Best Home Warranties in Pennsylvania

We compared 34 companies and chose the top home warranty providers

    • American Home Shield
      3.7(108,802)
    • Choice Home Warranty
      4.0(72,767)
    • Select Home Warranty
      3.7(15,941)
    +1 more

    Best Home Warranties in Pennsylvania

    To find the best home warranty options in Pennsylvania, we compared companies on ratings and reviews, price, coverage, availability and other factors. All things considered, American Home Shield won our top pick overall, thanks to its excellent reviews, solid coverage and fair pricing. Choice Home Warranty made our pick for quality service techs, and Select Home Warranty is our pick for low service call fees.

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    Our 3 Pennsylvania home warranty picks

    Below are our favorite home warranty companies in Pennsylvania, based on local reviews and company offerings.

    Our top pick overall

    American Home Shield

    American Home Shield
    Number of plans
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    American Home Shield has been in business for over 50 years, and it has over 2 million members and more than 17,000 contractors in its network as of publishing. It offers coverage for up to 24 home appliances and systems, regardless of their age, and you can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    American Home Shield is our top overall pick for a home warranty company in Pennsylvania. In our analysis of local reviews, it had both the most total reviews and the best ratio of 5-star to 1-star reviews of any of our top picks.

    Mark from Philadelphia said about his experience, “I had a rusted dishwasher rack that I filed a claim for over 3 months ago. … AHS has sent three different contractors to my home to look at the dishwasher and verify that the rack is rusted, they all agreed with me about the part # that needs to be ordered, and yet I’ve still be sent the wrong racks 4 times now. Despite the complete failure of their system, they refuse to do anything differently and just keep on restarting the same broken process and get the same broken outcomes.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    Our pick for quality technicians

    Choice Home Warranty

    Choice Home Warranty
    Number of plans
    2
    Service fees
    $100
    Starting costs
    $46.83

    Choice Home Warranty has covered more than 2 million homes and fulfilled over 6 million service requests as of publishing. Customer service is available 24/7, and CHW prescreens all of the local contractors in its network. You can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    Choice Home Warranty seems to have a good reputation in Pennsylvania given its high number of reviews and solid ratio of 5-star to 1-star reviews. Reviewers in Pennsylvania frequently mention the company’s skilled technicians as a major benefit.

    Some customers have had issues with billing, such as being charged more than the quoted amount or not receiving refunds.

    Our pick for low service fees

    Select Home Warranty

    Select Home Warranty
    Number of plans
    3
    Service fees
    $75 to $100
    Starting costs
    $60.42

    Select Home Warranty offers plans in 47 states across the U.S., including Pennsylvania. Coverage is available no matter the age, make or model of your home systems and appliances as long as they’re well maintained and in working order when you sign up. There’s no limit to your number of covered repairs, either.

    We’ve compared this company’s plans based on select coverage items below.

    Select Home Warranty has excellent reviews from Pennsylvanians, who regularly mention discounts they received with their plans.

    Some reviewers complain about the company not covering certain items or only offering minimal coverage, leaving them to pay out of pocket for repairs. With any home warranty provider, make sure you understand your coverage before signing on.

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Overall Value

    Home Warranties in Pennsylvania Buyers Guide

    Jump into our guides and start learning

    Top Picks

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      Pennsylvania home warranty buyers guide

      Buying a home warranty can be a difficult process if you don’t know what to look for, so your first step should be figuring out what you want out of your coverage. Then shop around to find a home warranty in Pennsylvania that meets your needs and budget.

      Key insights

      Home warranties typically cost between $30 and $90 per month, depending on the plan.

      Jump to insight

      Determine what kind of coverage you want, then compare quotes from reputable companies. In Pennsylvania, it’s smart to get coverage for your heating system.

      Jump to insight

      Pennsylvania has limited regulations for home warranty companies, but you can file grievances with the state's Bureau of Consumer Protection.

