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Best Home Warranties in Wyoming

We compared 29 companies and chose the top home warranty providers

    • Best overall
      Choice Home Warranty
      4.0(73,354)
    • Quick service
      First American Home Warranty
      4.1(8,884)
    • Coverage variety
      Old Republic Home Protection
      3.9(2,084)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Wyoming

    Based on verified reviews from local homeowners, Choice Home Warranty is the best home warranty company in Wyoming. First American Home Warranty is a good choice if you want fast response times, and Old Republic Home Protection stands out for offering a variety of coverage options.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,806,561 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Our 3 home warranty company picks in Wyoming

    1. Best overall: Choice Home Warranty
    2. Best for quick service: First American Home Warranty
    3. Best coverage variety: Old Republic Home Protection

    Our research team vetted home warranty companies that are rated by hundreds of customers in Wyoming. Read our guide to choose the best home warranty in Wyoming for you by comparing plans, contract lengths and service fees.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.

    Compare home warranty companies

    Our 3 Wyoming home warranty company picks

    Learn more about our top picks for the best home warranty companies, based on real, recent reviews from customers in Wyoming on ConsumerAffairs.

    Best overall

    Choice Home Warranty

    Choice Home Warranty
    4.0
    73,354 reviews
    Plans available
    Basic and Total
    Service fees
    $100
    Starting costs
    $46.83
    Labor guarantee
    60 days
    Get a Quote Read Reviews

    Choice Home Warranty is our top recommendation for Wyoming because it offers access to skilled technicians — a vital feature in remote or rural areas where service options are limited. Its commitment to responding to service requests within four hours is especially valuable during urgent heating or AC breakdowns in the state’s harsh climate.

    What to consider: Choice doesn’t let you pick your service fee. It also only offers combination plans, so you can’t opt for an appliance-only or systems-only plan.

    Pros
    • 24/7 customer service
    • 90-day parts guarantee
    • Affordable high-tier plan
    Cons
    • Excludes AC from base plan

    Choice Home Warranty plans offer comprehensive coverage with straightforward pricing. Plans last one year and can be transferred without penalty, though early cancellation incurs a $50 fee.

    • Basic: Covers 14 systems and appliances, including heating, electrical and plumbing.
    • Total: Includes everything in the basic plan and covers your washer and dryer, refrigerator and air conditioning system.

    Add-ons and discounts

    • Optional add-ons
      • Ice maker: $2.08
      • Second refrigerator: $3.33
      • Stand-alone freezer: $3.33
      • Sump pump: $3.33
      • Central vacuum: $3.33
      • Septic tank pumping: $5.42
      • Roof leak repair: $5.83
      • Well pump: $8.33
      • Sprinkler system: $8.33
      • Septic system: $10
      • Pool and spa: $15
      • Additional spa: $15
    • Discounts: Reduced premiums with annual payments; free extra month

    Most Choice customers in Wyoming praise the company’s quick, professional service and reliable coverage, while some report frustration with denied claims.

    “Service was professional and quick. Technically competent repairman sent out. He arrived on time and was able to quickly identify issue. Clear communication going forward on what would it take to fix issue. Choice was able to locate a busy repair man and sent good communication by email during all steps of the process.”
    Jamie Rock Springs, WY
    “Kasper Air sent a technician the next day after we made the claim. He was able to get our furnace working in less than an hour. He worked diligently after he left to try to find a part for our old furnace.”
    Afton Douglas, WY
    “We've had Choice coverage for at least 10 years and have had excellent response from them for several problems. They've lived up to every expectation we've had for coverage and then some!”
    Michael Cheyenne, WY
    Best for quick service

    First American Home Warranty

    First American Home Warranty
    4.1
    8,884 reviews
    Plans available
    Starter, Essential and Premium
    Service fees
    $100 or $125
    Starting costs
    $42
    Labor guarantee
    None specified
    Get a Quote Read Reviews

    First American Home Warranty is ideal for homeowners who need repairs completed as quickly as possible. Customers in Wyoming praise its fast claim approvals and helpful support staff. Its plans feature affordable starting costs and flexible service fees, making it an attractive option for budget-conscious buyers who prioritize getting their home back to normal in a hurry.

    What to consider: First American has a labor guarantee of just 30 days, shorter than many competitors.

    Pros
    • No age limit on appliances
    • Month-to-month contracts
    • High coverage caps for HVAC, plumbing and appliances
    • First Class Upgrade covers code violations
    Cons
    • Base plan excludes AC
    • No systems-only plan

    First American plans cost $42 to $82 per month. They are all combination plans, meaning coverage includes appliances and systems. Service call fees are $100 or $125 (a lower service fee will result in higher monthly premiums).

    • Starter: Covers major systems like heating, plumbing, electrical and ductwork, common kitchen appliances and toilets. Monthly premiums are $42 or $47.
    • Essential: Includes everything in the Starter plan plus fans, garage doors, washers and dryers. Monthly premiums are $57 or $62.
    • Premium: Most comprehensive plan, covers everything in the Essential plan, plus hot/cold water dispensers and central vacuums. Monthly costs are $77 or $82.

    Add-ons and discounts

    • Optional add-ons
      • Septic pump: $7
      • Roof leak repair: $9.99
      • Well pump: $9.99
      • Guest unit: $12.99
      • Electronics protection: $14
      • Pool and spa: $20.99
    • Discounts: Reduced premiums for paying annually
    “We've also done claims for a garbage disposal, a water heater and some plumbing issues, and we've been very happy with the level of service. The technicians are great. They're very sociable and knowledgeable. I can ask 1000 questions and they're not annoyed with me.”
    LeaAnn Casper, WY
    2x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service and Best Overall Process
    Best coverage variety

    Old Republic Home Protection

    Old Republic Home Protection
    3.9
    2,084 reviews
    Plans available
    Basic, Deluxe and Elite
    Service fees
    $100 or $125
    Starting costs
    $50
    Labor guarantee
    None specified
    Read Reviews

    Old Republic Home Protection offers customizable plans, letting Wyoming homeowners tailor coverage to match their needs. Its flexible contract lengths and frequent discounts make it appealing for those who want to lock in pricing or adapt coverage as their needs change. Customers also mention clear pricing and straightforward claims experiences.

    What to consider: Price promotions are common, but be prepared for your rates to go up after your first year of coverage.

    Pros
    • High coverage limits for appliances
    • $1,000 coverage cap for roof leak add-on
    Cons
    • Requires pre-approval to use your own contractor
    • $500 coverage limit for electrical components

    Old Republic plans start at $50 per month. All plans are combination plans, meaning coverage includes a selection of both appliances and systems rather than one or the other.

    Service fees are either $100 or $125 — you’ll have to decide if you’d rather pay a higher service fee and lower premiums each month or a lower service fee and higher monthly premiums. Contracts range from one to five years.

    • Basic: $50 a month (lower service fee) or $55 (higher fee). Coverage includes 22 basic systems and appliances.
    • Deluxe: $55 or $60, depending on your service fee. Coverage includes everything in the Basic plan plus six additional items.
    • Elite: $75 or $80 (varies by service fee). Coverage includes everything in the Deluxe plan, plus increased plumbing coverage.

    Add-ons and discounts

    • Optional add-ons
      • Second refrigerator: $4.17
      • Septic system: $6.25
      • Roof leak repair: $8.33
      • Well pump: $8.33
      • Pool and spa: $20.00
    • Discounts: First-year decreased rates; seasonal promotions
    “Old Republic was right on the job in getting an electrician to contact me to expedite the work I needed done on my electrical panel and breaker. Since I don’t live in Laughlin, but Wyoming, it was great to have someone to help me out with the issue.”
    Zena Sheridan, WY

    Home Warranties in Wyoming Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    First American Home Warranty logo
    Old Republic Home Protection logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Buyers guide

      Wyoming's extreme cold and rural isolation create severe challenges for homeowners. Most homes are in small towns or remote areas that can be long drives for technicians. Harsh winters, freeze-thaw cycles and older housing stock drive frequent claims. Finding reliable coverage is critical. We'll help you navigate your options.

