Best Home Warranties in Pennsylvania
Our research team vetted 18 home warranty companies that are rated by more than 948 customers in Pennsylvania. Read our guide to choose the best home warranty in Pennsylvania for you by comparing plans, contract lengths and service fees.
- Our recommendations are based on what reviewers say.
- 4,242,460 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Key Insights
- Our top picks include American Home Shield, Choice Home Warranty, HomeServe and Select Home Warranty.
- To find the best home warranty in Pennsylvania for you, identify your coverage needs and comparison-shop for the right deal.
- A home warranty in Pennsylvania typically costs $30 to $75 per month, not including discounts or promotions.
Our 4 Pennsylvania home warranty picks
Here are our favorite home warranty companies in Pennsylvania, based on local reviews:
- Our top pick overall: American Home Shield
- Our pick for quality technicians: Choice Home Warranty
- Our pick for fast service: HomeServe
- Our pick for low service fees: Select Home Warranty
Methodology
To select our top picks, we started with the home warranty companies available in Pennsylvania on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Pennsylvania, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.
- Number of plans: 3
- Contract length: 1 year
- Service fee range: $75, $100 or $125
American Home Shield has been in business for over 50 years, and it now has over 2 million members and more than 16,000 contractors in its network. It offers coverage for up to 23 home appliances and systems, regardless of their age, and you can request service online or by phone.
We’ve compared this company’s plans based on select coverage items below.
ShieldSilver | ShieldGold | ShieldPlatinum | |
Monthly premium cost* | $29.99 to $44.99 | $39.99 to $54.99 | $59.99 to $74.99 |
Service call fee* | $75, $100 or $125 | $75, $100 or $125 | $75, $100 or $125 |
Built-in microwaves | — | ||
Clothes dryers | — | ||
Clothes washers | — | ||
Dishwashers | — | ||
Ranges, ovens and cooktops | — | ||
Refrigerators | — | ||
Air conditioning | |||
Electrical | |||
Garbage disposals | — | ||
Heating | |||
Plumbing | |||
Water heaters | |||
Pools | Add-on | Add-on | Add-on |
Roof leak repairs | Add-on | Add-on | |
Second refrigerator | — | — | — |
Septic pump | Add-on | Add-on | Add-on |
Stand-alone freezer | — | — | — |
Well pump | Add-on | Add-on | Add-on |
ShieldSilver | $29.99 to $44.99 | $75, $100 or $125 | — | — | — | — | — | — | — | Add-on | Add-on | — | Add-on | — | Add-on | |||||
ShieldGold | $39.99 to $54.99 | $75, $100 or $125 | Add-on | Add-on | — | Add-on | — | Add-on | ||||||||||||
ShieldPlatinum | $59.99 to $74.99 | $75, $100 or $125 | Add-on | — | Add-on | — | Add-on |
*For a home in Philadelphia at the time of publishing
American Home Shield is our top overall pick for a home warranty company in Pennsylvania. In our analysis of local reviews, it had both the most total reviews and the best ratio of 5-star to 1-star reviews of any of our top picks.
Nathan from Lake Ariel wrote, “The AC wasn't kicking on when I reduced the temperature on the thermostat. It turned out that we had a Freon leak. … Now we're good to go. This could have been a several $1000-job. The peace of mind AHS gives is the best thing.”
I., a Pennsylvania resident who didn’t wish to be identified, told us that “Everblu provided good service for our claim for the pool heater that was breaking multiple times. It was so old and non-repairable, so they replaced it at the end. I would recommend AHS.”
- Number of plans: 2
- Contract length: 1 year
- Service fee range: $85
Choice Home Warranty has covered more than 1.6 million homes and fulfilled over 4.5 million service requests. Customer service is available 24/7, and CHW pre-screens all of the 25,000+ local contractors in its network. You can request service online or by phone.
We’ve compared this company’s plans based on select coverage items below.
Basic plan | Total plan | |
Monthly premium cost* | $46.67 | $55.00 |
Service call fee* | $85 | $85 |
Built-in microwaves | ||
Clothes dryers | — | |
Clothes washers | — | |
Dishwashers | ||
Ranges, ovens and cooktops | ||
Refrigerators | — | |
Air conditioning | — | |
Electrical | ||
Garbage disposals | ||
Heating | ||
Plumbing | ||
Water heaters | ||
Pools | Add-on | Add-on |
Roof leak repairs | Add-on | Add-on |
Second refrigerator | Add-on | Add-on |
Septic pump | Add-on | Add-on |
Stand-alone freezer | Add-on | Add-on |
Well pump | Add-on | Add-on |
Basic plan | $46.67 | $85 | — | — | — | — | Add-on | Add-on | Add-on | Add-on | Add-on | Add-on | ||||||||
Total plan | $55.00 | $85 | Add-on | Add-on | Add-on | Add-on | Add-on | Add-on |
*For a home in Philadelphia at the time of publishing
Choice Home Warranty seems to have a good reputation in Pennsylvania, given its high number of reviews and solid ratio of 5-star to 1-star ratings. Reviewers in Pennsylvania frequently mention the company’s skilled technicians as a major benefit.
