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Best Home Warranties in South Carolina

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    Author picture
    Written by Sarah Maier
    Edited by Vincent Landino

    Our research team vetted 18 home warranty companies that are rated by more than 931 customers in South Carolina. Read our guide to choose the best home warranty in South Carolina for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,770,432 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty and HomeServe.
    • To find the best home warranty in South Carolina for you, decide what you want covered, then get multiple quotes and comparison-shop.
    • A home warranty in South Carolina typically costs between $45 and $80 per month, not including discounts or promotions.

    Our 4 South Carolina home warranty picks

    Here are our favorite home warranty companies in South Carolina, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in South Carolina on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in South Carolina, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield has been offering home warranties for over 50 years. In that time, it has garnered more than 2 million current members and grown its network of licensed contractors to over 17,000 technicians across the United States. AHS offers coverage for up to 23 different appliances and systems within your home, no matter how old they are, and you can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$44.99 to $59.99$54.99 to $69.99$74.99 to $89.99
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$44.99 to $59.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$54.99 to $69.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$74.99 to $89.99$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in Charleston at the time of publishing

    Our local review data for American Home Shield in South Carolina shows both a high number of total reviews and a high ratio of 5-star to 1-star reviews. That’s why it’s our top overall pick.

    “AHS is easy to deal with. We just call them and they do the work in the background,” wrote Sarah from Charleston. “We're so busy so it really helps our lifestyle. Also, they're very compassionate when you call them and I love that. Then, they're quick to get somebody over and we've had great experiences with the vendors.”

    “I'd recommend AHS,” wrote Luther from Simpsonville. “I've had the service … for 15 years and I'm happy with it. I like requesting for service now because I do it online and I get an answer back immediately.”

    Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty is based in New Jersey, but it provides home warranties nationwide. Its customer service team is available 24/7, and the company has handled over 4.5 million service requests. CHW lets you request service online or over the phone.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$46.67$55
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$55$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Charleston at the time of publishing

    In our analysis, Choice Home Warranty had a solidly positive review trend in South Carolina that’s backed by a large number of total reviews. Local reviewers frequently praise the company’s contractor network as well.

    Debra from Little River told us, “I'm so glad that I purchased this home warranty! It has saved me over $1200. out of pocket expenses already! My most recent experience was with an electrician and he replaced a circuit breaker for me so that I'd have hot water again! He came within the time slot of appointment and was done in 30 minutes!”

    “Our technician was amazing,” reported Helen from Charleston. “He was checking on our air conditioning handler and he was willing to go up to the roof of our condominium and check the main unit. He was very thorough and was able to get us approved for a new handler.”

    Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty offers home warranty coverage in South Carolina and 46 other states. It covers your home systems and appliances no matter their age, make or model as long as they’re properly maintained and in good working condition when you sign up. Plus, there’s no limit to your number of covered repairs. You can open a claim 24/7 but only over the phone.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$60.42$60.42$65.83
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$65.83Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Charleston at the time of publishing

    Select Home Warranty actually had the best ratio of 5-star to 1-star reviews of any of our top picks for South Carolina. It didn’t have enough overall reviews to earn our top pick, but local reviewers do seem enthusiastic about the company and its available discounts.

    Doug from Georgetown wrote, “I am buying a home and Select has everything I was looking for in a warranty at a great price. The $150 discount, free roof leak coverage and 2 additional months of coverage are great. Thank you Select Home Warranty!”

    Laura from Pawleys Island reported that they “signed up with a very knowledgeable sales person who suggested a 3 year program with discounts. He was very thorough and suggested that I contact him personally with any questions.”

    The quotes in this guide don’t include discounts or temporary promotions because they might not be available once you’re ready to buy. However, you should definitely check out what discounts you might qualify for since these can make a significant difference to your bottom line.

    Our pick for fast serviceHomeServeAUTHORIZED PARTNER
    • Number of plans: 18*
    • Contract length: 1 year
    • Service fee range: Varies

    HomeServe has more than 4.4 million customers across the U.S. and Canada. This company has a somewhat unique approach to the home warranty market, offering a large number of plans at different coverage levels. It also has a 24/7 repair hotline for you to schedule an appointment at any time.

    We’ve compared a few of this company’s plans based on select coverage items below. HomeServe has at least 18 options available in the Charleston ZIP code we used to gather quotes, and more options may be available for you, depending on what utility companies you do business with.

    TotalHome Warranty AppliancesTotalHome Warranty ComboPremium Home Protection Plan
    Monthly premium cost*$48.33$58.33$69.99
    Service call fee*$100$100$0
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    ElectricalInterior only
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    Pools
    Roof leak repairs
    Second refrigerator
    Septic pump
    Stand-alone freezer
    Well pump
    TotalHome Warranty Appliances$48.33$100
    TotalHome Warranty Combo$58.33$100Interior only
    Premium Home Protection Plan$69.99$0

    *For a home in Charleston at the time of publishing

    Like Select Home Warranty, HomeServe has a great ratio of good reviews to bad reviews but a lower number of total reviews so far. South Carolina reviewers often mention the company’s fast service as a reason for their happiness.

