Best Home Warranties in Louisiana

We compared 16 companies and chose the top home warranty providers

    • Cinch Home Services
      4.0(11,661)
    • Old Republic Home Protection
      4.0(1,695)
    • Choice Home Warranty
      4.0(67,456)
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    Written by Sarah Maier
    +1 more
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    Edited by Vincent Landino

    Best Home Warranties in Louisiana

    Our research team vetted 16 home warranty companies that are rated by more than 674 customers in Louisiana. Read our guide to choose the best home warranty in Louisiana for you by comparing plans, contract lengths and service fees.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s picks

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
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    • Our moderators read all reviews to verify quality and helpfulness.

    Our 4 Louisiana home warranty picks

    Here are our favorite home warranty companies in Louisiana, based on local reviews and company offerings.

    2024 Buyers Choice Award Winner
    American Home Shield
    Number of plans
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    As of publishing, American Home Shield has been in business for more than 50 years, and it has a network of more than 17,000 licensed contractors nationwide. AHS’s home warranty plans offer customizable coverage for up to 24 home appliances and systems, regardless of their age or condition.

    We’ve compared this company’s plans based on select coverage items below.

    Our review data for American Home Shield in Louisiana shows both a high number of total reviews and a strong positive sentiment, earning the company our top overall pick.

    Adrien from Gonzales reported, “AHS has been real good about fixing my stuff and when it's not fixable, they replace it. The top of my stove cracked all the way across and one of the burners stopped working and they're gonna replace the stove.”

    Darrick from New Orleans wrote, “I’d recommend American Home Shield ‘cause you never know when you need it. If you can afford it, get it. They've been very efficient, quick and everything has been on point.”

    Pamela from New Orleans wasn’t happy with how prices went up over time, but for a long time she still found it worth it: “My plan started at $99/MO with a $75 copay/service request. Every year it goes up. I'm now paying $230/MO with $125 copay/service request. I never complained about the cost because they repaired or replaced everything that needed it.”

    Pamela went on: “But not anymore. On May 18th my a/c unit in my attic leaked onto the ceiling in my office. It's now July 10th. The AHS a/c contractor determined that the secondary overflow pan needed to be replaced. The a/c portion of my contract states that all parts and components of the permanent a/c unit are covered. American Home Shield states the secondary overflow pan is not permanently attached so they won't cover the repair.”

    5x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price
    Buyers Choice Award Finalist
    Choice Home Warranty
    Number of plans
    2
    Service fees
    $100
    Starting costs
    $46.83

    Choice Home Warranty is a New Jersey-based company that provides home warranties in Louisiana and many other states across the U.S. It offers 24/7 customer service, and its nationwide network of contractors has completed more than 6 million service requests as of publishing. You can request service from CHW by phone or online.

    We’ve compared this company’s plans based on select coverage items below.

    Choice Home Warranty has solid reviews in Louisiana, with reviewers frequently praising the company for its network of helpful technicians.

    Walter from New Orleans said about his experience, “Most impressed with response time and quality of vendors. I had a horrible experience with my last home warranty company, so I was not prepared for the competence and professionalism of Choice. I would certainly recommend Choice Home Warranty to anyone.”

    “Contractor was a day early, solved the problem expeditiously,” wrote Terry from Metairie. “I'd recommend CHOICE to all those looking for a warranty company. I have had choice for over 5 years and never had any issues.”

    Some reviewers have complaints about customer service, including unsolicited calls and difficulty reaching representatives.

    2024 Buyers Choice Award Winner
    ARW Home
    Plans available
    3
    Service fees
    $100
    Starting costs
    $49.99

    ARW Home’s headquarters are in Florida, but it offers home warranties in all 50 states. It has multiple home warranty plans for you to choose from, including bundle options that let you combine plans and additional coverages. Claims are only available by phone, though.

    We’ve compared this company’s plans based on select coverage items below.

    ARW Home didn’t have enough total reviews to make it our top overall pick, but its ratio of 5-star to 1-star reviews is the highest of any of our picks for Louisiana. Reviewers from Louisiana also seem to be especially happy with ARW’s customer service.

    “Great experience and very informative. I would recommend this company to others,” reported Sharon & Matthew from Lafayette. “The person I spoke with was polite and patient with me. I am an older person and sometimes need people to be more patient.”

    Michelle from New Iberia wrote, “I spoke to Karen in the billing department. She resolved my issue and transferred me to the correct department for further assistance. I appreciate the fact she was able to identify my issue quickly. I also was happy the call was answered quickly.”

    A few reviewers have said they felt misled about their appliance coverage, and some experienced delays in getting their appliances repaired or replaced.

