If you live in Wisconsin and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Wisconsin.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.
Our editor’s top picks
| Company | Customer rating | Starting costs | Service fee | Covered systems | Covered appliances | Available plans | Roof leak coverage? | |
|---|---|---|---|---|---|---|---|---|
 | 3.8
105,788 reviews
105,788 reviews
| $29.99 | $100 or $125 | 14 | 9 | 3 | Add-on | Get a Quote |
 | 4.0
68,484 reviews
68,484 reviews
| $46.83 | $100 | 9 | 8 | 2 | Add-on | Get a Quote |
Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.
Jump into our guides and start learning
Wisconsin has freezing winters with lots of snow and hot, humid summers with heavy storms. These harsh seasonal conditions can lead to more wear and tear on your systems and appliances, causing a costly repair bill, but a home warranty may help.
Home warranties help cover the cost of repairs or replacements on systems and appliances when they break down due to normal wear and tear. In Wisconsin, freezing temperatures can cause your pipes to burst, and the summer heat can overwork your air conditioner.
Although home warranties can help with unexpected repairs, it’s important to remember that most plans have coverage caps and exclusions. This means that the company won’t cover some things and will only pay up to a certain amount for parts and repairs. Double-check your contract before signing up to make sure you're getting the coverage you expect.
In Wisconsin, home warranties are regulated by the Department of Agriculture, Trade and Consumer Protection (DATCP). The DATCP makes sure that home warranty companies follow fair practices and have clear, understandable contracts to protect consumers. Companies must also be able to show that they have enough money to pay for potential claims with financial records. These regulations help homeowners receive clear and reliable coverage so they know what they are signing up for.
Wisconsin has more thorough regulations for home warranties than many other states. Because of these regulations, home warranty companies must ensure:
In Wisconsin, before home warranty providers can sell warranties in the state, the Department of Agriculture, Trade and Consumer Protection also requires that they must:
The 2011 Wisconsin Act 226 also requires home warranty companies to pay $400 to get licensed before selling warranties in Wisconsin. After the first year, companies have to pay $100 to renew their license annually.
Additionally, to protect consumers, home warranty providers must give a 60-day written notice and a reasonable refund if they decide to terminate the contract.
If you want to file a complaint or report a fraudulent home warranty company, you can do so on the Department of Agriculture, Trade and Consumer Protection website or over the phone.
While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Wisconsin, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.
A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.
» MORE: Is a home warranty worth it?
Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.
A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.
» COMPARE: Home warranty vs. home insurance
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Wisconsin, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Wisconsin. We then weighted several key features to get our final rankings:
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
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| Company | Customer rating | About | Learn More |
|---|---|---|---|
| 4.0
68,484 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
 | 4.1
11,791 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
| 3.8
105,788 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
 | 3.4
131 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
 | 3.0
981 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
 | 2.9
558 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
 | 2.9
2,580 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
 | 2.9
274 reviews
| Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Read reviews |
 | 2.1
1,950 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
 | 1.6
2,255 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
