Best overall
First American Home Warranty
4.0
9,073 reviews
- Plans available
- Starter, Essential and Premium
- Monthly premium range
- $37 to $72
- Service fees
- $100 or $125
- Labor guarantee
- 30 days
Best Home Warranty Companies in Nevada
- Best overall
First American Home Warranty4.0(9,073) - Value
American Home Shield3.6(111,703) - HVAC coverage
Old Republic Home Warranty3.8(2,353)
By:
Taylor Sansano
+2 more
Edited by:
Cassidy McCants
Fact-checked by:
Jon Bortin
Best Home Warranty Companies in Nevada
First American Home Warranty is the best home warranty company in Nevada, thanks to its strong HVAC coverage, high payout limits for major system repairs and excellent reviews from local homeowners. In Nevada's desert climate, AC units run hard for long stretches, which can accelerate wear and make sudden breakdowns more likely and more expensive.
Everyday appliances like refrigerators, ovens and washers are covered as well. Nevada also has some of the more affordable home warranty coverage in the U.S., usually falling between $20 and $89 a month.
First American offers great home warranty plans for Nevada, with higher HVAC limits and unlimited refrigerant options that can help reduce out-of-pocket costs during peak summer.
Jump to insightNevada homeowners pay $53.87 a month for coverage, on average, among the more affordable rates in this comparison. Annual premiums range from $240 to $1,066. Plans generally include a service fee of $75 to $150 per visit.
Jump to insightIn Nevada, prioritize plans with high system-replacement caps and clear coverage terms for refrigerant services and other AC-related expenses.
Jump to insightOur 4 home warranty company picks in Nevada
- Best overall: First American Home Warranty
- Best value: American Home Shield
- Best HVAC coverage: Old Republic Home Warranty
- Best claims handling: Choice Home Warranty
Our research team vetted home warranty companies that are rated by hundreds of customers in Nevada. Read our guide to choose the best home warranty in Nevada for you by comparing plans, contract lengths and service fees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Compare Nevada home warranty companies
| Company | Customer rating | Our pick for | Monthly starting cost | Service fee(s) | |
|---|---|---|---|---|---|
 First American Home Warranty | Get a Quote | 4.0
9,073 reviews
9,073 reviews
| Best overall | $33 | $100 or $125 |
 American Home Shield | Get a Quote | 3.6
111,703 reviews
111,703 reviews
| Value | $29.99 | $100 or $125 |
 Old Republic Home Warranty | Learn More | 3.8
2,353 reviews
2,353 reviews
| HVAC coverage | About $26 | $100 or $125 |
 Choice Home Warranty | Get a Quote | 4.0
77,080 reviews
77,080 reviews
| Claims handling | $49 | $100 |
Our 4 Nevada home warranty company picks
Learn more about our top picks for the best home warranty companies, based on real, recent reviews from customers in Nevada on ConsumerAffairs.
Best value
American Home Shield
3.6
111,703 reviews
- Plans available
- ShieldSilver, ShieldGold and ShieldPlatinum
- Monthly premium range
- $29.99 to $89.99
- Service fees
- $100 or $125
- Labor guarantee
- 30 days
Best HVAC coverage
Old Republic Home Warranty
3.8
2,353 reviews
- Plans available
- Basic, Deluxe and Elite
- Monthly premium range
- $50 to $80
- Service fees
- $100 or $125
- Labor guarantee
- None specified
Best claims handling
Choice Home Warranty
4.0
77,080 reviews
- Plans available
- Basic and Total
- Monthly premium range
- $49.17 to $57.50
- Service fees
- $100
- Labor guarantee
- 60 days
Methodology: How we found the best home warranty companies in Nevada
The ConsumerAffairs Research Team evaluated home warranty providers available in Nevada using a structured scoring model. We assessed several metrics across five core areas, prioritizing what matters most to local residents.
