Best Home Warranty Companies in Nevada

American Home Shield, Old Republic Home Protection and First American Home Warranty are our top picks

    • Best overall
      American Home Shield
      3.6(110,618)
    • Claims handling
      Old Republic Home Protection
      3.9(2,204)
    • HVAC coverage
      First American Home Warranty
      4.1(8,967)
    +2 more
    Author picture
    Fact-checked by: Jon Bortin

    Best Home Warranty Companies in Nevada

    American Home Shield is the best home warranty company in Nevada, thanks to its strong HVAC coverage and high payout limits for major system repairs. In Nevada's desert climate, AC units run hard for long stretches, which can accelerate wear and make sudden breakdowns more likely and more expensive.

    Beyond cooling, many plans also help with everyday essentials like dishwashers, ovens and even pool equipment. In Nevada, home warranty plans typically cost from $19.99 to $91.66 per month.

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    Key insights

    American Home Shield is a strong choice in Nevada because its higher HVAC limits and unlimited refrigerant option can help reduce out-of-pocket costs during peak summer.

    Jump to insight

    Nevada homeowners pay an average of $54.64 per month for a home warranty, with annual premiums typically ranging from $240 to $1,100, depending on the coverage level.

    Jump to insight

    In Nevada, prioritize plans with high system-replacement caps and clear coverage terms for refrigerant services and other AC-related expenses.

    Jump to insight

    Our 4 home warranty company picks in Nevada

    1. Best overall: American Home Shield
    2. Best claims handling: Old Republic Home Protection
    3. Best HVAC coverage: First American Home Warranty
    4. Best for quick service: Choice Home Warranty

    Our research team vetted home warranty companies that are rated by hundreds of customers in Nevada. Read our guide to choose the best home warranty in Nevada for you by comparing plans, contract lengths and service fees.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Compare home warranty companies

    Our 4 Nevada home warranty company picks

    Learn more about our top picks for the best home warranty companies, based on real, recent reviews from customers in Nevada on ConsumerAffairs.

    Best overall

    American Home Shield

    American Home Shield
    Plans available
    ShieldSilver, ShieldGold and ShieldPlatinum
    Monthly premium range
    $29.99 to $89.99
    Service fees
    $100 or $125
    Labor guarantee
    30 days

    American Home Shield takes the top spot mainly because its coverage limits are built for expensive, high-stakes repairs — especially in a place like Nevada, where AC problems can't wait. In its top-tier plan, the company offers up to a $5,000 system limit, which is the kind of cushion that can actually make a difference when a major component fails.

    This kind of coverage matters during long stretches of extreme heat, when cooling systems run constantly and wear out faster. If you're considering AHS, plan choice is key: the Platinum plan offers the best protection, while the Gold plan's refrigerant cap ($10 per pound) may leave you paying more than you expect when refrigerant work is needed.

    Base plans from AHS start at $19.99 a month in Nevada. You can choose a $100 or $125 deductible, but be aware that this affects your monthly cost. All plans have a total limit of $50,000 per agreement term.

    • ShieldSilver ($19.99 or $29.99): Covers 14 major systems, including heating, cooling, electrical and plumbing. This plan has a $5,000 limit per covered HVAC system.
    • ShieldGold ($39.99 or $49.99): Covers 24 appliances and systems, including kitchen and laundry equipment. It also has a $5,000 limit per covered HVAC system and limits each covered appliance to $2,000.
    • ShieldPlatinum ($69.99 or $79.99): The most comprehensive plan. It has the same HVAC system limit but raises the annual per-appliance limit to $4,000 and includes roof leak coverage up to $1,000.

    The premiums above are based on quotes we received for a three-bedroom, two-bathroom home in Las Vegas. The lower cost plan comes with a higher service fee.

    Add-ons and discounts

    • Optional add-ons
      • Septic pump: $4.99
      • Roof leak repair: $9.99
      • Well pump: $9.99
      • Guest unit: $12.99
      • Electronics protection: $14
      • Pool and spa: $20.99
    • Discounts: AARP and military service; $50 discount for covering multiple properties
    Pros
    • Platinum plan includes unlimited refrigerant coverage
    • High HVAC limit ($5,000+) even with base plans
    • Covers rust, corrosion and sediment damage
    Cons
    • Gold and Silver plans cap refrigerant at $10 per pound
    • Relatively high service fees

    To understand how American Home Shield performs for Nevada homeowners, we looked closely at customer reviews. Claims handling, punctuality and speed, and technicians received the most positive feedback from local reviewers.

