Best overall
Regency Total Warranty
4.1
1,039 reviews
- Plans available
- 2
- Service fees
- $60 to $100
- Starting costs
- $44.99
- Labor guarantee
- Unclear
Best Home Warranties in Colorado Springs, CO
- Best overall
Regency Total Warranty4.1(1,039) - Value
American Home Shield3.7(109,672) - Quick service
Choice Home Warranty4.0(73,796)
By:
Matt Zane
+1 more
Edited by:
Cassidy McCants
Best Home Warranties in Colorado Springs, CO
Based on verified reviews from local homeowners, Regency Total Warranty is our choice for the best home warranty company in Colorado Springs. American Home Shield is also a good choice if you’re looking for more affordable protection, and Choice Home Warranty stands out for fast repair turnaround.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,825,261 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 4 home warranty company picks in Colorado Springs
- Best overall: Regency Total Warranty
- Best value: American Home Shield
- Best for quick service: Choice Home Warranty
- Best claims handling: First American Home Warranty
Our research team vetted home warranty companies that are rated by hundreds of customers in Colorado. We choose the best home warranty in Colorado Springs by comparing local reviews, plans, costs, coverage caps and labor guarantees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Compare home warranty companies
| Company | Customer rating | Our pick for | Starting cost | Service fee | |
|---|---|---|---|---|---|
 Regency Total Warranty | Learn More | 4.1
1,039 reviews
1,039 reviews
| Best overall | $44.99 | $60 to $100 |
 American Home Shield | Get a Quote | 3.7
109,672 reviews
109,672 reviews
| Value | $29.99 | $100 or $125 |
 Choice Home Warranty | Get a Quote | 4.0
73,796 reviews
73,796 reviews
| Quick service | $46.83 | $100 |
 First American Home Warranty | Get a Quote | 4.1
8,895 reviews
8,895 reviews
| Claims handling | $42 | $100 or $125 |
Our 4 Colorado Springs home warranty company picks
We chose these companies based on real, verified reviews from customers in Colorado Springs and Colorado as a whole on ConsumerAffairs. Learn more about the best home warranty companies near you.
Best value
American Home Shield
3.7
109,672 reviews
- Plans available
- 3
- Service fees
- $100 or $125
- Starting costs
- $29.99
- Labor guarantee
- 30 days
Best for quick service
Choice Home Warranty
4.0
73,796 reviews
- Plans available
- 2
- Service fees
- $100
- Starting costs
- $46.83
- Labor guarantee
- 60 days
Best claims handling
First American Home Warranty
4.1
8,895 reviews
- Plans available
- 3
- Service fees
- $100 or $125
- Starting costs
- $42
- Labor guarantee
- None specified
» READ MORE: Best home warranties in Colorado
Best home warranties in nearby cities
Home Warranties in Colorado Springs, CO Buyers Guide
Jump into our guides and start learning
In this guide
Homeowners in Colorado Springs frequently face furnace issues during cold winters and hail damage to outdoor AC units. A home warranty provides a financial buffer against these common high-altitude problems.
For Colorado Springs, the best home warranties offer strong furnace protection and coverage for hail damage to external systems like AC condensers.
Jump to insightColorado Springs home warranty plans cost $30 to $90 per month on average. Your rate depends on the coverage level, your service fee and add-ons.
Jump to insightHomeowners in Colorado Springs often choose add-ons for roof leak repair, septic systems and well pumps.
Jump to insightHow to choose a home warranty in Colorado Springs
Selecting a home warranty in Colorado Springs requires more than just comparing prices. Here’s how to decide on the best home warranty plan:
1. Decide what coverage you need
Begin by deciding whether your top priority is appliance coverage, major home systems protection or a combination of both. In Colorado Springs, a plan with high furnace repair limits is essential, as is AC coverage that protects against hail damage.
With over 57 inches of snow per year and frequent summer hailstorms — among the highest rates in the country — HVAC systems and external AC units can sustain extreme damage, making comprehensive coverage a smart investment.
You may also consider appliance protection that includes hard water damage safeguards. Colorado Springs has naturally hard water, and over time, this can wear down dishwashers, washing machines and water heaters.
2. Compare costs
Don’t just look at the monthly premium. Add up your potential annual cost, including service fees for each claim. In Colorado Springs, spending a bit more for explicit hail damage coverage on your AC can save significant money later, especially when compared to basic plans that exclude weather-related events.
3. Review sample contracts
Read sample contracts for exclusion details, especially related to weather. Make sure hail isn’t listed as an "Act of God" that voids your AC condenser coverage. Also check for exclusions related to winterizing — some providers won’t cover burst pipes if proper winter prep wasn’t done.
Sample contracts will also give you information about what you can expect with claims and reimbursements, as some providers are more customer-friendly than others.
