Best Home Warranties in Pennsylvania

We compared 18 companies and chose the top home warranty providers

    • First American Home Warranty
      4.3(8,570)
    • Cinch Home Services
      4.1(11,484)
    • Choice Home Warranty
      4.0(65,666)

    Top Picks

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      Best Home Warranties in Pennsylvania

      Our research team vetted 18 home warranty companies that are rated by more than 948 customers in Pennsylvania. Read our guide to choose the best home warranty in Pennsylvania for you by comparing plans, contract lengths and service fees.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,568,019 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Our 4 Pennsylvania home warranty picks

      Below are our favorite home warranty companies in Pennsylvania, based on local reviews and company offerings.

      Buyer's Choice Award Winner
      Number of plans
      3
      Service fees
      $100 or $125
      Starting costs
      $29.99
      5x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price
      American Home Shield has been in business for over 50 years, and it has over 2 million members and more than 17,000 contractors in its network as of publishing. It offers coverage for up to 24 home appliances and systems, regardless of their age, and you can request service online or by phone.
      We’ve compared this company’s plans based on select coverage items below.

      American Home Shield is our top overall pick for a home warranty company in Pennsylvania. In our analysis of local reviews, it had both the most total reviews and the best ratio of 5-star to 1-star reviews of any of our top picks.

      Nathan from Lake Ariel wrote, “The AC wasn't kicking on when I reduced the temperature on the thermostat. It turned out that we had a Freon leak. … Now we're good to go. This could have been a several $1000-job. The peace of mind AHS gives is the best thing.”

      I., a Pennsylvania resident who didn’t wish to be identified, told us that “Everblu provided good service for our claim for the pool heater that was breaking multiple times. It was so old and non-repairable, so they replaced it at the end. I would recommend AHS.”

      Mark from Philadelphia said about his experience, “I had a rusted dishwasher rack that I filed a claim for over 3 months ago. … AHS has sent three different contractors to my home to look at the dishwasher and verify that the rack is rusted, they all agreed with me about the part # that needs to be ordered, and yet I’ve still be sent the wrong racks 4 times now. Despite the complete failure of their system, they refuse to do anything differently and just keep on restarting the same broken process and get the same broken outcomes.”

      Buyer's Choice Award Finalist
      Number of plans
      2
      Service fees
      $100
      Starting costs
      $46.83

      Choice Home Warranty has covered more than 2 million homes and fulfilled over 6 million service requests as of publishing. Customer service is available 24/7, and CHW prescreens all of the local contractors in its network. You can request service online or by phone.

      We’ve compared this company’s plans based on select coverage items below.

      Choice Home Warranty seems to have a good reputation in Pennsylvania given its high number of reviews and solid ratio of 5-star to 1-star reviews. Reviewers in Pennsylvania frequently mention the company’s skilled technicians as a major benefit.

      “Our tech Francis, was awesome, pleasant, efficient and respectful of my home,” wrote Darlene from Mars. “He arrived Showing his ID and confirmed my issue before he started servicing my refrigerator. When he was done he made sure it worked properly. I would be happy to pass the Choice Home Warranty Co and Francis to my friends and family.”

      Angella from Harrisburg told a similar story: “The technicians were great- efficient, quick and wealth of information for my husband and I. We felt as though all our questions were answered and we see ourselves using this same company for our annual maintenance. As a new home owner, we really valued the great customer service and time taken to answer questions.”

      Some customers have had issues with billing, such as being charged more than the quoted amount or not receiving refunds.

      Buyer's Choice Award Finalist
      Number of plans
      17
      Service fees
      $0
      Starting costs
      $3.99

      HomeServe has a somewhat unique approach to the home warranty market. It offers a la carte coverage, so you can truly customize your plan to your needs. Broader plans are also available, though options vary by location.

      Because HomeServe offers many different types of coverage, your specific plan can include exactly what you need. While the company does offer combination plans, the following coverages are available a la carte regardless of plan.

      • Heating system
      • Cooling system
      • Heating and cooling plan
      • Water heater repair
      • Water heater repair and replacement
      • Home plumbing and drainage coverage
      • Interior plumbing and drainage system
      • Complete plumbing plan
      • Exterior water service line
      • Exterior sewer/septic line
      • Gas line plus
      • Exterior electrical line
      • Interior electrical line
      • Exterior service line coverage
      • Electrical surge
      • Tech protection (Essential)
      • Tech protection (Premier)
      • Interior protection plan
      • Premium home protection plan

      HomeServe has very good reviews in Pennsylvania, and Keystone State reviewers often mention the speed of the company’s service.

      Barbara from Exton recounted: “Call Home Serve at 2:30 PM - they told me someone would call back within 4 hours. About 2 hours later I received a call. The contractor arrived on site at 5:45 PM. … The work was completed by 6:30 PM. So glad I had the coverage.”

      “The plumbing company scheduled my service call very quickly. They Called when they were close to arriving at my house. He explained what he was doing throughout the process. Both service technicians seemed very knowledgeable and courteous,” wrote John from Dravosburg.

