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Best Home Warranties in Maryland

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    Author picture
    Written by Sarah Maier
    Edited by Vincent Landino

    Our research team vetted 18 home warranty companies that are rated by more than 1,526 customers in Maryland. Read our guide to choose the best home warranty in Maryland for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,770,432 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, American Residential Warranty, Select Home Warranty and Cinch Home Services.
    • To find the best home warranty in Maryland for you, assess your risks and coverage needs, then comparison-shop for a good deal.
    • A home warranty in Maryland typically costs anywhere from $35 to $105 per month. Many companies charge closer to $50 or $60 per month, though.

    Compare Top Maryland Home Warranty Companies

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      Our 5 Maryland home warranty picks

      Here are our favorite home warranty companies in Maryland, based on local reviews:

      Methodology

      To select our top picks, we started with 18 home warranty companies available in Maryland that have an average consumer rating of at least 3.5 out of 5 stars on our site. We analyzed reviews by home warranty customers in Maryland to get an idea of which companies offered great service and coverage to homeowners in the area.

      On top of having a good reputation with Maryland residents, all our top picks offer a variety of plan options, competitive service call fees and trustworthy repair technicians.

      Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75, $100 or $125

      American Home Shield has been in business for over 50 years, offering customizable home warranty plans. At the time of publishing, American Home Shield has over 17,000 contractors in its network and over 2 million members across the country. It also offers a 30-day workmanship guarantee.

      We’ve compared this company’s plans based on select coverage items below.

      ShieldSilverShieldGoldShieldPlatinum
      Monthly premium cost*$34.99 to $49.99$44.99 to $59.99$64.99 to $79.99
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      ShieldSilver$34.99 to $49.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldGold$44.99 to $59.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldPlatinum$64.99 to $79.99$75, $100 or $125Add-onAdd-onAdd-on

      *For a home in Baltimore at the time of publishing

      American Home Shield had the strongest local review data of any home warranty company we analyzed in Maryland, earning it our top overall pick.

      In a review posted to our site, Chris from Baltimore wrote, “I called Home Shield and from start to finish, everything about the experience was great. Even the guy who came was knowledgeable, quick, and respectful. That was my first claim with Home Shield. We have two other houses, and I'm thinking about getting one on the other two houses as well.”

      Marc from Glenarden also had a good experience, writing, “We had an AHS warranty at our old home and we had no issues with them, so we set it up for our new home as well. … All in all, American Home Shield is pretty good.”

      Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      Choice Home Warranty has over 4.5 million service requests under its belt, and its contractor network includes more than 25,000 technicians nationwide. CHW offers 24/7 customer service, and you can request a repair online or over the phone.

      We’ve compared this company’s plans based on select coverage items below.

      Basic planTotal plan
      Monthly premium cost*$46.67$55.00
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Total plan$55.00$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Baltimore at the time of publishing

      Choice Home Warranty’s review data has a strong positive trend in Maryland. Reviewers also commonly mention the company’s technicians as a major benefit.

      “I was very pleased with the work performed by both technicians on Friday and Saturday,” wrote Audra from Severn. “Both completed the repairs in no time, which was appreciated because I did not want my time tied up. Both technicians were very professional. They provided details on the work that was completed and answered my questions.”

      Beth from Reisterstown reported that “Kevin ** was incredibly thorough and did a wonderful job at fixing my A/C. He explained things that could help in the future and made suggestions, but wasn’t pushing extra services or purchases. I think he truly loves what he does and wants the best for his customers. Highly recommended.”

      Our pick for flat pricingAmerican Residential WarrantyAUTHORIZED PARTNER
      • Number of plans: 4
      • Contract length: Month to month
      • Service fee range: Varies

      American Residential Warranty offers coverage for home appliances and systems in all 50 states. It provides 24/7 customer service, including emergency services; however, all service claims must be submitted by phone, and cancellations must be through a written notice. ARW doesn’t offer any long-term contracts, so your plan can last for as long or as little as you want.

      We’ve compared this company’s home warranty plans based on select coverage items below.

      Kitchen PlusHeating & CoolingPlatinumPlatinum Premier
      Monthly premium cost*$34.99$39.99$49.99$59.99
      Service call fee*VariesVariesVariesVaries
      Built-in microwavesAdd-on
      Clothes dryersAdd-onAdd-onAdd-onAdd-on
      Clothes washersAdd-onAdd-onAdd-onAdd-on
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      PlumbingAdd-onAdd-onAdd-on
      Water heatersAdd-on
      PoolsAdd-onAdd-onAdd-onAdd-on
      Roof leak repairs
      Second refrigeratorAdd-onAdd-onAdd-onAdd-on
      Septic pump
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-onAdd-on
      Kitchen plus$34.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Heating & cooling$39.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Platinum$49.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Platinum premier$59.99VariesAdd-onAdd-onAdd-onAdd-onAdd-on

      *At the time of publishing

      Reviews for American Residential Warranty in Maryland are very good overall, giving the company the second-highest ratio of 5-star to 1-star reviews in the state. Reviewers are often enthusiastic about American Residential Home Warranty’s coverage and how the company stands behind it.

      Patrick from Annapolis mentioned that “this company has come out and repaired my refrigerator that would have been an $800 repair or a full $1200 replacement. As well as repaired my air conditioning unit a couple of times ... they are there for you when you need them.”

      “Most recently I called in a request for repairs on my stove,” wrote Sharon from Silver Spring. “As always I received fast efficient and courteous service. I am a senior and this plan is well worth the money.”

      Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: Typically $60 to $75

      Select Home Warranty offers coverage for your home systems and appliances no matter their make, model or age as long as you maintain them and they’re working when you sign up. It provides an unlimited number of covered repairs, and coverage is available for a variety of property types, including condos and multiunit buildings.

