Achosa Home Warranty

Achosa Home Warranty Reviews

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About Achosa Home Warranty

Established in 2018, Achosa Home Warranty is a home warranty company that serves 26 states across the U.S. This company's coverage includes plumbing, electrical, roof leaks and major appliances. Each claim has a $100 service fee, and you can choose your own licensed contractor.

    Pros & Cons

    • Covers the cost of parts and repairs
    • No limit on the number of claims
    • Covers townhomes and condominiums
    • The website provides very vague information
    • Coverage caps on some systems and appliances
    • Doesn’t openly offer any discounts

    Achosa Home Warranty coverage and plans

    Achosa Home Warranty offers three home warranty plans that provide coverage for appliances and systems: the Homeowner’s Core plan, the Homeowner’s Prime plan and the Homeowner’s Prime Plus plan. This company also offers the Prime Pro plan in some states.

    Each plan covers plumbing, central air conditioning systems and central heating systems. Only the highest two plans provide extra coverage with things like the Water Heater Prime perk.

    Plan details

    While Achosa Home Warranty’s plan details vary across states. Most of the plan names and coverage are the same, though.

    Add-on coverage

    Achosa Home Warranty offers various add-ons to provide extra protection on appliances and systems. This company also offers Conserve and Conserve Plus, which allow you to trade old, damaged parts for more energy-efficient ones.

    What does Achosa Home Warranty not cover?

    Achosa Home Warranty has many limitations and exclusions that may cause your claim to be denied. Achosa only covers breakdowns due to normal wear and tear, and it doesn’t cover things like dents, scratches or cosmetic damage.

    Here is a list of some other items Achosa Home Warranty also doesn’t cover:

    • Range hoods
    • Filters and lights
    • Window units
    • Underground piping
    • Circulation and recirculation pumps
    • Space heaters
    • Fuel storage tanks
    • Chimneys
    • Racks and baskets
    • Damage due to power surges
    • Inadequate capacity
    • Low voltage systems
    • Garage doors
    • Problems or jams caused by bones, glass or non-food objects
    • AV equipment
    • Interior lining
    • Sinks
    • Bathtubs
    • Root damage
    • Acts of God
    • Ejector pumps
    • Damage to clothing

    Achosa Home Warranty coverage caps

    Like many home warranty companies, Achosa Home Warranty has coverage caps. This means the company will only cover expenses up to a specified amount for parts and repairs, and then you are accountable for the rest. Each plan has different coverage caps, and Achosa Home Warranty has a $25,000 limit on parts and repairs per year, per contract.

    Achosa Home Warranty cost

    Achosa Home Warranty offers three plans with monthly and yearly payment options. Each plan has a service fee of $100, and you can expect to pay $49.95 to $80.95 a month or $475 to $775 a year at the time of publishing.

    The ConsumerAffairs Research Team received a quote for $49.95 a month for the Homeowner’s Core plan, $59.95 a month for the Homeowner’s Prime plan and $80.95 a month for the Homeowner’s Prime Plus plan.


    Achosa Home Warranty doesn’t openly offer any discounts for its home warranty plans.

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    Achosa Home Warranty’s cancellation policy

    You must call 888-509-2916 to cancel your contract. However, there are many stipulations in the cancellation policy to how you’ll receive a refund:

    • If you cancel within the first 30 days of being an active customer, this company will provide a full refund for the contract fees if no claim has been made. You also will not be required to pay administrative or cancellation fees.
    • If you have made a claim, Achosa will provide a refund for unearned contract fees minus a $25 cancellation fee and service costs.
    • Cancellation policy and fees vary by state.


    Where is Achosa Home Warranty available?

    Achosa Home Warranty is available in 26 states across America.

    Is Achosa Home Warranty legit?

    Achosa Home Warranty is a legitimate home warranty company based in St. Louis, Missouri.

    How do I file a claim with Achosa Home Warranty?

    To file a claim, you must call 888-509-2916.

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    Achosa Home Warranty Company Information

    Company Name:
    Achosa Home Warranty
    400 Chesterfield Center, Ste. 400
    St. Louis
    Postal Code:
    United States

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