1. Local satisfaction rate (40%)
Reviews from real customers in Nevada are worth more than a company’s nationwide reputation. If a company has a poor technician network locally or frequently denies Nevada homeowners’ most frequent complaints, we capture that in our review analysis.
2. HVAC coverage and caps (35%)
Nevada’s hot, humid weather makes HVAC issues more common and urgent. We scored companies with high annual caps for HVAC ($5,000 or higher) and unlimited refrigerant coverage much higher than those with lower caps ($3,000 or lower) and caps on refrigerant of $10 to $20 per pound.
3. Cost (10%)
To compare apples to apples, we looked at the lowest-priced comprehensive plan each company offers in Nevada. We also considered the lowest service fees each company offers.
4. National satisfaction rate (10%)
To get a broader picture of how each company performs in specific aspects, we looked at national reviews. In this way, we could see who, overall, has the highest ratings for these seven satisfaction drivers:
- Technician quality
- Customer service
- Claims handling
- Punctuality and speed
- Coverage
- Value
- Refunds and payouts
5. Additional benefits (5%)
We rounded out our analysis by considering how many plans and service fee options each company offers (flexibility), labor guarantees and the availability of extra benefits like roof leak repair coverage and HVAC tuneups.
How scoring works
Companies earned a 0 to 10 score for every metric:
- The top-performing company for a given metric earned a 10.
- Other companies were scored relative to that leader.
This standardized system lets us compare local satisfaction data, pricing and plan features on the same scale.
How winners were determined
Award categories apply different weightings depending on what the designation highlights. For example, the “Best value” superlative weights cost at 20%, while “Best claims handling” gives more weight to reviews that mention the claims process and customer service.
The company with the highest weighted score in each category earned the corresponding “Our pick for” designation. If a company ranked first in multiple categories, we awarded the designation to the next-highest scoring company in that category to highlight a broader group of top performers.
Best home warranty companies by city
Home Warranties in Nevada Buyers Guide
Jump into our guides and start learning
In this guide
Nevada’s desert climate, intense summer heat and rapid suburban growth create heavy demand on cooling systems and electrical components. Choosing a home warranty can help alleviate these costs. Before you start comparing policies, consider following these steps to set yourself up for success and make the process as easy as possible.
How to choose a home warranty in Nevada
When shopping for a home warranty in Nevada, start by figuring out which items you want to protect. Decide if you need coverage for just appliances, just systems or a combination of both. Then, compare quotes, read sample contracts and look through real customer reviews to identify patterns in service quality and claims handling.
1. Decide what coverage you need
Begin by evaluating the age and condition of your home’s appliances and systems. If your appliances are showing signs of wear, an appliance-only plan could save money on future repairs. However, if your main concern is the AC or plumbing system, focus on plans that cover major systems.
A combination plan is the best bet if you want full coverage and higher payout caps. Homes in southern Nevada may place more emphasis on cooling systems, while northern Nevada homeowners may prioritize both heating and cooling.
2. Compare costs
Don’t just look at the monthly payment. Consider the service call fee, which you pay every time a technician is sent out. These usually range from $75 to $150 per visit, and if you expect to file several claims, a lower fee may make sense even if the monthly cost is higher.
Be sure to check coverage limits and potential add-on costs, like roof leak or pool coverage. These extras can quickly add to your total plan price. Urban areas like Las Vegas and Reno often have more competitive pricing due to higher technician availability.
3. Review sample contracts
Sample contracts are your best resource for understanding exactly what is and isn’t covered. Read them carefully to spot any gaps, waiting periods or exclusions such as preexisting issues or improper installation. These documents are also where you’ll find rules on cancellation policies and how claims are handled during peak demand seasons.
4. Read customer reviews
Customer reviews offer a real-world look at how a company handles claims, technician visits and customer service. Check reviews for complaints about delays, denials or hidden costs. Positive reviews typically mention smooth claims and helpful support, while negative ones frequently mention delays during summer months.
Leslie in Las Vegas describes a largely positive experience: "I've found the process of submitting a claim to be seamless and smooth. The customer service reps have always been amazing and consistently helpful."
