Best Home Warranties in South Carolina

We compared 18 companies and chose the top home warranty providers

    • American Home Shield
      3.8(106,358)
    • Choice Home Warranty
      4.0(69,288)
    • Select Home Warranty
      3.7(15,191)
    +1 more

    Best Home Warranties in South Carolina

    We’re here to help you find the best home warranty options in South Carolina by comparing plans, contract lengths and service fees. Based on our analysis, American Home Shield is the best choice overall. Choice Home Warranty and Select Home Warranty are also great options.

    Our editor’s top picks

    1. Our top pick overall: American Home Shield
    2. Our pick for quality technicians: Choice Home Warranty
    3. Our pick for low service fees: Select Home Warranty

    To make our picks, our research team vetted home warranty companies that are rated by customers in South Carolina. Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations.

    Our 3 South Carolina home warranty picks

    Below are our favorite home warranty companies in South Carolina, based on local reviews and company offerings.

    2025 Buyers Choice Award Winner
    American Home Shield
    Number of plans
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    American Home Shield has been offering home warranties for over 50 years. AHS offers coverage for up to 24 different appliances and systems within your home, no matter how old they are, and you can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    Our local review data for American Home Shield in South Carolina shows both a high number of total reviews and a high ratio of 5-star to 1-star reviews. That’s why it’s our top overall pick.

    Ana from Sumter didn’t have a great experience: “We have a farm with livestock and our water stopped working over a week ago. We have called multiple times since. We were promised someone would be out last week as well as yesterday. Still no one! They keep apologizing for the inconvenience, but it means absolutely nothing seeing they still haven't sent a plumber. ... I'm incredibly disappointed with this company.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    Buyers Choice Award Finalist
    Choice Home Warranty
    Number of plans
    2
    Service fees
    $100
    Starting costs
    $46.83

    Choice Home Warranty is based in New Jersey, but it provides home warranties nationwide. Its customer service team is available 24/7, and the company has handled over 4.5 million service requests as of publishing. CHW lets you request service online or over the phone.

    We’ve compared this company’s plans based on select coverage items below.

    In our analysis, Choice Home Warranty had a solidly positive review trend in South Carolina that’s backed by a large number of total reviews. Local reviewers frequently praise the company’s contractor network as well.

    Some customers have had issues with billing, including being charged more than the quoted amount or not receiving refunds.

    2025 Buyers Choice Award Winner
    Select Home Warranty
    Number of plans
    3
    Service fees
    $75 to $100
    Starting costs
    $60.42

    Select Home Warranty offers home warranty coverage in South Carolina and 46 other states. It covers your home systems and appliances no matter their age, make or model, as long as they’re properly maintained and in good working condition when you sign up. Plus, there’s no limit to your number of covered repairs. You can open a claim 24/7, but only over the phone.

    We’ve compared this company’s plans based on select coverage items below.

    Select Home Warranty actually had the best ratio of 5-star to 1-star reviews of any of our top picks for South Carolina. It didn’t have enough overall reviews to earn our top pick, but local reviewers do seem enthusiastic about the company and its available discounts.

    The quotes in this guide don’t include discounts or temporary promotions because they might not be available once you’re ready to buy. However, you should definitely check out what discounts you might qualify for — these can make a significant difference to your bottom line.

    Some customers have experienced delays in getting repairs done, with some waiting weeks for technicians to come out.

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Overall Value

    Home Warranties in South Carolina Buyers Guide

    Jump into our guides and start learning

    Top Picks

    See who reviewers like

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    Choice Home Warranty logo
    Select Home Warranty logo
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      South Carolina home warranty buyers guide

      Home warranties can protect you from expensive home repair bills, but to get your money’s worth, you’ll want to make sure you get the right coverage. Make a list of the items you want covered, and shop for plans that meet your needs.

      Get quotes for each plan and compare your personalized rates to find a good deal. If you want to learn more about buying a home warranty, check out our home warranty guide and our article on home warranty coverage.

      Key insights

      Home warranties typically cost between $30 and $90 per month, depending on the type of coverage.

      Jump to insight

      Given South Carolina's summers, it’s likely smart to ensure your air conditioning is covered in your plan.

      Jump to insight

      South Carolina has thorough regulations for home warranty companies, including a cancellation period requirement.

      Jump to insight
      charleston south carolina skyline

      How much does a home warranty cost in South Carolina?

      Based on quotes we received from 22 companies, a home warranty costs roughly between $30 and $90 per month, depending on coverage type.

