Best overall
American Home Shield
3.7
108,819 reviews
- Plans available
- 3
- Service fee
- $100 or $125
- Starting cost
- $29.99
- Labor guarantee
- 30 days
Best Home Warranties in Lansing, MI
- Best overall
American Home Shield3.7(108,819) - Quick service
Choice Home Warranty4.0(72,892) - Claims handling
Regency Total Warranty4.1(984)
By:
Matt Zane
+1 more
Edited by:
Cassidy McCants
Best Home Warranties in Lansing, MI
American Home Shield is the best home warranty company in Lansing, based on recent reviews from local homeowners. Choice Home Warranty is a good choice if you want fast repairs. Regency Total Warranty stands out for efficient claims resolution.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,790,241 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 4 home warranty company picks in Lansing
- Best overall: American Home Shield
- Best for quick service: Choice Home Warranty
- Best claims handling: Regency Total Warranty
- Best technicians: Cinch Home Services
Our research team vetted home warranty companies that are rated by hundreds of customers in Michigan. We choose the best home warranty in Lansing by comparing local reviews, plans, costs, coverage caps and labor guarantees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Compare home warranty companies
| Company | Customer rating | Our pick for | Monthly starting cost | Service fee(s) | |
|---|---|---|---|---|---|
 American Home Shield | Get a Quote | 3.7
108,819 reviews
108,819 reviews
| Best overall | $29.99 | $100 or $125 |
 Choice Home Warranty | Get a Quote | 4.0
72,892 reviews
72,892 reviews
| Quick service | $46.83 | $100 |
 Regency Total Warranty | Learn More | 4.1
984 reviews
984 reviews
| Claims handling | $44.99 | $60 to $100 |
 Cinch Home Services | Get a Quote | 4.0
12,187 reviews
12,187 reviews
| Best technicians | $38.99 | $100, $125 or $150 |
Our 4 Lansing home warranty company picks
Learn more about our top picks for the best home warranty companies, based on real, verified reviews from customers in Lansing and Michigan as a whole on ConsumerAffairs.
Best for quick service
Choice Home Warranty
4.0
72,892 reviews
- Plans available
- 2
- Service fee
- $100
- Starting cost
- $46.83
- Labor guarantee
- 60 days
Best claims handling
Regency Total Warranty
4.1
984 reviews
- Plans available
- 2
- Service fee
- $60 to $100
- Starting cost
- $44.99
- Labor guarantee
- Unclear
Best technicians
Cinch Home Services
4.0
12,187 reviews
- Plans available
- 3
- Service fee
- $100, $125 or $150
- Starting cost
- $38.99
- Labor guarantee
- 180 days
Home Warranties in Lansing, MI Buyers Guide
Jump into our guides and start learning
In this guide
Homeowners in Lansing depend on their furnaces during the cold Michigan winters and their AC units during the summer months. A home warranty provides a stable financial plan for addressing breakdowns in either season.
In Lansing, a balanced home warranty plan that provides strong, equal coverage for both heating and cooling systems is the most practical investment.
Jump to insightLansing home warranty plans cost $30 to $90 per month on average. Your rate depends on the coverage level, your service fee and add-ons.
Jump to insightCoverage limits cap how much a provider will actually pay per covered repair or replacement.
Jump to insightHow to choose a home warranty in Lansing
Selecting the right home warranty in Lansing means matching your plan to your home’s specific needs and risks. Here’s how to make a confident choice:
1. Decide what coverage you need
Begin by thinking about which items in your home are most at risk. System plans are a smart choice if you’re worried about big-ticket repairs to your furnace or air conditioning, while appliance plans make sense for aging washers or refrigerators. Many Lansing homeowners go with a combo plan for broad, year-round protection.
A plan that provides equal, high-payout coverage for both your furnace and AC is ideal for Lansing's climate. With hard water being an issue in the region, ensuring the plan also protects your water heater and dishwasher is a smart move.
2. Compare costs
Don’t just compare monthly premiums — look at the whole package. Service fees can add up quickly in a bad year, so check if you’ll be paying $75 to $125 per visit. Plans that include HVAC coverage without being a premium tier usually offer the best value for Lansing. Review coverage caps and see what’s included for add-ons like sump pump or second fridge coverage.
