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Best Home Warranties in New Mexico

We compared 16 companies and chose the top home warranty providers

    • First American Home Warranty
      4.3(8,570)
    • Cinch Home Services
      4.1(11,484)
    • Choice Home Warranty
      4.0(65,674)

    Top Picks

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      Best Home Warranties in New Mexico

      Our research team vetted 16 home warranty companies that are rated by more than 165 customers in New Mexico. Read our guide to choose the best home warranty in New Mexico for you by comparing plans, contract lengths and service fees.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,568,520 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Compare Top New Mexico Home Warranty Companies

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        Our 3 New Mexico home warranty picks

        Below are our favorite home warranty companies in New Mexico based on local reviews and company offerings.

        American Home Shield

        3.9
        103,657 reviews
        Buyer's Choice Award Winner
        Number of plans
        3
        Service fees
        $100 or $125
        Starting costs
        $29.99
        5x Award Winner
        Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

        American Home Shield plans protect more than 2 million members nationwide, providing coverage for up to 24 home systems and appliances. You can also customize your plan to fit your needs with tailored service fees and add-ons. AHS plans cover products of all ages. Every repair is backed by a 30-day workmanship guarantee.

        We’ve compared this company’s plans based on select coverage items below.

        American Home Shield has outstanding reviews in New Mexico. Its ratio of 5-star to 1-star reviews is among the highest we’ve seen for any home warranty company in any state. As a result, it’s earned our top overall pick for a home warranty company in New Mexico.

        “AHS has been a security blanket for us,” reported Glenda from Albuquerque. “It's a relief to know that they're there when we moved into a new place that there might be things that we didn't see.”

        M., a reviewer who didn’t wish to be named, wrote, “I’m glad that we’re with American Home Shield because it saved us trying to find somebody to help us. The wire came loose in a fixture over the bathroom sink and it wasn’t working anymore. Repair people fixed it right away and everything is working fine.”

        A few customers who had issues with their air conditioning units said they experienced delays in getting them repaired.

        Choice Home Warranty

        4.0
        65,674 reviews
        Buyer's Choice Award Finalist
        Number of plans
        2
        Service fees
        $100
        Starting costs
        $46.83

        Choice Home Warranty plans have covered more than 1 million homes. Claims can be made online or by phone. When you submit a claim through CHW, it initiates the service request within four hours, connecting you to one of its 15,000+ contractors.

        We’ve compared this company’s plans based on select coverage items below.

        Choice Home Warranty has a solid review trend in New Mexico. Reviewers frequently mention the convenience of the claims process.

        Karen from Rio Communities reported that “the process to get a technician was painless; I didn't have to do a thing. The company that Choice chose was very professional. I appreciate that Choice contacted the company for me, then the company called to set up the appointment. The technician was very courteous and knowledgeable.”

        “I called Choice and within ten minutes I had an appointment for repair,” wrote Rosalie from Albuquerque. “The repair people were early and my garage door was operating in less than half hour.”

        Occasionally, reviewers mention problems with customer service, including unsolicited calls and difficulty reaching representatives.
        Our pick for low service fees

        Select Home Warranty

        3.0
        14,418 reviews
        Number of plans
        3
        Service fees
        $60 or $75
        Starting costs
        $60.42

        Select Home Warranty offers three home warranty policies in New Mexico. These plans cover an unlimited number of repairs for all makes and models of appliances and systems (as long as they are properly maintained). You do not need a home inspection in order to prove maintenance or the state of the appliance. All claims can be submitted on the company’s website or by email.

        We’ve compared this company’s plans based on select coverage items below.

        Select Home Warranty has good reviews in New Mexico, and its reviews frequently mention savings the company provided.

        Tommy from Clovis wrote that “Steven ** was very friendly and knowledgeable about the home warranty. He asked if we were seniors which also saved us money.”

        Candace from Albuquerque had a similar experience: “Great customer service. They were able to save me more than the original quote as well as split payments into two separate one to pay it off in 2 months instead of 1. Now I have peace of mind when it comes to so many things.”

        Occasionally, reviewers have mentioned poor service, denial of claims and delays in getting repairs done.
        albuquerque new mexico skyline

        How to choose a home warranty in New Mexico

        When choosing a home warranty plan, consider what systems and appliances you wouldn’t want to go without.

        New Mexico experiences extreme weather, ranging from thick snow in Angel Fire and around Pajarito Mountain to high heat in the summers at lower altitudes. If you live in an area of the state that has extreme weather, consider what systems and appliances you wouldn’t want to go without.

        If a heater or air conditioner is critical to keeping your home comfortable, it makes sense to look for a home warranty with coverage for those items. Specific coverage demands mean you may either need a more comprehensive plan or one with optional add-ons.

        Home warranty regulations in New Mexico

        If you have an issue with your home warranty company, the New Mexico attorney general’s office handles consumer problems in the state. Compared with other states, New Mexico has fairly standard regulations for home warranty companies. The state’s Service Contract Regulation Act requires warranty providers to meet certain standards for financial security and to let you cancel your warranty for a refund in certain circumstances.

        This act also sets standards for what has to be included in a home warranty contract in New Mexico. These include:

        • Understandable language that’s easy to read
        • The provider’s contact information
        • Information on pricing and service fees
        • A description of the coverage and any exclusions
        • A cancellation policy

        New Mexico home warranty FAQ

        How much does a home warranty cost in New Mexico?

        Based on the quotes we’ve gotten, New Mexico homeowners can expect to pay between $33 and $95 per month for a home warranty.

        However, our quotes don’t include available discounts or promotions, so you may be able to save if you take advantage of those savings. If your provider offers your choice of service fee, you can opt for a higher fee to lower your monthly rate.

        Is a home warranty worth it in New Mexico?

        There’s always a chance that you may end up spending more on a plan than you would have on repairs without it.

        On the other hand, a home warranty can save you a lot of money when things break down, and many homeowners feel that having a warranty in place, even if they don’t end up needing significant repairs or replacements, is worth the peace of mind.

        How do you renew your home warranty contract?

        It depends on the company. Some companies automatically renew contracts at the end of the year unless you cancel them in time. Other companies will reach out to see if you want to renew or not.

        Make sure you read your contract thoroughly before your renewal period to see what you can expect.

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in New Mexico, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in New Mexico. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        Buying a home warranty in New Mexico can be an impactful decision, so it’s important that you understand what you’re signing up for and if it makes sense for your budget.

        To help, we have a handy home warranty cost guide that covers things like average nationwide costs, comparing companies and how to save. You can also review our national home warranty guide or warranty coverage article to help make your purchase easier.

        Guide Sources

        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

        1. New Mexico Legislature, “Service Contract Regulation Act.” Accessed Oct. 25, 2024.
        2. New Mexico Home Builders Association, “Consumer Information.” Accessed Oct. 25, 2024.

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