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Best Home Warranties in Utah

We compared 13 companies and chose the top home warranty providers

    • Choice Home Warranty
      3.9(64,757)
    • American Home Shield
      3.9(102,866)

    Top Picks

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    Choice Home Warranty logo
    American Home Shield logo
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    Quick and easy. Find a home warranty partner now.

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      Best Home Warranties in Utah

      If you live in Utah and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Utah.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      1. Quick service: Choice Home Warranty
      2. Value: American Home Shield
      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,536,144 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Compare our top 2 home warranty companies in Utah

      Quick and easy. Find a home warranty partner now.

      2 best home warranty companies in Utah, reviewed

      Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

      Choice Home Warranty

      3.9
      64,757 reviews
      Buyer's Choice Award Finalist
      Plans available
      2
      Service fees
      $100
      Starting costs
      $46.83/month

      Choice Home Warranty provides coverage in 49 states (not Washington), including Utah. It offers 2 plans, with coverage for up to 18 appliances and systems combined.

      Customers in Utah appreciate Choice Home Warranty’s quick and easy service, with technicians being sent out promptly to address their claims. Many customers are satisfied with the repairs and replacements provided by Choice Home Warranty, and they feel that the company stands behind its warranty.

      David in Magna was happy with Choice Home Warranty’s response time and customer service: “Fast response to our problem and had a repair tech from a quality company come and repair a/c within 3 days even though it was a weekend and Monday holiday. Customer service was kind, supportive, and helpful. You paid for parts and labor minus the $65 service fee.”

      Rocky in Sandy said: “This was the first time I had a home warranty issue and I was pleasantly pleased with the experience. I reported the issue in the evening and Choice Warranty had scheduled someone to look at the problem the next day. The technician arrived, surveyed the problem and received to go ahead to fix our garage door. We are very happy with the whole process.”

      Some Utah customers experience long wait times and delays in getting technicians to their homes, as well as difficulty reaching representatives.

      Wayne in Salt Lake City said: “The amount they said my microwave was worth was not enough to cover the replacement. Also, I have an extra freezer and I wish I was notified that that isn't covered. Other than that, submitting a claim is effortless. They sent a tech who evaluated the issue. He said I needed a new unit or repair parts. He ordered them and it was no problem.”

      American Home Shield

      3.9
      102,866 reviews
      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100 or $125
      Starting costs
      $29.99/month
      5x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

      American Home Shield offers 3 home warranty plans: ShieldSilver, ShieldGold and ShieldPlatinum. It’s available in 48 states (not Alaska, Hawaii or New York City), including Utah. If you opt for combined coverage, up to 18 of your appliances and systems will be covered.

      Customers in Utah appreciate the quick and professional service provided by American Home Shield’s technicians, who are able to diagnose and fix issues with appliances and systems in a timely manner. Customers also find the claims process to be easy and efficient, with AHS promptly sending out contractors to address the problems.

      Shanna in Syracuse reported a positive experience with American Home Shield: “American Home Shield is worth it. They have been responsive every time and very easy to work with. Recently, our basement dryer wasn't working. The contractor was in and out in three days to do the whole thing. They put in a new belt and roller, and the dryer started heating and spinning again.”

      Rob in Draper said, “In the last two weeks, I referred two people to AHS. When the water heater had an issue, I submitted a claim by internet and their website was easy to use. I got a response within a minute or two and the techs came out to diagnose it that day. They had to order an anode rod then they had the heater fixed within the week.”

      Some reviewers are unsatisfied with the customer service and feel like they should not have to pay for a problem that should have been fixed earlier.

      Jason in Kamas had some trouble finding a contractor in network: "They didn't have a contractor. The initial one they assigned did not service my area. But once I figured that out and called them and said something, they found someone that came up here and took care of it. The technician that they sent was very nice and professional."

      How to find a home warranty company in Utah

      Purchasing a home warranty in Utah is easy and can give you peace of mind for your home’s systems and appliances. Utah’s diverse climate, ranging from hot summers to snowy winters, means your HVAC system might be a priority. Make a list of what’s most important to you, whether it’s heating and cooling, kitchen appliances or plumbing.

      Next, look for home warranty companies that serve Utah. Check out reviews and ratings from other Utah homeowners to find reliable options. Compare the different plans available, paying attention to what’s included, the costs and any additional fees. Ensure the company is licensed to operate in Utah and has experience with the unique needs of Utah homes, such as dealing with high-altitude properties or specific local regulations.

      Contact the companies with any questions. Make sure you understand the terms and conditions, the claims process and any special offers or discounts. Utah homeowners might find promotions tailored to seasonal needs, such as coverage boosts before winter. After gathering all the information, choose the home warranty plan that best fits your needs and budget, ensuring your home is protected year-round in the Beehive State.

      How are home warranties regulated in Utah?

      The Utah Insurance Department regulates home warranty companies in Utah. Chapter 6a of the Utah Code defines what a service contract is and how home warranty companies need to run their businesses in the state. Some of these regulations include paying yearly registration fees and staying insured under a reimbursement insurance policy.

      Using the Utah Insurance Department's Licensee Search, you can see if a home warranty company is licensed in Utah. If you have questions about home warranties, you can contact the Utah Insurance Department’s Property & Casualty Division.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Utah, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in Utah?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Utah, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Utah. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Utah State Legislature, “Chapter 6a Service Contracts.” Accessed May 23, 2024.
      2. Utah Insurance Department, “Licensee Search.” Accessed May 23, 2024.

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