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Best Home Warranties in New Mexico

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    Author picture
    Written by Taylor Sansano
    Edited by Vincent Landino

    Our research team vetted 16 home warranty companies that are rated by more than 165 customers in New Mexico. Read our guide to choose the best home warranty in New Mexico for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,151,098 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, Home Warranty of America and Select Home Warranty.
    • To find the best home warranty in New Mexico for you, evaluate your home’s risks and make sure you have coverage for critical items.
    • A home warranty in New Mexico typically costs slightly more than the national average at $33 to $95 per month.

    Compare Top New Mexico Home Warranty Companies

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      Our 4 New Mexico home warranty picks

      Here are our favorite home warranty companies in New Mexico, based on local reviews:

      Methodology

      To select our top picks, we started with the home warranty companies available in New Mexico on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in New Mexico, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

      Our top pick overall American Home Shield AUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75, $100 or $125

      American Home Shield plans protect more than 2 million members nationwide, providing coverage for up to 23 home systems and appliances. You can also customize your plan to fit your needs with tailored service fees and add-ons. AHS plans cover products of all ages. Every repair is backed by a 30-day workmanship guarantee.

      We’ve compared this company’s plans based on select coverage items below.

      ShieldSilverShieldGoldShieldPlatinum
      Monthly premium cost*$49.27 to $64.27$59.27 to $74.27$79.27 to $94.27
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      ShieldSilver$49.27 to $64.27$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldGold$59.27 to $74.27$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldPlatinum$79.27 to $94.27$75, $100 or $125Add-onAdd-onAdd-on

      *For a home in Albuquerque at the time of publishing

      American Home Shield has outstanding reviews in New Mexico. Its ratio of 5-star to 1-star reviews is among the highest we’ve seen for any home warranty company in any state. As a result, it’s earned our top overall pick for a home warranty company in New Mexico.

      “AHS has been a security blanket for us,” reported Glenda from Albuquerque. “It's a relief to know that they're there when we moved into a new place that there might be things that we didn't see.”

      M., a reviewer who didn’t wish to be named, wrote, “I’m glad that we’re with American Home Shield because it saved us trying to find somebody to help us. The wire came loose in a fixture over the bathroom sink and it wasn’t working anymore. Repair people fixed it right away and everything is working fine.”

      Our pick for an easy claim process Choice Home Warranty AUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      Choice Home Warranty plans have covered more than 1 million homes in the U.S. Claims can be made online or by phone. When you submit a claim through CHW, it initiates the service request within four hours, connecting you to one of its 15,000+ contractors.

      We’ve compared this company’s plans based on select coverage items below.

      Basic planTotal plan
      Monthly premium cost*$46.67$55
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic plan$46.67$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Total plan$55$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Albuquerque at the time of publishing

      Choice Home Warranty has a solid review trend in New Mexico. Reviewers frequently mention the convenience of the claims process.

      Karen from Rio Communities reported that “the process to get a technician was painless; I didn't have to do a thing. The company that Choice chose was very professional. I appreciate that Choice contacted the company for me, then the company called to set up the appointment. The technician was very courteous and knowledgeable.”

      “I called Choice and within ten minutes I had an appointment for repair,” wrote Rosalie from Albuquerque. “The repair people were early and my garage door was operating in less than half hour.”

      Our pick for fast service Home Warranty of America
      • Number of plans: 4
      • Contract length: 1 year
      • Service fee range: $75 or $100

      Home Warranty of America contracts cover repairs and replacements for many common household appliances and systems. Equipment can be covered at any age without the need for a home inspection. You can manage your account and file a claim online through your portal. All repairs are completed by licensed, prescreened technicians, and HWA warranties include a 30-day money-back guarantee.

      Home Warranty of America has four plans for consumers, but they’re divided between options for existing homeowners and options for buyers and sellers. We’ve included the options for existing homeowners below. These options may look similar, but the Premier Plus Plan actually has extended coverage for certain items (in addition to adding air conditioner coverage).

      We’ve compared this company’s plans based on select coverage items below.

      Premier PlanPremier Plus Plan
      Monthly premium cost*$46.08 to $48.38$59.92 to $64.54
      Service call fee*$75 or $100$75 or $100
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairs
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Premier plan$46.08 to $48.38$75 or 100Add-onAdd-onAdd-onAdd-onAdd-on
      Premier plus plan$59.92 to $64.54$75 or 100Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Albuquerque at the time of publishing

      Home Warranty of America has good reviews in New Mexico, and people frequently mention fast service as a reason for their satisfaction.

