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Best Home Warranties in Rhode Island

We compared 10 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(69,235)
    • American Home Shield
      3.8(106,348)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Rhode Island

    If you’ve been thinking about getting home warranty coverage in Rhode Island but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in Rhode Island by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,679,742 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Rhode Island, reviewed

    We’ve talked to thousands of Rhode Island homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    69,235 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty offers 2 plans specialized to your needs. Depending on what type of coverage you choose, you can expect to pay $49.17 to $57.50 monthly or $532 to $627 annually.

    Customers in Rhode Island frequently mention positive experiences with Choice Home Warranty. They appreciate the prompt and efficient service, with technicians arriving quickly and resolving issues in a timely manner. They also say the customer service representatives are knowledgeable and helpful and that the company offers fair prices for its services.

    Rose of Providence called it a “no brainer” to choose Choice Home Warranty: “Fair price, good and efficient phone account service and a good professional lineup of vendors. So far, so good. I recommend getting this to all homeowners, especially when appliances start getting older.”

    Raymond of Cranston said about their experience: “The company had sent their repairman the next business day. The gentleman who came to our house was kind and professional. He accessed our situation and immediately began into repair our refrigerator in a timely fashion.”

    One reviewer in Rhode Island had a negative experience with a pushy salesman but eventually finalized their order. Another reviewer was satisfied with the technician who came to their home but felt that the money offered for a claim was not enough. A few also mention poor response times.

    David of West Warwick had issues with his furnace: “I opened a claim on Mar 8 at about 8:30AM and here it is Monday Mar 11 and I still do not have a repairman scheduled. ... The agent told me that I should get an email from a repair service and the service could be done on Monday. I did NOT get any such email. I called today and got the very same runaround until the agent disconnected the call. So far, Choice Home Warranty has not helped me at all.”

    2025 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    106,348 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews

    American Home Shield has 3 different plans that cover up to 24 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100 or $125. It’s available in 48 states, including Rhode Island.

    Customers in Rhode Island have generally positive experiences with American Home Shield. They appreciate the efficiency and professionalism of the representatives and contractors. They frequently say the service providers are knowledgeable and quick to identify and fix issues.

    D. from Rhode Island needed an electrician for a circuit issue and called upon American Home Shield. They said the technician that came out was “competent, friendly and professional. He figured out that the circuit breaker just didn’t look like it had popped but it did.” They said their coverage gave them the “security that I can just call when something breaks, and they'd come and fix it. ... Also, it’s an insurance against if something big were to break. AHS is well worth it.”

    Qamar from Lincoln said: “AHS is great. I put in a claim for my plumbing and the water tap. It was very smooth when I submitted the claim. I was having some issues online. But I called them and they helped me out. I'm very happy with the service. The tech was also knowledgeable and did a good job.”

    A few Rhode Island reviewers say they were displeased with the technicians or customer service. Some have expressed frustration due to long wait times and a difficult website experience.

    Janice of Cumberland, for instance, worked with AHS twice: “When the refrigerator wasn't working properly, the technician who arrived was not informative. … After waiting two months for parts that were backordered, I canceled the repair and opted for replacement in order to have a functioning refrigerator. The technician did not call me to inform about the delay, I repeatedly called him for updates as weeks went by, otherwise I would still be waiting for to hear from him about parts.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process

    Home Warranties in Rhode Island Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      How to choose a home warranty company in Rhode Island

      Buying a home warranty in Rhode Island is a simple process that starts with understanding your needs. Think about what you want covered, whether it’s your heating and cooling systems, kitchen appliances or plumbing. Make a list of your priorities to guide your search.

      Next, research home warranty companies that serve Rhode Island. Look at reviews and ratings from other homeowners to find the best options. Compare the different plans available, checking what’s included, the costs and any additional fees. Don’t forget to verify that the company is licensed to operate in Rhode Island and belongs to reputable industry associations.

      Once you’ve narrowed your choices, reach out to the companies with any questions. Clarify the terms and conditions, understand the claims process, and look for any special offers or discounts. After gathering all the information, choose the home warranty plan that best fits your needs and budget, ensuring you have peace of mind and protection for your home’s systems and appliances.

      How are home warranties regulated in Rhode Island?

      In Rhode Island, there are no current regulations on home warranty companies. Legislation has been passed stating that the companies are not considered insurance providers, but that has been the extent of the guidelines as of publishing. Companies must follow established laws on deceptive business practices.

      » MORE: Home warranty regulations

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Rhode Island, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in Rhode Island?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Rhode Island, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Rhode Island. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Justia, “2023 Rhode Island General Laws Title 6 - Commercial Law – General Regulatory Provisions Chapter 6-57 - Consumer Service Contracts Section 6-57-2. - Service contracts.” Accessed July 31, 2024.

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