      Jump to insight
      philadelphia pennsylvania skyline

      How much does a home warranty cost in Pennsylvania?

      Based on quotes we received from 22 companies, a home warranty usually costs between $30 and $90 per month.

      However, your cost will depend on the plan you choose. Generally speaking, the more coverage you want, the more you’ll pay. You might be able to get the same coverage for less by comparing quotes from different companies, though.

      Tips for buying a Pennsylvania home warranty

      A home warranty helps you keep your home’s systems and appliances in good condition and protects you from expensive repair bills. This means it can potentially bail you out of uncomfortable situations. If your heater starts acting up in the middle of a snowstorm, for instance, you don’t want to delay calling a tech just so you can save up money first.

      How to find the right home warranty for you:

      • Know how much coverage you want.
      • Find reputable home warranty companies in Pennsylvania that offer solid coverage.
      • Compare quotes from these companies to make sure you get a good deal.

      In Pennsylvania, coverage for your heating system is likely a good idea. The more items in your home you can get covered, the more likely you are to use your warranty. Coverage for some items, like pools, is generally only available as an add-on to an existing policy, so be sure to check what’s available beyond the standard plans you see.

      » COMPARE: Best home warranties for HVAC

      What Pennsylvanians say about home warranties

      In home warranty reviews on our site, Pennsylvania homeowners repeatedly point to a few make-or-break factors — reliability, technician quality, response time and ease of claims — when deciding whether a home warranty plan is worth the cost. For many of them, the coverage is worth it for the peace of mind.

      “The technicians were great- efficient, quick and a wealth of information for my husband and I,” Angella in Harrisburg said about her experience. “As a new home owner, we really valued the great customer service and time taken to answer questions.” Joseph in Norristown loved the “top-notch” customer service he received from his warranty company, as well as the “user-friendly” website, which simplified the claims process for him.

      Home warranty regulations in Pennsylvania

      There’s not a lot of regulation for home warranties in Pennsylvania. A bill was signed into law in 2010 to separate service contracts (another name for third-party warranties) from insurance regulations, but there aren’t many other laws regulating these agreements at the time of publishing. There’s also no law in Pennsylvania requiring warranties for new construction.

      That doesn’t mean you don’t have any consumer protections, though. If you believe a home warranty company is doing something illegal, consider reaching out to the Pennsylvania attorney general’s Bureau of Consumer Protection to file a grievance.

      FAQ

      Is a home warranty worth it in Pennsylvania?

      There’s no universal answer to whether a home warranty is worth it in Pennsylvania; however, asking yourself some questions can help you decide:

      • Am I worried about a major home appliance or system breaking down?
      • Can I financially handle the cost of repairing or replacing a major appliance or system?
      • Would I have to wait to save money for a critical repair, like fixing my heater in the winter?

      If you answered yes to any of the above, a home warranty might be worth it for you. There’s no guarantee that buying a home warranty will save you money, but it can provide peace of mind and protection against catastrophic repair bills.

      What does a home warranty company cover?

      Home warranty companies typically cover major appliances and/or systems within clients’ homes; however, specific coverage details vary between companies and plan options. Each home warranty company offers its own unique plans, some with more comprehensive coverage than others.

      » MORE: What does a home warranty cover?

      Is a home warranty transferable?

      Yes, in many cases, a home warranty can be transferred to a second homeowner. Something to note: If you’re looking to sell your home, an existing warranty might appeal to buyers who want built-in coverage — this means one less thing for them to think about.

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Pennsylvania, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Pennsylvania. We then weighted several key features to get our final rankings:

      • Reviews: We analyzed reviews of home warranty companies in Pennsylvania to get a sense of which companies locals are happiest with.
      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.
      Guide Sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Pennsylvania General Assembly, “Act No. 68 of 2010.” Accessed May 8, 2025.
      2. Pennsylvania Office of Attorney General, “Bureau of Consumer Protection.” Accessed May 8, 2025.

      Not sure how to choose?

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