      Key insights

      Wyoming homeowners should prioritize heating and plumbing coverage. Winter emergencies in remote areas can be dangerous, and isolation makes getting a technician difficult.

      Jump to insight

      Wyoming home warranty plans cost $35 to $90 per month on average. Your rate depends on the coverage level, your service fee and any add-ons.

      Jump to insight

      Home warranties generally cover major household systems and appliances, with combo plans offering the broadest protection.

      Jump to insight

      How to choose a home warranty in Wyoming

      When choosing a home warranty in Wyoming, start by listing which home systems and appliances matter most to you. Then compare plan specifics, contract terms and feedback from other local customers. Here is a step-by-step plan to help you make the right decision:

      1. Decide what coverage you need

      Start by deciding if you want to protect appliances, systems or both. If your heating, plumbing or electrical systems are older, a systems plan or a combination plan is usually best. For homes with newer systems but aging kitchen or laundry appliances, an appliance plan may be sufficient.

      Because many Wyoming homes rely on wells, septic systems and older heating setups, prioritize plans that include these systems. In remote areas, confirm that your provider has technicians available nearby to avoid long repair delays during winter.

      2. Compare costs

      Don’t just look at the monthly premium. Instead, consider the total cost of owning the warranty. Add up service call fees ($75 to $150 per claim) and check if there are annual or per-incident caps on payouts. Add-ons such as roof leak or well pump coverage can also increase your yearly cost, so factor those in when comparing quotes.

      Wyoming home warranty costs can be significantly higher than the national average due to rural isolation and extreme winter demands. Limited contractor networks can also mean higher travel fees and potential delays.

      3. Review sample contracts

      Always read a sample contract before you sign. Check what’s excluded, especially for preexisting conditions and whether well and septic systems are covered (these are often add-ons). Confirm how long you have to wait before coverage starts and whether the company guarantees a response time for service calls.

      Since Wyoming experiences subzero temperatures, make sure your contract covers damage from freezing and specifies a timely response for heating emergencies. When reviewing contracts, verify the company serves your specific area before committing.

      In some cases, policyholders may be allowed to find their own technician if the company can’t. Jamie in Rocks Springs encountered this issue, but was still able to get the work done: “We were given the option to look for an outside vendor and that was what we did. We paid upfront then submitted the invoice for reimbursement.”

      4. Read customer reviews

      Online reviews can tell you a lot about a company’s real performance. Focus on reviews from Wyoming residents close to you, as rural areas often experience different levels of service than cities. Ask potential providers directly about technician availability in your county.

      When reading reviews, pay attention to how quickly the company responds to claims, the quality of repairs and whether there are recurring complaints. Positive reviews often highlight smooth claims processes and responsive customer service, while negative ones may point to frequent denials or hidden costs.

      » MORE: What to ask a home warranty company

      How much does a home warranty cost in Wyoming?

      The average cost of home warranty premiums is $684 per year as of June 2025. A Wyoming home warranty costs between $360 and $1,080 in premiums annually, based on plans from our top picks.

      Cost range by home warranty provider

      Monthly or annual premiums

      You can pay for home warranty coverage either monthly or yearly. Monthly payments can help spread out the expense, while an upfront annual premium may give you a discount or extra incentives. Your final price depends on the size of your home and the plan type.

      Service call fees

      When you request a repair or replacement, you pay a service call fee, which works like a deductible for each visit. These fees in Wyoming typically range from $75 to $150, depending on your chosen provider and plan.

