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Best Home Warranties in Louisiana

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    Author picture
    Written by Sarah Maier
    Edited by Vincent Landino

    Our research team vetted 16 home warranty companies that are rated by more than 674 customers in Louisiana. Read our guide to choose the best home warranty in Louisiana for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,770,432 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key insights

    • Our top picks include American Home Shield, Choice Home Warranty, American Residential Warranty and Select Home Warranty.
    • To find the best home warranty in Louisiana for you, think about your coverage needs and comparison-shop to find a good deal. Coverage for your air conditioner may be a good idea.
    • A home warranty in Louisiana typically costs between $35 and $100 per month, and most of our quotes were closer to $50 or $60 per month.

    Our 4 Louisiana home warranty picks

    Here are our favorite home warranty companies in Louisiana, based on local reviews:

    Methodology

    To select our top picks, we started with the home warranty companies available in Louisiana on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Louisiana, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

    Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: $75, $100 or $125

    American Home Shield has been in business for 50+ years. It has over 2 million members and a network of more than 17,000 licensed contractors nationwide. AHS’s home warranty plans offer customizable coverage for up to 23 home appliances and systems regardless of their age or condition.

    We’ve compared this company’s plans based on select coverage items below.

    ShieldSilverShieldGoldShieldPlatinum
    Monthly premium cost*$54.99 to $69.99$64.99 to $79.99$84.99 to $99.99
    Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-on
    ShieldSilver$54.99 to $69.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldGold$64.99 to $79.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
    ShieldPlatinum$84.99 to $99.99$75, $100 or $125Add-onAdd-onAdd-on

    *For a home in New Orleans at the time of publishing

    Our review data for American Home Shield in Louisiana shows both a high number of total reviews and a strong positive sentiment, earning the company our top overall pick.

    Adrien from Gonzales reported, “AHS has been real good about fixing my stuff and when it's not fixable, they replace it. The top of my stove cracked all the way across and one of the burners stopped working and they're gonna replace the stove.”

    Darrick from New Orleans wrote, “I’d recommend American Home Shield ‘cause you never know when you need it. If you can afford it, get it. They've been very efficient, quick and everything has been on point.”

    Our pick for quality techniciansChoice Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 2
    • Contract length: 1 year
    • Service fee range: $85

    Choice Home Warranty is a New Jersey-based company that provides home warranties in Louisiana and many other states across the U.S. It offers 24/7 customer service, and its nationwide network of contractors has completed more than 4.5 million service requests. You can request service from CHW by phone or online.

    We’ve compared this company’s plans based on select coverage items below.

    Basic planTotal plan
    Monthly premium cost*$45$53.33
    Service call fee*$85$85
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-on
    Roof leak repairsAdd-onAdd-on
    Second refrigeratorAdd-onAdd-on
    Septic pumpAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-on
    Well pumpAdd-onAdd-on
    Basic plan$45$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Total plan$53.33$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

    *For a home in New Orleans at the time of publishing

    Choice Home Warranty has solid reviews in Louisiana, with reviewers frequently praising the company for its network of helpful technicians.

    Walter from New Orleans said that he was “most impressed with response time and quality of vendors. I had a horrible experience with my last home warranty company, so I was not prepared for the competence and professionalism of Choice. I would certainly recommend Choice Home Warranty to anyone.”

    “Contractor was a day early, solved the problem expeditiously,” wrote Terry from Metairie. “I'd recommend CHOICE to all those looking for a warranty company. I have had choice for over 5 years and never had any issues.”

    Our pick for customer serviceAmerican Residential WarrantyAUTHORIZED PARTNER
    • Number of plans: 4
    • Contract length: Month to month
    • Service fee range: Varies

    American Residential Warranty’s headquarters are in Florida, but it offers home warranties in all 50 states. It has multiple home warranty plans for you to choose from, including bundle options that let you combine plans and additional coverages. Claims are only available by phone, though.

    We’ve compared this company’s home warranty plans based on select coverage items below. Price quotes aren’t available for the Heating & Cooling or Platinum plans at the time of publishing, but they’re still listed on ARW’s website. If you’re interested in those plans, check with the company to see if they’re currently available.

    Kitchen PlusHeating & CoolingPlatinumPlatinum Premier
    Monthly premium cost*$34.99N/AN/A$59.99
    Service call fee*VariesVariesVariesVaries
    Built-in microwavesAdd-on
    Clothes dryersAdd-onAdd-onAdd-onAdd-on
    Clothes washersAdd-onAdd-onAdd-onAdd-on
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    PlumbingAdd-onAdd-onAdd-on
    Water heatersAdd-on
    PoolsAdd-onAdd-onAdd-onAdd-on
    Roof leak repairs
    Second refrigeratorAdd-onAdd-onAdd-onAdd-on
    Septic pump
    Stand-alone freezer
    Well pumpAdd-onAdd-onAdd-onAdd-on
    Kitchen plus$34.99VariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Heating & coolingN/AVariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    PlatinumN/AVariesAdd-onAdd-onAdd-onAdd-onAdd-onAdd-on
    Platinum premier$59.99VariesAdd-onAdd-onAdd-onAdd-onAdd-on

    *At the time of publishing

    American Residential Warranty didn’t have enough total reviews to make it our top overall pick, but its ratio of 5-star to 1-star reviews is the highest of any of our picks for Louisiana. Reviewers from Louisiana seem to be especially happy with ARW’s customer service.

    “Great experience and very informative. I would recommend this company to others,” reported Sharon & Matthew from Lafayette. “The person I spoke with was polite and patient with me. I am an older person and sometimes need people to be more patient.”

    Michelle from New Iberia wrote, “I spoke to Karen in the billing department. She resolved my issue and transferred me to the correct department for further assistance. I appreciate the fact she was able to identify my issue quickly. I also was happy the call was answered quickly.”

    Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
    • Number of plans: 3
    • Contract length: 1 year
    • Service fee range: Typically $60 to $75

    Select Home Warranty offers home warranty coverage for home systems and appliances no matter their age, make or model. There’s no limit to your number of covered repairs, and SHW also offers coverage for condos and multiunit properties. Discounts are available for multiyear coverage, but you’ll have to contact Select Home Warranty for details.

    We’ve compared this company’s plans based on select coverage items below.

    Bronze CareGold CarePlatinum Care
    Monthly premium cost*$57.67$57.67$62.08
    Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
    Built-in microwaves
    Clothes dryers
    Clothes washers
    Dishwashers
    Ranges, ovens and cooktops
    Refrigerators
    Air conditioning
    Electrical
    Garbage disposals
    Heating
    Plumbing
    Water heaters
    PoolsAdd-onAdd-onAdd-on
    Roof leak repairsAdd-onAdd-onAdd-on
    Second refrigerator
    Septic pumpAdd-onAdd-onAdd-on
    Stand-alone freezerAdd-onAdd-onAdd-on
    Well pumpAdd-onAdd-onAdd-on
    Bronze Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Gold Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
    Platinum Care$62.08Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

    *For a home in New Orleans at the time of publishing

    Reviews on our site for Select Home Warranty in Louisiana are good overall, and customers often mention receiving discounts from the company.

    “I would like to say first of thank you very much to my service provider for treating me like I was a customer for years,” wrote Harry from Gretna. “He gave me the opportunity to save money offering discounts that was almost too good to be true. While having had other warranties I’ve never saved as much.”

    Brad from Ruston reported that “Ryan was very helpful with explaining the details of the plan that we chose! It was the exact coverage that we were looking for and gives us peace of mind as we move forward in our new home! He also found us a few extra discounts! If you are looking for an affordable home warranty I would definitely recommend Select Home Warranty!”

    The price quotes for our top picks don’t include these kinds of temporary promotions, but it’s worth checking to see what’s available at the time you’re shopping for a home warranty.

    Compare Top Louisiana Home Warranty Companies

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      Choosing a Louisiana home warranty

      new orleans louisiana skyline

      A good first step when shopping for a home warranty is deciding what kind of coverage you need. Much of this will depend on your individual circumstances, but living in Louisiana can present some common issues worth addressing.

      Louisiana’s hot, humid summers can make a working air conditioner a necessity, so it’s worth making sure your home warranty adequately covers your cooling system. Replacing an air conditioner can cost thousands of dollars, and you don’t want to be stuck without it on a 105-degree day while you wait to save up for a replacement.

      Once you know what coverage you’re looking for, you can find companies with plans that meet your criteria and start checking out their reputations. Read reviews, ideally from other Lousiana residents, and get quotes from multiple companies so you can comparison-shop before deciding which home warranty is right for you.

      Home warranty regulations in Louisiana

      The Louisiana State Legislature has paid more attention to home warranty regulations than many other state governments, which means residents have a fair amount of consumer protections.

      Chapter 57 of the state’s Revised Statutes outlines Louisiana’s home warranty laws and sets requirements for home warranty providers who want to operate in the state. Home warranty companies in Louisiana must:

      • Register with the secretary of state and remain in good standing
      • Provide customers with proof of purchase and a copy of their contracts
      • Obtain a $50,000 surety bond in case it fails to fulfill its obligations
      • Write contracts in clear, understandable language that includes important disclosures, like the purchase price and any coverage limitations
      • Let customers cancel their contracts up to 20 days after they’re mailed out or up to 10 days after signing

      It’s worth noting that the Louisiana State Legislature has revised its home service contract laws several times since 2010, so be aware that these laws may change again soon if the trend continues.

      Louisiana’s New Home Warranty Act also requires builders to provide warranties for new construction. So, if your home was recently built, you might want to check to see whether the original home warranty is still in effect and what it covers before buying a new service contract.

      Louisiana home warranty FAQ

      How much does a home warranty cost in Louisiana?
      Based on quotes from our top picks, a home warranty in Louisiana usually has a monthly cost between $35 and $100, not including any service fees. However, most monthly fees we saw are closer to $50 or $60 per month.

      Your cost will depend on your home warranty company, coverage plan, type of home and location. That’s why getting multiple quotes is important. Comparing quotes lets you know you’re getting a good deal for your individual situation.

      Is a home warranty worth it in Louisiana?
      It depends on your circumstances and priorities. A home warranty might be worth it in Louisiana if your home is in bad shape or an unexpected repair bill could cause you financial hardship. However, if nothing in your home breaks down, the money you spent on a home warranty would be for nothing. Analyze your personal risk level and purchase accordingly.
      What is the difference between a home warranty and homeowners insurance?
      The main difference between a home warranty and homeowners insurance comes down to the events they cover:
      • Home warranties cover the cost to repair or replace home appliances and systems that break down through normal use.
      • Homeowners insurance covers loss or damage to your home or belongings caused by specific perils named in your policy. These usually include fires or vandalism.

      While they may cover some of the same items, they’re meant to be used in different situations.

      Bottom line

      Choosing a home warranty company in Louisiana doesn’t need to be difficult. While there are a lot of companies and plans to choose from, identifying your needs early on in your search can help you narrow your options. Research companies, read reviews and compare quotes to find the right home warranty in Louisiana for you. If you want to learn more, check out our nationwide home warranty buyers guide or our resources on home warranty costs and coverage.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Louisiana State Legislature, “CHAPTER 57. HOME SERVICE CONTRACT PROVIDERS.” Accessed February 4, 2022.
      2. Louisiana State Legislature, “CHAPTER 5. NEW HOME WARRANTY ACT.” Accessed February 4, 2022.

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