The best value for a Lansing homeowner is typically a mid-tier combination plan. It provides the necessary coverage for both heating and cooling without the expense of a premium plan, which might be overkill for the region's climate.
3. Review sample contracts
Home warranty providers typically share sample contracts online. These spell out everything you need to know about what is (and isn’t) included, such as waiting periods and claim steps. Look for HVAC maintenance requirements.
Pay attention to the sump pump add-on details if you have a basement. Sometimes, there are limitations. Patrick from Riley told us, “They wouldn't fix the sump pump because it was working part-time.”
Read the contract's HVAC maintenance clauses to understand what is required to keep your coverage in force. Also, review the terms and limits of the sump pump add-on to ensure it provides the protection you need for your basement.
4. Read customer reviews
Local experiences are often the most telling. Look for customer feedback from others in Lansing or surrounding Mid-Michigan cities, especially those describing how the company responded to both heating and AC emergencies. Notice patterns in approval speed and repair quality.
Look for reviews from other Mid-Michigan residents. Feedback that discusses a company's performance during both winter heating emergencies and summer AC failures will give you the best overall impression of service quality.
Some customer reviews can give you a sense of delays, either for new parts or technicians to arrive at your house. Jeffrey from Lansing reported, “Well, I have had a plumbing claim in for better than two weeks now and have had no technician assigned to it.”
» MORE: How to buy a home warranty
How much does a home warranty cost in Lansing?
The average annual cost of a home warranty is $684 as of June 2025. A Lansing home warranty costs between $360 and $1,080 per year in premiums, based on plans from our top picks. Just remember that your cost mostly depends on the coverage you choose and what add-on options you select.
Cost range by home warranty provider
| Company | Monthly premium range | Service call fee | |
|---|---|---|---|
American Home Shield | Get a Quote | $29.99 to $89.99 | $100 or $125 |
Choice Home Warranty | Get a Quote | $46.83 to $54.75 | $100 |
Regency Total Warranty | Learn More | $44.99 to $49.99 | $60 to $100 |
Cinch Home Services | Get a Quote | $38.99 to $66.99 | $100, $125 or $150 |
Monthly or annual premiums
Most warranties let you pay monthly or all at once for a year — the latter often comes with a discount. The specific amount you’ll pay depends on your home’s size and which plan you pick.
Service call fees
When you file a claim, you pay a service call fee (think of it as a per-visit deductible) for the technician’s visit. Most Lansing homeowners will pay between $75 and $150 each time.
Add-on coverage
You can usually tailor your plan with add-ons (like sump pump, pool or extra fridge coverage) for an extra $2 to $25 per month per add-on.
Other home warranty cost factors
Home warranty costs in Lansing depend on:
- Home size and type: Bigger homes cost more to cover.
- Level of coverage: Entry-level plans cost less, but don’t include as much.
- Location: The cost of warranties in Lansing is influenced by the steady, year-round demand for both heating and cooling repairs.
- Discounts: Many companies offer promotional deals, especially for annual or multi-year contracts.
Example: total annual home warranty costs
- Appliance coverage ($40 per month): $480 per year
- Add-on for sump pump coverage ($8 per month): $96 per year
- Two claims ($100 service fee): $200
- Total: $776 per year
What does a Lansing home warranty cover?
Home warranty plans in Lansing are generally offered as appliance plans, systems plans or combo plans.
- Appliance plans focus on items like fridges, dishwashers, washers and dryers.
- Systems plans protect heating, AC, plumbing and electrical systems.
- Combo plans give you coverage for both — a popular choice in Lansing due to the four-season demand on your HVAC.
Most providers let you enhance your plan with optional add-ons, which can be crucial in Lansing. Sump pump coverage stands out as a must-have for homes with basements. Water softener and extra fridge protection are also smart picks.
» LEARN: What voids a home warranty
How much can you save with a Lansing home warranty?
The savings from a home warranty in Lansing can be substantial, especially if you face a major system failure. Even a single covered repair could easily pay for your annual premium.
The Consumer Financial Protection Bureau recommends budgeting 1% to 3% of your home’s value for repairs, which is often more than the cost of a warranty and a few service fees. Avoiding just one large repair can save you thousands.