      Susan from Alamogordo reported, “Most of the time, HWA got someone out right away. The response time was always good and I haven't had a problem where I had to wait days and days to get to what I needed.“

      Aaron from Portales also had an efficient experience: “The compressor of the AC wasn't working. The technician was pretty helpful, showed up when he said he would, fixed the problem, and went away.”

      Our pick for low service fees Select Home Warranty AUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: Typically $60 to $75

      Select Home Warranty offers three home warranty policies in New Mexico. These plans cover an unlimited number of repairs for all makes and models of appliances and systems (as long as they are properly maintained). You do not need a home inspection in order to prove maintenance or the state of the appliance. All claims can be submitted on its website or by email.

      We’ve compared this company’s plans based on select coverage items below.

      Bronze CareGold CarePlatinum Care
      Monthly premium cost*$60.42$60.42$65.83
      Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-on
      Bronze Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Care$60.42Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Care$65.83Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Albuquerque at the time of publishing

      Select Home Warranty has good reviews in New Mexico, and its reviews frequently mention savings the company provided.

      Tommy from Clovis wrote that “Steven ** was very friendly and knowledgeable about the home warranty. He asked if we were seniors which also saved us money.”

      Candace from Albuquerque also had a good experience: “Great customer service. They were able to save me more than the original quote as well as split payments into two separate one to pay it off in 2 months instead of 1. Now I have peace of mind when it comes to so many things.”

      We don’t include discounts in the quotes we’ve listed above because these savings might not be available by the time you’re reading this. However, it’s worth checking out what promotions are available at the time you’re ready to buy.

      Tips for buying a home warranty in New Mexico

      albuquerque new mexico skyline

      New Mexico experiences extremes when it comes to weather, ranging from thick snow in Angel Fire and around Pajarito Mountain to high heat in the summers at lower altitudes.

      ... consider what systems and appliances you wouldn’t want to go without.”

      If you live in an area of the state that has extreme weather, consider what systems and appliances you wouldn’t want to go without. If a heater or air conditioner is critical to keeping your home comfortable, it makes sense to look for a home warranty with coverage for those items. Specific coverage demands mean you may either need a more comprehensive plan or one with optional add-ons.

      Home warranty regulations in New Mexico

      Compared to other states, New Mexico has fairly standard regulations for home warranty companies. The state’s Service Contract Regulation Act requires warranty providers to meet certain standards for financial security and to let you cancel your warranty for a refund in certain circumstances.

      This act also sets standards for what has to be included in a home warranty contract in New Mexico. These include:

      • Understandable language that’s easy to read.
      • The provider’s contact information.
      • Information on pricing and service fees.
      • A description of the coverage and any exclusions.
      • A cancellation policy.

      While some states mandate warranties for new construction, New Mexico doesn’t require that contractors offer warranties for their work, according to the New Mexico Home Builders Association. Some contractors and builders may still offer a warranty, though.

      If you have an issue with your home warranty company, the New Mexico attorney general’s office handles consumer problems in the state.

      New Mexico home warranty FAQ

      How much does a home warranty cost in New Mexico?
      Based on the quotes we’ve gotten, New Mexico homeowners can expect to pay between $33 and $95 per month for a home warranty.

      However, our quotes don’t include available discounts, so you may be able to save if you take advantage of those promotions. Also, if your provider offers your choice of service fee, you can opt for a higher fee to lower your monthly rate.

      Is a home warranty worth it in New Mexico?
      There’s always a chance that you may end up spending more on a plan than you would have on repairs without it.

      On the other hand, a home warranty can save you a lot of money when things break down, and many homeowners feel that having a warranty in place, even if they don’t end up needing significant repairs or replacements, is worth the peace of mind.

      How do you renew your home warranty contract?
      It depends on the company. Some companies automatically renew contracts at the end of the year unless you cancel them in time. Other companies will reach out to see if you want to renew or not.

      Make sure you read your contract thoroughly before your renewal period to see what you can expect.

      Bottom line

      Buying a home warranty in New Mexico can be an impactful decision, so it’s important that you understand what you’re signing up for and if it makes sense for your budget.

      To help, we have a handy home warranty cost guide that covers things like average nationwide costs, comparing companies and how to save. You can also review our national home warranty guide or coverage insights resource for more information to help make your purchase easier.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. New Mexico Legislature, “Service Contract Regulation Act.” Accessed December 17, 2021.
      2. New Mexico Home Builders Association, “Consumer Information.” Accessed December 9, 2021.

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