    American Home Shield review breakdown by category

    Nevada reviewers frequently mention that AHS assigns a contractor quickly and that many repairs are resolved within a day or two. Some customers flag frustration with claim denials tied to exclusions, and a few note that shipping delays on parts can extend repair timelines.

    4x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage, Best Value for Price and Best for Transparency
    Best claims handling

    Old Republic Home Protection

    Old Republic Home Protection
    Plans available
    Basic, Deluxe and Elite
    Monthly premium range
    $50 to $80
    Service fees
    $100 or $125
    Labor guarantee
    None specified

    In Nevada, a good or bad claims experience often comes down to how a company treats air conditioning repairs — especially refrigerant-related work that can get pricey fast if you don’t have sufficient coverage. Its $6,500 HVAC coverage cap is among the highest of companies we reviewed.

    Old Republic also stands out because its Elite plan removes the usual cap on coolant, so homeowners aren't stuck paying a large share of the bill during a summer breakdown. That's a meaningful advantage when you need your system running quickly and you don't want to discover hidden limitations mid-claim.

    Old Republic plans start at $50 per month. All plans are combination plans, meaning coverage includes a selection of both appliances and systems rather than one or the other.

    Service fees are either $100 or $125 — you'll have to decide if you'd rather pay a higher service fee and lower premiums each month or a lower service fee and higher monthly premiums. Contracts range from one to five years.

    • Basic: $50 a month (lower service fee) or $55 (higher fee). Coverage includes 22 basic systems and appliances.
    • Deluxe: $55 or $60, depending on your service fee. Coverage includes everything in the Basic plan plus six additional items.
    • Elite: $75 or $80 (varies by service fee). Coverage includes everything in the Deluxe plan, plus increased plumbing coverage.

    Add-ons and discounts

    • Optional add-ons
      • Second refrigerator: $4.17
      • Septic system: $6.25
      • Roof leak repair: $8.33
      • Well pump: $8.33
      • Pool and spa: $20.00
    • Discounts: First-year decreased rates; seasonal promotions
    Pros
    • Elite Plan includes unlimited refrigerant
    • High coverage limits for appliances
    • $1,000 coverage cap for roof leak add-on
    Cons
    • Basic plans cap refrigerant at low rates
    • Requires pre-approval to use your own contractor

    To understand how Old Republic Home Protection performs for Nevada homeowners, we looked closely at customer reviews. Punctuality and speed, customer service and technicians received the most positive feedback from local reviewers.

    Old Republic Home Protection review breakdown by category

    Nevada customers describe Old Republic as dependable once a claim is submitted, with dependable contractors who show up on time and complete repairs. A few reviewers mention long hold times during busy periods, but overall feedback leans toward responsive claim support.

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling
    Best HVAC coverage

    First American Home Warranty

    First American Home Warranty
    Plans available
    Starter, Essential and Premium
    Monthly premium range
    $37 to $72
    Service fees
    $100 or $125
    Labor guarantee
    30 days

    For Nevada homeowners, comprehensive coverage isn't just about whether AC is included — it's about how the plan handles the expensive parts of a repair, especially refrigerant.

    First American earns this spot because its Premium plan includes unlimited refrigerant coverage, which can matter a lot when prices spike or a leak requires a large recharge. That said, the fine print still matters here: you'll need to step up to the Premium tier to get the unlimited refrigerant benefit since lower plan levels may still have standard caps.

    First American plans cost $37.20 to $77.20 per month in Nevada. They are all combination plans, meaning coverage includes appliances and systems. Service call fees are $100 or $125 (a lower service fee will result in higher monthly premiums).

    • Starter: Covers major systems like heating, plumbing, electrical and ductwork, common kitchen appliances and toilets. Monthly premiums are $37.20 to $42.20.
    • Essential: Includes everything in the Starter plan plus fans, garage doors, washers and dryers. Monthly premiums are $52.20 to $57.20.
    • Premium: Most comprehensive plan, covers everything in the Essential plan, plus hot/cold water dispensers and central vacuums. Monthly costs are $72.20 to $77.20.

    These premiums are based on quotes we received for a three-bedroom, two-bathroom home in Las Vegas.

    Add-ons and discounts

    • Optional add-ons
      • Septic pump: $7
      • Roof leak repair: $9.99
      • Well pump: $9.99
      • Guest unit: $12.99
      • Electronics protection: $14
      • Pool and spa: $20.99
    • Discounts: Reduced premiums for paying annually
    Pros
    • Premium plan includes unlimited refrigerant
    • High coverage caps for HVAC and appliances
    • No age limit on appliances
    Cons
    • Base plan excludes AC
    • No systems-only plan

    To understand how First American Home Warranty performs for Nevada homeowners, we looked closely at customer reviews. Technicians, coverage, and punctuality and speed received the most positive feedback from local reviewers.

