Home Security America

Compare Home Warranties, Service Plans

Research top Home Warranties, Service Plans recommendations on ConsumerAffairs

Compare Companies

Consumer Complaints and Reviews

on
Satisfaction Rating

VERY BAD EXPERIENCE with this company. Our a/c quit during a heat wave. Calls to HSA went unanswered, with extended holds over 30 minutes trying to get a rep, and had to set up service via their menus. Then told service not available for another 5 days! Multiple calls and waits got rescheduled on third day after system went down. They did not do a checklist for possible problems. Cost me $100 to find out it was simply an emergency utility switch was inadvertently turned off. OK, our fault, but the service with this company stinks. Stay Away. PS... the local hvac guy said that HSA is supposed to run a checklist with you when you call in for service, which never happened. Could have avoided the charges. Repeat - Stay away from HSA.

on
Satisfaction Rating

Do not use this company. You will have to wait on hold for over an hour to speak with someone and the customer service is terrible. I had my AC break down and they made me wait 5 days for someone to come look at it. By the time Bell Cow arrived, it had just started working again. They charged me $100 and told me to call back when it stops working. I asked HSA for a second opinion and she said "sure, I will have someone call you." That never happened. It stopped 4 weeks later and I was told I had to call HSA again. Called, was on hold for over an hour, she connected me with a different AC company who is now making me wait another 4 days.

on
Satisfaction Rating

We purchased a home and had the seller purchase a home warranty through HSA. About 7 months after moving into the home we realized that we had some water leaking into our basement from a foundation wall. Since our warranty covered Foundation Leaks we contacted HSA. After being on hold for over an hour we finally spoke with an HSA representative and explained the situation to them. They kept inferring that it was a plumbing issue and I continually clarified this was not a plumbing issue as there was no plumbing in the foundation. They filed a claim and charged us $75. The contractor never showed. Called HSA and while waiting over an hour to get a rep I set up an online account. At this time I realized that the contractor they had assigned this to was a plumber.

Finally when I was able to speak with someone they confirmed that there was a mix-up with the contractor. I explained to them again that this was not a plumbing issue so they should not send a plumber. They said that they would send this contractor and if they determined it was not a plumbing issue we could pursue other options. A week after the original appointment the plumber shows up. The plumber proceeds to tell me that they have a lot of issues with HSA and that it is common for them to send them to jobs that do not involve plumbing problems. He immediately comes to the conclusion that this is not a plumbing problem and tells me that he will contact HSA and advise them accordingly. Later that night I receive a voice mail from HSA that my claim has been denied.

Next day I call HSA again and wait on hold for over an hour. Finally a rep is able to confirm that the claim was denied because the plumber told them that this appears to be "ground water" and they don't cover "ground water." Since my warranty covers Foundation Leaks I told them that I was confused and asked them to clarify the basis of my denial. They were unable to clarify the reason based on the language in the warranty and simply insisted that they will only cover plumbing problems and since this was a foundation issue it wasn't covered. After an hour of arguing with the rep she put me on hold to talk with a supervisor. When she returned she apologized for not recognizing that Foundation Leaks are covered in my warranty, claiming that this was something new that was just added to their warranty recently (this was July and my warranty was issued in December of the prior year).

Accordingly they set up an appointment with a contractor that specializes in foundation issues. The contractor came out the following week. The contractor looked at the issue and explained what they would need to do to correct the issue. He then proceeded to tell me that they have a lot of problems with HSA and are very rarely able to get them to cover any repairs. He said he would submit the estimate to HSA and contact me back. Later that night I received another voice mail from HSA advising me that they had declined my claim. Next morning I called HSA. After being on hold for 1 hour and 30 minutes I was finally able to get a rep. I asked them to explain why they had denied this claim. The rep said that I don't have a foundation issue and this is a plumbing issue and they won't cover modifications for a plumbing issue.

When I questioned why a plumber was sent and said it was not a plumbing issue so they sent a contractor who specializes in foundation issues who confirmed it was a foundation issue, why are they now saying it is a plumbing issue. The rep was very condescending and told me she owns a house and tried to explain to me what was happening to justify their decision. After 30 minutes (at least) of discussions she finally forwarded me over the authorizations department to have them explain the denial. This rep in this department gave me every reason under the Sun for why they wouldn't pay to repair the issue. Each time I asked her to point me to the language in the warranty that would justify that denial. Each time the section of the warranty that she quoted was completely unrelated to the foundation.

