1. Home
  2. Homeowners
  3. Home Warranties
  4. Home Warranties in Oregon

Best Home Warranties in Oregon

Take a Home Warranty Quiz. Get matched with an Authorized Partner.

    Author picture
    Written by Taylor Sansano
    Edited by Vincent Landino

    Our research team vetted 19 home warranty companies that are rated by more than 295 customers in Oregon. Read our guide to choose the best home warranty in Oregon for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,933,926 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key Insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty and First American Home Warranty.
    • To find the best home warranty in Oregon for you, adjust your coverage to match your needs and risks.
    • A home warranty in Oregon typically costs anywhere from $36 to $90 per month from one of our top picks.

    Compare Top Oregon Home Warranty Companies

    Sort
    • Best Rated
    • Most Reviewed
    • Highest Rated

    Take a Home Warranty Quiz. Get matched with an Authorized Partner.

      Our 4 Oregon home warranty picks

      Here are our favorite home warranty companies in Oregon, based on local reviews:

      Methodology

      To select our top picks, we started with the home warranty companies available in Oregon on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Oregon, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

      Our top pick overall American Home Shield AUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75, $100 or $125

      American Home Shield’s customizable plans protect more than 2 million members nationwide. Its warranties provide coverage for up to 23 home systems and appliances, and AHS covers items of all ages. All repairs are backed by a 30-day workmanship guarantee.

      We’ve compared this company’s plans based on select coverage items below.

      ShieldSilverShieldGoldShieldPlatinum
      Monthly premium cost*$39.99 to $54.99$49.99 to $64.99$69.99 to $84.99
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      ShieldSilver$39.99 to $54.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldGold$49.99 to $64.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldPlatinum$69.99 to $84.99$75, $100 or $125Add-onAdd-onAdd-on

      *For a home in Portland at the time of publishing

      American Home Shield has an overwhelmingly positive review trend in Oregon. It has the most reviews in the state of any company we analyzed, and it has the second-highest ratio of 5-star to 1-star reviews. That’s why we’re comfortable making it our top pick.

      Gary from Clackamas wrote, “We're very pleased with the policy, and I recommend anybody that buys a home that is not brand-new to get it. It’s very useful. I would definitely go with them again.”

      “It's worth the money to have the extra insurance,” according to Melinda from Portland. “I had another company in the past and did not get the same results.”

      Our pick for simple plan options Choice Home Warranty AUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      Choice Home Warranty has handled more than 4 million service requests. Its team sells home warranties for homeowners, homebuyers, home sellers and real estate agents. CHW also contacts one of its over 15,000 technicians within four hours of receiving your request by phone or online.

      We’ve compared this company’s plans based on select coverage items below.

      Basic planTotal plan
      Monthly premium cost*$46.67$55
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Total plan$55$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Portland at the time of publishing

      The review data for Choice Home Warranty in Oregon is strong, but the numbers don’t capture customer enthusiasm and satisfaction as well as the reviews themselves:

      “Choice Home Warranty feels like part of the family and they always care about you and your property,” according to Mohamed from Wilsonville. “I had two incidents and they were very fast to respond and assign the proper help. I would definitely recommend them to family and friends!”

      Christina from Amity got multiple issues fixed and reported that she “only had to pay $65!!! Thank you CHW!!! I recommend everyone to get a home warranty with Choice Home Warranty!!! They are the best!”

      Our pick for low service fees Select Home Warranty AUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: Typically $60 to $75

      Select Home Warranty provides home service plans for multiple types of homes, including rentals, mobile homes and condos. These plans cover all makes and models of properly maintained appliances, and you don’t need a home inspection before your coverage starts. Select Home Warranty doesn’t limit the number of covered repairs during your coverage term. All claims can be filed on its website or by email.

      We’ve compared this company’s plans based on select coverage items below.

      Bronze CareGold CarePlatinum Care
      Monthly premium cost*$60.42$60.42$65.83
      Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-on
      Bronze Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Care$65.83Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Portland at the time of publishing

      While its review data isn’t as robust as the data for our top pick overall, Select Home Warranty actually has the best ratio of 5-star to 1-star reviews of any of our picks for Oregon. Local reviewers often praise the company for its customer service too.

      “The sales representative was great, very informative, and helped me get the right product while helping me ensure I was able to get the best price for the products I needed,” wrote Geoffrey from Aurora. “I was so happy I am adding more homes, and I already passed on the information to another investor.”

      Dean from Portland reported that “Bruce, in customer service, was professional and detailed in explaining the many options they had available before finalizing the transaction. Overall I highly recommend Select Home Warranty for your home warranty service.”

      Our pick for fast service First American Home Warranty AUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      For over 35 years, First American Home Warranty has protected homeowners nationwide with its warranty plans. It provides flexible payment options, and it covers your equipment no matter its age. You can submit a claim online or by calling a representative. Normally, a First American technician will initiate service within 48 hours.

