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Best Home Warranties in North Dakota

We compared 12 companies and chose the top home warranty providers

    • American Home Shield
      3.8(105,785)
    • Choice Home Warranty
      4.0(68,466)
    • Cinch Home Services
      4.1(11,791)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in North Dakota

    If you’ve been thinking about getting home warranty coverage in North Dakota but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in North Dakota by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Value: American Home Shield
    2. Quick service: Choice Home Warranty
    3. Simple claims process: Cinch Home Services
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,659,924 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    3 best home warranty companies in North Dakota, reviewed

    We’ve talked to thousands of North Dakota homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

    2025 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    105,785 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
    Special Offer

    Memorial Day: 50% OFF Select Plans

    Memorial Day Sale: 50% OFF Select Home Warranty Plans

    American Home Shield offers 3 plans specialized to your needs. Depending on what type of coverage you choose, you can expect to pay $29.99 to $89.99 monthly or $359.88 to $839.88 annually.

    Customers in North Dakota appreciate the quick response time and efficient service provided by AHS when they have issues with their appliances or home systems. The online claims system is easy to use, they say, and customers feel that AHS offers good value for the price.

    Samantha from West Fargo had a good experience filing a claim and getting a repair: “We had water in our basement, so we determined it was a water heater issue, submitted a claim online and within three hours, the plumber called me back and they rescheduled the next day. They came out and pretty much took care of it straight away.”

    Rick in Grand Forks said: “I like the quickness of American Home Shield to get people in. It was 20 below and our furnace was out. The next day was when it was approved and Vilandre was contacted. We're very happy with that. The people on the phone are very helpful too.”

    Some North Dakota customers mention that the selection of technicians in their area is limited, but they still receive quality service. Some also report difficulties in getting reimbursements for replacements.

    Ryan in Lisbon said, “Not a smooth process, after three phone calls of over an hour each to get confirmation numbers I finally had furnace replaced. I then submitted numbers and invoices for payment and have waited for over two months.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    68,466 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty has 2 different plans that cover up to 18 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100. It’s available in 49 states (not Washington), including North Dakota.

    Choice Home Warranty customers in North Dakota appreciate the prompt and professional service provided by the technicians assigned to their claims. The sales representatives are seen as helpful and knowledgeable, and the company is praised for its quick response time and efficient resolution of issues.

    LI in Fargo filed a claim with Choice for their leaky faucet: “Gators Plumbing picked up the job and Allan ** was awesome. He did a fabulous job, fixed my water issue, and all is well. I am pleased with this transaction with Choice Warranty and hope any other claims go as smoothly as this one did.”

    Sharon in Fargo also had a good experience, despite being nervous about reimbursement “because a lot of companies said they won't work with warranty companies because they won't pay.” Sharon reported in her review: “Just received notice that I will be reimbursed in a timely manner. I had to find my own repair company and finally found one that came out in an hour. Thank you.”

    Some North Dakota customers have had issues with low payout amounts for replacements, while others have experienced delays in getting repairs done.

    Dale in Grand Forks wasn’t able to find a local plumber who worked with Choice: “I located a plumber who would do the work if I were to pay him directly. Choice Home Warranty was notified that such an arrangement had been made, but they refused to give permission for the plumber to proceed.”

    2025 Buyers Choice Award Winner
    Cinch Home Services
    Cinch Home Services
    4.1
    11,791 reviews
    Plans available
    3
    Service fees
    $100, $125 or $150
    Starting costs
    $38.99
    Get a Quote Read Reviews

    Cinch Home Services offers 3 home warranty plans. It’s available in 48 states, including North Dakota. If you opt for combined coverage, up to 22 of your appliances and systems will be covered.

    North Dakota customers appreciate the convenience of Cinch Home Services’ claim process and the helpfulness of its representatives. They often describe the technicians sent by Cinch as respectful and thorough in their work.

    Jamie in Grand Forks felt that the warranty was well worth it: “Cinch saved us a lot of time with big repairs when the water heater and air conditioner died. And we just had a small deductible in the scheme of things.”

    Maureen in Fargo said: “Their claim process is very convenient and their rep was very courteous and able to answer all my questions. Also, the service technician that they sent had been very nice, respectful and explained everything thoroughly.”

    Some North Dakota customers mention that the claim process can be slow at times and finding a technician isn’t always easy.

    Kaytlin in Grand Forks had trouble finding an in-network provider: “Our water heater was broken. We made a claim, and it was days before Cinch Home Services could find their own service provider in the area. They finally said, ‘We can't find anyone, so you can try to contact someone in your area for this.’”

    2x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service and Best Overall Process

    Home Warranties in North Dakota Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    American Home Shield logo
    Choice Home Warranty logo
    Cinch Home Services logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      How to find a home warranty company in North Dakota

      Buying a home warranty in North Dakota involves understanding your needs, researching available options and choosing a reputable provider. Identify what you need from a home warranty. Consider the age of your home and its appliances, your budget and which systems you want covered. Common coverage includes HVAC systems, electrical, plumbing and major appliances like refrigerators and washing machines.

      Next, look for home warranty companies that operate in North Dakota. Read reviews and ratings from current and past customers to gauge the reliability and quality of their service.

      How are home warranties regulated in North Dakota?

      North Dakota doesn’t currently have regulations for home warranty companies. The state does have the North Dakota Home Service Contract Association, a division of the National Home Service Contract Association (NHSCA), which aims to represent the best home warranty companies and hold them to high standards. You can see a list of the home warranty companies that are members on the NHSCA site.

      You can also file a complaint against home warranty companies with the North Dakota Insurance Department.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in North Dakota, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in North Dakota?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in North Dakota, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in North Dakota. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. National Home Service Contract Association, “North Dakota.” Accessed May 23, 2024.
      2. North Dakota Insurance Department, “Complaints.” Accessed May 23, 2024.

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