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Best Home Warranties in Pennsylvania

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    Author picture
    Written by Sarah Maier
    Edited by Vincent Landino

    Our research team vetted 18 home warranty companies that are rated by more than 948 customers in Pennsylvania. Read our guide to choose the best home warranty in Pennsylvania for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,770,432 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key Insights

    • Our top picks include American Home Shield, Choice Home Warranty, HomeServe and Select Home Warranty.
    • To find the best home warranty in Pennsylvania for you, identify your coverage needs and comparison-shop for the right deal.
    • A home warranty in Pennsylvania typically costs $30 to $75 per month, not including discounts or promotions.

    Our 4 Pennsylvania home warranty picks

    Here are our favorite home warranty companies in Pennsylvania, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in Pennsylvania on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Pennsylvania, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield has been in business for over 50 years, and it now has over 2 million members and more than 16,000 contractors in its network. It offers coverage for up to 23 home appliances and systems, regardless of their age, and you can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$29.99 to $44.99$39.99 to $54.99$59.99 to $74.99
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$29.99 to $44.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$39.99 to $54.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$59.99 to $74.99$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in Philadelphia at the time of publishing

    American Home Shield is our top overall pick for a home warranty company in Pennsylvania. In our analysis of local reviews, it had both the most total reviews and the best ratio of 5-star to 1-star reviews of any of our top picks.

    Nathan from Lake Ariel wrote, “The AC wasn't kicking on when I reduced the temperature on the thermostat. It turned out that we had a Freon leak. … Now we're good to go. This could have been a several $1000-job. The peace of mind AHS gives is the best thing.”

    I., a Pennsylvania resident who didn’t wish to be identified, told us that “Everblu provided good service for our claim for the pool heater that was breaking multiple times. It was so old and non-repairable, so they replaced it at the end. I would recommend AHS.”

    Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty has covered more than 1.6 million homes and fulfilled over 4.5 million service requests. Customer service is available 24/7, and CHW pre-screens all of the 25,000+ local contractors in its network. You can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$46.67$55.00
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$55.00$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Philadelphia at the time of publishing

    Choice Home Warranty seems to have a good reputation in Pennsylvania, given its high number of reviews and solid ratio of 5-star to 1-star ratings. Reviewers in Pennsylvania frequently mention the company’s skilled technicians as a major benefit.

    “Our tech Francis, was awesome, pleasant, efficient and respectful of my home,” wrote Darlene from Mars. “He arrived Showing his ID and confirmed my issue before he started servicing my refrigerator. When he was done he made sure it worked properly. I would be happy to pass the Choice Home Warranty Co and Francis to my friends and family.”

    Angella from Harrisburg told a similar story: “The technicians were great- efficient, quick and wealth of information for my husband and I. We felt as though all our questions were answered and we see ourselves using this same company for our annual maintenance. As a new home owner, we really valued the great customer service and time taken to answer questions.”

    Our pick for fast serviceHomeServeAUTHORIZED PARTNER
    • Number of plans: 17*
    • Contract length: 1 year
    • Service fee range: Varies

    HomeServe has a somewhat unique approach to the home warranty market, offering a broad selection of plans that varies throughout the United States. These plans are often highly specialized, allowing you to get targeted coverage for systems you’re worried about. However, broader coverage is also available.

    We’ve compared a few of this company’s plans based on select coverage items below, but more options are available. There are at least 17 plans you can choose from in the Philadelphia ZIP code we used to gather quotes, and more plans are available if you have accounts with certain utility companies.

    TotalHome Warranty AppliancesTotalHome Warranty Combo
    Monthly premium cost*$48.33$58.33
    Service call fee*$100$100
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    ElectricalInterior only
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    Pools
    Roof leak repairs
    Second refrigerator
    Septic pump
    Stand-alone freezer
    Well pump
    TotalHome Warranty Appliances$48.33$100
    TotalHome Warranty Combo$58.33$100Interior only

    *For a home in Philadelphia at the time of publishing

    HomeServe has very good reviews in Pennsylvania, and Keystone State reviewers often mention the speed of the company’s service.

    Barbara from Exton recounted that “at 2:30 PM - they told me someone would call back within 4 hours. About 2 hours later I received a call. The contractor arrived on site at 5:45 PM. … The work was completed by 6:30 PM. So glad I had the coverage.”