    First American Home Warranty review breakdown by category

    Nevada homeowners frequently describe fast scheduling and solid technician experiences, with many appointments set within a day and quick follow-ups once parts arrive. Some reviewers mention claim denials tied to exclusions, so it's worth reading the contract carefully beforehand.

    Best for quick service

    Choice Home Warranty

    Choice Home Warranty
    Plans available
    Basic and Total
    Monthly premium range
    $46.83 to $54.75
    Service fees
    $100
    Labor guarantee
    60 days

    Choice Home Warranty stands out for speed. When something breaks, its dispatch process is designed to get a technician assigned quickly, which can be especially important in Nevada when AC issues make a home uncomfortable — or even unsafe — in a hurry.

    The tradeoff is that fast scheduling doesn't automatically mean the highest coverage. For example, its Total Plan includes HVAC coverage, but the $3,000 limit means a full system replacement could still leave you with a sizable bill.

    Basic plans start at $49.17 per month, and Total plans start at $57.50 per month. Both have a flat $100 service fee. Contracts last one year — expect to pay a $50 cancellation fee if you cancel early. However, you can transfer the contract with no penalty.

    • Basic: Covers 14 systems and appliances, including heating, electrical and plumbing.
    • Total: Includes everything in the basic plan and covers your washer and dryer, refrigerator and air conditioning system.

    The annual cost of plans ranges from $560 to $660.

    Add-ons and discounts

    • Optional add-ons
      • Ice maker: $2.08
      • Second refrigerator: $3.33
      • Stand-alone freezer: $3.33
      • Sump pump: $3.33
      • Central vacuum: $3.33
      • Septic tank pumping: $5.42
      • Roof leak repair: $5.83
      • Well pump: $8.33
      • Sprinkler system: $8.33
      • Septic system: $10
      • Pool and spa: $15
      • Additional spa: $15
    • Discounts: Annual price is for 13 months. 5% discount promotion available.
    Pros
    • Automated dispatch system speeds up AC repairs
    • 24/7 customer service
    • Affordable high-tier plan
    Cons
    • Basic plan completely excludes air conditioning
    • HVAC coverage limited to $3,000

    To understand how Choice Home Warranty performs for Nevada homeowners, we looked closely at customer reviews. Technicians, punctuality and speed, and customer service received the most positive feedback from local reviewers.

    Choice Home Warranty review breakdown by category

    Nevada customers often highlight quick claim responses and fast scheduling with local technicians. Some complaints center on denials tied to wear-and-tear exclusions, or on payout amounts that don't fully match real replacement costs.

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage and Best for Transparency

    Methodology: How we found the best home warranty companies in Nevada

    The ConsumerAffairs Research Team evaluated home warranty providers available in Nevada using a structured scoring model. We assessed several metrics across five core areas, prioritizing what matters most to local residents.

    1. HVAC coverage and caps (40%)

    Nevada’s hot weather makes HVAC issues more common and urgent. We scored companies with high annual caps for HVAC ($5,000 or higher) and unlimited refrigerant coverage much higher than those with lower caps ($3,000 or lower) and caps on refrigerant of $10 to $20 per pound.

    2. Local satisfaction rate (35%)

    Reviews from real customers in Nevada are worth more than a company’s nationwide reputation. If a company has a poor technician network locally or frequently denies Nevada homeowners’ most frequent complaints, we capture that in our review analysis.

    3. Cost (10%)

    To compare apples to apples, we looked at the lowest-priced comprehensive plan each company offers in Nevada. We also considered the lowest service fees each company offers.

    4. National satisfaction rate (10%)

    To get a broader picture of how each company performs in specific aspects, we looked at national reviews. In this way, we could see who, overall, has the highest ratings for these seven satisfaction drivers:

    • Technician quality
    • Customer service
    • Claims handling
    • Punctuality and speed
    • Coverage
    • Value
    • Refunds and payouts
    5. Additional benefits (5%)

    We rounded out our analysis by considering how many plans and service fee options each company offers (flexibility), labor guarantees and the availability of extra benefits like roof leak repair coverage and HVAC tuneups.

    How scoring works

    Companies earned a 0 to 10 score for every metric:

    • The top-performing company for a given metric earned a 10.
    • Other companies were scored relative to that leader.

