Best Home Warranties in South Carolina

Your first step in searching for a home warranty should be deciding what coverage you need. To assess your coverage needs, examine your home’s appliances and systems and consider how critical they are to you.

Replacing an air conditioner can cost thousands of dollars.

If parts of your home are aging or beginning to fail more often, it makes sense to ensure your home warranty plan covers those items. On the other hand, if you recently replaced systems or appliances in your home and they’re still under a manufacturer’s warranty, additional coverage for them probably shouldn’t be a priority.

You should also try to get coverage for the systems and appliances you wouldn’t want to go without. Since South Carolina winters are relatively mild, you may not need to rely on your heating system as much; however, Palmetto State summers may make your air conditioning system put in a lot of work. This means your cooling system is more likely to break down, and you probably don’t want to wait around while you save up to pay out of pocket.

Ultimately, think about your home’s most essential components and pick a home warranty plan that covers them.

South Carolina’s home warranty laws are more thorough than those in many other states. As a result of these laws, home warranty companies in South Carolina must:

• Register with the government
• Meet certain guidelines for financial security
• Write contracts in clear, understandable language
• Disclose coverage limits and exclusions in your contract
• Outline the process for making a claim in your contract
• Allow you to cancel your contract up to 20 days after it was mailed to you or 10 days after signing

If you have a dispute with your home warranty company, contact South Carolina’s Department of Insurance by phone or use its online contact form.

Regulations for new construction

If your home was recently built, other South Carolina laws might also affect your search for a home warranty.

The South Carolina Homebuyers Protection and Warranty Act requires builders in the state to provide warranties for new construction. Plus, new systems and appliances usually have manufacturer’s warranties.

Check into these options before purchasing another warranty plan. There’s little benefit to having overlapping coverages. So, depending on your existing coverage, you might only need a few items covered by a specialty plan, or you might not want a home warranty at all.

ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

To choose the top home warranty companies in South Carolina, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in South Carolina. We then weighted several key features to get our final rankings:

• Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
• Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
• Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
• Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

Home warranties can protect you from expensive home repair bills, but to get your money’s worth, you’ll want to make sure you get the right coverage. Make a list of the items you want covered, and shop for plans that meet your needs.

Get quotes for each plan and compare your personalized rates to find a good deal. If you want to learn more about buying a home warranty, check out our home warranty guide and our articles on home warranty costs and home warranty coverage.