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Best Home Warranties in Utah

We compared 36 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(72,385)
    • American Home Shield
      3.7(108,333)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Utah

    If you live in Utah and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we’ve compared ratings, price, coverage and availability for today’s top companies. The results: Choice Home Warranty and American Home Shield offer the best home warranty plans for homeowners in the Beehive State.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
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    Our top 2 Utah home warranty picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield

    We compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Utah.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations.

    Quick service

    Choice Home Warranty

    Choice Home Warranty
    4.0
    72,385 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty provides coverage in 49 states (not Washington), including Utah. It offers 2 plans, with coverage for up to 18 appliances and systems combined.

    Customers in Utah appreciate Choice Home Warranty’s quick and easy service, with technicians being sent out promptly to address their claims. Many customers are satisfied with the repairs and replacements provided by Choice Home Warranty, and they feel that the company stands behind its warranty.

    “Fast response to our problem and had a repair tech from a quality company come and repair a/c within 3 days even though it was a weekend and Monday holiday. Customer service was kind, supportive, and helpful. You paid for parts and labor minus the $65 service fee.”
    David Magna, UT
    “This was the first time I had a home warranty issue and I was pleasantly pleased with the experience. I reported the issue in the evening and Choice Warranty had scheduled someone to look at the problem the next day. The technician arrived, surveyed the problem and received to go ahead to fix our garage door. We are very happy with the whole process.”
    Rocky Sandy, UT

    Some Utah customers experience long wait times and delays in getting technicians to their homes, as well as difficulty reaching representatives.

    Wayne in Salt Lake City said: “The amount they said my microwave was worth was not enough to cover the replacement. Also, I have an extra freezer and I wish I was notified that that isn't covered. Other than that, submitting a claim is effortless. They sent a tech who evaluated the issue. He said I needed a new unit or repair parts. He ordered them and it was no problem.”

    Value

    American Home Shield

    American Home Shield
    3.7
    108,333 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
    Special Offer

    Fall Sale

    50% Off Select Plans for a limited time only!

    American Home Shield offers 3 home warranty plans: ShieldSilver, ShieldGold and ShieldPlatinum. It’s available in 48 states, including Utah. If you opt for combined coverage, up to 24 of your appliances and systems will be covered.

    Customers in Utah appreciate the quick and professional service provided by American Home Shield’s technicians, who are able to diagnose and fix issues with appliances and systems in a timely manner. Customers also find the claims process to be easy and efficient, with AHS promptly sending out contractors to address the problems.

    “American Home Shield is worth it. They have been responsive every time and very easy to work with. Recently, our basement dryer wasn't working. The contractor was in and out in three days to do the whole thing. They put in a new belt and roller, and the dryer started heating and spinning again.”
    Shanna Syracuse, UT
    “In the last two weeks, I referred two people to AHS. When the water heater had an issue, I submitted a claim by internet and their website was easy to use. I got a response within a minute or two and the techs came out to diagnose it that day. They had to order an anode rod then they had the heater fixed within the week.”
    Rob Draper, UT

    Some reviewers are unsatisfied with the customer service and feel like they should not have to pay for a problem that should have been fixed earlier.

    Jason in Kamas had some trouble finding a contractor in network: "They didn't have a contractor. The initial one they assigned did not service my area. But once I figured that out and called them and said something, they found someone that came up here and took care of it. The technician that they sent was very nice and professional."

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process

    Home Warranties in Utah Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Home warranty coverage can be a worthwhile investment, but it depends on your finances and the risk of your home needing repairs in the near future. If you’re interested in this type of coverage, compare the top home warranty companies, then request quotes so you can get an idea of your potential costs.

      Key insights

      Home warranty costs in Utah range from $30 to $99 monthly, depending on the coverage and company.

      Jump to insight

      Considering Utah's diverse climate (hot summers, snowy winters), it’s smart to look for plans that explicitly cover HVAC systems.

      Jump to insight

      The Utah Insurance Department regulates home warranty companies. You can verify licenses and contact the department for inquiries.

      Jump to insight

      How much does a home warranty cost in Utah?

      While the national average for home warranty costs range from $350 to $900 per year as of publishing, these costs can vary. Factors like your location in Utah, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Home warranty costs at a glance

      To gather the cost estimates below, we received quotes for several tiers of coverage from 22 home warranty companies.

      How to choose a home warranty company in Utah

      Purchasing a home warranty in Utah is easy and can give you peace of mind for your home’s systems and appliances. Utah’s climate is diverse, ranging from hot summers to snowy winters, which probably means your home warranty should cover your HVAC system. Make a list of what’s most important to you, whether it’s heating and cooling, kitchen appliances or plumbing.

      Next, look for home warranty companies that serve Utah. Check out reviews and ratings from other Utah homeowners to find reliable options. Compare the different plans available, paying attention to what’s included, the costs and any additional fees. Ensure the company is licensed to operate in Utah and has experience with the unique needs of Utah homes, such as dealing with high-altitude properties or specific local regulations.

      Contact the companies with any questions. Make sure you understand the terms and conditions, the claims process and any special offers or discounts. Utah homeowners might find promotions tailored to seasonal needs, such as coverage boosts before winter. After gathering all the information, choose the home warranty plan that best fits your needs and budget, ensuring your home is protected year-round in the Beehive State.

      How are home warranties regulated in Utah?

      The Utah Insurance Department regulates home warranty companies in Utah. Chapter 6a of the Utah Code defines what a service contract is and how home warranty companies need to run their businesses in the state. Some of these regulations include paying yearly registration fees and staying insured under a reimbursement insurance policy.

      Using the Utah Insurance Department's Licensee Search, you can see if a home warranty company is licensed in Utah. If you have questions about home warranties, you can contact the Utah Insurance Department’s Property & Casualty Division.

      FAQ

      What does a home warranty cover?

      Generally, home warranties cover a selection of your home’s appliances or systems — or both. Appliance coverage typically includes your refrigerator, garbage disposal, dishwasher, built-in microwave, oven/range/cooktop, washer and dryer. Systems coverage typically includes your electrical systems, interior plumbing, water heater, heating and air conditioning system.

      Is a home warranty worth it in Utah?

      A home warranty can be worth it, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. homeowners insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Utah, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Utah. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Utah State Legislature, “Chapter 6a Service Contracts.” Accessed July 7, 2025.
      2. Utah Insurance Department, “Licensee Search.” Accessed July 7, 2025.

      Not sure how to choose?

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