Our research team vetted 18 home warranty companies that are rated by more than 884 customers in Tennessee. Read our guide to choose the best home warranty in Tennessee for you by comparing plans, contract lengths and service fees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.
Our editor’s picks
Below are our favorite home warranty companies in Tennessee, based on local reviews and company offerings.
| Company | Customer rating | About | Learn More |
|---|---|---|---|
 | 4.0
69,155 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
 | 4.1
11,841 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
 | 4.0
1,827 reviews
| Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage. Deductible averages $75. | Read reviews |
 | 4.2
8,709 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
 | 3.8
106,162 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
 | 3.7
15,137 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
 | 3.4
2,592 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
 | 3.2
1,009 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
 | 2.8
566 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
 | 2.0
1,958 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
 | 1.6
2,259 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
 | 1.3
296 reviews
| Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | Read reviews |
 | 1.1
3,990 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
 | 1.1
6,678 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
 | 1.1
299 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
 | 1.2
1,908 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
 | 1.0
811 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
 | 1.0
37 reviews
| Home warranties with appliance-only, systems-only and combo plans. Plans start at around $43.75 a month. Provides real-time claim tracking. No home inspection or maintenance records required. | Read reviews |
Jump into our guides and start learning
The key to deciding between home warranty companies in Tennessee is comparing their plans, prices and reviews in your area. There are plenty of home warranty companies operating in Tennessee, so it may take a bit of research to find the right company for your home and budget.
A good first step is researching the reputations of local home warranty companies. Narrow your list of companies to those with positive reviews and a strong track record of successful repairs.
Look for plans that cover the systems and appliances you’re most concerned about.
Next, request free quotes to compare pricing and coverages. Quotes can generally be completed online or over the phone. It’s easier to compare plans line by line from your computer, but a phone consultation gives you the opportunity to get answers from a live person. Tennessee's Department of Commerce & Insurance (TDCI) has a helpful list of questions to ask your home warranty company.
Tennessee has pretty limited laws regarding home warranties. The Tennessee General Assembly has said that service contracts are not to be construed as insurance and clarified some of the tax implications of service contracts, but there’s not much else that’s specifically relevant in the Tennessee Code for home warranty buyers.
Despite service contracts not technically being insurance in Tennessee, the Insurance division of TDCI still offers some resources regarding home warranties, like the list of questions above.
Home warranties are also called home service contracts.
You can also file a grievance against a home warranty company on TDCI’s website if you believe a warranty claim was wrongfully denied or if there's another serious issue that you weren’t able to resolve with the company.
Home warranties in Tennessee average between $30 and $70 per month from our top picks. Providers often offer the option to pay monthly or annually, and discounts are commonly available.
The value of a home warranty value depends on a few factors, including:
If you anticipate home repairs in the near future, a home warranty gives you a good chance of avoiding an expensive repair bill. However, you may end up wasting your money if nothing goes wrong in your home or you get the wrong coverage.
A home protection plan is another name for a home warranty, which are both more accurately called home service contracts. These plans can cover the cost to repair or replace appliances and systems throughout your home.
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Tennessee, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Tennessee. We then weighted several key features to get our final rankings:
So, is a home warranty right for you? It depends on your home's condition and your budget. Weigh the cost of a home warranty against what it covers, then compare the top home warranty companies in your area to find the right coverage for your home.
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