1. Home
  2. Homeowners
  3. Home Warranties
  4. Home Warranties in Michigan

Best Home Warranties in Michigan

Take a Home Warranty Quiz. Get matched with an Authorized Partner.

    Author picture
    Written by Amelia York
    Edited by Vincent Landino

    Our research team vetted 18 home warranty companies that are rated by more than 408 customers in Michigan. Read our guide to choose the best home warranty in Michigan for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,526,635 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty, HomeServe and American Residential Warranty.
    • To find the best home warranty in Michigan for you, prioritize what you want covered, get quotes and compare your options.
    • A home warranty in Michigan typically costs between $35 and $70 per month, but discounts are commonly available.

    Our 5 Michigan home warranty picks

    Here are our favorite home warranty companies in Michigan, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in Michigan on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Michigan, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield is a nationwide warranty provider offering three levels of coverage. Its plans cover up to 23 home appliances and systems, including older items, incorrectly installed items and poorly maintained items. You can request service online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$34.99$44.99$64.99
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$34.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$44.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$64.99$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in the Detroit area at the time of publishing

    American Home Shield earned our top overall pick based on the consistency and positivity of its review data.

    Anthony from Detroit gave the company a glowing recommendation: “I put in a service call, the guy came out, took care of me, and I was all set. A lot of people look at the quantity, I look at the quality. And American Home Shield gave a great service. … Things happen, it's out of my control and at least I know that I have some sort of backup plan in force that I can say, ‘Well, you know what? The day just ain't my day-to-day. But guess what? I can make a phone call and have this taken care of.’ When I got that in the background, I can't go wrong.”

    Other reviewers were also enthusiastic about AHS. Tracee from Grand Rapids wrote, “American Home Shield did great. They had somebody assigned to me within 30 seconds. … Had American Home Shield before too, so it's not the first time I've had them. It's a good service to have, and I would tell friends to use it.”

    Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty offers coverage in Michigan and nationwide. Two plans are available: the Basic Plan and the Total Plan. Each offers coverage for appliances and systems but at different levels. Claims can be made online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$46.67$55
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$55$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in the Detroit area at the time of publishing

    Choice Home Warranty has solid reviews in Michigan, and in their reviews customers seem impressed with the technicians the company sends out.

    “The plumber that was sent to my house was extremely knowledgable and professional,” according to Jordana from Detroit. “He alerted me when he was on his way to my property and explained every step of the process and possible causes of the leak. I would recommend this company to any new home owners.”

    Nancy from Lansing had a similar experience: “This was first time I've used my warranty since subscribing a couple years ago. It was a wonderful experience. They're expedient and communicate well. The plumber that was sent was experienced, communicated well, and did a great job. I couldn't be happier!”

    Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty coverage is available in three different plans with multiple add-on options. Once you submit a claim online or over the phone, Select will dispatch a local contractor to complete the repairs or replacement. There is no limit to your number of covered repairs, regardless of the age or brand of your items. However, they do need to be properly maintained.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$60.42$60.42$65.83
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$65.83Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in the Detroit area at the time of publishing

    Select Home Warranty has extremely positive reviews in Michigan. While it lacked the overall number of reviews to make us confident giving it our top overall pick, Michiganders seem overwhelmingly happy with the company so far, and many mention receiving discounts in their reviews.

    “Bruce **... was able to give me a great deal, and help me save some money,” wrote DMarco from Detroit. “Even though I was willing to pay month to month he was able to work things out for me that I can afford to pay it in full. Thank you for helping me and caring about what’s best for me. Best regards”

    Sarah from Clinton Township reported that the company was “very helpful and got me what I needed for my new home. Definitely recommend to my family and friends. Very polite and gave me a lot of discounts. Went over my policy with me in every detail possible. I will continue my warranty for my home with them. Gave me 6 months free.”

    Our pick for fast serviceHomeServeAUTHORIZED PARTNER
    • Number of plans: 20*
    • Contract length: 1 year
    • Service fee range: Varies

    HomeServe offers home warranty coverage to new and existing Michigan homeowners, whether you're in the middle of a real estate transaction or simply want to protect your current home's systems and appliances.

    HomeServe has a wide variety of plans to choose from, allowing you to shop for coverage a la carte or in bundles. The plan information below is just a selection of what's available from this company, and even more plans may be available depending on your utility company.

    We’ve compared some of this company’s plans based on select coverage items below.

    TotalHome Warranty AppliancesTotalHome Warranty ComboPremium Home Protection Plan
    Monthly premium cost*$48.33$58.33$69.99
    Service call fee*$100$100$0
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    ElectricalInterior only
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    Pools
    Roof leak repairs
    Second refrigerator
    Septic pump
    Stand-alone freezer
    Well pump
    TotalHome Warranty Appliances$48.33$100
    TotalHome Warranty Combo$58.33$100Interior only
    Premium Home Protection Plan$69.99$0

    *For a home in the Detroit area at the time of publishing

    Michigan reviewers are happy with HomeServe, and they frequently mention the company’s fast service throughout the claim and repair processes.

    “It was a good experience when I submitted a claim with HomeServe,” wrote Scott from East China. “They scheduled it right away, right on the phone. I had a text within a few minutes and the work order was assigned. It was pretty quick. The techs were great. They got it fixed within five minutes. … I would recommend HomeServe.”