How much does a home warranty cost in Nevada?
A home warranty in Nevada costs $53.87 per month, on average. Home warranty premiums generally range from $20 to $89 per month, depending on the plan. The average cost of a home warranty in Nevada is 20.4% lower than the national average.
Cost range by home warranty provider
We received quotes for each of our top picks in Nevada for a three-bed, two-bath home in Las Vegas.
| Provider | Monthly premium range* | Service call fee |
|---|---|---|
 | $33.87 to $88.87 | $100 or $125 |
 | $19.99 to $79.99 | $100 or $125 |
 | $50 to $80 | $100 or $125 |
 | $49.17 to $57.50 | $75 to $100 |
*Data from July 2026
Monthly or annual premiums
Home warranty companies typically allow you to pay premiums monthly or annually. Annual payments often come at a discounted rate.
Service call fees
Each time you file a claim, you pay a service call fee for a technician to visit your home and diagnose the problem. Home warranty providers usually charge $75 to $150 per visit.
Some companies let you choose your service call fee when you sign up. Choosing a higher service call fee typically reduces your monthly premium.
Add-on coverage
Many home warranty companies allow you to customize your plan with add-ons not covered in the base plan. Add-ons range from $2 to $25 per month, depending on the item.
Other home warranty cost factors
Home warranty prices vary widely depending on a few factors:
- Home size: Companies charge more for larger homes.
- Level of coverage: Cheaper home warranty plans generally cover fewer items.
- Location: Your ZIP code can influence your home warranty cost.
- Discounts: Many companies offer discounts (e.g., for multiyear plans) and other promotions.
Example: total annual home warranty costs
- Systems and appliances combo plan ($48 per month): $576 per year
- Add-on for well pump protection ($8 per month): $96 per year
- Four claims ($90 service fee): $360
- Total: $1,032 per year
What does a Nevada home warranty cover?
Home warranty plans in Nevada typically come in three types: appliance-only, systems-only and combination plans.
- Appliance plans typically cover refrigerators, dishwashers, ovens, built-in microwaves, washers and dryers.
- Systems plans focus on major home systems like heating, plumbing, electrical, water heaters and ductwork.
- Combo plans offer the widest protection by including both categories.
Optional add-ons are available for items like pools, spas and roof leaks, allowing you to tailor protection for your specific needs.
Reviewers’ experience filing home warranty claims in Nevada
Janalee in Las Vegas saw the value of a smooth claim when her garage door opener died. She shared, “The tech was on time, professional, neat in appearance, instantly identified the problem and had the necessary parts with him.”
Key takeaway: Fast approvals can turn a claim into a quick fix
Patty in Las Vegas expected a smoother timeline after her claim, but the wait stretched out. As she put it, “It took 3 days to get a tech. So it’s 10 days now.” The diagnosis came, approvals followed, yet she was still “waiting for parts,” wishing for clearer updates as the repair moved along.
Key takeaway: Repairs can stall on parts, so updates matter
Carlton in North Las Vegas thought the hard part was over once his dryer claim went in: “Submitting the claim online was incredibly easy,” but the real wait started after approval. “There was a significant delay. I had to wait over a week for the part to arrive.” He learned fast that parts sourcing can stretch a simple repair into limbo.
Key takeaway: Easy claim filing can still mean long repair delays
Home warranty regulations in Nevada
In Nevada, service contracts are regulated by the Division of Insurance, and you can find a list of licensed service contract providers on its website.
Check to make sure your home warranty company is licensed before signing a contract.
When you purchase a home warranty in Nevada, your home warranty provider must provide a receipt or written evidence of purchase. Home warranty companies in Nevada are also required to obtain a certificate of registration from the state government and supply proof of financial security. These requirements help make sure you're protected throughout the life of your contract.
If your warranty provider fails to perform its duties as outlined in your service contract within 60 days of your making a claim, you can apply to have the company’s contractual liability insurance policy do the work, assuming it has one.
