Best Home Warranties in New Mexico

When choosing a home warranty plan, consider what systems and appliances you wouldn’t want to go without.

New Mexico experiences extreme weather, ranging from thick snow in Angel Fire and around Pajarito Mountain to high heat in the summers at lower altitudes. If you live in an area of the state that has extreme weather, consider what systems and appliances you wouldn’t want to go without.

If a heater or air conditioner is critical to keeping your home comfortable, it makes sense to look for a home warranty with coverage for those items. Specific coverage demands mean you may either need a more comprehensive plan or one with optional add-ons.

If you have an issue with your home warranty company, the New Mexico attorney general’s office handles consumer problems in the state. Compared with other states, New Mexico has fairly standard regulations for home warranty companies. The state’s Service Contract Regulation Act requires warranty providers to meet certain standards for financial security and to let you cancel your warranty for a refund in certain circumstances.

This act also sets standards for what has to be included in a home warranty contract in New Mexico. These include:

• Understandable language that’s easy to read
• The provider’s contact information
• Information on pricing and service fees
• A description of the coverage and any exclusions
• A cancellation policy

ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

To choose the top home warranty companies in New Mexico, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in New Mexico. We then weighted several key features to get our final rankings:

• Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
• Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
• Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
• Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

Buying a home warranty in New Mexico can be an impactful decision, so it’s important that you understand what you’re signing up for and if it makes sense for your budget.

To help, we have a handy home warranty cost guide that covers things like average nationwide costs, comparing companies and how to save. You can also review our national home warranty guide or warranty coverage article to help make your purchase easier.