Blue Ribbon Home Warranty

Blue Ribbon Home Warranty Reviews

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About Blue Ribbon Home Warranty

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Established in 1985, Blue Ribbon Home Warranty services major cities in Colorado. The company offers 24/7 service for a variety of appliances and systems. Each service call has a $75 fee, and the customer can pick a local technician. Blue Ribbon also has a service guarantee that if the company’s technician doesn’t arrive within 24 hours, the service fee is waived.

    Pros & Cons

    Pros
    • Covers systems and appliances regardless of age, make or model
    • Offers coverage for condominiums and mobile homes
    • All plans cover many systems and appliances
    Cons
    • Only covers homes manufactured after 1967
    • Coverage caps on some systems and appliances
    • Limited plan pricing on company website

    Blue Ribbon Home Warranty coverage and plans

    Blue Ribbon home warranties cover systems and appliances regardless of age, make or model. This company offers three home warranty plans: Silver, Gold and Platinum. You can choose from monthly, 14-month or 2-year contracts, and Blue Ribbon also has additional plans for buyers, sellers and investors.

    Plan details

    Blue Ribbon home warranties cover mechanical failure due to normal wear and tear. Silver is the base package, while Platinum includes all the systems and appliances listed in the Silver and Gold plans. All three plans cover built-in double-wall ovens, gas fireplaces, wells and septic tanks.

    This company also offers the Blue Ribbon Premier Upgrade. This extra feature provides coverage on items such as racks, rollers, sewer line cleanings, garage door hinge replacement, and window air conditioning units.

    Blue Ribbon Home Warranty offers extra protection on systems and appliances with add-on coverage. Each additional item's cost is added to your contract.

    What does Blue Ribbon Home Warranty not cover?

    Like most home warranty companies, Blue Ribbon's contract contains many limitations and exclusions. This company only covers mechanical failure due to normal wear and tear and excludes things like weather damage and acts of God.

    Here is a list of items that Blue Ribbon also doesn't cover:

    • Improper installation or design
    • Lack of efficiency
    • Rust or corrosion
    • Discontinued parts
    • Theft
    • Accidental damage
    • Cosmetic damage
    • Flooding
    • Lightning
    • Act of god
    • Roots
    • Pet or pest damage
    • Inaccessible systems or appliances
    • Overloads
    • Power failures
    • Solar systems, equipment and components 
    • Electronic or computerized system management

    Blue Ribbon Home Warranty coverage caps

    This company’s home warranties do have coverage caps on appliances and systems. Blue Ribbon will pay up to a certain amount for parts and repairs. You are responsible for the rest if there are any extra costs.

    • Gas: Capped at $2,000
    • Electrical heating system: Capped at $2,000
    • Hot water heating system: Capped at $2,000
    • Heat pump: Capped at $2,000
    • Dual-pack air conditioner: Capped at $2,000
    • Evaporative cooler: Capped at $2,000
    • Electrical system: Capped at $1,600
    • Pool: Capped at $1,600
    • Hot tub: Capped at $1,600
    • Built-in double wall oven: Capped at $1,500
    • Supplemental coverage: Capped at $1,400
    • Well pump: Capped at $1,200
    • Water heater: Capped at $1,000
    • Refrigerator: Capped at $1,000
    • Gas fireplace: Capped at $1,000
    • Whirlpool tub: Capped at $800
    • Laundry center: Capped at $800
    • Sewage ejector pump: Capped at $600
    • Garage door opener: Capped at $600
    • Kitchen or laundry appliances: Capped at $600
    • Septic system pumping: Capped at $500
    • Hood exhaust fans: Capped at $250
    • Drain cleaning: Capped at $120
    • Ceiling fans: Capped at $120
    • Blue Ribbon Premier Upgrade items: Capped at $120

    Blue Ribbon Home Warranty cost

    Blue Ribbon Home Warranty offers monthly, 14-month or two-year payment plans on its contracts. This company also offers four- and 10-year plans for buyers and sellers. With Blue Ribbon you'll pay $30.75 up to $71.50 per month, depending on the plan tier. If you opt for the 14-month or the 2-year pricing you could pay from $419 to $1,469 per contract term.

    Discounts

    Blue Ribbon Home Warranty provides a discounted rate for its two-year home warranty plan, along with a 5% discount for senior citizens and military personnel. This company also has a service guarantee to waive your deductible if the company’s technician doesn’t arrive within 24 hours.

    Compare with competitors

    Compared to competitors, Blue Ribbon Home Warranty has cheaper monthly and 14-month term pricing. Generally, though, you can expect to pay around the same deductible as other companies. It also provides more appliances and systems in its base plan than many other companies. However, this company only covers Colorado, while other home warranty companies cover many different states.

    Blue Ribbon Home Warranty’s cancellation policy

    You can cancel Blue Ribbon Home Warranty’s contract in writing 10 days after it starts. After the contract is canceled, you will receive a pro-rata refund for the unexpired term minus administration fees and service costs.

    FAQ

    Where is Blue Ribbon Home Warranty available?

    Blue Ribbon Home Warranty is available in major cities in Colorado and the surrounding areas.

    Is Blue Ribbon Home Warranty legit?

    Blue Ribbon Home Warranty is a legitimate home warranty company based in Colorado.

    How do I file a claim with Blue Ribbon Home Warranty?

    To file a claim, call 303-986-3900 or click “File Claim” under the Warranty Holders tab and complete the form.

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    Blue Ribbon Home Warranty Company Information

    Company Name:
    Blue Ribbon Home Warranty
    Address:
    95 S. Wadsworth Blvd.
    City:
    Lakewood
    State/Province:
    CO
    Postal Code:
    80226
    Country:
    United States
    Website:
    www.blueribbonhomewarranty.com

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