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Best Home Warranties in Kansas

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    Author picture
    Written by Taylor Sansano
    Edited by Vincent Landino

    Our research team vetted 19 home warranty companies that are rated by more than 406 customers in Kansas. Read our guide to choose the best home warranty in Kansas for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,526,635 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key Insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty, HomeServe and America’s 1st Choice Home Club.
    • To find the best home warranty in Kansas for you, make sure your climate control systems are covered, and spend extra time researching company reputations.
    • A home warranty in Kansas typically costs between $35 and $85 per month from one of our top picks.

    Compare Top Kansas Home Warranty Companies

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      Our 5 Kansas home warranty picks

      Here are our favorite home warranty companies in Kansas, based on local reviews:

      Methodology

      To select our top picks, we started with the home warranty companies available in Kansas on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Kansas, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

      Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75, $100 or $125

      With over 50 years in business, American Home Shield has a strong history in the home warranty game. Its plans in Kansas cover up to 23 major home appliances and systems no matter their age, including roof leak repairs. You can request service online or by phone and get assigned a local repair professional from its network of 17,000 contractors.

      We’ve compared this company’s plans based on select coverage items below.

      ShieldSilverShieldGoldShieldPlatinum
      Monthly premium cost*$39.83 to $54.83$49.83 to $64.83$69.83 to $84.83
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      ShieldSilver$39.83 to $54.83$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldGold$49.83 to $64.83$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldPlatinum$69.83 to $84.83$75, $100 or $125Add-onAdd-onAdd-on

      *For a home in Wichita at the time of publishing

      Reviews for American Home Shield in Kansas are enthusiastically positive. In our analysis, AHS had both the highest number of 5-star reviews and the best ratio of 5-star to 1-star reviews in Kansas.

      “My recent claim experience through American Home Shield was very expedient and professional. The claims submission process was very simple and quick. I had a response in a matter of days,” wrote Joseph from Junction City. “I've had zero issues. The contractor fixed everything that was wrong. I would recommend that my friends and family sign up for AHS if they don't have it.”

      Michael from Lenexa had significant issues with his washer, but AHS was able to help: “The repairman said that it might have to be replaced. They had it replaced within a week. We're very happy. American Home Shield was really prompt and quick.”

      Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      Choice Home Warranty has handled more than 4 million claims nationwide through its network of over 15,000 contractors. Coverage is available to systems and appliances of any age as long as they’re well maintained and in good working condition. You can use its website or 24/7 claims hotline to request service.

      We’ve compared this company’s plans based on select coverage items below.

      Basic planTotal plan
      Monthly premium cost*$46.67$55.00
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Total plan$55.00$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Wichita at the time of publishing

      Reviews in Kansas for Choice Home Warranty are good, and reviewers frequently mention being happy with the technicians the company sent out.

      “The technician viewed the problem and fixed it explaining along the way what and why they were doing everything that they did. I was truly satisfied with the technician and the end results,” wrote Matilda from Wichita. She also added that she “was first satisfied with how quickly Choice Home Warranty handled my call.”

      Gregory from Overland Park wrote, “The tech was great and took care of our problem. He told us what the procedure was and the timeline for us to have a repaired oven. I spoke to him later as to another question on the oven and he answered all my questions. He is truly a professional!!!. Thank you for your assistance.”

      Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: Typically $60 to $75

      Select Home Warranty sells home warranty plans that cover either systems, appliances or both. Plans do not limit the number of covered repairs for properly maintained appliances, and add-ons and discounts are available. In the event of a repair or replacement, you can file a claim on its website or by email.

      We’ve compared this company’s plans based on select coverage items below.

      Bronze CareGold CarePlatinum Care
      Monthly premium cost*$60.42$60.42$65.83
      Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-on
      Bronze Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Care$65.83Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Wichita at the time of publishing

      Select Home Warranty has solid reviews in Kansas, and several of them mention an interesting feature. Multiple reviews from Kansans refer to getting discounts for multiyear plans, despite the company not offering this option in its online quote tool. These savings may not be available in your area or at the time you’re buying, but they’re worth asking about if you’re willing to make a long-term commitment.

      “Above all the best option for us which included the 6 year package, one year free and a locked in price thereafter,” wrote Karen from Perry. “We received 5 years with one-year free, a senior discount and a lock in for life yearly rate. Who could ask for anything more... Then came the FREE roof leak coverage for life too!”

      David from Hutchinson had similar sentiments: “I found the sign up to be both informative and well explained by my contact. Options and price were very good and more than competitive. I would recommend anyone looking for a home warranty to strongly consider and compare. I was surprised with the coverage and the annual cost of multi year coverage.”

      Our pick for specialty plansHomeServeAUTHORIZED PARTNER
      • Number of plans: 9*
      • Contract length: 1 year
      • Service fee range: Varies

      HomeServe takes a somewhat unique approach to the home warranty market. With HomeServe, you can choose from a wide variety of plans to find a specific solution for your needs. All repairs are completed by one of its over 12,000 local, licensed technicians, and repairs are backed by a one-year guarantee. HomeServe doesn’t require a home inspection or put age restrictions on covered items.

      We’ve compared this company’s plans based on select coverage items below.

      TotalHome Warranty AppliancesTotalHome Warranty ComboPremium Home Protection Plan
      Monthly premium cost*$48.33$58.33$69.99
      Service call fee*$100$100$0
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      ElectricalInterior only
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      Pools
      Roof leak repairs
      Second refrigerator
      Septic pump
      Stand-alone freezer
      Well pump
      TotalHome Warranty Appliances$48.33$100
      TotalHome Warranty Combo$58.33$100Interior only
      Premium Home Protection Plan$69.99$0

      *For a home in Wichita at the time of publishing

      HomeServe reviews from Kansas residents are generally positive, and customers mention a high level of satisfaction with the company’s customer service and repairs.