Home warranty companies in Nevada must also maintain transaction records of each contract for at least one year after the contract's expiration, including a description of each claim you made.
FAQ
Is a home warranty worth it in Nevada?
If you’re looking for peace of mind against the high price of home repairs, a home warranty isn’t a bad option. While it’s impossible to guarantee your contract will save you money in the long run (your home may stay in perfect working order), some homeowners do see significant savings, and many people enjoy knowing their homes are covered in case of issues.
Do home warranty companies let you pick your own contractors?
This process varies from provider to provider.
Depending on the home warranty company you choose, you may be able to pick your own contractors for service. However, most companies have their own networks of contractors that they work with. This takes some of the work off your plate, but it can be problematic if the technicians aren’t very good.
Are home warranties transferable?
Yes, home warranty coverage is usually transferable to a second owner. A home warranty policy can actually be a nice bonus for the buyer if you’re selling your home.
Does home warranty air conditioning coverage include refrigerant in Nevada?
Home warranty air conditioning coverage may include refrigerant in Nevada, but the amount covered varies by provider and plan. Some contracts offer unlimited refrigerant while others impose low per-pound allowances or separate limits.
Can you file a home warranty claim during a Nevada heat wave?
Yes, you can file a home warranty claim during a Nevada heat wave if your air conditioner fails from a covered cause. However, a home warranty doesn’t necessarily guarantee same-day or emergency service, so compare dispatch procedures and local technician availability.
Guide sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
- Natural Resources Defense Council, “Nevada Heat Waves: Why, Where, and How to Stay Safe.” Accessed July 18, 2026.
- Nevada Division of Insurance, “Service Contract Provider.” Accessed July 18, 2026.
- Nevada Division of Insurance, “Service Contracts.” Accessed July 18, 2026.
- Nevada Legislature, “CHAPTER 690C - SERVICE CONTRACTS.” Accessed July 18, 2026.
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Compare top Nevada home warranty companies
| Company | Customer rating | About | Learn More |
|---|---|---|---|
|
First American Home Warranty
| 4.0
9,073 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
|
American Home Shield
| 3.6
111,703 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. $5,000 coverage limit on HVAC; up to $2,000 or $4,000 on appliances. | Get a Quote |
|
Old Republic Home Warranty
| 3.8
2,353 reviews
| Offers customizable home warranty plans to current homeowners, homebuyers and sellers in 26 states. Costs vary by state and plan level. Optional coverage choices available. | Read reviews |
|
Choice Home Warranty
| 4.0
77,080 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
Liberty Home Guard
| 4.5
1,879 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
HomeSafe
| 4.3
692 reviews
| Customizes home warranty plans in most states. Plans start 25 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Read reviews |
ARW Home
| 4.4
2,948 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
Cinch Home Services
| 4.1
12,552 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
Prestige Home Guard
| 4.2
10 reviews
| Home warranty plans starting at $29.99/month with $100 service fee. Available throughout the U.S. Fast claims processing. Contractor network to complete repairs. $5,000 coverage limit on most items. | Read reviews |
Regency Total Warranty
| 3.4
1,163 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
Global Home USA
| 3.2
14 reviews
| Home warranty company based in Addison, Texas. Offers three home warranty plans that real estate agents can purchase for their clients. Provides coverage for all states except Alaska, California, Washington and Wyoming. | Read reviews |
HomeServe
| 1.6
2,140 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $4.99 a month. | Read reviews |
America's Preferred Home Warranty
| 1.6
17 reviews
| Serves all of the United States except California. Offers 24/7 365 access to customer service. Service calls have a $50 or $100 deductible. Options to choose a local contractor or technician. | Read reviews |
Landmark Home Warranty
| 1.7
2,021 reviews
