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Best Home Warranties in Wisconsin

We compared 26 companies and chose the top home warranty providers

    • American Home Shield
      3.7(108,331)
    • Choice Home Warranty
      4.0(72,356)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Wisconsin

    If you live in Wisconsin and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. The good news is that we’ve done this work for you — and our top picks are American Home Shield and Choice Home Warranty.

    Our 2 Wisconsin home warranty picks

    1. Value: American Home Shield
    2. Quick service: Choice Home Warranty

    We compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Wisconsin. Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    2 best home warranty companies in Wisconsin, reviewed

    Our research team analyzed dozens of home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    American Home Shield

    American Home Shield
    3.7
    108,331 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
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    Many American Home Shield customers in Wisconsin are pleased with the company’s prices, claims handling, prompt solutions, trusty techs and customer service. It provides coverage in 48 states, including Wisconsin. It offers 3 plans, with coverage for up to 24 appliances and systems combined.

    “Our washer has this filter thing way at the bottom that you have to pull out and clean. We didn't even know that existed and we've had it for 10 years. The tech cleaned that and the washer was fixed. He did an excellent job and he was very quick to respond. He let us know that if we had any other issues, he would come back and help. It was all taken care of.”
    Lorie Appleton, WI

    Brian of Berlin complained about being on hold for a “tremendous amount of time.” He said, “When things get repaired, it works alright. But it takes the time and hassle to get there. There's a lot of running around in between. They can't find a contractor to get lined up and I gotta find my own. Now, the price increase has been ridiculous. It went from 85 to 126. I'm not sure how much longer I'll be with them.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process

    Choice Home Warranty

    Choice Home Warranty
    4.0
    72,356 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty reviewers in Wisconsin frequently mention quality technicians and prompt and effective communication. It offers two home warranty plans: Basic and Total. The company is available in 49 states (not Washington), including Wisconsin. If you opt for combined coverage, up to seven of your appliances and systems will be covered.

    “Technician was professional and called before he arrived. He arrived on time and told me he had to order the part that was broken. He scheduled a day and time for install and informed me that the parts would be shipped directly to my home.”
    George Kenosha, WI

    Stephen of Appleton was not as pleased with the experience: “Beyond the day I made a claim, I felt there was absolutely no effort to find a technician to solve my issue. Within 2 hrs of making the claim, I was sent an email offering reimbursement if I were to find my own technician. At that point, I already didn't feel like a customer being taken care of when they gave an option to put the onus on me to solve it myself.”

    Home Warranties in Wisconsin Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    American Home Shield logo
    Choice Home Warranty logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Finding the best home warranty in Wisconsin for you and your home may seem overwhelming, but as long as you know what kind of coverage you want, it can be easy to find the right one. Below are some tips to help you in the process.

      Key insights

      Annual home warranty costs hover around $300 to $900 on average as of June 2025, but your price depends on your location in the state, the plan you pick and any available discounts (like multiyear or bundled deals).

      Jump to insight

      Wisconsin’s cold winters and hot summers can stress systems (think burst pipes or overworked AC), so read your warranty contract closely to know what’s actually covered and how much you’ll pay out of pocket.

      Jump to insight

      Wisconsin regulators require home warranty companies to offer clear, straightforward contracts, handle service requests reasonably and maintain financial reserves so claims can be paid without a hitch.

      Jump to insight

      How much does a home warranty cost in Wisconsin?

      While the national average for a home warranty ranges from about $300 to $900 per year as of June 2025, these costs can vary. Factors like your location in Wisconsin, the specific plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost. Usually, you can pay monthly or annually — expect to spend more if you opt for monthly.

      How to choose a home warranty company in Wisconsin

      Home warranties help cover the cost of repairs or replacements on systems and appliances when they break down due to normal wear and tear. In Wisconsin, freezing temperatures can cause your pipes to burst, and the summer heat can overwork your air conditioner.

      Although home warranties can help with unexpected repairs, it’s important to remember that most plans have coverage caps and exclusions. This means the company won’t cover some things and will only pay up to a certain amount for parts and repairs. Double-check your contract before signing up to make sure you're getting the coverage you expect.

      How are home warranties regulated in Wisconsin?

      Wisconsin has more thorough regulations for home warranties than many other states. Because of these regulations, home warranty companies must ensure:

      • You will not have to do anything unreasonable to get warranty service.
      • If a problem is reported and not fixed during the warranty term, the company must fix it even if the coverage period ends.
      • If necessary, a breakdown will be repaired or replaced within a reasonable time, including removal and reinstallation.
      • Contracts are clear and easy to understand.
      • Contracts include exclusions, limitations and coverage caps.

      In Wisconsin, before home warranty providers can sell warranties in the state, the Department of Agriculture, Trade and Consumer Protection also requires that they must:

      • Submit all home warranty plans to the state commissioner for review.
      • Pay an application fee to submit plans.
      • Name the commissioner as the agent for the service of process on the warranty plan.
      • Receive a limited certificate of insurance authority.
      • Provide a deposit of securities of at least $50,000 for future claims.

      The 2011 Wisconsin Act 226 also requires home warranty companies to pay $400 to get licensed before selling warranties in Wisconsin. After the first year, companies have to pay $100 to renew their license annually.

      Additionally, to protect consumers, home warranty providers must give a 60-day written notice and a reasonable refund if they decide to terminate the contract.

      If you want to file a complaint or report a fraudulent home warranty company, you can do so on the Department of Agriculture, Trade and Consumer Protection website or over the phone.

      FAQ

      Is a home warranty worth it in Wisconsin?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Do home warranties cover HVAC?

      Yes, most warranty plans for home systems do include HVAC, but it depends on the company and the specific plan you choose.

      » MORE: Best home warranties for HVAC

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Wisconsin, we started with the popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Wisconsin. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Wisconsin State Legislature, “2011 Wisconsin Act 226.” Accessed June 6, 2025.
      2. Wisconsin State Legislature, “Chapter Ins 15 (6)(a).” Accessed June 6, 2025.

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