4. Read customer reviews
Look for feedback from Colorado Springs homeowners that specifically mentions hail or furnace claim experiences. Smooth claims and positive results suggest a reliable company, while consistent complaints about weather exclusions or claim denials are red flags.
Dale, a local Regency customer, was pleased with the quick turnaround when he needed his air conditioner repaired. He said he filed his claim along with a copy of the paid invoice on Monday, and “On Tuesday, they reviewed our claim and determined it was good, notifying us that they will send us a check within 30 days.”
Also, look for reviews from people who’ve had their policy for multiple years. Colorado Springs resident Claudia, who has been an American Home Shield customer for over 30 years, said, “I like that they screen their vendors. … Last spring, the furnace and air conditioner people they assigned came immediately when I called, and they were outstanding.”
How much does a home warranty cost in Colorado Springs?
The average annual home warranty price is $684 as of June 2025. In Colorado Springs, you’ll pay between $360 and $1,080 per year for coverage, depending on the plan you select and which add-ons you include.
Cost range by home warranty provider
| Provider | Monthly premium range | Service call fee |
|---|---|---|
| Regency Total Warranty | $44.99 to $49.99 | $60 to $100 |
| American Home Shield | $29.99 to $89.99 | $100 or $125 |
| Choice Home Warranty | $46.83 to $54.75 | $100 |
| First American Home Warranty | $37 to $72 | $100 or $125 |
Monthly or annual premiums
Most companies give you the choice to pay monthly or annually. Paying in full for the year often brings a discount, but monthly payments help spread out the cost.
Service call fees
Each repair request comes with a service call fee, usually between $75 and $150, depending on your plan. These add up if you file multiple claims, so factor them into your annual total.
Add-on coverage
Customizing your plan with add-ons can cost between $2 and $25 per month for each extra item, like roof leaks or sump pump coverage.
Other home warranty cost factors
Beyond coverage choices, your home’s size and type, the scope of protection, and your location in Colorado Springs influence your premium. Homes with frequent furnace or AC issues, or those exposed to more hail, may see higher rates.
Many homes in neighborhoods like Old North End or Manitou Springs are over 50 years old, making systems-only or combo plans especially beneficial. Older systems are more prone to failure, and warranties can cover components like outdated electrical panels or aging furnaces.
Example: total annual home warranty costs
- Comprehensive coverage ($60 per month): $720 per year
- Add-on for roof leak repair ($10 per month): $120 per year
- Three claims ($100 service fee): $300
- Total: $1,140 per year
What does a Colorado Springs home warranty cover?
In Colorado Springs, home warranty plans are typically offered as appliance, systems or combo plans. Combo plans are popular locally because they address both the severe winter and summer challenges homeowners face.
- Appliance-only plans cover kitchen and laundry appliances like refrigerators, dishwashers, ovens and washers.
- Systems-only plans protect heating, air conditioning, plumbing, electrical and water heater systems.
- Combo plans include both appliances and systems — the broadest choice for Colorado Springs.
Optional add-ons are widely available. For Colorado Springs, roof leak coverage is the most valuable add-on, with sump pump and hard water appliance protection also important for homes with basements or mineral-rich water.
» MORE: Home warranties for older homes
How much can you save with a Colorado Springs home warranty?
Your savings depend on the number and type of repairs you need. Even one major covered repair often justifies the entire year’s cost, making a warranty well worth the investment.
The Consumer Financial Protection Bureau recommends budgeting 1% to 3% of your home’s value annually for repairs — usually more than you’d spend on a comprehensive home warranty and a few service fees. Avoiding just one major HVAC or water heater failure can save you thousands.
Average repair/replacement costs for covered items
In a city like Colorado Springs, where temperature swings stress HVAC systems and hard water affects water heaters and plumbing, the potential for costly repairs is high. Here's what you'll pay for the most common repairs and replacements in Colorado Springs without a home warranty:
| Item or system | Typical repair cost | Typical replacement cost | Included in basic coverage? |
|---|---|---|---|
| HVAC (furnace/AC) | $130 to $530 | $3,000 to $5,000+ | Yes |
| Water heater | $200 to $1,000 | $800 to $1,700 | Yes |
| Plumbing (main line, frozen pipes) | $150 to $800 | $1,500 to $4,000+ | Yes |
FAQ
How does a home warranty work?
A home warranty is a service contract for home systems and appliances. You pay a monthly or yearly fee, plus a service fee for each repair call. When something breaks, you file a claim. The warranty company sends a contractor and pays them to fix it. If it can’t be fixed, the company helps pay for a replacement. Coverage depends on the plan, and limits apply.
Is a home warranty worth it in Colorado Springs?
A home warranty can be worth it if you want to protect yourself from unexpected repair or replacement costs. For many homeowners, the peace of mind comes from knowing that a major system breakdown or appliance failure won’t result in a large, unplanned bill.
