Best home warranties in Ohio

We compared 13 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(67,486)
    • American Home Shield
      3.8(105,105)
    +1 more

    Best home warranties in Ohio

    If you live in Ohio and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Ohio.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Our pick for Quick service: Choice Home Warranty
    2. Our pick for Value: American Home Shield
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
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    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Ohio, reviewed

    Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83

    Choice Home Warranty provides coverage in 49 states (not Washington), including Ohio. It offers two plans, with coverage for up to 18 appliances and systems combined.

    Many customers are satisfied with the repairs and replacements provided by Choice Home Warranty, and they feel that the company stands behind its warranty.

    Sandra from Dayton said about the company CHW sent out, “Professional, on time, courteous, knowledgeable, and explained things to me.” She told us, “I have had Choice warranty for 4 years now and they have been very good at getting things fixed or replaced. I have had 6 issues in the last 4 years and they have resolved all of them promptly.”

    Some reviewers complain about poor customer service and difficulty reaching representatives.

    2024 Buyers Choice Award Winner
    American Home Shield
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99

    American Home Shield offers three home warranty plans. It’s available in 48 states (not Alaska, Hawaii or New York City), including Ohio. If you opt for combined coverage, up to 24 of your appliances and systems will be covered.

    Customers often say they find the claims process to be easy and efficient, with AHS promptly sending out contractors to address their problems.

    Niko from Dublin has had multiple experiences with AHS: “I've had a couple of things done thru AHS and everything's been pretty decent for the most part. My aeration system and a couple of valves have been replaced on the house. All of the techs have been pretty good and I received service from them within 24 to 48 hours of filing my claim.”

    He said, “There was one time when it took a little longer, but that was because of the situation in getting them the aeration pump. Other than that, I wish the deductible is lower, but the price is well worth it when things have all worked out.”

    Monica from Solon wasn’t happy with her experience: “I'm not impressed or satisfied with the quality of service that I'm receiving from American Home Shield. The customer service is poor.”

    5x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

    Home Warranties in Ohio Buyers guide

    Jump into our guides and start learning

    Top Picks

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      Do you need a home warranty company in Ohio?

      Buying a home warranty in Ohio can be an easy process. First, think about what you want covered. Is it your heating and cooling systems, kitchen appliances or plumbing? Make a list of your priorities to guide your search.

      Next, take a close look at the different plans available. Some might cover just your appliances, while others offer more comprehensive coverage. Compare the costs, what’s included and any additional fees to find the best fit for you.

      Also, check if companies belong to any industry associations, like the National Home Service Contract Association (NHSCA). This can give you confidence in a company’s credibility.

      How are home warranties regulated in Ohio?

      The Ohio attorney general’s office governs home warranty companies in Ohio. Though there are laws that determine what a home warranty is in the state, there are no specific regulations.

      If you think something isn't quite right with a home warranty company, reach out to the Ohio attorney general’s office at 800-282-0515 or visit the attorney general’s website. The office also has some helpful information for purchasing a service contract in Ohio.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Ohio, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in Ohio?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Ohio, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Ohio. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.

      Guide sources
      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
      1. The Ohio Legislature, “Section 3905.423.” Accessed Oct. 17, 2024.

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        Compare top Ohio home warranty companies

        Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states.

        Offers home warranties designed for real estate professionals in the home selling process. Costs vary by state but expect to pay around $600 to $700 per year for Platinum coverage. Deductible averages $75.

        Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7.

        Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances.

        Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone.

        Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans.

        Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans.

        Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks.

        Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal.

        Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts.

        A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month.

        Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances.

        Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty.

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