Our research team vetted 15 home warranty companies that are rated by more than 1,249 customers in Illinois. Read our guide to choose the best home warranty in Illinois for you by comparing plans, contract lengths and service fees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.
Our editor’s picks
Below are our favorite home warranty companies in Illinois, based on local reviews and company offerings.
| Company | Customer rating | About | Learn More |
|---|---|---|---|
 | 4.0
68,455 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
 | 4.1
11,764 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
 | 3.8
105,785 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
 | 3.4
14,891 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
 | 3.1
416 reviews
| Offers coverage for both repairs and maintenance. Three levels of service range in cost from $47 per month to $107 per month. Covers major appliances, systems and maintenance for lawn, cleaning, pest control and more. | Read reviews |
 | 2.9
557 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
 | 2.9
2,580 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
 | 2.1
1,950 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
 | 1.6
2,255 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
 | 1.1
3,983 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
 | 1.1
6,671 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
 | 1.2
1,905 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
 | 1.1
294 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
 | 1.0
811 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
 | 1.0
380 reviews
| Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor. | Read reviews |
Jump into our guides and start learning
While a home warranty won’t protect you from weather-related events in the same way homeowners insurance does, Illinois’ climate can affect your home systems and appliances enough to make a home warranty a good option.
Temperature extremes can strain your HVAC system, and precipitation can expose a leaky roof. So, whether you’re dealing with bitterly cold winters in Chicago or heavy rain in Little Egypt, you should be aware of your specific weather risks and make sure your plan covers the items that are important to you.
Check your coverage limits as well. Some companies cap how much they pay for a repair or replacement. If your HVAC system breaks down and costs $5,000 to repair, but your warranty company caps your coverage at $2,500, you’ll be stuck with a $2,500 bill.
Coverage limits can make or break a home warranty, so don’t skim over the details when reading your contract.
» MORE: Best home warranties for HVAC
In Illinois, home warranties are regulated by the Department of Insurance, and you can use the department’s website to file a grievance against a home warranty company if you have a dispute. Regulations for home warranty companies are laid out in the Illinois Service Contract Act.
The Illinois Service Contract Act sets pretty standard requirements for home warranty companies in the state. Home warranty companies in Illinois must:
In Illinois, you can expect to pay between $35 and $90 per month for a home warranty from one of our top picks, not including discounts or add-ons.
Plans on the lower end of this price range are usually more limited, while higher-end plans are generally more comprehensive. You may also pay more per month if you add on additional coverage, like for a pool or spa. In some cases, companies may allow you to choose a higher service fee in exchange for a lower monthly payment, though.
It depends on what you’re looking for. A home warranty is never guaranteed to give you a worthwhile return on investment. If enough things don’t go wrong with your house, you may end up spending more on your policy than you would have on repairs.
However, if you want a layer of protection against large out-of-pocket costs and a more consistent way to budget for home repairs, a home warranty might be right for you.
While it’s common to prioritize value and coverage, you also want your warranty company to have a good reputation.
Reading reviews and asking friends and family for recommendations are good ways to find a company that actually holds up its end of the bargain. Choose a company that has a great track record of timely repairs and claim approvals.
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Illinois, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Illinois. We then weighted several key features to get our final rankings:
Illinois doesn’t present many unique wrinkles when it comes to buying a home warranty, so your decision can be relatively simple. However, you should still do some research before purchasing. If you want to learn more, check out our nationwide home warranty guide and our articles on home warranty coverage and home warranty costs.
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