      Add-on coverage

      Many home warranty providers in Wyoming offer optional add-ons, such as coverage for pools, pumps or roof leaks. Plan to pay between $2 and $25 per month for each add-on, depending on what you want to include.

      Other home warranty cost factors

      Several elements affect your Wyoming home warranty price:

      • Home size and type: Larger houses often need more coverage, which increases premiums. Condos or smaller properties usually cost less to cover.
      • Level of coverage: Cheaper home warranty plans protect fewer items. If you want broad protection for both systems and appliances, expect to pay more.
      • Location: Wyoming's rural isolation and extreme cold create unique challenges. Technician access and response times are as important as plan cost.
      • Discounts: Look for discounts on annual payments or multi-year commitments.

      Example: total annual home warranty costs

      • Systems coverage plan ($56 per month): $672 per year
      • Add-on for well pump and septic ($15 per month): $180 per year
      • Three claims ($105 service fee): $315
      • Total: $1,167 per year

      What does a Wyoming home warranty cover?

      Most home warranty companies in Wyoming offer three types of plans: appliance coverage, systems coverage and combination (combo) plans. 

      Appliance plans protect items like refrigerators, dishwashers and laundry machines, while systems plans focus on essentials like heating, plumbing, electrical and water heaters. Combo plans provide the most comprehensive protection for both categories.

      Optional coverage is also available. In Wyoming, add-ons for well pump protection, septic system coverage and roof reinforcement are often essential given the state's rural nature and extreme climate.

      » MORE: Make the most from your home warranty

      How much can you save with a Wyoming home warranty?

      Your savings depend on the types of repairs or replacements you face during the year. Just one major covered incident can often pay for the plan itself.

      The Consumer Financial Protection Bureau suggests saving 1% to 3% of your home’s price yearly for repairs and upkeep. That’s generally more than what you’d pay for a Wyoming home warranty and a few service calls, which totals around $700 to $1,200 per year. Avoiding a major unexpected repair can save you thousands out of pocket.

      Average repair/replacement costs for covered items

      Wyoming's extreme cold and vast rural distances create urgent repair challenges. Furnace failures and frozen pipes with limited local contractor options can become emergencies. Here's what repairs cost in Wyoming.

      FAQ

      How does a home warranty work?

      A home warranty is a service contract that covers your home’s systems and appliances. When something breaks, you submit a claim and the provider sends a technician to diagnose and repair the issue. If the item can’t be fixed, the company helps with the replacement cost. Coverage details, limits and exclusions all depend on your plan.

      Is a home warranty worth it in Wyoming?

      Having a home warranty can be worthwhile in Wyoming, especially if you own an older home in a remote spot. Major repairs are expensive, and getting help fast can be difficult during winter emergencies. Home warranty coverage provides peace of mind and means you’re not facing big repair bills or scrambling to find a contractor in extreme weather.

      What does a home warranty not cover?

      Most home warranty plans exclude things like preexisting conditions, improper installation, extreme weather damage, cosmetic defects and items covered under a manufacturer’s warranty. Additionally, some providers don't serve rural Wyoming, and wells and septic systems are often excluded unless added. 

      There are also payout limits — your contract will only pay up to a set amount for repairs or replacements.

      Can I buy a home warranty for an older home?

      Yes, you can buy a home warranty for an older home, though some providers may charge more or offer limited coverage based on the age and condition of systems and appliances. Make sure to compare providers that specialize in older properties or offer customizable plans.

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in Wyoming, then evaluated which performed best for local residents.

      We prioritized real customer experiences in Wyoming but also considered national reviews. Our review evaluation focused on seven satisfaction drivers:

      • Technician quality
      • Customer service
      • Claims handling
      • Punctuality and speed
      • Coverage
      • Value
      • Refunds and payouts

      In addition to reviews, we compared the companies on:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.
      • Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Wyoming Department of Insurance, “Consumers.” Accessed Nov. 4, 2025.

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