Best Home Warranties in Michigan

Below are our favorite home warranty companies in Michigan, based on local reviews and company offerings.

If you’re wondering how to buy a home warranty in Michigan, a good first step is figuring out what kind of warranty you need. Then you can find a company that offers the right warranty for you. Some tips include:

Getting quotes can also help confirm availability in certain areas of Michigan, like the Upper Peninsula.

• If you’re only worried about your home’s appliances, consider an appliance-only plan that just covers those items.
• If you’re more worried about fixing your home’s major systems, make sure your home warranty includes your air conditioner, plumbing, heating and wiring. This coverage could be especially handy if your heater breaks in the middle of winter and you don’t have enough saved to pay the bill immediately.
• If you want maximum protection against expensive repair bills, look for a comprehensive warranty that covers both appliances and home systems.
• If you have specialty items that aren’t normally included in coverage, like a pool, look for a plan with those items available as add-ons.

Next, put together a list of home warranty providers in Michigan that meet your criteria. Request quotes from each of them and compare their reviews, coverage limits and pricing to make an educated decision. Also, be sure to learn about their contract lengths, coverage limitations and policies.

Michigan has limited laws in place specifically related to home warranties. Added in 1979, the one section of Michigan’s Consumer Protection Act that covers home service contracts only extends the duration of your contract if a strike or work stoppage interrupts service. Companies don’t need a license to provide home warranties in the state, either.

However, the state government has put together a consumer protection guide to inform you of your rights and offer additional advice. While this guide doesn't specifically address home warranties in Michigan, it does include general information about consumer issues and how to avoid scams.

ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

To choose the top home warranty companies in Michigan, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Michigan. We then weighted several key features to get our final rankings:

• Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
• Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
• Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
• Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

A home warranty can save you money when it comes time to fix your home’s systems or appliances, but it’s up to you to decide if one’s right for your home. Take a look at different home warranty companies in Michigan, compare home warranty costs and review your warranty's coverage before signing the contract to ensure you’re making an educated purchase.