Then they pointed me to a section in my warranty and said it would only be covered if I had that additional coverage. I asked them why they would provide me with a copy of my warranty that would include coverage that I didn't have. Regardless after more discussion I was able to prove that this additional coverage had nothing to do with Foundation Leaks which was the issue at hand. She had to speak with a supervisor since she was unable to justify the denial based on the language in the warranty. When she came back she said they would try contacting the contractor again and put me on hold. She came back and said that the contractor was not answering his phone so they left him a message and sent him a follow-up email. Once they spoke to him they said a supervisor would call me back. In total I was on the phone with this company for 2 hours and 54 minutes on this call alone.

Today I received a call from the contractor to give me an update on the status. He told me that he submitted the estimate and then received a voice mail advising him that they had denied the claim the same day. He called back yesterday and was on hold for over an hour but never reached a rep. He called them again this morning and finally got a rep after 45 minutes on hold. The rep said that the person he would need to talk to was unavailable so he would need to call back. I told him that I had spoken to them yesterday and they said that they called him, left him a voice mail and sent him an email. He said that they didn't call him, he didn't have a voice mail from them and he never received an email from them. After this conversation I called HSA. As expected I had a long hold time. After 53 minutes I was connected with a rep only to immediately be disconnected. Do not use this company!

on
Satisfaction Rating

Do not use this company - Do your homework and check Yelp. I have spent over 7 hours on the phone trying to get them to send a technician to fix my AC unit in AZ it's 115 degrees today. I've waited over 30 minutes on phone 3 times and 1 hour another. I finally got through (mind you I paid for this company in the purchase of my home - I made the claim, and the technician didn't show up day 1. I call back. House now averaged 90 degrees, they say they found me another company and to be home 1-5 pm today. I took off from work 1-5 and waited. Guess what never happened by 5. I call back. Wait 30 more minutes - to only be treated like crap by the service rep - They then said they couldn't get anyone out until Monday or Tuesday - What???

The company said they had a CXL from someone. So this stupid company CXL my AC appointment from 1-5. I wait half the day and nothing. Now they say I must wait 4 hours to be in the "q" for a technician to reach me. It's now been 4 hours and nothing. They now say I can have my own AC company come repair at my cost and "they" will reimburse me. These people couldn't even book an appointment and have a company show in 4 days let alone will they reimburse me. This company is your typical insurance fraud and scam - They sell a service they never plan to serve. Ponzi.

on
Satisfaction Rating

My refrigerator was having a leak issue, so I submitted a claim with the home warranty. Service company called and asked me to provide the model number to the fridge so they can order a part. Over a month past and I heard nothing. I submitted a new claim, this time service company came out and I paid the $100. I still need to have a follow up appointment. Fast forward a week and I receive a bill for the original service order. After hours on hold, I finally get a live person. Explained everything, spent another hour on the phone and still no resolution. They won't remove the $100 charge and they claim the company came out multiple times.

Why would I waste my time and money to ask for service and then not be home? It's because I never got a scheduled appointment. I only received that initial call about ordering a part. So as we stand, I paid the $100 service fee, I have a bill from the home warranty company for another $100, and I still have a leaking fridge. Stay away from this company if all possible.

How do I know I can trust these reviews about Home Security America?

  • 823,111 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

on
Satisfaction Rating

This company is by far the worst company I have ever done business with. I have never had a phone call answered faster than 45 minutes on hold and twice I waited 1 hour and 20 minutes. The companies that they hire to fix your problems are the best. They will not replace an appliance even though that is what they are supposed to do if an item can't be fixed, they just keep calling another company to try and fix the problem, even when the contractor tells them the item needs replaced. Do not use this company it is a complete waste of money!

on
Satisfaction Rating

Going to make this short. HSA price was $51.00 now $70.00. With no explanation why. Fridge went out on Friday. Was set up with the AC Guys which upon calling them Saturday and Sunday to find out they are closed. Plus on website they say they are open 24 hours? No mention of working on a fridge on website? Thanks HSA! Called HSA several times only to be put on hold for a hour. Called back today only to be hung up on after waiting 30 minutes. Finally upon getting a live operator (good luck with that too) I was told someone else with HSA would be calling me shortly. Two hours later nothing.