    “The plumbing company scheduled my service call very quickly. They Called when they were close to arriving at my house. He explained what he was doing throughout the process. Both service technicians seemed very knowledgeable and courteous,” wrote John from Dravosburg.

    Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty offers plans in 47 states across the U.S., including Pennsylvania. Coverage is available no matter the age, make or model of your home systems and appliances as long as they’re well maintained and in working order when you sign up. There’s no limit to your number of covered repairs, either.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$57.67$57.67$62.08
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$62.08Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in Philadelphia at the time of publishing

    Select Home Warranty has excellent reviews from Pennsylvanians, who regularly mention discounts they received with their plans.

    “I was comparing hone warranty prices online and came through with Select home warranty,” reported Raj from Pittsburgh. “Called in to inquire about service fee per call and was offered a great deal. Steven was very clear in explaining the terms and helping me select the best plan. Highly recommended to all friends and family definitely saves you lot of money and gives you peace of mind.”

    Mathew from Glenolden had a similar experience: “I was looking for home warranty online put in for a quote and got a immediate response. Customer service rep was knowledgeable, respectful, and was able to help with my need. … Affordable service fee. Came with free roof leak coverage as a add on. Two free month bonus for paying in full. Would recommend to all my family and friends.”

    Compare Top Pennsylvania Home Warranty Companies

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      Tips for buying a Pennsylvania home warranty

      philadelphia pennsylvania skyline

      A home warranty in Pennsylvania helps you keep your home’s systems and appliances in good condition and protects you from expensive repair bills. This means it can potentially bail you out of uncomfortable situations — if your heater starts acting up in the middle of a winter snowstorm, you don’t want to delay calling a technician just so you can save up money first.

      The keys to finding the right home warranty for you are:

      • Knowing how much coverage you want
      • Finding reputable home warranty companies in Pennsylvania that offer that solid coverage
      • Comparing quotes from these companies to make sure you get a good deal

      In Pennsylvania, coverage for your heating system may be a good idea, and the more items in your home you can get covered, the more likely you are to put your warranty to use. Coverage for some items, like pools, is generally only available as an add-on to an existing policy, so be sure to check what’s available beyond the standard plans you see.

      Home warranty regulations in Pennsylvania

      There’s not a lot of regulation for home warranties in Pennsylvania. A bill was signed into law in 2010 to separate service contracts (another name for third-party warranties) from insurance regulations, but there aren’t many other laws on the books for them. There’s also no law in Pennsylvania requiring warranties for new construction.

      That doesn’t mean you don’t have any consumer protections, though. If you believe a home warranty company is doing something illegal, consider reaching out to the Pennsylvania attorney general’s Bureau of Consumer Protection to file a grievance.

      Pennsylvania home warranty FAQ

      How much does a home warranty cost in Pennsylvania?
      Based on quotes from our top picks, a home warranty in Pennsylvania usually costs between $30 and $75 per month.

      However, your cost will depend on the plan you choose. Generally speaking, the more coverage you want, the more you’ll pay. You might be able to get the same coverage for less by comparing quotes from different companies, though.

      Is a home warranty worth it in Pennsylvania?
      There’s no universal answer to whether a home warranty is worth it in Pennsylvania; however, asking yourself some questions can help you decide:
      • Am I worried about a major home appliance or system breaking down?
      • Can I financially handle the cost of repairing or replacing a major appliance or system?
      • Would I have to wait to save money for a critical repair, like fixing my heater in the winter?

      If you answered yes to any of the above, a home warranty might be worth it for you. There’s no guarantee that buying a home warranty will save you money, but they can provide peace of mind and protection against catastrophic repair bills.

      What does a home warranty company cover?
      Home warranty companies typically cover major appliances and/or systems within clients’ homes; however, specific coverage details vary between companies and plan options. Each home warranty company offers its own unique plans, some with more comprehensive coverage than others.

      Bottom line

      Buying a home warranty can be a difficult process if you don’t know what to look for, so your first step should be figuring out what you want out of your coverage. Then, shop around to find a home warranty in Pennsylvania that meets your needs and budget.

      Read our national home warranty buyers guide if you want more advice on how to shop for a home warranty. You can also check out our home warranty coverage resource to get a better idea about what home warranties can offer or our home warranty cost resource to learn more about pricing.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Pennsylvania General Assembly, “2010 Act 68.” Accessed February 1, 2022.
      2. Office of Attorney General — Commonwealth of Pennsylvania, “Bureau of Consumer Protection.” Accessed February 1, 2022.

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