Best Home Warranties in Indiana

Choice Home Warranty offers 2 plans specialized to your needs. Depending on what type of coverage you choose, you can expect to pay $49.17 to $57.50 monthly or $532 to $627 annually.

Many customers in Indiana appreciate that Choice Warranty provided prompt and efficient service for various repair issues, including a leak in the laundry room and a malfunctioning garbage disposal. They often say the technicians are knowledgeable and professional, explaining the problems and providing solutions.

Marylou from Crown Point said about her experience with her technicians: “Best decision we made last summer 2023. Since Easter 2024 we have had USA Plumbing and a top notch service technician by the Name of Darrell or Darren who installed a new back up sump and back yesterday to fix our fountain leak in our upstairs toilet. Caring, smart, knowledgeable and also personable employee.”

Donna from Fort Wayne was also pleased with her tech, as well as Choice’s response time: “I was very impressed that I was contacted the same day I called to set up an appointment for the very next day! The gentleman explained the problem, fixed it in 5 minutes and job was completed. Thank you CHOICE WARRANTY. Young man was very personable and informative. Good Job!”

Some Choice Home Warranty customers in Indiana mentioned delayed responses and a lack of communication from American Home Shield.

Derek of Indianapolis “liked the idea” of having a home warranty, but he reported “a dreadful experience at every turn with Choice.” He said he was “routinely denied legitimate claims” and that “repairs when authorized took forever to schedule and complete. ... Much cheaper to just pay for your own repairs.”

American Home Shield has 3 different plans that cover up to 18 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100 or $125. It’s available in 48 states (not Alaska, Hawaii or New York City), including Indiana.

Customers in Indiana overall say they’ve had positive experiences with American Home Shield. They frequently report that the claim submission process is easy and convenient via phone or online and that technicians typically respond promptly to service requests.

Bruce of Indianapolis, who called American Home Shield “fantastic,” said: “Their price is reasonable as well. Recently, we had an air conditioning unit that went out and they replaced it. The whole process took a little bit longer on my part as I've been in the process of remodeling my home. So, I had to deal with financing. But overall, it took a very short time. The contractors worked with us very well and I can't say enough good things about Derek, the dispatcher and manager from Speedy Heating and Air Conditioning.”

Another reviewer from Indianapolis, David, worked with AHS when his microwave quit: “The techs got out within a day. Everything was good. They diagnosed the problem and got the parts mailed here. After the parts got mailed, the tech showed up and got it going again.”

A few Indiana customers mention delayed response and lack of communication from American Home Shield.

One reviewer said they might leave AHS and go with another company: “Every time I have something done, American Home Shield finds somebody or does it the cheapest way as possible. I had the hot water heater go bad recently and instead of replacing it with the original model, they went out and they put me on hold for five days, and I had to wait with the water heater leaking. They found a cheaper model to put in and that's not right.”

Cinch Home Services offers 3 home warranty plans. It’s available in 48 states, including Indiana. If you opt for combined coverage, up to 22 of your appliances and systems will be covered.

Many Cinch Home Services customers in Indiana mention an easy claims process and prompt service. Esther of Indianapolis echoed this: “I prefer doing it online. Their response time is great. So far, so good … great and user-friendly.”

Thanks to Cinch, Kathy from La Porte finds home warranty coverage worth the cost. As she explained it, “You spend money a bit having it but then you save money. If something goes out, they'll fix it and replace it if necessary so that's pretty good. TotalProtect has worked out all right. They've helped with the washer and dryer. They check and clean our heater and air conditioner once a year too. Filing a claim is easy. We just make an appointment and they let us know when they're coming. It's nice because we usually have the same guy.”

Some Indiana customers have expressed dissatisfaction with Cinch Home Services, citing issues with expensive plans, difficulty reaching customer service, long wait times for repairs and unhelpful contractors.

Pamela from Alexandria was not happy with her experience. She told us: “I had a furnace that was not working. The outside temperature was in the 30's. I contacted Cinch warranty they said they had no one to service my area. ... After three calls they finally said they would send someone in one month.” After paying out of pocket for a repair, she submitted a claim: “I had purchased this home and had two inspections prior to the purchase stated it was in good working order. Cinch stated the furnace was not in good working order and refused to pay.”