Blue Ribbon Home Warranty Reviews

Blue Ribbon home warranties cover systems and appliances regardless of age, make or model. This company offers three home warranty plans: Silver, Gold and Platinum. You can choose from monthly, 14-month or 2-year contracts, and Blue Ribbon also has additional plans for buyers, sellers and investors.

Plan details

Blue Ribbon home warranties cover mechanical failure due to normal wear and tear. Silver is the base package, while Platinum includes all the systems and appliances listed in the Silver and Gold plans. All three plans cover built-in double-wall ovens, gas fireplaces, wells and septic tanks.

This company also offers the Blue Ribbon Premier Upgrade. This extra feature provides coverage on items such as racks, rollers, sewer line cleanings, garage door hinge replacement, and window air conditioning units.

Blue Ribbon Home Warranty offers extra protection on systems and appliances with add-on coverage. Each additional item's cost is added to your contract.

Like most home warranty companies, Blue Ribbon's contract contains many limitations and exclusions. This company only covers mechanical failure due to normal wear and tear and excludes things like weather damage and acts of God.

Here is a list of items that Blue Ribbon also doesn't cover:

• Improper installation or design
• Lack of efficiency
• Rust or corrosion
• Discontinued parts
• Theft
• Accidental damage
• Cosmetic damage
• Flooding
• Lightning
• Act of god
• Roots
• Pet or pest damage
• Inaccessible systems or appliances
• Overloads
• Power failures
• Solar systems, equipment and components 
• Electronic or computerized system management

Blue Ribbon Home Warranty coverage caps

This company’s home warranties do have coverage caps on appliances and systems. Blue Ribbon will pay up to a certain amount for parts and repairs. You are responsible for the rest if there are any extra costs.

• Gas: Capped at $2,000
• Electrical heating system: Capped at $2,000
• Hot water heating system: Capped at $2,000
• Heat pump: Capped at $2,000
• Dual-pack air conditioner: Capped at $2,000
• Evaporative cooler: Capped at $2,000
• Electrical system: Capped at $1,600
• Pool: Capped at $1,600
• Hot tub: Capped at $1,600
• Built-in double wall oven: Capped at $1,500
• Supplemental coverage: Capped at $1,400
• Well pump: Capped at $1,200
• Water heater: Capped at $1,000
• Refrigerator: Capped at $1,000
• Gas fireplace: Capped at $1,000
• Whirlpool tub: Capped at $800
• Laundry center: Capped at $800
• Sewage ejector pump: Capped at $600
• Garage door opener: Capped at $600
• Kitchen or laundry appliances: Capped at $600
• Septic system pumping: Capped at $500
• Hood exhaust fans: Capped at $250
• Drain cleaning: Capped at $120
• Ceiling fans: Capped at $120
• Blue Ribbon Premier Upgrade items: Capped at $120

Blue Ribbon Home Warranty offers monthly, 14-month or two-year payment plans on its contracts. This company also offers four- and 10-year plans for buyers and sellers. With Blue Ribbon you'll pay $30.75 up to $71.50 per month, depending on the plan tier. If you opt for the 14-month or the 2-year pricing you could pay from $419 to $1,469 per contract term.

Discounts

Blue Ribbon Home Warranty provides a discounted rate for its two-year home warranty plan, along with a 5% discount for senior citizens and military personnel. This company also has a service guarantee to waive your deductible if the company’s technician doesn’t arrive within 24 hours.

Compare with competitors

Compared to competitors, Blue Ribbon Home Warranty has cheaper monthly and 14-month term pricing. Generally, though, you can expect to pay around the same deductible as other companies. It also provides more appliances and systems in its base plan than many other companies. However, this company only covers Colorado, while other home warranty companies cover many different states.

You can cancel Blue Ribbon Home Warranty’s contract in writing 10 days after it starts. After the contract is canceled, you will receive a pro-rata refund for the unexpired term minus administration fees and service costs.