      We’ve compared this company’s plans based on select coverage items below.

      Basic PlanPremier Plan
      Monthly premium cost*$36$46.50
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioningAdd-onAdd-on
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairs
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic Plan$36$85Add-onNoAdd-onNoNoAdd-onAdd-onAdd-onAdd-onAdd-on
      Premier Plan$46.50$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Portland at the time of publishing

      First American Home Warranty has good reviews in Oregon, and mentions of the company’s fast service are common.

      “I called to get my garage opener repaired, the call was handled quickly,” reported Leona from Donald. “A technician was dispatched in a timely manner and was very friendly, went to work right away and finished within the hour. We are happy that we signed up with First American Home Warranty.”

      Christine from Woodburn has had similar experiences: “I have called First American on two different occasions. Both times I had the pleasure of talking with a live person who was courteous and eager to get my problem resolved. They promptly contacted a repair company, and that company promptly contacted me to schedule a date for diagnosis and repairs. Based on this I will be renewing my contract with First American this coming fall.”

      How to pick from the best home warranties in Oregon

      portland oregon skyline

      Home warranties don’t cover weather events in the way that homeowners insurance does, but your environment can put extra wear and tear on your property.

      For most homeowners in Oregon, a general policy may be all that’s needed. However, for homeowners in areas with more specific weather concerns, certain policies may be more important.

      For example, Mount Hood Village and Altamont experience a lot more snowfall than other cities in the state, so homeowners there will probably want to make sure their policies cover their heating systems with a high coverage limit. Roof leak coverage wouldn’t be a bad idea either.

      Conversely, people on the eastern side of Oregon might prefer to focus coverage on their air conditioning since it’s likely to take more of a beating keeping up with the hotter summers.

      Consider what’s important to you, your home and your daily life … ”

      Consider what’s important to you, your home and your daily life and then make sure your warranty covers those items to an extent that you feel financially comfortable with.

      Home warranty regulations in Oregon

      If you’re buying, selling or living in an existing home in Oregon, a home warranty is optional. However, there are regulations that companies offering home warranties (called “home service agreements” in Oregon law) need to follow. These include:

      • Writing contracts in clear, understandable language.
      • Stating any deductible amounts, what’s covered, what’s excluded and all terms or restrictions.
      • Acknowledging and acting within a reasonable time after services are requested (usually within 30 days).

      These laws are administered by the Oregon Division of Financial Regulation. If you believe that a licensed warranty company has failed to follow state guidelines, you can file a grievance there.

      Regulations for new construction

      Oregon contractors must offer a warranty either before or at the signing of the contract for the construction of a new home. However, these contracts are different than the home warranties discussed above.

      Typically, these new home warranties cover structural defects for five to 10 years and major home systems for one to two years. Annual costs are usually $250 to $500 per year, not including service fees.

      The contractor decides if they want to offer a warranty through a third party or through their contracting business, how long the warranty will last and how much to charge for the warranty.

      Oregon home warranty FAQ

      How much does a home warranty cost in Oregon?
      Oregon residents usually pay between $36 and $90 per month for a home warranty plan from one of our top picks, not including add-ons or discounts.

      Plans on the higher end of the range often include lower service fees and a longer list of covered components. They may also have higher coverage limits or additional features.

      Is a home warranty worth it in Oregon?
      Sometimes, but not always. In some cases, a home warranty can save you hundreds or thousands of dollars on unexpected repairs or replacements. Other times, you may end up spending more on your plan than you would have on fixes. Balance your risks and budget to decide if a home warranty is right for you.

      Many people find that the peace of mind these plans provide is worth the expense regardless.

      Who regulates home warranty companies?
      Generally speaking, home warranty regulations are left to state governments. However, different states handle home warranties differently.

      In Oregon, home warranty companies are overseen by the Division of Financial Regulation (DFR), which administers laws put in place by the Oregon Legislative Assembly.

      Other states use different organizations (often their departments of insurance) to monitor warranty companies and carry out the state legislature’s laws.

      Bottom line

      Buying a home warranty in Oregon can be a great decision if you’re smart about your purchase. So, make sure you’re getting the best bang for your buck by doing your research and comparing companies. A great place to start is our national home warranty buyers guide. You might also find our resources on home warranty costs and home warranty coverage useful.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Oregon Construction Contractors Board, “New home warranties.” Accessed December 7, 2021.
      2. Division of Financial Regulation, “Service contracts.” Accessed December 7, 2021.
      3. Oregon Association of Realtors, “Oregon Property Buyer Advisory.” Accessed December 7, 2021.

      Not sure how to choose?

      Get buying tips about Home Warranties in Oregon delivered to your inbox.

        By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

        Thank you, you have successfully subscribed to our newsletter!

        Compare Top Oregon Home Warranty Companies

        Comparing

        ×