      Shauna from Coffeyville stated, “I'm low income. If things needed to be done, I needed the help financially getting them done. … It has always been a fantastic and excellent experience and I've recommended HomeServe to a coworker of mine.”

      “I love HomeServe as well,” wrote Gail from Kansas City. “It's awesome. When I'm in need of the service, I can call them out and get service in one or two days. ... So far, I've been very satisfied every time someone came out.”

      Our pick for fast serviceAmerica's 1st Choice Home ClubAUTHORIZED PARTNER
      • Number of plans: 4
      • Contract length: 1 or 3 years
      • Service fee range: $75, $100 or $125

      America’s 1st Choice Home Club offers four warranty plans that cover up to 24 of your home’s appliances and systems. These plans also include added benefits like credit monitoring and discounts on other items, too.

      You have the option to choose your own licensed, insured technician or be assigned one from the company’s network. Repairs are guaranteed for the life of the plan (up to three years).

      We’ve compared this company’s plans based on select coverage items below. Keep in mind, the costs listed below are based on a quote for a one-year contract with a 12-month payment plan. A three-year contract would have higher monthly costs, but that’s because its payment term is only for 20 months of the 36 you’re covered for.

      Systems PlanSilver PlanGold PlanPlatinum Plan
      Monthly premium cost*$42.50 to $47.50$35 to $40$50 to $55$55 to $60
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwavesAdd-onAdd-onAdd-on
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-onAdd-on
      Roof leak repairs
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-onAdd-on
      Systems Plan$42.50 to $47.50$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Silver Plan$35 to $40$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Plan$50 to $55$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Plan$55 to $60$75, $100 or $125Add-onAdd-onAdd-onAdd-on

      *For a home in Wichita at the time of publishing

      AFC has pretty good reviews in Kansas, and reviewers often mention how fast the company sends out technicians.

      Tandie from Wichita wrote that she “had a plumber out within a day of sending in my request. The plumber called and was able to get me in the same day and worked with my schedule. He was polite and got the issue handled quickly.”

      Another Wichita resident, Andrew, wrote, “Submitted request online. Contractor details given next day. Contractor exceptional, fixed the problem by anticipating the part. Within a few days. Courtesy call form AFC a few days later. Smooth, Efficient. Professional.”

      Tips for buying a home warranty in Kansas

      wichita kansas skyline

      Kansas experiences a variety of weather throughout the year. While homeowners insurance will cover the costs associated with common Midwest weather concerns, like tornadoes, it won’t cover everything.

      Kansas’ ever-changing weather can strain your home’s climate control systems, which work hard to keep up. When they stop working due to wear and tear, home insurance won’t pay any of the costs. A home warranty, though, can help cover the cost of repairing or replacing these systems.

      Whether you live in Wichita or Bonner Springs, it’s important that your Kansas home warranty policy covers a wide variety of appliances and components, including heating systems, cooling systems and plumbing, to make sure you’re covered throughout the year. If you can’t afford to lose a given system or appliance, you probably want to make sure it’s covered by your home warranty.

      Home warranty regulations in Kansas

      In most states, it’s pretty easy to find out who regulates the home warranty industry and to what extent. Kansas is a different story.

      While the industry has technically been regulated since at least 2005, this law only excludes home warranties and other service contracts from insurance regulations. Specific standards for home warranties, like cancellation rules and required disclosures, are hard to come by.

      We also couldn’t find any specific information regarding what government entity regulates this industry. We reached out to the Kansas attorney general’s office, but we haven’t heard back at the time of publishing.

      This lack of clarity doesn’t speak to strong regulatory oversight in Kansas (outside of the general Consumer Protection Act), so you probably want to be extra careful that you’re doing business with a legitimate home warranty provider when shopping in Kansas. Read reviews, compare quotes and do your research before signing a contract.

      Kansas home warranty FAQ

      In Kansas, our top picks charge between roughly $35 and $85 per month for a home warranty plan. This gap is so wide is because different companies have different plans with different coverages.

      You should also expect to pay a service fee between $50 and $125 when you need a repair. If you have the option to choose your service fee, a higher fee usually means you’ll pay a lower monthly rate. This gives you a bit more flexibility when it comes to finding a warranty plan that fits your budget.

      Deciding whether or not a home warranty is worth it really depends on what you want.
      • If you value having predictable monthly payments and financial security, then a home warranty can be a smart purchase.
      • If you’re looking for a guaranteed return on investment, a home warranty may not be worth the expense. Assuming nothing much goes wrong with a covered system or appliance while your warranty is active, you may spend more on your plan than you would have on repairs or replacements.

      It’s up to you to weigh the risks and benefits for your particular situation.

      Yes, but only if they’re damaged or lost in a fire, a theft or another covered event. If an appliance breaks down from regular use, your homeowners insurance won’t cover the cost to repair or replace it. That’s where a home warranty plan comes into play.

      Bottom line

      The regulations surrounding home warranties in Kansas are pretty limited, so it’s important that you do as much research beforehand as possible to protect your home and your investment. For more information, check out our resources on home warranty costs and coverage information. If you still have questions about home warranties and how they work, check out the FAQ section on our national home warranty guide.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Travel Kansas, “Kansas Weather & Climate.” Accessed November 23, 2021.
      2. Kansas Office Of Revisor Of Statutes, “Kansas Statutes: Chapter 16. CONTRACTS AND PROMISES.” Accessed November 23, 2021.

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