Best Home Warranties in Michigan

• Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty, HomeServe and American Residential Warranty.
• To find the best home warranty in Michigan for you, prioritize what you want covered, get quotes and compare your options.
• A home warranty in Michigan typically costs between $35 and $70 per month, but discounts are commonly available.

Here are our favorite home warranty companies in Michigan, based on local reviews:

• Our top pick overall: American Home Shield
• Our pick for quality technicians: Choice Home Warranty
• Our pick for low service fees: Select Home Warranty
• Our pick for fast service: HomeServe
• Our pick for customer service: American Residential Warranty

Methodology

To select our top picks, we started with the home warranty companies available in Michigan on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Michigan, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

American Home Shield is a nationwide warranty provider offering three levels of coverage. Its plans cover up to 23 home appliances and systems, including older items, incorrectly installed items and poorly maintained items. You can request service online or by phone.

We’ve compared this company’s plans based on select coverage items below.

*For a home in the Detroit area at the time of publishing

American Home Shield earned our top overall pick based on the consistency and positivity of its review data.

Anthony from Detroit gave the company a glowing recommendation: “I put in a service call, the guy came out, took care of me, and I was all set. A lot of people look at the quantity, I look at the quality. And American Home Shield gave a great service. … Things happen, it's out of my control and at least I know that I have some sort of backup plan in force that I can say, ‘Well, you know what? The day just ain't my day-to-day. But guess what? I can make a phone call and have this taken care of.’ When I got that in the background, I can't go wrong.”

Other reviewers were also enthusiastic about AHS. Tracee from Grand Rapids wrote, “American Home Shield did great. They had somebody assigned to me within 30 seconds. … Had American Home Shield before too, so it's not the first time I've had them. It's a good service to have, and I would tell friends to use it.”

Choice Home Warranty offers coverage in Michigan and nationwide. Two plans are available: the Basic Plan and the Total Plan. Each offers coverage for appliances and systems but at different levels. Claims can be made online or by phone.

We’ve compared this company’s plans based on select coverage items below.

*For a home in the Detroit area at the time of publishing

Choice Home Warranty has solid reviews in Michigan, and in their reviews customers seem impressed with the technicians the company sends out.

“The plumber that was sent to my house was extremely knowledgable and professional,” according to Jordana from Detroit. “He alerted me when he was on his way to my property and explained every step of the process and possible causes of the leak. I would recommend this company to any new home owners.”

Nancy from Lansing had a similar experience: “This was first time I've used my warranty since subscribing a couple years ago. It was a wonderful experience. They're expedient and communicate well. The plumber that was sent was experienced, communicated well, and did a great job. I couldn't be happier!”

Select Home Warranty coverage is available in three different plans with multiple add-on options. Once you submit a claim online or over the phone, Select will dispatch a local contractor to complete the repairs or replacement. There is no limit to your number of covered repairs, regardless of the age or brand of your items. However, they do need to be properly maintained.

We’ve compared this company’s plans based on select coverage items below.

*For a home in the Detroit area at the time of publishing

Select Home Warranty has extremely positive reviews in Michigan. While it lacked the overall number of reviews to make us confident giving it our top overall pick, Michiganders seem overwhelmingly happy with the company so far, and many mention receiving discounts in their reviews.

“Bruce **... was able to give me a great deal, and help me save some money,” wrote DMarco from Detroit. “Even though I was willing to pay month to month he was able to work things out for me that I can afford to pay it in full. Thank you for helping me and caring about what’s best for me. Best regards”

Sarah from Clinton Township reported that the company was “very helpful and got me what I needed for my new home. Definitely recommend to my family and friends. Very polite and gave me a lot of discounts. Went over my policy with me in every detail possible. I will continue my warranty for my home with them. Gave me 6 months free.”

HomeServe offers home warranty coverage to new and existing Michigan homeowners, whether you're in the middle of a real estate transaction or simply want to protect your current home's systems and appliances.

HomeServe has a wide variety of plans to choose from, allowing you to shop for coverage a la carte or in bundles. The plan information below is just a selection of what's available from this company, and even more plans may be available depending on your utility company.

We’ve compared some of this company’s plans based on select coverage items below.

*For a home in the Detroit area at the time of publishing

Michigan reviewers are happy with HomeServe, and they frequently mention the company’s fast service throughout the claim and repair processes.

“It was a good experience when I submitted a claim with HomeServe,” wrote Scott from East China. “They scheduled it right away, right on the phone. I had a text within a few minutes and the work order was assigned. It was pretty quick. The techs were great. They got it fixed within five minutes. … I would recommend HomeServe.”

Cynthia from Battle Creek had a similar experience: “The service was quite good. The contractor was there within an hour or two of my phone call, so that was good. The reps at HomeService were vry courteous and quick.”

American Residential Warranty offers Michigan homeowners multiple coverage options, so there’s an option for you whether you want your whole house or only your kitchen appliances covered. Bundles are also available, with add-ons for things like electronics and sewer lines.

We’ve compared this company’s home warranty plans based on select coverage items below.

*At the time of publishing

Reviews for American Residential Warranty in Michigan are good. Reviewers are positive about both the company and its customer service, repeatedly mentioning one employee in particular.

“Sherlene was a very good and respectful agent. Need more like her, punctual I mean right on time like clockwork 9 AM sharp, five stars. I personally would recommend AHW to my family and friends for their home security and repairs for their home,” wrote Earline from Detroit.

Robert from Clio also gave similar praise: “Sharlene was very pleasant to talk to and answered all my questions. You have a good person and Sharlene if I was you I would not get rid of her. She was very nice. I am very pleasant to talk to thank you.”

If you’re wondering how to buy a home warranty in Michigan, a good first step is figuring out what kind of warranty you need. Then, you can find a company that offers the right warranty for you:

• If you’re only worried about your home’s appliances, consider an appliance-only plan that just covers those items.
• If you’re more worried about fixing your home’s major systems, make sure your home warranty includes your air conditioner, plumbing, heating and wiring. This coverage could be especially handy if your heater breaks in the middle of winter and you don’t have enough saved to pay the bill immediately.
• If you want maximum protection against expensive repair bills, look for a comprehensive warranty that covers both appliances and home systems.
• If you have specialty items that aren’t normally included in coverage, like a pool, look for a plan with those items available as add-ons.

Next, put together a list of home warranty providers in Michigan that meet your criteria. Request quotes from each of them and compare their reviews, coverage limits and pricing to make an educated decision. Also be sure to learn about their contract lengths, coverage limitations and policies.

Michigan has limited laws in place specifically related to home warranties. Added in 1979, the one section of Michigan’s Consumer Protection Act that covers home service contracts really only serves to extend the duration of your contract if a strike or work stoppage interrupts service. Companies don’t need a license to provide home warranties in the state, either.

However, the state government has put together a consumer protection guide to inform you of your rights and offer additional advice. While this guide doesn't specifically address home warranties in Michigan, it does include general information about consumer issues and how to avoid scams.

A home warranty can save you money when it comes time to fix your home’s systems or appliances, but it’s up to you to decide if one’s right for your home. Take a look at different home warranty companies in Michigan, compare home warranty costs and review your warranty's coverage before signing the contract to ensure you’re making an educated purchase.