    This standardized system lets us compare local satisfaction data, pricing and plan features on the same scale.

    How winners were determined

    Award categories apply different weightings depending on what the designation highlights. For example, the “Best value” superlative weights cost at 20%, while “Best claims handling” gives more weight to reviews that mention the claims process and customer service.

    The company with the highest weighted score in each category earned the corresponding “Our pick for” designation. If a company ranked first in multiple categories, we awarded the designation to the next-highest scoring company in that category to highlight a broader group of top performers.

    Best home warranty companies by city

    Home Warranties in Nevada Buyers Guide

    Jump into our guides and start learning

    Top Picks

    See who reviewers like

    American Home Shield logo
    Old Republic Home Protection logo
    First American Home Warranty logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Nevada’s desert climate, intense summer heat and rapid suburban growth create heavy demand on cooling systems and electrical components. Choosing a home warranty can help alleviate these costs. Before you start comparing policies, consider following these steps to set yourself up for success and make the process as easy as possible.

      Key insights

      Given Nevada's extreme heat, homeowners should prioritize HVAC coverage.

      Jump to insight

      The average monthly cost of a home warranty in Nevada is $54.64. Annually, premiums range from $240 to $1,100. Plans generally come with a service fee of $75 to $150 per claim.

      Jump to insight

      Home warranty pricing in Nevada is generally competitive, but homes with pools or spas often require additional coverage.

      Jump to insight
      las vegas nevada skyline

      How to choose a home warranty in Nevada

      When shopping for a home warranty in Nevada, start by figuring out which items you want to protect. Decide if you need coverage for just appliances, just systems or a combination of both. Then, compare quotes, read sample contracts and look through real customer reviews to identify patterns in service quality and claims handling.

      1. Decide what coverage you need

      Begin by evaluating the age and condition of your home’s appliances and systems. If your appliances are showing signs of wear, an appliance-only plan could save money on future repairs. However, if your main concern is the AC or plumbing system, focus on plans that cover major systems.

      A combination plan is the best bet if you want full coverage and higher payout caps. Homes in southern Nevada may place more emphasis on cooling systems, while northern Nevada homeowners may prioritize both heating and cooling.

      2. Compare costs

      Don’t just look at the monthly payment. Consider the service call fee, which you pay every time a technician is sent out. These usually range from $75 to $150 per visit, and if you expect to file several claims, a lower fee may make sense even if the monthly cost is higher.

      Be sure to check coverage limits and potential add-on costs, like roof leak or pool coverage. These extras can quickly add to your total plan price. Urban areas like Las Vegas and Reno often have more competitive pricing due to higher technician availability.

      3. Review sample contracts

      Sample contracts are your best resource for understanding exactly what is and isn’t covered. Read them carefully to spot any gaps, waiting periods or exclusions such as preexisting issues or improper installation. These documents are also where you’ll find rules on cancellation policies and how claims are handled during peak demand seasons.

      4. Read customer reviews

      Customer reviews offer a real-world look at how a company handles claims, technician visits and customer service. Check reviews for complaints about delays, denials or hidden costs. Positive reviews typically mention smooth claims and helpful support, while negative ones frequently mention delays during summer months.

      Leslie in Las Vegas describes a largely positive experience: "I've found the process of submitting a claim to be seamless and smooth. The customer service reps have always been amazing and consistently helpful."

      How much does a home warranty cost in Nevada?

      A home warranty in Nevada costs $54.64 per month on average. Home warranty premiums generally range from $19.99 to $91.66 per month, depending on the plan. The average cost of a home warranty in Nevada is 19.2% lower than the national average.

      Cost range by home warranty provider

      We received quotes for each of our top picks in Nevada for a three-bed, two-bath home in Las Vegas.

      ProviderMonthly premium range*Service call fee
      american home shield logo$19.99 to $79.99$100 or $125
      old republic home protection logo$50 to $80$100 or $125
      first american home warranty logo$37.20 to $77.20$100 or $125
      choice home warranty logo$46.83 to $54.75$100
      american home shield logo$19.99 to $79.99$100 or $125
      old republic home protection logo$50 to $80$100 or $125
      first american home warranty logo$37.20 to $77.20$100 or $125
      choice home warranty logo$46.83 to $54.75$100

      *Data updated January 2026

      Monthly or annual premiums

      Home warranty companies typically allow you to pay premiums monthly or annually. Annual payments often come at a discounted rate.

      Service call fees

      Each time you file a claim, you pay a service call fee for a technician to visit your home and diagnose the problem. Home warranty providers usually charge $75 to $150 per visit.