| Offers plans in Nevada, Arizona, Utah, Texas, Oregon and Idaho. Prices vary, but expect to pay around $61.25 per month for a combo plan. Deductibles are $70 or $100. Pest control, re-key and termite coverage included. | Read reviews |
Sears Home Services
| 1.1
542 reviews
| Technicians have an average of 10 years of experience. Available in all 50 states. 25% discount on noncovered appliances and HVAC repairs. Covers systems and appliances regardless of age, make or model. 30-day wait for repairs. | Read reviews |
2-10 Home Buyers Warranty
| 1.1
6,809 reviews
| Offers simple home warranty plans. Pricing is about average. Plan choice is straightforward. Optional add-ons allow for plan customization. Plan agreements are easy to understand. Claims are handled by an online portal. | Read reviews |
GE Service Contracts
| 1.2
364 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
Home Warranty of America
| 1.1
4,053 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
Fidelity National Home Warranty
| 1.1
359 reviews
| Fidelity National Home Warranty provides home warranties for single-family and multi-family homes. The service fee is $95 and work is guaranteed for 30 days. Service providers are called within three business hours of the claim. | Read reviews |
The Home Service Club
| 1.2
823 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
Elevate Homescriptions
| 1.1
16 reviews
| Serves counties in Arizona and Utah. Includes home repairs, maintenance, preventive care services and warranty protection. 24/7 emergency response and responds within two minutes on the app. $75 deductible. | Read reviews |
AFC Home Warranty
| 1.0
2,281 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
Home Warranty Inc
| 1.0
22 reviews
| Serves all of the United States except California, Oregon, Washington, Arizona and New York. $100 deductible on most plans. In-house or local technician options. 24/7 live claim support and four-hour response times. | Read reviews |
Frontdoor
| 1.0
30 reviews
| Free app offers one live chat session with experts. Free how-to maintenance articles available. Frontdoor Basic, Prime and Premium membership plans. App available nationwide. Frontdoor Premium plan available in select locations. | Read reviews |
OneGuard Home Warranties
| 1.0
877 reviews
| Offers three home protection plans for residents of Nevada, Texas and Arizona. Premiums vary by state, but expect to pay from $32 per month to $59 per month. Deductibles are $69. Some home maintenance services included. | Read reviews |
American Home Protect
| 1.0
137 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
Acclaimed Home Warranty
| 1.0
View profile
| Operates in Arizona, Idaho, Nevada, Texas, and Utah. Covers seasonal tune-ups. Appliances like washers and dryers require add-on coverage. | Read reviews |
Dwellness Home Warranty
| 5.0
View profile
| Over 36 years serving homeowners with in-house technicians. Licensed professionals in HVAC, plumbing and electrical services. High claim approval rates. Local managers handle accounts. Reports round-the-clock call center. | Read reviews |
BFS Home Warranty
| 1.0
View profile
| In business for over 40 years. Provides home warranties in Arizona, Florida, Nevada and Texas. 16 local service centers. Provides service technicians for service calls. Starting prices range from $300 to $750 per year. | Read reviews |
Complete Protection Home Warranty
| 1.0
View profile
| Customizable home warranty plans. Four warranty plans. Pricing ranges from $49 to $79 per month. Covers appliances and home systems. 24/7 customer support. Online customer portal with claim filing. No deductible. | Read reviews |
HomeGuard HomeWarranty
| No reviews | Serves California, Nevada and Arizona. Five plans to choose from, with costs ranging between $390 to $815 for one year and $715 to $1,525 for two years. Covers roof leaks. Offers a 30-day money-back guarantee. | |
Armadillo Home Warranties
| No reviews | Offers a variety of home warranty plans for homeowners and landlords. Plans start at $29.99 per month. Network of service providers in most ZIP codes. Offers add-on coverage items. Available in 50 states. | |
Everything Breaks Home Warranties
| No reviews | Monthly and annual home system, appliance and electronics plans. Five tiers of home warranty coverage. Option for individual appliance coverage. 31-day waiting period before coverage starts. | |
Elite Home Warranty
| 1.1
110 reviews
| Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty. | Read reviews |
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