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Best Home Warranties in Maryland

We compared 18 companies and chose the top home warranty providers

    • First American Home Warranty
      4.3(8,570)
    • Cinch Home Services
      4.1(11,484)
    • Choice Home Warranty
      4.0(65,666)

    Top Picks

    See who reviewers like

    First American Home Warranty logo
    Cinch Home Services logo
    Choice Home Warranty logo
    See our top picks

    Quick and easy. Find a home warranty partner now.

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      Best Home Warranties in Maryland

      Our research team vetted 18 home warranty companies that are rated by more than 1,526 customers in Maryland. Read our guide to choose the best home warranty in Maryland for you by comparing plans, contract lengths and service fees.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s picks

      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,568,019 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Compare Top Maryland Home Warranty Companies

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        Our 5 Maryland home warranty picks

        Below are our favorite home warranty companies in Maryland, based on local reviews and company offerings.

        American Home Shield

        3.9
        103,657 reviews
        Buyer's Choice Award Winner
        Number of plans
        3
        Service fees
        $100 or $125
        Starting costs
        $29.99
        5x Award Winner
        Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

        American Home Shield has been in business for over 50 years and serves more than 2 million policyholders across the country. It offers customizable home warranty plans and has over 17,000 contractors in its network as of publishing. It also offers a 30-day workmanship guarantee.

        We’ve compared this company’s plans based on select coverage items below.

        American Home Shield had the strongest local review data of any home warranty company we analyzed in Maryland, earning it our top overall pick.

        In a review posted to our site, Chris from Baltimore wrote, “I called Home Shield and from start to finish, everything about the experience was great. Even the guy who came was knowledgeable, quick, and respectful. That was my first claim with Home Shield. We have two other houses, and I'm thinking about getting one on the other two houses as well.”

        Marc from Glenarden also had a good experience, writing, “We had an AHS warranty at our old home and we had no issues with them, so we set it up for our new home as well. … All in all, American Home Shield is pretty good.”

        Stephanie from Beltsville wasn’t happy with the assigned techs: “I have been waiting 7 months for my heat to be fixed. Winter was cold without heat and American Home Shield assigned a repair companies that has a reputation for not showing up, not answering calls or returning calls, and not following up. Which has been proven true.”

        Choice Home Warranty

        4.0
        65,666 reviews
        Buyer's Choice Award Finalist
        Number of plans
        2
        Service fees
        $100
        Starting costs
        $46.83

        Choice Home Warranty has over 6 million service requests under its belt, and its contractor network includes more than 25,000 technicians nationwide. CHW offers 24/7 customer service, and you can request a repair online or over the phone.

        We’ve compared this company’s plans based on select coverage items below.

        Choice Home Warranty’s review data has a strong positive trend in Maryland. Reviewers commonly mention the company’s technicians as a major benefit, too.

        “I was very pleased with the work performed by both technicians on Friday and Saturday,” wrote Audra from Severn. “Both completed the repairs in no time, which was appreciated because I did not want my time tied up. Both technicians were very professional. They provided details on the work that was completed and answered my questions.”

        Beth from Reisterstown reported that “Kevin ** was incredibly thorough and did a wonderful job at fixing my A/C. He explained things that could help in the future and made suggestions, but wasn’t pushing extra services or purchases. I think he truly loves what he does and wants the best for his customers. Highly recommended.”

        A few customers have complained about issues with billing, such as being charged more than the quoted amount or not receiving refunds. Others have had problems with customer service, including unsolicited calls and difficulty reaching representatives.

        ARW Home

        3.7
        2,566 reviews
        Buyer's Choice Award Winner
        Plans available
        3
        Service fees
        $100
        Starting costs
        $49.99
        1x Award Winner
        Selected for having one of the highest satisfaction rates for Best Customer Service
        Special Offer

        Get 2 months FREE

        2 free months of coverage on a home warranty

        ARW Home offers coverage for home appliances and systems in all 50 states. It provides 24/7 customer service, including emergency services; however, all service claims must be submitted by phone, and cancellations must be through a written notice. ARW doesn’t offer any long-term contracts, so your plan can last for as long or as little as you want.

        We’ve compared this company’s home warranty plans based on select coverage items below.

        Reviews for ARW Home in Maryland are very good overall, giving the company the second-highest ratio of 5-star to 1-star reviews in the state. Reviewers are often enthusiastic about ARW Home’s coverage and how the company stands behind it.

        Patrick from Annapolis mentioned that “this company has come out and repaired my refrigerator that would have been an 800.00 repair or a full 1200.00 replacement. As well as repaired my air conditioning unit a couple of times...they are there for you when you need them.”

        “Most recently I called in a request for repairs on my stove,” wrote Sharon from Silver Spring. “As always I received fast efficient and courteous service. I am a senior and this plan is well worth the money.”

        Some customers have expressed frustration due to issues regarding claims filing and refund processing.