    “Repairman was prompt in responding to our call and came very soon to do repairs. He was very nice, polite, tidy and got right to work. He was very knowledgeable and skilled in what he needed to do to help us. Very pleased with results and response,” wrote Carolyn from Summerville.

    “Big problem, fast and efficient solution!” reported Susan from Charleston. “Bobby from McAtee was great, the response was rapid, and he offered suggestions to prevent the problem from recurring. Really pleasant to work with, happy to use them again, should the need arise.”

    Compare Top South Carolina Home Warranty Companies

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      Tips for South Carolina home warranty coverage

      charleston south carolina skyline

      Your first step in searching for a home warranty should be deciding what coverage you need. In order to assess your coverage needs, take a look at your home’s appliances and systems and think about how critical they are to you.

      If parts of your home are aging or beginning to fail more often, it makes sense to make sure your home warranty plan covers those items. On the other hand, if you have recently replaced systems or appliances in your home and they’re still under a manufacturer’s warranty, additional coverage for them probably shouldn’t be a priority.

      You should also try to get coverage for the systems and appliances you wouldn’t want to go without. Since South Carolina winters are relatively mild, you may not need to rely on your heating system as much; however, Palmetto State summers may make your air conditioning system putting in a lot of work. This means your cooling system is more likely to break down and that you probably don’t want to wait around while you save up money to pay out of pocket.

      Ultimately, think about your home’s most essential components and pick a home warranty plan that covers them.

      Home warranty regulations in South Carolina

      South Carolina’s home warranty laws are more thorough than many other states’ regulations. As a result of these laws, home warranty companies in South Carolina must:

      • Register with the government
      • Meet certain guidelines for financial security
      • Write contracts in clear, understandable language
      • Disclose coverage limits and exclusions in your contract
      • Outline the process for making a claim in your contract
      • Allow you to cancel your contract up to 20 days after it was mailed to you or 10 days after signing

      If you have a dispute with your home warranty company, you should contact South Carolina’s Department of Insurance by phone or its online contact form.

      Regulations for new construction

      If your home was recently built, other South Carolina laws might also affect your search for a home warranty.

      The South Carolina Homebuyers Protection and Warranty Act requires builders in the state to provide warranties for new construction. Plus, new systems and appliances usually have manufacturer's warranties you can utilize.

      Check into these options before purchasing another warranty plan. There’s little benefit to having overlapping coverages. So, depending on your existing coverage, you might only need a few items covered by a specialty plan, or you might not want a home warranty at all.

      South Carolina home warranty FAQ

      How much does a home warranty cost in South Carolina?
      A home warranty in South Carolina costs roughly between $45 and $80 per month, based on quotes from our top picks.

      However, the cost of your home warranty will depend on where you live, what type of home you have, the home warranty company you choose and the amount of coverage you need. That’s why it’s important to get multiple quotes and comparison-shop.

      Is a home warranty worth it in South Carolina?
      A home warranty can be worth it in South Carolina, but it depends on your personal circumstances.

      If you don’t think you could handle the cost of fixing a major home appliance or system, a home warranty might be a worthwhile investment. A home warranty can even save you a lot of money in the long run if you end up needing significant repairs or a full replacement. Many homeowners also enjoy the peace of mind a home warranty provides even when it’s not in use.

      However, if nothing goes wrong in your home, your home warranty may be of little use, and small repairs may not be enough to offset what you’ll spend on monthly payments and service fees. Think about your financial situation and risk level to decide if a home warranty is right for you.

      How long do home warranties last?
      Home warranty contracts are typically a year long, but some companies offer discounts when you purchase a multiyear plan. Shorter-term contracts are also available, and you may be able to get a plan that’s functionally a month-to-month commitment if the provider has a lenient cancellation policy.

      Bottom line

      Home warranties can protect you from expensive home repair bills, but to get your money’s worth, you’ll want to make sure you get the right coverage. Make a list of the items you want covered, and shop for plans that meet your needs. Then, get quotes for each plan and compare your personalized rates to find a good deal. If you want to learn more about buying a home warranty, check out our nationwide home warranty guide and our articles on home warranty costs and coverage.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. South Carolina Legislature, “CHAPTER 78 - Service Contracts.” Accessed February 8, 2022.
      2. South Carolina Department of Insurance, “Service Contract Provider Q & A.” Accessed February 7, 2022.
      3. South Carolina Legislature, “CHAPTER 67 - Homebuyers Protection and Warranty Act.” Accessed February 8, 2022.

      Compare Top South Carolina Home Warranty Companies

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