      Some reviewers weren’t happy with HomeServe, citing such issues as poor communication and denial of coverage for necessary repairs.

      Our pick for low service fees
      Number of plans
      3
      Service fees
      $60 or $75
      Starting costs
      $60.42
      Select Home Warranty offers plans in 47 states across the U.S., including Pennsylvania. Coverage is available no matter the age, make or model of your home systems and appliances as long as they’re well maintained and in working order when you sign up. There’s no limit to your number of covered repairs, either.
      We’ve compared this company’s plans based on select coverage items below.

      Select Home Warranty has excellent reviews from Pennsylvanians, who regularly mention discounts they received with their plans.

      “I was comparing hone warranty prices online and came through with Select home warranty,” reported Raj from Pittsburgh. “Called in to inquire about service fee per call and was offered a great deal. Steven was very clear in explaining the terms and helping me select the best plan. Highly recommended to all friends and family definitely saves you lot of money and gives you peace of mind.”

      Mathew from Glenolden had a similar experience: “I was looking for home warranty online put in for a quote and got a immediate response. Customer service rep was knowledgeable, respectful, and was able to help with my need. … Affordable service fee. Came with free roof leak coverage as a add on. Two free month bonus for paying in full. Would recommend to all my family and friends.”

      Some reviewers complain about the company not covering certain items or only offering minimal coverage, leaving them to pay out of pocket for repairs. With any home warranty provider, make sure you understand your coverage before signing on.

      Compare Top Pennsylvania Home Warranty Companies

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        philadelphia pennsylvania skyline

        Tips for buying a Pennsylvania home warranty

        A home warranty in Pennsylvania helps you keep your home’s systems and appliances in good condition and protects you from expensive repair bills. This means it can potentially bail you out of uncomfortable situations. If your heater starts acting up in the middle of a winter snowstorm, you don’t want to delay calling a technician just so you can save up money first.

        Due to Pennsylvania’s harsh winters, it’s probably a smart move to make sure your HVAC is covered.

        How to find the right home warranty for you:

        • Know how much coverage you want.
        • Find reputable home warranty companies in Pennsylvania that offer solid coverage.
        • Compare quotes from these companies to make sure you get a good deal.

        In Pennsylvania, coverage for your heating system may be a good idea. The more items in your home you can get covered, the more likely you are to use your warranty. Coverage for some items, like pools, is generally only available as an add-on to an existing policy, so be sure to check what’s available beyond the standard plans you see.

        » COMPARE: Best home warranties for HVAC

        Home warranty regulations in Pennsylvania

        There’s not a lot of regulation for home warranties in Pennsylvania. A bill was signed into law in 2010 to separate service contracts (another name for third-party warranties) from insurance regulations, but there aren’t many other laws for them. There’s also no law in Pennsylvania requiring warranties for new construction.

        That doesn’t mean you don’t have any consumer protections, though. If you believe a home warranty company is doing something illegal, consider reaching out to the Pennsylvania attorney general’s Bureau of Consumer Protection to file a grievance.

        Pennsylvania home warranty FAQ

        How much does a home warranty cost in Pennsylvania?

        Based on quotes from our top picks, a home warranty in Pennsylvania usually costs between $30 and $75 per month.

        However, your cost will depend on the plan you choose. Generally speaking, the more coverage you want, the more you’ll pay. You might be able to get the same coverage for less by comparing quotes from different companies, though.

        Is a home warranty worth it in Pennsylvania?

        There’s no universal answer to whether a home warranty is worth it in Pennsylvania; however, asking yourself some questions can help you decide:

        • Am I worried about a major home appliance or system breaking down?
        • Can I financially handle the cost of repairing or replacing a major appliance or system?
        • Would I have to wait to save money for a critical repair, like fixing my heater in the winter?

        If you answered yes to any of the above, a home warranty might be worth it for you. There’s no guarantee that buying a home warranty will save you money, but it can provide peace of mind and protection against catastrophic repair bills.

        What does a home warranty company cover?

        Home warranty companies typically cover major appliances and/or systems within clients’ homes; however, specific coverage details vary between companies and plan options. Each home warranty company offers its own unique plans, some with more comprehensive coverage than others.

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in Pennsylvania, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Pennsylvania. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        Buying a home warranty can be a difficult process if you don’t know what to look for, so your first step should be figuring out what you want out of your coverage. Then shop around to find a home warranty in Pennsylvania that meets your needs and budget.

        Read our national home warranty buyers guide if you want more advice on how to shop for a home warranty. You can also check out our home warranty coverage article to get a better idea about what home warranties can offer or our home warranty cost article to learn more about pricing.


        Guide sources ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
        1. Pennsylvania General Assembly, “2010 Act 68.” Accessed Oct. 22, 2024.
          Office of Attorney General — Commonwealth of Pennsylvania, “Bureau of Consumer Protection.” Accessed Oct. 22, 2024.

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