      The cost of your home warranty will depend on where you live in South Carolina, what type of home you have, the home warranty company you choose and the amount of coverage you need. That’s why it’s important to get multiple quotes and comparison-shop.

      How to find the best home warranty coverage in South Carolina

      Your first step in searching for a home warranty should be deciding what coverage you need. To assess your coverage needs, examine your home’s appliances and systems and consider how critical they are to you.

      Replacing an air conditioner can cost thousands of dollars.

      If parts of your home are aging or beginning to fail more often, it makes sense to ensure your home warranty plan covers those items. On the other hand, if you recently replaced systems or appliances in your home and they’re still under a manufacturer’s warranty, additional coverage for them probably shouldn’t be a priority.

      You should also try to get coverage for the systems and appliances you wouldn’t want to go without. Since South Carolina winters are relatively mild, you may not need to rely on your heating system as much; however, Palmetto State summers may make your air conditioning system put in a lot of work. This means your cooling system is more likely to break down, and you probably don’t want to wait around while you save up to pay out of pocket.

      Ultimately, think about your home’s most essential components and pick a home warranty plan that covers them.

      What reviewers say about home warranties in South Carolina

      On our site, reviewers’ firsthand experiences reveal what it’s really like to have a home warranty in South Carolina:

      • Diligence pays off: While Timothy in Spartanburg found the company he worked with “reasonable and decent,” he warned, “But you have to be prepared to do some extensive follow-up with them.”

      • The speed of technicians may be inconsistent: “Sometimes the contractors are fast, sometimes slow as crap.” — Lisa in Lugoff

      • The best technicians are well acquainted with local challenges: “It was quick. It didn't take the tech long. I was amazed that he wasn't afraid to go up under the house with snakes.” — Denolis in Orangeburg

      Home warranty regulations in South Carolina

      South Carolina’s home warranty laws are more thorough than those in many other states. As a result of these laws, home warranty companies in South Carolina must:

      • Register with the government.
      • Meet certain guidelines for financial security.
      • Write contracts in clear, understandable language.
      • Disclose coverage limits and exclusions in your contract.
      • Outline the process for making a claim in your contract.
      • Allow you to cancel your contract up to 20 days after it was mailed to you or 10 days after signing.

      If you have a dispute with your home warranty company, contact South Carolina’s Department of Insurance by phone or use the online SC DOI contact form.

      Regulations for new construction

      If your home was recently built, other South Carolina laws might also affect your search for a home warranty.

      The South Carolina Homebuyers Protection and Warranty Act requires builders in the state to provide warranties for new construction. Plus, new systems and appliances usually have manufacturers’ warranties.

      Check into these options before purchasing another warranty plan. There’s little benefit to having overlapping coverages. So, depending on your existing coverage, you might only need a few items covered by a specialty plan, or you might not want a home warranty at all.

      FAQ

      Is a home warranty worth it in South Carolina?

      A home warranty can be worth it in South Carolina, but it depends on your personal circumstances.

      If you don’t think you could handle the cost of fixing a major home appliance or system, a home warranty might be a worthwhile investment. A home warranty can even save you a lot of money in the long run if you end up needing significant repairs or a full replacement.

      Many homeowners simply enjoy the peace of mind a home warranty provides. However, if nothing goes wrong in your home, your home warranty may be of little use, and small repairs may not be enough to offset what you’ll spend on monthly payments and service fees. Think about your financial situation and risk level to decide if a home warranty is right for you.

      Can I transfer my home warranty?

      Yes, in many cases, you can transfer your home warranty to a second owner. This can actually be a selling point for a potential homebuyer.

      How long do home warranties last?

      Home warranty contracts are typically a year long, but some companies offer discounts when you purchase a multiyear plan. Shorter-term contracts are also available, and you may be able to get a plan that’s functionally a month-to-month commitment if the provider has a lenient cancellation policy.

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in South Carolina, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in South Carolina. We then weighted several key features to get our final rankings:

      • Reviews: We analyzed reviews of home warranty companies in South Carolina to get a sense of which companies locals are happiest with.
      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. South Carolina Legislature, “CHAPTER 78 - Service Contracts.” Accessed May 13, 2025.
      2. South Carolina Department of Insurance, “Service Contract Provider Q & A.” Accessed May 13, 2025.
      3. South Carolina Legislature, “Bill 470.” Accessed May 13, 2025.

      Not sure how to choose?

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