If you’ve been thinking about getting home warranty coverage in Indiana but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in Indiana by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.
Our editor’s top picks
| Company | Customer rating | Starting costs | Service fee | Covered systems | Covered appliances | Available plans | Roof leak coverage? | |
|---|---|---|---|---|---|---|---|---|
 | 4.0
67,417 reviews
67,417 reviews
| $46.83 | $100 | 9 | 8 | 2 | Add-on | Get a Quote |
 | 3.8
105,096 reviews
105,096 reviews
| $29.99 | $100 or $125 | 14 | 9 | 3 | Add-on | Get a Quote |
 | 4.0
11,660 reviews
11,660 reviews
| $38.99 | $100, $125 or $150 | 10 | 12 | 3 | No | Get a Quote |
We’ve talked to thousands of Indiana homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.
Jump into our guides and start learning
When getting a home warranty in Indiana, it’s important to consider the specific needs of your home based on its age and the climate of the region. Indiana experiences a wide range of weather conditions, from hot summers to cold winters, which can put stress on your home’s systems and appliances.
Towns like Indianapolis, Fort Wayne and Bloomington can see significant temperature swings, meaning your HVAC system might be put under stress each year. Be sure the home warranty plan you choose covers essential systems like heating, air conditioning and plumbing, which are vital in maintaining home comfort throughout the year.
Another important factor is the reputation and reliability of the home warranty provider. From South Bend to Carmel, homeowners should research and compare different companies to find one with positive reviews and a solid track record.
Look for providers that offer comprehensive plans with reasonable coverage limits and affordable service fees. Customer service is key, so choose a company known for responsive and efficient handling of claims. Reading reviews from local homeowners can provide insight into the provider’s reliability and customer satisfaction in Indiana.
Usually, the regulation of home warranties falls under the jurisdiction of the Indiana Department of Insurance (IDOI). Indiana doesn't have a specific law for home or appliance service contracts, though. In the past, the Indiana Department of Insurance (DOI) ruled that these programs don’t need to follow insurance laws — however, the companies are informally regulated by an old rule that requires these programs to have a backup insurance policy.
If you would like to file a complaint against a home warranty company in Indiana, your best bet would be to contact the Federal Trade Commission (FTC).
The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Indiana and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.
A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.
Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Indiana, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Indiana. We then weighted several key features to get our final rankings:
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
Thanks for subscribing.
You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.
Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states.
Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7.
Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances.
Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone.
Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans.
Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans.
Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks.
Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal.
Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts.
A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month.
Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances.
Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty.