        Our pick for low service fees

        Select Home Warranty

        3.0
        14,418 reviews
        Number of plans
        3
        Service fees
        $60 or $75
        Starting costs
        $60.42

        Select Home Warranty offers coverage for your home systems and appliances no matter their make, model or age as long as you maintain them and they’re working when you sign up. It provides an unlimited number of covered repairs, and coverage is available for a variety of property types, including condos and multiunit buildings.

        We’ve compared this company’s home warranty plans based on select coverage items below.

        Select Home Warranty has earned mostly positive reviews from people in Maryland. Many reviewers also mention being happy with discounts they received from the company.

        Caroline from Olney said about her experience: “I was researching Home Warranty plans to replace my current one and found Select Home Warranty as a top rated match in my area. … Cost and coverage is excellent. We have lowered our annual rate with the discounts and lowered our deductible as well.”

        Brittnay from Elkton reported that “they have offered great discounts. It is so nice to know [we’re] safe.”

        Some reviewers on our site have expressed dissatisfaction with the company, citing poor service, denial of claims and delays in getting repairs done.

        Cinch Home Services

        4.1
        11,484 reviews
        Buyer's Choice Award Winner
        Number of plans
        3
        Service fees
        $100, $125 or $150
        Starting costs
        $38.99
        4x Award Winner
        Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Technicians and Best Value for Price

        Cinch Home Services has more than 40 years of experience offering home warranties nationwide. This Florida-based company has a vetted network of technicians, and it offers a 180-day workmanship guarantee. You can request service online or by phone.

        We’ve compared this company’s home warranty plans based on select coverage items below.

        Cinch’s reviews in Maryland are pretty good, and the company gets frequent compliments for its customer service.

        “Cinch gets right through it,” wrote Lenny from Clinton. “They understand what the customer's asking of them.”

        Donald from Cambridge mentioned, “I thought that a home warranty was something that was necessary with some of the appliances that I have. It's very valuable and gives peace of mind. … I'm very satisfied with the customer service. I'm also very pleased with the work done by the people who've come out.”

        A few customers mention issues like expensive plans, difficulty reaching customer service, long wait times for repairs and unhelpful contractors.

        baltimore maryland skyline

        Choosing between home warranty companies in Maryland

        There are a lot of options to choose from when you’re shopping for a home warranty in Maryland, but a good way to start is by thinking about what kind of coverage you want. When you’re looking at coverage plans, think about which of your home systems and appliances are most at risk and which you’d least like to go without.

        Though Maryland doesn’t have the most extreme climate, your environment can still influence the kind of coverage you should look for.

        Maryland can get cold enough in the winters and hot enough in the summers that you wouldn’t want to go without your home’s heating and cooling systems, so coverage for your heater and air conditioner might be useful.

        Once you know what kind of coverage works for you, look for companies offering what you’re after. Find some plans that meet your criteria, and get quotes for each of them so you can comparison-shop and choose the right one for you.

        Home warranty regulations in Maryland

        Maryland’s laws regarding home warranties (also called home service contracts) are outlined by the Maryland Service Contracts and Consumer Product Guaranty Act. This Act requires, among other things, that home warranty contracts disclose the following:

        • The duration of the warranty
        • Maintenance requirements
        • The service to be provided
        • How you can request service
        • How to resolve disputes

        Maryland law leaves enforcement up to the state’s attorney general. So, if you have an issue with a home warranty company’s practices, consider filing a grievance with the Maryland attorney general’s office.

        Maryland home warranty FAQ

        How much does a home warranty cost in Maryland?

        A home warranty in Maryland costs roughly between $35 and $105 per month, based on quotes from our top picks.

        The cost of your home warranty will depend on a few different factors, including:

        • The size of your home
        • The amount of coverage you want
        • The warranty company you choose

        Generally, the more comprehensive your coverage, the higher your monthly cost.

        Is a home warranty worth it in Maryland?

        Whether a home warranty in Maryland is worth it or not depends on you, your home and your financial situation. A home warranty may be worth it if you wouldn’t be able to handle the financial burden of a major repair or a replacement on your own. However, if nothing goes wrong in your home while you’re covered, you may end up wasting money. Weigh your risks to make a smart purchasing decision.

        Which home warranty companies offer roof coverage?

        We won’t list every company that offers roof leak coverage, but a few that do are American Home Shield, Liberty Home Guard and Select Home Warranty.

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in Maryland, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Maryland. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        Choosing between home warranty companies in Maryland may seem difficult, but it doesn’t have to be. Learn as much as you can before you start shopping, then look for companies that meet your needs, making sure to read reviews and compare offers. If you want to read more, check out our national home warranty buyers guide or our helpful articles on home warranty costs and home warranty coverage.

        Guide sources
        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
        1. Maryland General Assembly, “Maryland Service Contracts and Consumer Products Guaranty Act.” Accessed Oct. 16, 2024.
        2. Maryland Department of Labor, “About Warranties - Home Improvement Commission.” Accessed Oct. 16, 2024.

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