      We’ve compared this company’s plans based on select coverage items below.

      Bronze CareGold CarePlatinum Care
      Monthly premium cost*$57.67$57.67$62.08
      Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-on
      Bronze Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Care$62.08Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Baltimore at the time of publishing

      Select Home Warranty has earned mostly positive reviews from people in Maryland. Many reviewers also report being happy with discounts they received from the company.

      Caroline from Olney “was researching Home Warranty plans to replace my current one and found Select Home Warranty as a top rated match in my area. … Cost and coverage is excellent. We have lowered our annual rate with the discounts and lowered our deductible as well.”

      Brittnay from Elkton reported that “they have offered great discounts. It is so nice to know [we're] safe.”

      It’s worth noting that we haven’t included discounts in the price quotes throughout this guide — those offers may not always be available. However, you should consider each company’s current promotions as you shop for a home warranty.

      Our pick for customer serviceCinch Home ServicesAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75 or $150

      Cinch Home Services has more than 40 years of experience offering home warranties nationwide. This Florida-based company has a vetted network of technicians, and it offers a 180-day workmanship guarantee. You can request service online or by phone.

      We’ve compared this company’s plans based on select coverage items below.

      Appliances PlanBuilt-in Systems PlanShieldPlatinum
      Monthly premium cost*$65.99 to $81.99$69.99 to $87.99$84.99 to $102.99
      Service call fee*$75 or $150$75 or $150$75 or $150
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairs
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      Appliances Plan$65.99 to $81.99$75 or $150Add-onAdd-onAdd-on
      Built-in Systems Plan$69.99 to $87.99$75 or $150Add-onAdd-onAdd-on
      Complete Home Plan$84.99 to $102.99$75 or $150Add-onAdd-onAdd-on

      *For a home in Baltimore at the time of publishing

      Cinch’s reviews in Maryland are pretty good, and the company gets frequent compliments for its customer service.

      “Cinch gets right through it,” wrote Lenny from Clinton. “They understand what the customer's asking of them.”

      Donald from Cambridge mentioned, “I thought that a home warranty was something that was necessary with some of the appliances that I have. It's very valuable and gives peace of mind. … I'm very satisfied with the customer service. I'm also very pleased with the work done by the people who've come out.”

      Choosing between home warranty companies in Maryland

      baltimore maryland skyline

      There are a lot of options to choose from when you’re shopping for a home warranty in Maryland, but a good way to start is by thinking about what kind of coverage you want. When you’re looking at coverage plans, think about which of your home systems and appliances are most at risk and which you’d least like to go without.

      Though Maryland doesn’t have the most extreme climate, your environment can still influence the kind of coverage you should look for.

      Maryland can get cold enough in the winters and hot enough in the summers that you wouldn’t want to go without your home’s heating and cooling systems, so coverage for your heater and air conditioner might be useful. If you live on the coast, you also might want protection for your electronic items since the salty air can put extra wear on them, especially if they’re exposed to the outdoors.

      Once you know what kind of coverage works for you, look for companies offering what you’re after. Find some plans that meet your criteria, and get quotes for each of them so you can comparison-shop and choose the right one for you.

      Home warranty regulations in Maryland

      Maryland’s laws regarding home warranties (also called home service contracts) are modeled after an example created by the National Association of Insurance Commissioners (NAIC). The Maryland Service Contracts and Consumer Product Guaranty Act requires, among other things, that home warranty contracts disclose:

      • The duration of the warranty
      • Maintenance requirements
      • The service to be provided
      • How you can request service
      • How to resolve disputes

      However, according to the Maryland Department of Labor, there is some confusion about what government office regulates home warranty companies in the state.

      The Maryland Home Improvement Commission (MHIC), part of the Department of Labor, typically doesn’t enforce warranties because its authority is limited to investigating whether the initial construction or installation work was done correctly. As such, you may not have access to MHIC’s Guaranty Fund if something goes wrong with your home warranty.

      Instead, Maryland law leaves enforcement up to the state’s attorney general. So, if you have an issue with a home warranty company’s practices, consider filing a grievance with the Maryland attorney general’s office.

      Maryland home warranty FAQ

      How much does a home warranty cost in Maryland?
      A home warranty in Maryland costs roughly between $35 and $105 per month, based on quotes from our top picks.

      The cost of your home warranty will depend on a few different factors, like:

      • The size of your home
      • The amount of coverage you want
      • The warranty company you choose

      Generally, the more comprehensive your coverage, the higher your monthly cost.

      Is a home warranty worth it in Maryland?
      Whether a home warranty in Maryland is worth it or not depends on you, your home and your financial situation. A home warranty may be worth it if you wouldn’t be able to handle the financial burden of a major repair or a replacement on your own. However, if nothing goes wrong in your home while you’re covered, you may end up wasting money. Weigh your risks to make a smart purchasing decision.
      Which home warranty companies offer roof coverage?
      We can’t list every possible company that offers roof leak coverage, but some that do include:
      • American Home Shield (as an add-on or part of the ShieldPlatinum plan)
      • Choice Home Warranty (as an add-on)
      • Liberty Home Guard (as an add-on)
      • Select Home Warranty (as an add-on)

      Bottom line

      Choosing between home warranty companies in Maryland may seem difficult, but it doesn’t have to be. Learn as much as you can before you start shopping, then look for companies that meet your needs, read reviews and compare offers. If you want to read more, check out our national home warranty buyers guide or our helpful articles on home warranty costs and coverage.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Maryland General Assembly, “Maryland Service Contracts and Consumer Products Guaranty Act.” Accessed February 3, 2022.
      2. Maryland Department of Labor, “About Warranties - Home Improvement Commission.” Accessed February 3, 2022.

      Not sure how to choose?

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