Now I have to call another time to even get a answer on why I got hit with a 40% price increase. Will reply back when if ever they call back. Years ago had a warranty on a rental. Same old story with even the tech telling me that the company told them to band aid the problem. After numerous techs not fixing the problem and one honest tech telling me it needed a new ac unit they still refused to fix the unit. I ended up buying a new unit and giving up because it was obvious they weren't going to fix the problem. Seems this is a norm upon reading the reviews here.

on
Satisfaction Rating

Always a technicality. Need a new part, wait 4 weeks. That part doesn't work, another 4 weeks. The repair people hate HSA and give horrible service. HSA does nothing except assign new, horrible repair people to replace the ones that don't call you back. This is a huge, horrible rip-off. Average hold time is 45 minutes to get an agent and 75% of the problems you experience require a call to customer service. This is hell, HSA stockholders should be publicly stoned. This is Hell. Absolute hell.

on
Satisfaction Rating

Bought a new home recently. It came with a "Home Warranty" through HSA for a full year. I thought, "Ok, this is nice." However, I never envisioned on having to use it this quickly. The A/C went out overnight. We called and set up a service request with HSA. No big deal, that part was easy. We received a follow-up with the "vendor" they chose (Freedom Heating & Cooling) along with their contact information. We received a follow-up email, detailing the appointment time (same day, between 8pm and midnight). Weird time, but whatever. It has now been over 5 days with no notice or any attempt at communication. I have called my realtor, who had a number for an actual person at HSA, and the best she could do was tell me "Good luck, wait until Monday". The vendor has gone MIA, and HSA is a 45 minute wait time with an automatic hangup. I would stay far away from HSA, especially after reading all of these claim issues.

on
Satisfaction Rating

I have had HSA for a couple of years and I can tell you, dealing with them when you have a problem is a PITA (Pain in the Ass). Their technicians (subcontractors) will show up and diagnose the problem, but that's when the problems start. HSA will try to make the cheapest (least expensive) repair they can perform. In other words, they do as little as possible to fix the actual problem. I had a microwave that had its generator repaired 3x, the last repair almost causing a kitchen fire. They eventually replaced it after 55 phone calls and follow-ups. Problem #2 Roof leak, on 5-year old property, they refused to fix because I used my own contractor (which they endorsed).

Problem #3. The technician came out to repair the dishwasher, the intermittent problem was dismissed, $75 charge, the problem not solved. Had to go buy another dishwasher at my expense. Problems #4/#5 A/C unit not cooling. Technician came out, tested systems, said I had a leak and low refrigerant, added 4 lbs freon - paid $75 not fixed. Came back 6 months later, same issue. 42 phone calls later, still not fixed. Bottom line: Do not waste your $$$ money on home warranties. Save your money in useless home warranties. If it breaks, get it fixed on your own, because sure as hell, HSA will not fix it!!! You'll just waste your time on hold and calling them back.

on
Satisfaction Rating

I had heard that HSA had a bad reputation for squirming out of paying claims. My suspicions have apparently been affirmed. I bought the house in March and the seller agreed to provide a one-year home warranty; giving me what I thought was peace of mind against unforeseen first-year expenses. So the 20 year old air conditioning stopped blowing cold air. Redeemed Heating and Cooling in Springfield (their vendor) responded and told me in 2 minutes of looking at the outside 20 year-old unit, it had failed due to animal urine. Not that the age of the unit had anything to do with it.

So HSA rejects the claim saying that the failure of the unit was not due to "normal" wear and tear. How hilarious is this. A 20 year-old air conditioning unit that has sat outside in the miserable heat of 20 summers and frigid cold of 20 winters, acidic rain, etc., finally bit the dust because an animal peed on it a few times in its life. Thanks for nothing HSA. Somewhere there is a scam here. I certainly plan on writing reviews to anyone that will listen. I will let the realtor know that HSA is only interested in first year, uninformed new home buyers and certainly not keeping anyone's business long term.

on
Satisfaction Rating

I requested service for my 20+ year old faucet that had a broken sprayer that pulled completely off the hose. The warranty company sent Hometown Rooter plumber Joe ** 412-896-3595 who came in at 7 am (appt was 8-11am), immediately requested my $100 service fee, took a photo of the make and model of my faucet and left within 3 minutes stating the store where the faucet had to be ordered doesn't open until 9 am and he would be back. Within 2 hrs I received a call from HSA denying my claim because of misusage. I was outraged and asked if HSA even had photos of the condition of my faucet which they replied no. I requested a 2nd opinion with another contractor in the HSA approved list and was told there would be another $100 service fee in the event the next contractor found misuse.