“Our tech Francis, was awesome, pleasant, efficient and respectful of my home,” wrote Darlene from Mars. “He arrived Showing his ID and confirmed my issue before he started servicing my refrigerator. When he was done he made sure it worked properly. I would be happy to pass the Choice Home Warranty Co and Francis to my friends and family.”
Angella from Harrisburg told a similar story: “The technicians were great- efficient, quick and wealth of information for my husband and I. We felt as though all our questions were answered and we see ourselves using this same company for our annual maintenance. As a new home owner, we really valued the great customer service and time taken to answer questions.”
- Number of plans: 17*
- Contract length: 1 year
- Service fee range: Varies
HomeServe has a somewhat unique approach to the home warranty market, offering a broad selection of plans that varies throughout the United States. These plans are often highly specialized, allowing you to get targeted coverage for systems you’re worried about. However, broader coverage is also available.
We’ve compared a few of this company’s plans based on select coverage items below, but more options are available. There are at least 17 plans you can choose from in the Philadelphia ZIP code we used to gather quotes, and more plans are available if you have accounts with certain utility companies.
TotalHome Warranty Appliances | TotalHome Warranty Combo | |
Monthly premium cost* | $48.33 | $58.33 |
Service call fee* | $100 | $100 |
Built-in microwaves | ||
Clothes dryers | ||
Clothes washers | ||
Dishwashers | ||
Ranges, ovens and cooktops | ||
Refrigerators | ||
Air conditioning | — | |
Electrical | — | Interior only |
Garbage disposals | — | |
Heating | — | |
Plumbing | — | |
Water heaters | — | |
Pools | — | — |
Roof leak repairs | — | — |
Second refrigerator | — | — |
Septic pump | — | — |
Stand-alone freezer | — | — |
Well pump | — | — |
TotalHome Warranty Appliances | $48.33 | $100 | — | — | — | — | — | — | — | — | — | — | — | — | ||||||
TotalHome Warranty Combo | $58.33 | $100 | Interior only | — | — | — | — | — | — |
*For a home in Philadelphia at the time of publishing
HomeServe has very good reviews in Pennsylvania, and Keystone State reviewers often mention the speed of the company’s service.
Barbara from Exton recounted that “at 2:30 PM - they told me someone would call back within 4 hours. About 2 hours later I received a call. The contractor arrived on site at 5:45 PM. … The work was completed by 6:30 PM. So glad I had the coverage.”
“The plumbing company scheduled my service call very quickly. They Called when they were close to arriving at my house. He explained what he was doing throughout the process. Both service technicians seemed very knowledgeable and courteous,” wrote John from Dravosburg.
- Number of plans: 3
- Contract length: 1 year
- Service fee range: Typically $60 to $75
Select Home Warranty offers plans in 47 states across the U.S., including Pennsylvania. Coverage is available no matter the age, make or model of your home systems and appliances as long as they’re well maintained and in working order when you sign up. There’s no limit to your number of covered repairs, either.
We’ve compared this company’s plans based on select coverage items below.
Bronze Care | Gold Care | Platinum Care | |
Monthly premium cost* | $57.67 | $57.67 | $62.08 |
Service call fee* | Typically $60 to $75 | Typically $60 to $75 | Typically $60 to $75 |
Built-in microwaves | — | ||
Clothes dryers | — | ||
Clothes washers | — | ||
Dishwashers | — | ||
Ranges, ovens and cooktops | — | ||
Refrigerators | — | ||
Air conditioning | — | ||
Electrical | — | ||
Garbage disposals | — | ||
Heating | — | ||
Plumbing | — | ||
Water heaters | — | ||
Pools | Add-on | Add-on | Add-on |
Roof leak repairs | Add-on | Add-on | Add-on |
Second refrigerator | — | — | — |
Septic pump | Add-on | Add-on | Add-on |
Stand-alone freezer | Add-on | Add-on | Add-on |
Well pump | Add-on | Add-on | Add-on |
Bronze Care | $57.67 | Typically $60 to $75 | — | — | — | — | — | Add-on | Add-on | — | Add-on | Add-on | Add-on | |||||||
Gold Care | $57.67 | Typically $60 to $75 | — | — | — | — | — | — | — | Add-on | Add-on | — | Add-on | Add-on | Add-on | |||||
Platinum Care | $62.08 | Typically $60 to $75 | Add-on | Add-on | — | Add-on | Add-on | Add-on |
*For a home in Philadelphia at the time of publishing
Select Home Warranty has excellent reviews from Pennsylvanians, who regularly mention discounts they received with their plans.