      Some companies let you choose your service call fee when you sign up. Choosing a higher service call fee typically reduces your monthly premium.

      Add-on coverage

      Many home warranty companies allow you to customize your plan with add-ons not covered in the base plan. Add-ons range from $2 to $25 per month, depending on the item.

      Other home warranty cost factors

      Home warranty prices vary widely depending on a few factors:

      • Home size: Companies charge more for larger homes.
      • Level of coverage: Cheaper home warranty plans generally cover fewer items.
      • Location: Your ZIP code can influence your home warranty cost.
      • Discounts: Many companies offer discounts (e.g., for multiyear plans) and other promotions.

      Example: total annual home warranty costs

      • Systems and appliances combo plan ($48 per month): $576 per year
      • Add-on for well pump protection ($8 per month): $96 per year
      • Four claims ($90 service fee): $360
      • Total: $1,032 per year

      What does a Nevada home warranty cover?

      Home warranty plans in Nevada typically come in three types: appliance-only, systems-only and combination plans.

      • Appliance plans typically cover refrigerators, dishwashers, ovens, built-in microwaves, washers and dryers.
      • Systems plans focus on major home systems like heating, plumbing, electrical, water heaters and ductwork.
      • Combo plans offer the widest protection by including both categories.

      Optional add-ons are available for items like pools, spas and roof leaks, allowing you to tailor protection for your specific needs.

      Reviewers’ experience filing home warranty claims in Nevada

      • Janalee in Las Vegas saw the value of a smooth claim when her garage door opener died. She shared, “I filed a claim and within 24 hrs two techs were in my garage.” Even better, “within 5 minutes Choice approved replacing the unit with a new one,” so the next day the tech was already installing it.

        Key takeaway: Fast approvals can turn a claim into a quick fix

      • Patty in Las Vegas expected a smoother timeline after her claim, but the wait stretched out. As she put it, “It took 3 days to get a tech. So it’s 10 days now.” The diagnosis came, approvals followed, yet she was still “waiting for parts,” wishing for clearer updates as the repair moved along.

        Key takeaway: Repairs can stall on parts, so updates matter

      • Carlton in North Las Vegas thought the hard part was over once his dryer claim went in: “Submitting the claim online was incredibly easy,” but the real wait started after approval. “There was a significant delay. I had to wait over a week for the part to arrive.” He learned fast that parts sourcing can stretch a simple repair into limbo.

        Key takeaway: Easy claim filing can still mean long repair delays

      Home warranty regulations in Nevada

      In Nevada, service contracts are regulated by the Division of Insurance, and you can find a list of licensed service contract providers on its website.

      Check to make sure your home warranty company is licensed before signing a contract.

      When you purchase a home warranty in Nevada, your home warranty provider must provide a receipt or written evidence of purchase. Home warranty companies in Nevada are also required to obtain a certificate of registration from the state government and supply proof of financial security. These requirements help make sure you're protected throughout the life of your contract.

      If your warranty provider fails to perform its duties as outlined in your service contract within 60 days of your making a claim, you can apply to have the company’s contractual liability insurance policy do the work, assuming it has one.

      Home warranty companies in Nevada must also maintain transaction records of each contract for at least one year after the contract's expiration, including a description of each claim you made.

      FAQ

      Is a home warranty worth it in Nevada?

      If you’re looking for peace of mind against the high price of home repairs, a home warranty isn’t a bad option. While it’s impossible to guarantee your contract will save you money in the long run (your home may stay in perfect working order), some homeowners do see significant savings, and many people enjoy knowing their homes are covered in case of issues.

      Do home warranty companies let you pick your own contractors?

      This process varies from provider to provider.

      Depending on the home warranty company you choose, you may be able to pick your own contractors for service. However, most companies have their own networks of contractors that they work with. This takes some of the work off your plate, but it can be problematic if the technicians aren’t very good.

      Are home warranties transferable?

      Yes, home warranty coverage is usually transferable to a second owner. A home warranty policy can actually be a nice bonus for the buyer if you’re selling your home.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Natural Resources Defense Council, “Nevada Heat Waves: Why, Where, and How to Stay Safe.” Accessed Feb. 6, 2026.
      2. Nevada Division of Insurance, “Service Contract Provider.” Accessed Feb. 6, 2026.
      3. Nevada Division of Insurance, “Service Contracts.” Accessed Feb. 6, 2026.
      4. Nevada Legislature, “CHAPTER 690C - SERVICE CONTRACTS.” Accessed Feb. 6, 2026.

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