Nussbaumer Plumbing came next for the 2nd opinion and did a more thorough inspection as well as take photos of the condition and covered the loss with HSA as normal wear and tear which I expected. Todd from Nussbaumer Plumbing was great, very professional and I recommend him to anyone. HSA however were awful and quick to deny my claim based on no photos, and the opinion of another awful contractor, Hometown Rooter who appeared only to be interested in collecting $100 within 3 minutes and never doing any work. I don't recommend Hometown Rooter to anyone and please beware of any scams with this plumber from Hometown.

on
Satisfaction Rating

I had a plumber out for an unrelated issued, one that I paid for myself. The plumber took me to the basement and pointed out leaky, corroded pipes and HVAC tubes that were corroded. He had to fix to of the pipes while he was there as they had started to cause rot on a structural beam. He stated that this is going to be a massive issue and needs rectified and recommended replacing the pipes now. HSA sent a plumber and said they would call to discuss. They never did. I called multiple times, waited over 30 minutes most times to speak to someone.

They explained that this was not covered as there is not active leaks. I explained that I have pictures of active leaks and explained the 2 areas were fixed and asked to provide proof of the existence of active leaks (pictures of the rot on rust on the floor from leaks that were addressed). They again explained they would not cover it as the plumber they sent just said it would be a future problem but not one now. I again explained that my warranty covers active leaks (which I currently have multiples of) and corrosion (which even their plumber documented the existence of).

They kept giving me the same robotic response. I asked multiple times to speak to someone that was capable of making an informed discussion and asked for a second opinion. The only option that I received was to send another one of their plumbers out and they would again charge me another service fee, "To get the same response we already have," their words. I have yet to receive a call from anyone. I have emailed them multiple times, called multiple times (I am currently on the phone with them now and have been on for 32 minutes).

Every time I call the waiting music stops at 10 min and then the line goes silent. Sounds like I am getting connected to someone but they are staying muted waiting for me to hang up. In addition to my plumbing issues I had an exhaust vent that went out - this would have cost 75 for them to come out and fix, I purchased a top of the line one for $40 and fixed it myself and my garage door spring broke and they would not cover this either. AVOID THIS COMPANY AT ALL COST. They have been rude, misleading, unprofessional and unresponsive.

After I encountered my issues I researched them online, wish I would have prior to choosing them. This company has a proven track record of all of the issues I have encountered. I typically do not write complaint issues as I am in customer service myself and understand that there are 2 side to every story. But I am writing this hoping that this will help other make an informed decision prior to choosing HSA as their warranty provider. I hope someone from this company reads this review and attempts to resolve my issue. I will update this if they do, but again I am very doubtful as all my attempts have been ignored. UPDATE... currently 40 minutes on the phone waiting for someone to pick up, on a silent line... but I guess I should be used to this by now. :-)

on
Satisfaction Rating

We had a boiler and a sump pump fail on the same weekend. Without the broken boiler, our heating system wouldn't work and it was 40 degrees outside. With two young children in the house, it an emergency problem that needed to be fixed right away. HSA kept us on hold for half an hour and told us they wouldn't have anyone fix the boiler for two days. When our sump pump failed, our basement flooded and again we were kept on hold for half an hour and even with 1/2" of water in our basement, we were told we wouldn't have service for 24 hours. The representative who sold our realtor the policy was dismissive and unpleasant. I highly discourage anyone from buying a product from this company.

on
Satisfaction Rating

What a rip off this company is. I called for a repair in my garage door. Was told I could pay the 75.00 service fee to the vendor directly. They came, diagnosed problem of the springs (the most likely problem to happen with your garage door) and of course springs are not covered by the plan. A month later I get a bill from HSA. I tell them I already paid the 75 which is right on my receipt. They say the company says they did not collect it and I have to pay them. End of story. No negotiations. No asking to see my receipt. This is a scam. This "cost saving" plan is costing more money in the long run.

