs
    Second refrigeratorAdd-onAdd-onAdd-onAdd-on
    Septic pump
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-onAdd-on
    Kitchen plus$34.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Heating & cooling$39.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Platinum$49.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Platinum premier$59.99VariesAdd-onAdd-onAdd-onAdd-onAdd-on

    *At the time of publishing

    American Residential Warranty has good reviews in Georgia. Although it doesn’t have the overall quantity of reviews of our above picks, it does feature the second-best 5-star to 1-star ratio of the group. Also, Georgians are often complimentary of the company’s customer service.

    Marvin from St. Marys wrote, “Medjina the agent that handled my call was courteous and knowledgeable and made me feel that she cared about my problem. Great customer service. I’m recommending American Residential Warranty to all my family members and friends. They quickly resolved my issues. No worries.”

    “This agent was extremely helpful and I was happy not to have been put on hold. So far this company has exceeded the others that I have tried. The agent explained everything to me clearly and also responded by email. She definitely made it easy for me,” wrote Leslie from Jasper.

    Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty sells home service plans for single-family homes, rental properties, mobile homes, manufactured homes and multiunit properties. These plans cover all makes and models of appliances, as long as they’re in good working condition and properly maintained at the time of purchase.

    Select does not require a home inspection for purchase, and it doesn’t limit the number of covered repairs throughout a contract year. Claims can be filed on its website or by email.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$52.50$52.50$58.33
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$52.50Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$52.50Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$58.33Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Atlanta at the time of publishing

    Local reviews for Select Home Warranty in Georgia are solid. Reviewers also repeatedly mention receiving discounts on their plans, so it might be worth speaking with the company before you sign up online.

    Franzola from Hampton wrote, “I was very, very pleased with Tom who explained the Platinum Care package thoroughly. He also asked if I was a senior citizen so he applied the senior discount also the teacher's discount. He then explained the 3-year discount package and offered that to me. … What can I say, Tom was great. And the package I selected is also great.”

     “Had a very good experience,” wrote Zach from Calhoun. “Sales rep explained everything that I asked. Made sure all my question were answered and took the time to explain all my questions and was able to get me a good discount on a yearly rate. Will recommend to other people. Overall I would say it was a 5 star experience. Will be sending more business their way.”

    Compare Top Georgia Home Warranty Companies

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      How to find a top home warranty in Georgia

      atlanta georgia skyline

      When researching companies, it’s important to check both what is covered and to what extent. For example, you probably want coverage for your cooling system so you can stay comfortable during Georgia’s long, hot summers (especially if you live in a city like Macon or Savannah).

      Pool coverage is almost always an add-on option if it’s available.

      Many warranty companies cover air conditioners, but they may cap their costs at a certain amount. If your plan only covers up to $2,500 but the replacement costs $5,000, you’ll have to pay half out of pocket. That’s why you should check your contract for coverage limits and exclusions before you sign.

      Another factor to consider is what type of add-on coverages you might need. If you have a pool, it may be wise to pay extra to cover it. Some companies also offer pest control as part of a home warranty, which can help if you’re in a buggy area.

      Take into account where you’re located in Georgia, what types of risks your home faces and how much you can afford to find a plan that makes sense for your situation.

      Home warranty regulations in Georgia

      Georgia has limited rules in place for home warranties. While vehicle service contracts are fairly well covered in the state’s Rules and Regulations and elsewhere, home service contracts aren’t.

      Home warranties from companies with surety insurance policies of more than $100,000 are carved out of the state’s insurance regulations in the Georgia Code, but there don’t appear to be any other specific regulations for them.

      According to a representative from the Georgia Office of the Insurance and Safety Fire Commissioner (OCI), authority over home warranties is split between different parts of the state government, with OCI verifying whether providers meet the above standards in the Georgia Code.

      OCI also handles all consumer complaints related to home warranties, so you can call or file a report with its Consumer Services Division online if you have an issue with a home warranty company in Georgia.

      Regulations for new construction

      For new homes, contractors in the state are required to provide a written warranty on any work that costs more than $2,500. That means a recently built home may already have some form of warranty coverage you should account for if you’re shopping for a home warranty.

      If you have an issue with a builder’s warranty, read this article from the state’s attorney general’s office for more information.

      Georgia home warranty FAQ

      In Georgia, you can expect to pay anywhere from $30 to $90 per month for a home warranty based on quotes from our top picks. These quotes do not include any discounts or add-ons, though.

      Your cost will mostly depend on the policy and company you choose and, potentially, what service fee you’re willing to pay. If you have the option to choose your service fee, you’ll usually pay a lower monthly rate.

      It depends. In some cases, having a home warranty can save you thousands of dollars on unexpected repairs. Other times, you may end up spending more on your warranty than you would have on repairs or replacements during your coverage term.

      If you put a lot of value in the stability and peace of mind home warranty coverage provides, then a plan may be a smart purchase. However, if you’re exclusively looking to come out ahead financially, you need to assess your home and compare your expected costs as a homeowner versus the cost of a warranty.

      It depends on the plan you choose.

      Many home warranties don’t cover items that aren’t properly maintained, and some don’t include full coverage for high-cost items, like your HVAC system. Secondary damage, like that from flooding caused by a broken dishwasher, often won’t be covered even if the dishwasher is. Generally speaking, home warranties don’t cover the same situations as homeowners insurance, either.

      It’s critical that you read your contract (especially the exclusions and limitations sections) to understand what your home warranty covers and to what extent.

      Bottom line

      In Georgia, buying a home warranty is a pretty straightforward experience. However, that doesn’t mean you shouldn’t do your due diligence beforehand. Take the time to understand how the industry works before signing on the dotted line.

      To learn more about buying a home warranty, check out our home warranty buyers guide or our articles on home warranty costs and home warranty coverage.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Georgia Code, “§ 33-7-6. Property insurance; contract requirements; rules and regulations; exemptions.” Accessed December 8, 2021.
      2. Georgia Code, “§ 43-41-7. Written warranties required.” Accessed December 9, 2021.

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