Average repair/replacement costs for covered items
In a city like Lansing, where freezing winters place a heavy demand on HVAC systems and can lead to frozen pipes, while even treated water can affect water heaters over time, the potential for costly repairs is high. Here's what you'll pay for the most common repairs and replacements in Lansing without a home warranty:
| Item or system | Typical repair cost | Typical replacement cost | Included in basic coverage? |
|---|---|---|---|
| HVAC (furnace/AC) | $130 to $530 | $3,000 to $5,000+ | Yes |
| Plumbing (main line, frozen pipes) | $150 to $800 | $1,500 to $4,000+ | Yes |
| Water heater | $200 to $1,000 | $800 to $1,700 | Yes |
FAQ
How does a home warranty work?
A home warranty is a service contract for home systems and appliances. You sign up for a plan and pay monthly or yearly. You can then use the warranty (and pay a service fee) whenever a covered item breaks. The company either repairs it or contributes toward a replacement, up to a limit.
Is a home warranty worth it in Lansing?
Home warranties are worth it for those who want predictable costs. Instead of sudden $2,000 repairs, you pay a steady premium and service fees.
In Lansing, it provides a predictable way to handle the costs of maintaining both a heating and cooling system. This protects your budget from a surprise HVAC failure in any season.
What does a home warranty not cover?
Most home warranty plans don’t cover preexisting conditions, improper installation, cosmetic damage and items still under a manufacturer’s warranty. Coverage also generally skips structural parts of your home, such as walls, foundations, windows and roofing.
A home warranty in Lansing will not cover damage to your driveway from a salt truck in winter, nor will it cover the cost of pest control for your home.
Coverage limits also apply. A provider may set a dishwasher cap at $800. If your replacement costs $1,200, you’d still owe $400 on top of the service fee.
Methodology
The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in Lansing, then evaluated which performed best for local residents.
We prioritized real customer experiences in Lansing and also gave extra weight to reviews from Michigan. National reviews were also considered, but with much lower weighting. Our review evaluation focused on seven satisfaction drivers:
- Technician quality
- Customer service
- Claims handling
- Punctuality and speed
- Coverage
- Value
- Refunds and payouts
In addition to reviews, we compared the companies on:
- Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
- Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
- Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
- Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
- Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.
Thanks for subscribing.
You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Read Lansing home warranty company reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
| 3.7
108,819 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
| 4.0
72,892 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
| 4.1
984 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
| 4.0
12,187 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
 | 5.0
6 reviews
| Home warranty plans starting at $29.99/month with $100 service fee. Available throughout the U.S. Fast claims processing. Contractor network to complete repairs. $5,000 coverage limit on most items. | Read reviews |
 | 4.3
1,339 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
 | 4.0
8,874 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
 | 4.2
455 reviews
| Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Get a Quote |
 | 4.2
2,752 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
 | 3.7
15,948 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
 | 1.9
619 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
 | 2.0
132 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
 | 1.5
2,027 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
 | 1.3
324 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
 | 1.4
12 reviews
| Serves all of the United States except California. Offers 24/7 365 access to customer service. Service calls have a $50 or $100 deductible. Options to choose a local contractor or technician. | Read reviews |
 | 1.1
347 reviews
| Technicians have an average of 10 years of experience. Available in all 50 states. 25% discount on noncovered appliances and HVAC repairs. Covers systems and appliances regardless of age, make or model. 30-day wait for repairs. | Read reviews |
 | 1.1
109 reviews
| Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty. | Read reviews |
 | 1.1
4,023 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
 | 1.1
1,942 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
 | 1.1
6,703 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
 | 1.2
310 reviews
| Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | Read reviews |
 | 1.0
815 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
 | 1.2
23 reviews
| Free app offers one live chat session with experts. Free how-to maintenance articles available. Frontdoor Basic, Prime and Premium membership plans. App available nationwide. Frontdoor Premium plan available in select locations. | Read reviews |
 | 1.0
2,271 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
 | 1.0
384 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
 | 1.0
37 reviews
| Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | Read reviews |
 | No reviews | Offers a variety of home warranty plans for homeowners and landlords. Plans start at $39.99 per month. Network of service providers in most ZIP codes. Offers add-on coverage items. Available in 50 states. | |
 | No reviews | Monthly and annual home system, appliance and electronics plans. Five tiers of home warranty coverage. Option for individual appliance coverage. 31-day waiting period before coverage starts. |
Showing 10 of 28
Want your company to be on this guide?
Yes, continueComparing
×![]()