on
Satisfaction Rating

Website states that customers would be contacted within 24 hours by vendor. Five days later - nothing. Called the vendor directly - no response. The customer service person then told me I must wait an additional 3 business days to see if vendor will contact me. That is just crazy. Don't spend money on this policy. It's a bed of frustration and lost time.

on
Satisfaction Rating

We have been waiting over 30 days for refrigerator service repairs and now they close out the repair ticket without the repair service ever done. Very poor customer service. They show no concern whatsoever to assist when you call. Last year when we had air conditioning service request they sent out a service person that was completely clueless. This warranty company is a consumer scam. Nothing other than a money clearing house.

on
Satisfaction Rating

This has to be by far the most unorganized company I have ever dealt with. I have two properties under the warranty. My rental needed a new dishwasher, HSA sent the same company that said it only needed to be unclogged twice, my renters said it still does not run and they refuse to replace it. My water heater needed to be replaced. The plumber that they assigned called me and told me out of pocket fees would be $1500, and HSA would only cover the unit. They said another option is I could hire my own company and they would reimburse me up to a certain amount. After I hired a company to do the full install plus the unit was $1,400.

When I spoke to HSA about this they said they would only reimburse me for $404 because there were all these out of code items, which they did not mention originally. So in essence my options were to be the plumber they assigned $1500 plus the service fee of $100 or go with my own company and have $404 returned, which I am not sure if I will even receive. My main property had pool fans that needed repair, HSA sent 3 companies and after I paid the service fee for the 1st company they told me I did not owe again because it was considered a transfer of service.

I have been getting countless invoices for these service fees in which the 2nd vendor said I did not owe, the 3rd vendor never even came out. The worst part of this mix up is that I called and spoke to at least 10-15 different people wasting countless hours on the phone and on hold and they can't fix the problem. I have to explain it every time, no notes in the system or anything. This company is a complete scam. If I had more time I would hire a lawyer. Yes it is that bad. Last problem, my renter property they claim was not a pipe leak and left the job. I had another licensed plumber come out and verify it was a pipe leak. They refuse to fix anything and just want the service fee and will put you on hold until you give up.

on
Satisfaction Rating

We obtained a Home Warranty through HSA when we purchased our home. Our dishwasher was old, not working well and needed replacement. I contacted HSA and they sent out a tech (a month after dealing with Sears and switching to another service company). The tech wrote down the dishwasher model #. He then said HSA would contact us with replacement options. They NEVER CALLED. I contacted HSA and they offered two options to replace the dishwasher. Accept the dishwasher they offered (which was too tall, too deep and too long) or take the cash option (pay for the dishwasher yourself and have them reimburse you 30+ days later).

I even spoke to a supervisor and she said their contracts state that they do not have to match dimensions, brand or color... just features. BOLOGNA!! That is NOT in their contract!! They would not even reimburse us for the service fee of $75.00!! DO NOT USE HSA Home Warranty!! RIP-OFF! Contact the Consumer Protection Agency in your state, the Better Business Bureau, Federal Trade Commission, etc. YOU BETTER KNOW WE ARE!!

on
Satisfaction Rating

I moved into the House 5 months ago. The home came with a Warranty after having a plumbing problem with our main bathroom leaking into the basement. They sent out a contractor. The contractor stood in the basement looked up for about an hour did nothing but watch for the leak. He said it was coming from the toilet that it needed to be rebuilt. He told me that I would be getting an email from HSA to let me know about diagnosis and for me to call them to schedule the fix. HSA left us a message telling us that apparently the toilet wasn't raised up from where the floor was built to Code and because it was prior to the start of the contract that they wouldn't cover it. We would have to pay for the fix. So I ask her she's telling me that nothing in my home is covered because everything in this home existed before the contract.

The purpose of a home warranty is for new homeowners to have peace of mind moving into a home that's not brand new to make sure failures are covered. This company took our 100,00 service fee but refuse to cover the problem. SCAM SCAM SCAM. They will always continue to come up with a reason not to cover whatever goes wrong in your home. DON'T USE THIS COMPANY. We are fixing the problem ourselves for 20.00.