    1x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service
    Our pick for low service fees
    Select Home Warranty
    Number of plans
    3
    Service fees
    $60 or $75
    Starting costs
    $60.42

    Select Home Warranty offers home warranty coverage for home systems and appliances no matter their age, make or model. There’s no limit to your number of covered repairs, and you can get coverage for condos and multiunit properties. Discounts are available for multiyear coverage, but you’ll have to contact the company for details.

    We’ve compared this company’s plans based on select coverage items below.

    Reviews for Select Home Warranty in Louisiana are good, and customers often mention receiving discounts from the company.

    “I would like to say first of thank you very much to my service provider for treating me like I was a customer for years,” wrote Harry from Gretna. “He gave me the opportunity to save money offering discounts that was almost too good to be true. While having had other warranties I’ve never saved as much.”

    Brad from Ruston reported, “Ryan was very helpful with explaining the details of the plan that we chose! It was the exact coverage that we were looking for and gives us peace of mind as we move forward in our new home! He also found us a few extra discounts! If you are looking for an affordable home warranty I would definitely recommend Select Home Warranty!”

    Some reviewers express dissatisfaction with the cancellation policy, mentioning unexpected fees and resistance from the company.

    Compare Top Louisiana Home Warranty Companies

    Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states.

    Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage. Deductible averages $75.

    Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7.

    Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances.

    Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone.

    Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans.

    Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans.

    Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts.

    A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month.

    Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances.

    Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available.

    Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage.

    Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes.

    Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc.

    Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125.

    Offers home warranty packages for basic appliances and major systems. Pay around $50 a month for a combo plan and $75 per service visit. 90-day guarantee on parts and 30-day guarantee for labor.

    Showing 10 of 16

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        new orleans louisiana skyline

        Choosing a Louisiana home warranty

        A good first step when shopping for a home warranty is deciding what kind of coverage you need. Much of this will depend on your individual circumstances, but living in Louisiana can present some common issues worth addressing.

        Louisiana’s hot, humid summers can make a working air conditioner a necessity, so it’s worth making sure your home warranty adequately covers your cooling system. Replacing an air conditioner can cost thousands of dollars, and you don’t want to be stuck without it on a 105-degree day while you wait to save up for a replacement.

        » MORE: Best home warranties for HVAC

        Once you know what coverage you’re looking for, you can find companies with plans that meet your criteria. Then you can read reviews, ideally from other Louisiana residents, and get quotes from multiple companies to comparison-shop before deciding which home warranty is right for you.

        Home warranty regulations in Louisiana

        The Louisiana State Legislature has paid more attention to home warranty regulations than many other state governments, which means residents have a fair amount of consumer protections.

        Title 51 of the state’s Revised Statutes outlines Louisiana’s home warranty laws and sets requirements for home warranty providers who want to operate in the state. Home warranty companies in Louisiana must outline the following information:

        • The name and address of the provider
        • Total purchase price and terms of service
        • Transparency of deductible amount
        • Limitations and exclusions of the chosen policy
        • Transferability restrictions (if applicable)

        Home warranties — also sometimes referred to as home service contracts — must also allow its policyholders to cancel their plan within 20 days of the contract start date.

        Louisiana home warranty FAQ

        How much does a home warranty cost in Louisiana?

        Based on quotes from our top picks, a home warranty in Louisiana usually has a monthly cost between $35 and $100, not including any service fees. However, most monthly fees we saw are closer to $50 or $60 per month.

        Your cost will depend on your home warranty company, coverage plan, type of home and location. That’s why getting multiple quotes is important. Comparing quotes lets you know you’re getting a good deal for your individual situation.

        Is a home warranty worth it in Louisiana?

        It depends on your circumstances and priorities. A home warranty might be worth it in Louisiana if your home is in bad shape or an unexpected repair bill could cause you financial hardship. However, if nothing in your home breaks down, the money you spent on a home warranty would be for nothing. Analyze your personal risk level and purchase accordingly.

        What is the difference between a home warranty and homeowners insurance?

        The main difference between a home warranty and homeowners insurance comes down to the events they cover:

        • Home warranties cover the cost to repair or replace home appliances and systems that break down through normal use.
        • Homeowners insurance covers loss or damage to your home or belongings caused by specific perils named in your policy. These usually include fires or vandalism.

        While they may cover some of the same items, they’re meant to be used in different situations.

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in Louisiana, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Louisiana. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        Choosing a home warranty company in Louisiana doesn’t need to be difficult. While there are a lot of companies and plans to choose from, identifying your needs early on in your search can help you narrow your options. Research companies, read reviews and compare quotes to find the right home warranty in Louisiana for you.

        If you want to learn more, check out our nationwide home warranty buyers guide or our article on home warranty costs.

        » MORE: What does a home warranty cover?


        Guide sources
        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
        1. Louisiana State Legislature, “CHAPTER 5. NEW HOME WARRANTY ACT.” Accessed Oct. 21, 2024.

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