A home warranty is a smart buy in Colorado Springs. The high probability of needing a major furnace repair or having an AC unit damaged by hail makes a warranty a sound financial strategy for mitigating the area's specific environmental risks.
What does a home warranty not cover?
Most home warranty plans don’t cover preexisting conditions, improper installation, cosmetic damage and items still under a manufacturer’s warranty.
Coverage limits also apply — for example, a contract might only cover up to a certain amount for an HVAC repair, leaving you responsible for the rest. Routine maintenance, landscaping and structural elements like walls or windows are also not included.
For example, a home warranty in Colorado Springs may cover the mechanical failure of an AC condenser but would not cover purely cosmetic damage to the unit's exterior fins caused by a hailstorm.
Methodology
The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in Colorado Springs, then evaluated which performed best for local residents.
We prioritized real customer experiences in Colorado Springs and also gave extra weight to reviews from Colorado. National reviews were also considered, but with much lower weighting. We discarded companies with no reviews from homeowners in Colorado Springs. Our review evaluation focused on seven satisfaction drivers:
- Technician quality
- Customer service
- Claims handling
- Punctuality and speed
- Coverage
- Value
- Refunds and payouts
In addition to reviews, we compared the companies on:
- Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
- Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
- Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
- Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
- Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.
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Read Colorado Springs home warranty company reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
|
Regency Total Warranty
| 4.1
1,039 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
|
American Home Shield
| 3.7
109,672 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
|
Choice Home Warranty
| 4.0
73,796 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
|
First American Home Warranty
| 4.1
8,895 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
Prestige Home Guard
| 5.0
6 reviews
| Home warranty plans starting at $29.99/month with $100 service fee. Available throughout the U.S. Fast claims processing. Contractor network to complete repairs. $5,000 coverage limit on most items. | Read reviews |
Liberty Home Guard
| 4.4
1,476 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
HomeSafe
| 4.3
489 reviews
| Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Get a Quote |
ARW Home
| 4.4
2,794 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
Cinch Home Services
| 4.1
12,276 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
Old Republic Home Protection
| 3.9
2,122 reviews
| Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage. Deductible averages $75. | Read reviews |
Select Home Warranty
| 3.6
16,000 reviews
| Appliance, system and combination plans available. Plans start at around $60 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
First Premier Home Warranty
| 1.8
631 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
HomeServe
| 1.5
2,054 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
GE Service Contracts
| 1.4
336 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
ServicePlus Home Warranty
| 1.4
1,948 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
America's Preferred Home Warranty
| 1.4
12 reviews
| Serves all of the United States except California. Offers 24/7 365 access to customer service. Service calls have a $50 or $100 deductible. Options to choose a local contractor or technician. | Read reviews |
Sears Home Services
| 1.1
379 reviews
| Technicians have an average of 10 years of experience. Available in all 50 states. 25% discount on noncovered appliances and HVAC repairs. Covers systems and appliances regardless of age, make or model. 30-day wait for repairs. | Read reviews |
Elite Home Warranty
| 1.1
110 reviews
| Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty. | Read reviews |
2-10 Home Buyers Warranty
| 1.1
6,715 reviews
| Offers simple home warranty plans. Pricing is about average. Plan choice is straightforward. Optional add-ons allow for plan customization. Plan agreements are easy to understand. Claims are handled by an online portal. | Read reviews |
Home Warranty of America
| 1.1
4,027 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
Fidelity National Home Warranty
| 1.1
339 reviews
| Provides multiple plan options in nine states for existing homes and new construction. Deductibles vary by state, but expect to pay around $75. Offers optional add-on coverage for special items, including roof leak repair. | Read reviews |
The Home Service Club
| 1.0
816 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
Frontdoor
| 1.2
24 reviews
| Free app offers one live chat session with experts. Free how-to maintenance articles available. Frontdoor Basic, Prime and Premium membership plans. App available nationwide. Frontdoor Premium plan available in select locations. | Read reviews |
AFC Home Warranty
| 1.0
2,277 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
American Home Protect
| 1.0
134 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
AHW Home Warranty
| 1.0
384 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
Priority Home Shield
| 1.0
37 reviews
| Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | Read reviews |
Armadillo Home Warranties
| No reviews | Offers a variety of home warranty plans for homeowners and landlords. Plans start at $39.99 per month. Network of service providers in most ZIP codes. Offers add-on coverage items. Available in 50 states. | |
Blue Ribbon Home Warranty
| No reviews | Established in 1985. Services major cities in Colorado. Offers 24/7 service for a variety of appliances and systems. Each service call has a $75 fee. Customer can pick a local technician. | |
Everything Breaks Home Warranties
| No reviews | Monthly and annual home system, appliance and electronics plans. Five tiers of home warranty coverage. Option for individual appliance coverage. 31-day waiting period before coverage starts. |
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