“I was comparing hone warranty prices online and came through with Select home warranty,” reported Raj from Pittsburgh. “Called in to inquire about service fee per call and was offered a great deal. Steven was very clear in explaining the terms and helping me select the best plan. Highly recommended to all friends and family definitely saves you lot of money and gives you peace of mind.”
Mathew from Glenolden had a similar experience: “I was looking for home warranty online put in for a quote and got a immediate response. Customer service rep was knowledgeable, respectful, and was able to help with my need. … Affordable service fee. Came with free roof leak coverage as a add on. Two free month bonus for paying in full. Would recommend to all my family and friends.”
Compare Top Pennsylvania Home Warranty Companies | ||||||
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Compare
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | ![]() | Get a Quote Call Center Open (844) 475-0310 | |||
Compare
| Sells four home warranty plans with varying coverage options. No long-term contracts. Claims must be submitted by phone. Does not cover roof leaks, fireplace or smoke detectors. Prices start at $24.99 per month. | ![]() | Get a Quote Call Center Open (561) 363-0798 | |||
Compare
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | ![]() | Get a Quote | |||
Compare
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | ![]() | Get a Quote Call Center Open (732) 907-4868 | |||
Compare
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | ![]() | Get a Quote | |||
Compare
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | ![]() | Get a Quote Call Center Open (646) 453-6807 | |||
Compare
| Extended work guarantee. Member benefits and discounts. Three service fee options. Use any licensed, insured technician. Monthly payment plans available. No rate increases on renewal. Plans are transferable to the next homeowner. | ![]() |
Tips for buying a Pennsylvania home warranty

A home warranty in Pennsylvania helps you keep your home’s systems and appliances in good condition and protects you from expensive repair bills. This means it can potentially bail you out of uncomfortable situations — if your heater starts acting up in the middle of a winter snowstorm, you don’t want to delay calling a technician just so you can save up money first.
The keys to finding the right home warranty for you are:
- Knowing how much coverage you want
- Finding reputable home warranty companies in Pennsylvania that offer that solid coverage
- Comparing quotes from these companies to make sure you get a good deal
In Pennsylvania, coverage for your heating system may be a good idea, and the more items in your home you can get covered, the more likely you are to put your warranty to use. Coverage for some items, like pools, is generally only available as an add-on to an existing policy, so be sure to check what’s available beyond the standard plans you see.
Home warranty regulations in Pennsylvania
There’s not a lot of regulation for home warranties in Pennsylvania. A bill was signed into law in 2010 to separate service contracts (another name for third-party warranties) from insurance regulations, but there aren’t many other laws on the books for them. There’s also no law in Pennsylvania requiring warranties for new construction.
That doesn’t mean you don’t have any consumer protections, though. If you believe a home warranty company is doing something illegal, consider reaching out to the Pennsylvania attorney general’s Bureau of Consumer Protection to file a grievance.
Pennsylvania home warranty FAQ
How much does a home warranty cost in Pennsylvania?
However, your cost will depend on the plan you choose. Generally speaking, the more coverage you want, the more you’ll pay. You might be able to get the same coverage for less by comparing quotes from different companies, though.
Is a home warranty worth it in Pennsylvania?
- Am I worried about a major home appliance or system breaking down?
- Can I financially handle the cost of repairing or replacing a major appliance or system?
- Would I have to wait to save money for a critical repair, like fixing my heater in the winter?
If you answered yes to any of the above, a home warranty might be worth it for you. There’s no guarantee that buying a home warranty will save you money, but they can provide peace of mind and protection against catastrophic repair bills.
What does a home warranty company cover?
Bottom line
Buying a home warranty can be a difficult process if you don’t know what to look for, so your first step should be figuring out what you want out of your coverage. Then, shop around to find a home warranty in Pennsylvania that meets your needs and budget.
Read our national home warranty buyers guide if you want more advice on how to shop for a home warranty. You can also check out our home warranty coverage resource to get a better idea about what home warranties can offer or our home warranty cost resource to learn more about pricing.
Guide sources
- Guide sources
- ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
- Pennsylvania General Assembly, “2010 Act 68.” Accessed February 1, 2022.
- Office of Attorney General — Commonwealth of Pennsylvania, “Bureau of Consumer Protection.” Accessed February 1, 2022.
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Compare Top Pennsylvania Home Warranty Companies | ||||||
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Compare
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | ![]() | Get a Quote Call Center Open (317) 754-6642 | |||
Compare
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | ![]() | ||||
Compare
| Offers two appliance and system combination plans. Monthly costs range from $38 per month to $48.50 per month, with a deductible of $85. Add-on coverage is available. | ![]() | Get a Quote Call Center Open (855) 802-1335 | |||
Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Offers two plans covering select systems and appliances. Costs start at $53.67 per month, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant Inc. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $43 per month with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | ![]() | Chat with a ConsumerAffairs decision guide Live agent | ||||
Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | ![]() | Chat with a ConsumerAffairs decision guide Live agent |
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