on
Satisfaction Rating

We opened a claim on my parents' washer the beginning of January. GE is the company that they sent out to fix it. As of February 22 they still don't have it fixed. The technician was suppose to come on February 21 and never called or came. We called them and they lied and said they tried to call me two times. Hello. We have cell phone records to prove that never happened. They now say another week before they will come. Called HSA got Tranika on the phone. She said "sorry. We take the word of GE rep" over mine. Got a attitude when I requested to speak to a manager and threw me back into the system on hold. This happened twice. Then got Tamiya on the third try and she said sorry we are stuck with GE and nothing they can do about it but did finally give me a complaint address. Needless to say we are cancelling HSA. THEY PROTECT GE OVER THE CUSTOMER WHO HOLDS WARRANTY WITH THEM.

on
Satisfaction Rating

I have encountered nothing but problems with this company. They were recommended by my realtor's company and I trusted them. I requested service on different occasions and they have not repaired one item using their 'automatically assigned preferred vendor'. Advanced Appliance over-charged me, misdiagnosed the issue, and sends out inexperienced employees. However, they always bill for their service fee. I contacted customer service by phone - their email contact us page does not work - and their CSR's can't give you a straight answer nor a consistent answer from one to another. Each call can last from a mere 20 minutes to hours on hold or going back and forth to CSRs. It is unfortunate to pay the fee and be told you have no options to quality vendors. They actually have a number of vendors but will not allow customer's access to them, which makes no sense. And, they cannot explain it either.

On 2 occasions I had great vendors - one was at my request and the other was from their vendor list (just not their automatic assigned vendor) and both were very knowledgeable and thorough with their workmanship and customer engagement. HSA should do a better job of evaluating their vendors and eliminate their so-called automatically assigned preferred vendors (implies these auto preferred vendors pay more to get the guaranteed call ticket) and focus on client service and quality workmanship.

on
Satisfaction Rating

I have had a policy with HSA on my home for a total of 8 months now. I have never once had an interaction with them that has been easy or pleasant. I have called for a technician to come out to fix my hot water heater a total of 3 times for the same exact problem. After the third time, when I spoke to the technician, they told me it would be free of charge. About a week later I received an e-mail from HSA that my account was past due. When I called up I spoke with a very unpleasant woman and after explaining what had happened she proceeded to tell me that since the calls were more than 30 days apart it didn't count. Well, the issue is that the hot water heater goes out once a month or so, so I would not have called sooner than 30 days.

When I tried explaining that the technician told me it would be free of charge she proceeded to interrupt me and say the same exact sentence about the 30 days. Every time I tried to get a word in, she would repeat the exact same sentence, again and again. How I was treated was unprofessional and extremely, extremely infuriating. This HSA policy has been a nightmare. There is no way I will be renewing. Please do yourself a favor and don't waste your money.

on
Satisfaction Rating

I have encountered nothing but problems with this company. They were recommended by my realtor's company and I trusted them. I have had to request service on 5 different occasions and they have not repaired one item. However, they always bill for their service fee. I contacted the owner of the realty company and supposedly he is going to get me a refund and cancel my policy. I will keep you posted. If they refuse, the realtor will get sued for the cost of my home. I relied on their references for HSA. Without that, I would not have purchased my home.

on
Satisfaction Rating

Hot water heater rusted and fell apart 2 days before Thanksgiving. Their soonest appointment was 7 days away. They assured me if I got a licensed plumber to do the work AND the plumber spoke with customer service prior to starting the work that it would be covered. Licensed plumber - check, approval from customer service - they REFUSED to even speak to the plumber. Accused me of lying. REFUSED to let me speak with a manager or supervisor. THEN - they refused to pay my claim because I "failed to get authorization." 7 days and a family of 5 with aging in-laws visiting and NO hot water. REPREHENSIBLE! If your realtor suggests this company, get another realtor.

on
Satisfaction Rating

Terrible company. I will file complaints with the BBB in their home state, in the state I reside in (Minnesota), and with the state attorney generals. Also with the realtor that recommended them. They promote fraud by selling an "insurance policy" that effectively covers almost nothing. 2 hour phone waits and circular logic to get the customer to hang-up. I strongly suggest everyone that has dealt with these crooks to file complaints with the BBB and the state attorney general offices.

on
Satisfaction Rating

HSA is a SCAM! I had a technician come out 4 times to fix a dishwasher that wasn't cleaning our dishes and they couldn't fix it. Now after replacing some parts, I have a leaking dishwasher, due to the inability to repair our dishwasher. I contacted HSA and they refused to replace it. They just want to keep sending out service men to fix a unfixable dishwasher and continue to make repairs that will do nothing. They refused to pay any damages that the technician created, but they still want to continue to send the same unqualified technicians out... This warranty is a scam! Don't waste your money.