    Cynthia from Battle Creek had a similar experience: “The service was quite good. The contractor was there within an hour or two of my phone call, so that was good. The reps at HomeService were vry courteous and quick.”

    Our pick for customer serviceAmerican Residential WarrantyAUTHORIZED PARTNER
    • Number of plans: 4
    • Contract length: Month to month
    • Service fee range: Varies

    American Residential Warranty offers Michigan homeowners multiple coverage options, so there’s an option for you whether you want your whole house or only your kitchen appliances covered. Bundles are also available, with add-ons for things like electronics and sewer lines.

    We’ve compared this company’s home warranty plans based on select coverage items below.

    Kitchen plusHeating & coolingPlatinumPlatinum premier
    Monthly premium cost*$34.99$39.99$49.99$59.99
    Service call fee*VariesVariesVariesVaries
    Built-in microwavesAdd-on
    Clothes dryersAdd-onAdd-onAdd-onAdd-on
    Clothes washersAdd-onAdd-onAdd-onAdd-on
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    PlumbingAdd-onAdd-onAdd-on
    Water heatersAdd-on
    PoolsAdd-onAdd-onAdd-onAdd-on
    Roof leak repairs
    Second refrigeratorAdd-onAdd-onAdd-onAdd-on
    Septic pump
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-onAdd-on
    Kitchen plus$34.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Heating & cooling$39.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Platinum$49.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Platinum premier$59.99VariesAdd-onAdd-onAdd-onAdd-onAdd-on

    *At the time of publishing

    Reviews for American Residential Warranty in Michigan are good. Reviewers are positive about both the company and its customer service, repeatedly mentioning one employee in particular.

    “Sherlene was a very good and respectful agent. Need more like her, punctual I mean right on time like clockwork 9 AM sharp, five stars. I personally would recommend AHW to my family and friends for their home security and repairs for their home,” wrote Earline from Detroit.

    Robert from Clio also gave similar praise: “Sharlene was very pleasant to talk to and answered all my questions. You have a good person and Sharlene if I was you I would not get rid of her. She was very nice. I am very pleasant to talk to thank you.”

    Compare Top Michigan Home Warranty Companies

    Sort

    Take a Home Warranty Quiz. Get matched with an Authorized Partner.

      What to know about buying a home warranty in Michigan

      detroit michigan skyline

      If you’re wondering how to buy a home warranty in Michigan, a good first step is figuring out what kind of warranty you need. Then, you can find a company that offers the right warranty for you:

      • If you’re only worried about your home’s appliances, consider an appliance-only plan that just covers those items.
      • If you’re more worried about fixing your home’s major systems, make sure your home warranty includes your air conditioner, plumbing, heating and wiring. This coverage could be especially handy if your heater breaks in the middle of winter and you don’t have enough saved to pay the bill immediately.
      • If you want maximum protection against expensive repair bills, look for a comprehensive warranty that covers both appliances and home systems.
      • If you have specialty items that aren’t normally included in coverage, like a pool, look for a plan with those items available as add-ons.

      Next, put together a list of home warranty providers in Michigan that meet your criteria. Request quotes from each of them and compare their reviews, coverage limits and pricing to make an educated decision. Also be sure to learn about their contract lengths, coverage limitations and policies.

      Home warranty regulations in Michigan

      Michigan has limited laws in place specifically related to home warranties. Added in 1979, the one section of Michigan’s Consumer Protection Act that covers home service contracts really only serves to extend the duration of your contract if a strike or work stoppage interrupts service. Companies don’t need a license to provide home warranties in the state, either.

      However, the state government has put together a consumer protection guide to inform you of your rights and offer additional advice. While this guide doesn't specifically address home warranties in Michigan, it does include general information about consumer issues and how to avoid scams.

      Michigan home warranty FAQ

      A home warranty in Michigan typically costs between $35 and $70 per month from one of our top picks.

      The price quotes in this guide don’t include temporary discounts or promotions, but you should consider any incentives or savings available whenever you’re shopping for your own warranty.

      Whether a home warranty is worth it or not depends on the warranty, your finances and the condition of your home's systems and appliances.

      If you anticipate significant repair bills in your future and would like to offset these costs, a home warranty with the right coverage could be a good investment for you. However, if nothing goes wrong with your house, your warranty won’t be much good. Weigh the odds and decide for yourself.

      Many home warranties are bought as part of a real estate transaction. However, you can buy a home warranty at any time. Keep in mind that many home warranty companies in Michigan have waiting periods before coverage activates, so it's better to buy a policy before a big problem arises.

      Bottom line

      A home warranty can save you money when it comes time to fix your home’s systems or appliances, but it’s up to you to decide if one’s right for your home. Take a look at different home warranty companies in Michigan, compare home warranty costs and review your warranty's coverage before signing the contract to ensure you’re making an educated purchase.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Michigan Legislature, “MICHIGAN CONSUMER PROTECTION ACT.” Accessed January 11, 2022.
      2. Michigan Legislature, "Consumer Protection Guide." Accessed January 2, 2022.

      Not sure how to choose?

      Get buying tips about Home Warranties in Michigan delivered to your inbox.

        By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

        Thank you, you have successfully subscribed to our newsletter!

        Compare Top Michigan Home Warranty Companies

        Comparing

        ×