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Best Home Warranties in New Mexico

We compared 31 companies and chose the top home warranty providers

    • American Home Shield
      3.7(108,330)
    • Choice Home Warranty
      4.0(72,351)
    • Select Home Warranty
      3.8(15,914)
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    By: Taylor Sansano
    +1 more
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    Edited by: Cassidy McCants

    Best Home Warranties in New Mexico

    We’ve compared today’s top home warranty companies on ratings and reviews, price, coverage, availability and other factors to determine which are best suited for homeowners in New Mexico. All things considered, we found that American Home Shield, Choice Home Warranty and Select Home Warranty are the best options in the Land of Enchantment.

    Our 3 New Mexico home warranty picks

    1. Our top pick overall: American Home Shield
    2. Our pick for an easy claim process: Choice Home Warranty
    3. Our pick for low service fees: Select Home Warranty

    Our research team vetted home warranty companies that are rated by hundreds of customers in New Mexico. Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Our top pick overall

    American Home Shield

    American Home Shield
    3.7
    108,330 reviews
    Number of plans
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
    Special Offer

    Fall Sale

    50% Off Select Plans for a limited time only!

    American Home Shield has outstanding reviews in New Mexico, earning it our top overall pick for a home warranty company in New Mexico. Its ratio of 5-star to 1-star reviews is among the highest we’ve seen for any home warranty company in any state. Its plans cover products of all ages, and every repair is backed by a 30-day workmanship guarantee.

    American Home Shield plans protect more than 2 million members nationwide, providing coverage for up to 24 home systems and appliances. You can also customize your plan to fit your needs with tailored service fees and add-ons.

    We’ve compared this company’s plans based on select coverage items below.

    “AHS has been a security blanket for us. It's a relief to know that they're there when we moved into a new place that there might be things that we didn't see.”
    Glenda Albuquerque, NM

    A few customers who had issues with their air conditioning units said they experienced delays in getting them repaired.

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    Our pick for an easy claim process

    Choice Home Warranty

    Choice Home Warranty
    4.0
    72,351 reviews
    Number of plans
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    When you submit a claim, Choice Home Warranty initiates the service request within four hours, connecting you to one of its 15,000-plus contractors. It also has a solid review trend in New Mexico, with reviewers frequently mentioning the convenience of the claims process. Claims can be made online or by phone.

    We’ve compared this company’s plans based on select coverage items below.

    “The process to get a technician was painless; I didn't have to do a thing. The company that Choice chose was very professional. I appreciate that Choice contacted the company for me, then the company called to set up the appointment. The technician was very courteous and knowledgeable.”
    Karen Rio Communities, NM

    Occasionally, reviewers mention problems with customer service, including unsolicited calls and difficulty reaching representatives.

    Our pick for low service fees

    Select Home Warranty

    Select Home Warranty
    3.8
    15,914 reviews
    Number of plans
    3
    Service fees
    $75 to $100
    Starting costs
    $60.42
    Get a Quote Read Reviews

    Select Home Warranty’s service call fee (also known as a deductible) is $60, which is a bit lower than the industry standard of $75 to $125. The company has good reviews in New Mexico, and reviewers frequently mention savings the company provided. 

    Select Home Warranty’s plans cover an unlimited number of repairs for all makes and models of appliances and systems (as long as they’re properly maintained). You do not need a home inspection in order to prove maintenance or the state of the appliance. All claims can be submitted on the company’s website or by email.

    We’ve compared this company’s plans based on select coverage items below.

    “Great customer service. They were able to save me more than the original quote as well as split payments into two separate one to pay it off in 2 months instead of 1. Now I have peace of mind when it comes to so many things.”
    Candace Albuquerque, NM

    Occasionally, reviewers have mentioned poor service, denial of claims and delays in getting repairs done.

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Overall Value

    Home Warranties in New Mexico Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    American Home Shield logo
    Choice Home Warranty logo
    Select Home Warranty logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      albuquerque new mexico skyline

      A home warranty covers the repair or replacement of major home systems and appliances that fail due to normal wear and tear. Especially if you're a new homeowner or your home’s systems and appliances are older, a home warranty can provide peace of mind.

      Finding the right coverage can be overwhelming — there are countless companies and plans out there. Fortunately, we’ve got tips on finding the best home warranty for you.

      Key insights

      New Mexico homeowners typically pay $33 to $95 per month for home warranty coverage, though discounts and promotions (or opting for a higher service fee, if you can) may lower your monthly rate.

      Jump to insight

      With New Mexico’s wide climate swings — from heavy snow to scorching summer heat — prioritize coverage for heating and cooling systems (and any other must-have appliances).

      Jump to insight

      Under the Service Contract Regulation Act, providers must meet financial security standards and use clear, readable contracts (with pricing, coverage, exclusions and cancellation terms laid out).

      Jump to insight

      How much does a home warranty cost in New Mexico?

      Based on quotes we’ve received, New Mexico homeowners can expect to pay between $33 and $95 per month for a home warranty.

      However, our quotes don’t include available discounts or promotions, so you may be able to save if you take advantage of those savings. If your provider offers your choice of service fee, you can opt for a higher fee to lower your monthly rate. Service fees, which you’ll pay each time a contractor comes out for a repair, typically range from $60 to $150.

      » MORE: Home warranty costs

      How to choose a home warranty in New Mexico

      When choosing a home warranty plan, consider what systems and appliances you wouldn’t want to go without.

      New Mexico experiences extreme weather, ranging from thick snow in Angel Fire and around Pajarito Mountain to high heat in the summers at lower altitudes. If you live in an area of the state that has extreme weather, consider what systems and appliances you wouldn’t want to go without.

      If a heater or air conditioner is critical to keeping your home comfortable, it makes sense to look for a home warranty with coverage for those items. Specific coverage demands mean you may either need a more comprehensive plan or one with optional add-ons.

      Home warranty regulations in New Mexico

      If you have an issue with your home warranty company, the New Mexico attorney general’s office handles consumer problems in the state. Compared with other states, New Mexico has fairly standard regulations for home warranty companies. The state’s Service Contract Regulation Act requires warranty providers to meet certain standards for financial security and to let you cancel your warranty for a refund in certain circumstances.

      This act also sets standards for what has to be included in a home warranty contract in New Mexico. These include:

      • Understandable language that’s easy to read
      • The provider’s contact information
      • Information on pricing and service fees
      • A description of the coverage and any exclusions
      • A cancellation policy

      FAQ

      Is a home warranty worth it in New Mexico?

      There’s always a chance that you may end up spending more on a plan than you would have on repairs without it.

      On the other hand, a home warranty can save you a lot of money when things break down, and many homeowners feel that having a warranty in place, even if they don’t end up needing significant repairs or replacements, is worth the peace of mind.

      How do you renew your home warranty contract?

      It depends on the company. Some companies automatically renew contracts at the end of the year unless you cancel them in time. Other companies will reach out to see if you want to renew or not.

      Make sure you read your contract thoroughly before your renewal period to see what you can expect.

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in New Mexico, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in New Mexico. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. New Mexico Legislature, “Service Contract Regulation Act.” Accessed June 6, 2025.
      2. New Mexico Home Builders Association, “Consumer Information.” Accessed June 6, 2025.

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