on
Satisfaction Rating

The only reason this business is open is because new homeowners are inexperienced in this field. Never again will I give a dime to this despicable company and I'll do my best to warn off others. 95% of the BBB reviews are negative! ConsumerAffairs gives them 1 out of 5 stars! What more do you need to know? If only I'd have researched this company before blindly agreeing to my realtor's suggestion.

on
Satisfaction Rating

I have read other reviews on this company as well as the CEO's response to criticism. First off having been a Realtor for over 10 years and dealing directly in these warranties and selling them to my clients I have not had much feedback from them good or bad or if they used them. The feedback I did get was always pretty good. This is my first experience with this company as a home owner as I had purchased this when I recently bought my home in Alaska. I use the internet a lot to search reviews on goods or services I am looking at purchasing especially when it's a high dollar value item. And I put much faith in those reviews.

Per the CEO's response of the 85% of satisfied customers, that just means 85% did not compliment or complain that doesn't mean they didn't have issues. I am sure that the number of issues is much higher than reported because people just don't want to take the time to file a review as it requires another thing you have to create an account for and I'm sure other time consuming reasons. So on to the complaint/recommendation.

It's January 6, 2017 and my furnace stops working at 4:30 pm on a Friday in Central Alaska where temps will be getting into the -digits overnight. Now because I have the warranty I have to file a claim before I can do anything. Calling to have it fixed without filing the claim means I get stuck with the bill. So I call HSA and no exaggeration I am on hold for 2+ hours and then the line picks up and I get a recording stating "there is no one available at this time" and the line goes dead!!!!!!

So now I go online and filed the claim, however the online version does not allow you to request the service be expedited (no heat, negative temps=freezing pipes hypothermia and so on....). The online submission is very easy and immediately I get an email with the vendor name and number. Only problem is I call them it's now after normal hours, (remember the two hour hold) and the vendor's emergency after hours number is just to leave a voicemail and "someone will get back to you." With these warranties you have no option for using another vendor without prior approval, same goes with repairs in an emergency and getting reimbursed.

So now it's the next morning the next day. I had to go buy two space heater that I'm sure I won't get reimbursed for. I call HSA again at 5 am Alaska time, and of course goes right to on hold scenario again. For kicks I hang up and call back again this time selecting the option "purchase a new warranty," as if I'm not an existing customer and I want to buy HSA's warranty, and lo and behold a lady answers the phone after 1 ring, again no joke 1 ring. Of course that's the case as it is potentially "new money" coming in. I explain my situation to her, no heat overnight, no call from the service vendor yet, and of course the two hour hold ending in a hang up. Thought this lady was very friendly and somewhat understanding she could not do anything for me and told me her screen is showing a "30 minute" hold time and she transferred me. It's now been 47 minutes I have been on hold. I am sorry but this is completely unacceptable.

So Mr. President, ROBERT LEHMANN, I don't care about your "numbers" of satisfied customers and or repeat customers, your customer servicer via a phone call is horrible and you sir need to address it and get the problem solved. I will never recommend one of your warranties to a client or anyone else at this point. So 50 minutes into my call someone answers. So far she is very pleasant, empathetic and is doing what she can at this point. So this review unlike other is not all negative, as both people I've talked to so far are nice. We will see how it goes from here and I will update this review when done. But as of this time, DO NOT USE HSA, do your due diligence and search reviews online for a more service friendly companies, as this one has major issues with its phone service calls, not the operators or phone service techs themselves, but with the unacceptable wait times.

on
Satisfaction Rating

HSA Home Warranty is a scam. My water heater pilot light broke, so I called the warranty company. They sent out a service tech to diagnose and I paid my $75 deductible. The service tech told me my water heater was up to code. So, when the warranty company called to say I needed a new water heater, but I had to pay over $700 in fees, I was shocked. They said I needed a $400 permit, which I don't since I would be replacing an existing water heater. They said I needed to pay to bring it up to code, which I don't. The service tech told me it was up to code. They said I needed to pay for a drainage pan, which I already have. Plus disposal fee, labor for 2 techs among other things. I'm furious. I can't believe they can get away with this.

Home Security America Company Profile

Company Name:
Home Security America
Website:
http://www.onlinehsa.com/