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- Starts at $43.75/month
- Monthly premium cost
- 23 states
- Availability
- 90 days
- Labor guarantee
- $70
- Service fee
Our Buyers Guide Top Picks:
Choice Home Warranty Reviews
About Priority Home Shield
Priority Home Shield is a home warranty company based out of Miami, Florida. The company's policies cover normal wear and tear on appliances and systems in the home. Customers can select and customize one of three plans; Systems, Appliances or Total Home Care. The company offers speedy claim filing online or by phone, real-time tracking of claims through a convenient customer portal, and a 24/7 customer service. Priority Home Shield currently offers service in 27 states.
Pros & Cons
- Comprehensive list of add-ons
- Easy-to-use customer portal
- Real-time claims tracking
- Not available in all states
Priority Home Shield plans
Priority Home Shield offers three home warranty plans: a systems-only plan, an appliance-only plan and a combo plan. Here’s what each plan includes:
- Systems Home Care
- Air conditioning
- Ductwork
- Electrical system
- Heating system
- Plumbing stoppages
- Plumbing system
- Water heater
- Whirlpool bathtub
- Appliance Home Care
- Built-in microwave
- Ceiling and exhaust fans
- Clothes dryer
- Clothes washer
- Cooktop
- Dishwasher
- Garbage disposal
- Kitchen refrigerator
- Oven/range/stove
- Total Home Care
- Total Home Care covers all items under Systems Home Care and Appliance Home Care, plus garage door openers.
- Add-on coverages
- Central vacuum
- Homes over 5,000 square feet
- Ice maker
- Limited roof leak
- Pool/spa
- Saltwater pool system
- Second air conditioner
- Second clothes dryer
- Second clothes washer
- Second dishwasher
- Second oven/range/stove
- Second refrigerator
- Second tankless water heater
- Septic pumping
- Septic system
- Stand-alone freezer
- Sump pump
- Tankless water heater
- Water softener
- Well pump
Priority Home Shield has a liability limit of $1,600 per item per year for most covered items. This includes the item’s access, diagnosis, repair and replacement. Plumbing and electrical systems, pools and spas, well pumps and sump pumps have a $500 limit within 90 days of the plan’s effective date.
All policies start 30 days from the day of purchase. You can purchase any one of these plans regardless of the age of your systems and appliances, and Priority Home Shield does not require a home inspection. The company also lets you choose your own contractor, though you must give prior notice so it can verify the contractor is licensed, bonded and insured.
Priority Home Shield cost
Priority Home Shield allows you to purchase monthly, annual or multiyear plans — multiyear plans provide the best value. You must request a free, personalized quote for pricing because rates vary depending on home size and location, but Priority Home Shield does say pricing starts at $1 per day. You can receive a quote online or by calling the company's toll-free number.
For reference, home warranty plans tend to cost $25 per month to $50 per month, with a discount if you pay upfront for a full year of coverage. As of publishing, Priority Home Shield states on its website that those who call in can receive 10% off any plan and three months free.
Priority Home Shield exclusions
Priority Home Shield covers certain items when they break because of normal wear and tear. If covered items break because of human misuse or a natural event, Priority Home Shield does not cover the repair or replacement.
Like most home warranty companies, Priority Home Shield has coverage exclusions, such as:
- Samsung appliances
- Thermostats and thermometers
- Routine maintenance
- Improper installation
- Failure due to insufficient maintenance
- Professional-series, professional-grade, luxury, high-end, or premium appliances like KitchenAid and Miele
- Electronic, computerized, smart, or internet-enabled components and parts
It’s important to carefully read your agreement to ensure you have the coverage you think you do for the items you’re concerned about.
Priority Home Shield FAQ
Does Priority Home Shield have a limit on repairs?
Yes. Priority Home Shield’s limits for access, diagnosis and repair or replacement are generally $1,600 per covered item per year. Septic pumps have a $200 limit. Some other items have reduced limits within the first 90 days of the program’s effective date or the first 120 days of purchase.
How long do I have to wait before I can use my Priority Home Shield?
You can request service 30 days after purchasing your policy.
Does Priority Home Shield let me use my own contractor?
Priority Home Shield lets you use your own contractor, although you must give prior notice to the company so it can verify the contractor is licensed, bonded and insured.
Does Priority Home Shield require a home inspection?
No. Priority Home Shield doesn’t require any home inspections or maintenance records to sign on. It also won’t refuse coverage because of your home systems’ or appliances’ age.
Can I cancel my Priority Home Shield policy?
Yes. Cancel before your first 30 days of coverage to get a full refund. You may also cancel after that and receive a prorated refund for the amount of time left on the policy minus the cost of any claims paid and an administrative fees.
Does Priority Home Shield have a workmanship guarantee?
Priority Home Shield has a 90-day workmanship guarantee. If an issue arises within 90 days after a repair, the company sends a contractor to fix the problem at no extra charge.
Is Priority Home Shield worth it?
Priority Home Shield is a reputable warranty company with good appliance and systems coverage under its main plans. Its list of optional add-ons makes it a good company for homeowners who need a customized plan to cover a pool, well pump or similar system or appliance. Satisfied customers who left reviews on ConsumerAffairs praise the company's customer service and user-friendly customer portal. We also like that PHW offers Live tracking for claims, user friendly online customer portal and backs its work with a 90-day workmanship guarantee.
Priority Home Shield Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
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Priority Home Shield Company Information
- Company Name:
- Priority Home Shield
- Website:
- priorityhomewarranty.com