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Best Home Warranties in Maine

We compared 12 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(68,466)
    • American Home Shield
      3.8(105,785)
    • HomeServe
      2.1(1,950)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Maine

    If you’ve been thinking about getting home warranty coverage in Maine but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in Maine by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield
    3. System plans: HomeServe
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,659,924 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    3 best home warranty companies in Maine, reviewed

    We’ve talked to thousands of Maine homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    68,466 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty offers 2 plans specialized to your needs. Depending on what type of coverage you choose, you can expect to pay $49.17 to $57.50 monthly or $532 to $627 annually.

    Customers in Maine mention good value for the price, helpful representatives and a smooth claims process. The technicians sent by the company are described as professional, knowledgeable and efficient. Customers appreciate the thoroughness and promptness of the service.

    Scott in Ellsworth had good things to say about the signup process: “The cost of coverage plus, most importantly, the coverage itself is by far better than any other company I have inquired about before. All questions were answered fully and quickly, I purchased just what I wanted and needed. No fluff, no pressure, just a totally professional experience!”

    Keith in Milford found the claims process straightforward: “It was very easy to submit a claim online versus over the phone. It was so quick and easy. Didn't have to fight with an automated phone system. The online claim submission process was so nice and easy. Had everything I needed at my fingertips.”

    Some Maine customers describe a long response time for a claim. Mary Ann in South Berwick had a payment issue: “I checked the box for monthly billing. Instead I get a 600.00 charge on my credit card. I call them and there is no one available for customer service issues.”

    2025 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    105,785 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
    Special Offer

    Memorial Day: 50% OFF Select Plans

    Memorial Day Sale: 50% OFF Select Home Warranty Plans

    American Home Shield has 3 different plans that cover up to 24 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100 or $125. It’s available in 48 states (not Alaska, Hawaii or New York City), including Maine.

    Maine customers praise the company’s easy claims process, quality technicians and ability to work through unforeseen issues as they arise.

    Yan in South Portland said good things about the claims process: “I had a stoppage on my sink and also a toilet leak. A technician came and was really good. Things are working now. American Home Shield normally sends a technician quickly and there wasn't any time that I felt inconvenienced.”

    Susan in Portland said: “I called for a work order from American Home Shield for the drum of my washing machine which kept filling up with water. American Home Shield sent a company but the techs didn't complete the job so AHS sent another company right away. This time, the techs knew what they needed to do and they got it done right away.”

    Some Maine customers cite challenges with getting in-network people for repairs. Richard in Auburn had some issues finding a technician: “The challenge I've had with AHS especially with plumbing and heating issues is the lack of vendors in the area that will go out in a timely manner or would return phone calls.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    HomeServe
    HomeServe
    2.1
    1,950 reviews
    Plans available
    17
    Service fees
    $0
    Starting costs
    $3.99
    Read Reviews

    HomeServe offers 17 home warranty plans. It’s available in 50 states, including Maine. If you opt for combined coverage, up to 16 of your appliances and systems will be covered.

    Maine customers express consistent satisfaction with HomeServe’s ability to live up to its warranties. They also feel that the technicians that HomeServe uses are skilled and efficient.

    Robert in Westbrook found the claims process straightforward: “I logged into my account and put in a request for service. Service was scheduled for mid afternoon the next day. Within a couple of hours I received a call from HomeServe. The agent asked a few questions about my situation and then had a service tech at my house within hours that same day. The Tech was great. He solved my problem and explained everything to me thoroughly.”

    Frederick in Cape Elizabeth has had a consistently good experience: “Every time that home serve came to my home the finished job I consider is an excellent job.”

    Some Maine customers who worked with HomeServe cite delays in service and poor communication.

    Home Warranties in Maine Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
    HomeServe logo
    See our top picks

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      How to choose a home warranty company in Maine

      Maine's harsh winters can be particularly tough on heating systems, plumbing and electrical systems. Towns like Portland, Bangor and Augusta often experience heavy snowfall and freezing temperatures, which can strain these systems. Ensure your home warranty plan includes comprehensive coverage for heating, plumbing and electrical systems to keep your home warm and functional throughout the winter.

      Researching and selecting a reputable home warranty provider is crucial. Look for companies with strong customer reviews and a solid reputation. Choosing a plan that offers reasonable coverage limits, affordable service fees and excellent customer service is important.

      Providers known for quick and efficient claim handling can save you a lot of hassle, especially during Maine's winter months when timely repairs are critical. Reading local reviews can give you valuable insights into how well the provider meets the specific needs of Maine homeowners.

      How are home warranties regulated in Maine?

      Maine’s Service Contracts Act governs home warranty companies in Maine. The Maine Bureau of Insurance regulates home warranty companies.

      According to the law, home warranty companies must:

      • Allow the customer to cancel the contract within 20 days by mail
      • Allow the customer receive a pro rata refund, less any claims paid, when they cancel at any point during the term, with an administrative fee up to 10% of the provider fee
      • Have contracts that are easy to read and understand
      • List the full term price in the contract
      • State in the contract whether nonoriginal manufacturer’s parts are allowed
      • Inform the customer if the contract is transferable
      • State in the contract if the customer will need to maintain the appliances or systems in a certain way

      Homeowners in Maine can file a complaint about a home warranty company on the Maine Bureau of Insurance’s website.

      FAQ

      How much does a home warranty cost?

      The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Maine and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.

      Is a home warranty worth it in Maine?

      A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.

      What’s the difference between a home warranty and homeowners insurance?

      Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Maine, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Maine. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Department of Professional and Financial Regulation, “File a Complaint/Dispute.” Accessed May 23, 2024.

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