Regency Total Warranty

- Monthly premium cost
- $39.99 to $45.83
- Service fees
- $60 to $100
- Labor guarantee
- Unclear
- Plans available
- 2
Based on coverage options, prices and recent reviews, Regency Total Warranty is the best home warranty company in Maryland. Choice Home Warranty stands out for having great technicians, and Cinch Home Services is our pick for customer service.
Our research team vetted popular home warranty companies with over 1,500 customers in Maryland. Some companies may be Authorized Partners that compensate us. This does not affect our recommendations or evaluations but may impact the order in which companies appear. Read our full methodology below for all the details on how we select our top picks.
Company | Customer rating | Our pick for | Monthly starting costs | Service fee | |
---|---|---|---|---|---|
![]() | 4.7
837 reviews
837 reviews
| Best overall | $39.99 | $60 to $100 | Learn more |
![]() | 4.0
69,713 reviews
69,713 reviews
| Best technicians | $46.83 | $100 | Get a Quote |
![]() | 4.1
11,876 reviews
11,876 reviews
| Customer service | $38.99 | $100, $125 or $150 | Get a Quote |
Jump into our guides and start learning
If you're considering buying or selling a new home in Maryland, many people look into getting a home warranty to increase protection and value. There are a lot of options to choose from when you’re shopping for a top home warranty company in Maryland, but a good way to start is by thinking about what kind of coverage you want.
The average annual cost for a home warranty is about $684 as of June 2025.
Jump to insightHome warranty plans only cover appliances and major systems, so don’t expect coverage for all your household items (e.g., furniture, art).
Jump to insightA home warranty plan is often worth it if you have an older house and don’t have a big savings account.
Jump to insightWhen you’re looking at coverage plans, think about which of your major home systems and appliances are most at risk and which you’d least like to go without.
Home warranties cover certain appliances and systems in your home. Your contract will also list specific exclusions. Coverage may vary slightly by provider, but contracts typically include the following:
A home warranty is a service contract that helps cover the cost of repairing or replacing certain home appliances and major systems when they break down due to normal wear and tear. When something covered breaks, you file a claim, pay a service fee and the company arranges for a technician to make the repair or replacement.
A home warranty in Maryland costs roughly between $35 and $105 per month, based on quotes from some of our top picks. The cost of your home warranty will depend on a few different factors, including the size of your home and the amount of coverage you want
A home warranty can be worth it for the peace of mind alone. It may also be worth considering if you’re a homeowner who wouldn’t be able to handle the financial burden of a major repair or a replacement on your own. However, if nothing goes wrong in your home while you’re covered, you may end up wasting money. Weigh your risks to make a smart purchasing decision.
Home warranty plans are also popular with real estate agents because they can sweeten the deal for a potential buyer. For example, if a new home buyer is worried about an old house's plumbing system, a home warranty plan can help financially safeguard them from future breakdowns.
Maryland’s laws regarding home warranties (also called home service contracts) are outlined by the Maryland Service Contracts and Consumer Product Guaranty Act. This Act requires, among other things, that home warranty contracts disclose the following:
Maryland law leaves enforcement up to the state’s attorney general. So, if you have an issue with a home warranty company’s practices, consider filing a grievance with the Maryland attorney general’s office.
A home warranty is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.
» COMPARE: Home warranty vs. home insurance
We won’t list every company that offers roof leak coverage, but a few that do are American Home Shield, Liberty Home Guard and Select Home Warranty.
Choosing between home warranty companies in Maryland may seem difficult, but it doesn’t have to be. Learn as much as you can before you start shopping, then look for companies that meet your needs, making sure to read customer reviews and compare offers.
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Company | Customer rating | About | Learn More |
---|---|---|---|
![]() | 4.7
837 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
![]() | 4.0
69,713 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
![]() | 4.1
11,876 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
![]() | 4.1
8,724 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
![]() | 3.8
106,531 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
![]() | 3.8
15,341 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
![]() | 3.8
2,611 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
![]() | 3.4
1,042 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
![]() | 2.7
418 reviews
| Offers coverage for both repairs and maintenance. Three levels of service range in cost from $47 per month to $107 per month. Covers major appliances, systems and maintenance for lawn, cleaning, pest control and more. | Read reviews |
![]() | 1.8
1,970 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
![]() | 1.4
2,262 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Get a Quote |
![]() | 1.3
299 reviews
| Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | Read reviews |
![]() | 1.1
3,994 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
![]() | 1.1
6,684 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
![]() | 1.1
301 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
![]() | 1.1
1,910 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
![]() | 1.0
812 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
![]() | 1.0
381 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
![]() | 1.0
37 reviews
| Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | Read reviews |
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Maryland, we started with popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Maryland. We then weighted several key features to get our final rankings:
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include: