Best Home Warranties in Green Bay, WI

Selecting the best home warranty in Green Bay is all about matching your coverage to the local climate. Follow these steps to find a policy that fits your needs:

1. Decide what coverage you need

Do a quick inventory: Are your furnace and plumbing systems aging? If so, prioritize a systems or combo plan that features maximum payout limits for heating system repairs. If your appliances are older, you may want an appliance-only plan. Most Green Bay homeowners will want strong heating and plumbing coverage.

Green Bay winters regularly dip below zero, and heating systems can run non-stop for weeks. Homes in older neighborhoods like Astor Park and Navarino often rely on aging boilers or forced-air furnaces, making high-limit heating coverage a necessity. For homes built before the 1980s, ensure your warranty covers older systems without excessive exclusions.

Then check for robust plumbing protection to guard against frozen pipes. A plan that handles both plumbing and HVAC is critical here, as the cost of a major winter breakdown can be significant.

2. Compare costs

Budget for the best furnace protection you can afford. While it’s tempting to pick the lowest monthly premium, that’s rarely wise in Green Bay’s climate. Higher quality heating coverage will almost always save you money and stress over time. Also, check the service fee per visit and the price of add-ons like sump pump or stand-alone freezer coverage.

Pay attention to coverage caps to compare overall value fairly. Plans only cover a portion of the repair or replacement.

3. Review sample contracts

Always look for the sample contract before you buy. Focus on the heating section — make sure you understand the payout cap, any exclusions for older systems and what ongoing maintenance is required for claims. There’s often fine print about what costs the provider will and won’t cover.

Wisconsin customer Demetrous was caught unaware when he had to pay out of pocket for costs related to replacing his furnace. “This process took a couple of weeks, partly due to costs that AHS didn't cover, which I wasn't aware of initially.” Despite this, he still feels his warranty is worth it, saying, “the furnace is now working beautifully.”

Check whether your contract covers key heating components like cracked heat exchangers or failed ignition systems — both common issues in homes exposed to extreme cold. Also, ask if coverage includes emergency repairs during winter storms, when technician availability may be limited in Green Bay.

4. Read customer reviews

Find reviews from other Wisconsin or Upper Midwest homeowners. Reviews that detail emergency furnace repairs during winter are especially valuable. Quick response times and reliable contractor dispatch are critical factors to look for. A company that can get a technician to you quickly in sub-zero weather is the one you want.

Choice customer Verna said, “We lost heat during the coldest two days in December where temperatures were in single digits.” Luckily, her provider came through, and she reported, “Our furnace was fixed and heat restored less than 24 hours.”

» MORE: How to choose a home warranty

The average annual price of home warranty premiums is $684 as of June 2025. A Green Bay home warranty costs between $360 and $1,080 per year, based on plans from our top picks.

Cost range by home warranty provider

You can pay monthly to spread out your costs or annually for potential savings and bonus months. Total cost varies based on your plan, service fee and any add-ons you select.

Service call fees

Each claim comes with a type of deductible called a service fee — typically between $75 and $150 per visit — that you pay when a technician is dispatched. If you expect to make multiple claims during Green Bay’s long winter, factor these fees into your annual cost.

Add-on coverage

Add-ons for coverage like sump pumps, well pumps or stand-alone freezers can be essential in Green Bay. These typically run $2 to $25 per month per add-on, depending on the provider and coverage specifics.

Green Bay homes often have basement sump pumps due to snowmelt and rain in early spring. If your home is near the Fox River or East River, sump pump coverage is especially important. Also consider stand-alone freezer protection, as many Wisconsin homeowners store venison or frozen goods in garage freezers.

Other home warranty cost factors

Home warranty prices fluctuate based on:

• Home size and type: Larger or older homes may require more extensive coverage.
• Level of coverage: Basic plans are cheaper, but may not provide adequate furnace protection.
• Location: The high frequency of major furnace claims is the single biggest factor in determining local premiums.
• Discounts: Multiyear plans or seasonal promotions can help lower your total cost.

Example: total annual home warranty costs

• Systems coverage ($55 per month): $660 per year
• Add-on for main water line coverage ($9 per month): $108 per year
• Three claims ($75 service fee): $225
• Total: $993 per year

Home warranty coverage in Green Bay is typically divided into appliance-only, systems-only and combo plans:

• Appliance plans handle major kitchen and laundry appliances.
• Systems plans protect core home systems, including heating, plumbing and electrical.
• Combo plans combine both for broader protection and higher coverage caps.

Many providers allow you to add extra coverage. In Green Bay, sump pump, stand-alone freezer and well pump coverage are popular add-ons.

» LEARN: Common home warranty misconceptions

Your savings depend on what breaks, but even one furnace repair or replacement can easily cover the cost of a year’s premium. If your home faces a burst pipe or heating outage, a warranty could save you thousands and help you avoid serious financial stress.

The Consumer Financial Protection Bureau recommends setting aside 1% to 3% of your home’s value each year for maintenance and repairs. That’s usually far more than the $700 to $1,200 you’d spend annually on a home warranty plus a few service fees. If you avoid just one major repair, you could save thousands.

Average repair/replacement costs for covered items

In a city like Green Bay, where freezing winters place extreme demand on HVAC systems and can cause frozen pipes, the potential for costly repairs is high. Here's what you'll pay for the most common repairs and replacements in Green Bay without a home warranty: