Best Home Warranties in New Hampshire

We compared 9 companies and chose the top home warranty providers

    • Choice Home Warranty
      3.9(64,754)
    • American Home Shield
      3.9(102,866)
    • ARW Home
      3.9(2,557)

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      Best Home Warranties in New Hampshire

      If you’ve been thinking about getting home warranty coverage in New Hampshire but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in New Hampshire by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      1. Quick service: Choice Home Warranty
      2. Value: American Home Shield
      3. Electronics coverage: ARW Home
      4. Simple claims process: Cinch Home Services
      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,536,144 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Compare our top 4 home warranty companies in New Hampshire

      Quick and easy. Find a home warranty partner now.

      4 best home warranty companies in New Hampshire, reviewed

      We’ve talked to thousands of New Hampshire homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

      Buyer's Choice Award Finalist
      Plans available
      2
      Service fees
      $100
      Starting costs
      $46.83/month

      Choice Home Warranty offers 2 plans specialized to your needs. Depending on what type of coverage you choose, you can expect to pay $49.17 to $57.50 monthly or $532 to $627 annually.

      New Hampshire customers praise the promptness and professionalism of the technicians, as well as the quick resolution of their issues. They’re often impressed with the ease of submitting claims and the helpfulness of the customer service representatives.

      Telly in Manchester had a good experience getting repairs: “The technician was great. He was knowledgeable and a true professional. I was very happy with the service. Highly recommend Choice Home Warranty and their Contractor A&E.”

      Arthur in Hooksett said: “Our experience was great! On time and got the job done in a very short time! Thanks! We would recommend Choice to all our family and friends. Ps. Called CHOICE and we had a repair person within two days!”

      Some New Hampshire customers express frustration over claim denials and difficulties in getting reimbursed for repairs done by their own technicians.

      Thomas in Manchester wasn’t happy with the resolution Choice offered: “CHW was very fast to respond to my claim, but not too happy with the resolution to the issue. The reimbursement to replace my appliance is enough to purchase a used machine, not taking into account the cost to remove the old unit and the cost to deliver the new machine.”

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100 or $125
      Starting costs
      $29.99/month
      5x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

      American Home Shield has 3 different plans that cover up to 18 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100 or $125. It’s available in 48 states (not Alaska, Hawaii or New York City), including New Hampshire.

      New Hampshire customers are generally impressed with the promptness and professionalism of the contractors AHS sends. They’re frequently satisfied with the repairs and replacements done on their appliances and systems.

      William in Bedford experienced a good claims and repair process: “I submitted a claim online and the rep got back to me within hours. There was a blown capacitor on the AC condenser. W.L. Brady Corp. called and scheduled an appointment. The gentleman that came was very professional and friendly. He identified the problem within 10 seconds. He called for the part, and came back the next day to replace it and the AC was fixed. It was a good, professional service.”

      Dariusz in Manchester said: “American Home Shield's service is very good. My furnace was damaged and also, my water heater was broken. But American Home Shield repaired everything perfectly for me so far.”

      Some New Hampshire customers express frustration over long wait times, lack of communication and issues with coverage.

      Raymond in Hudson said, “Our water heater claim to American Home Shield was fine, but when we had a refrigerator issue, we ended up buying a fridge ourselves because Home Shield wouldn't cover it.”

      ARW Home

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100
      Starting costs
      $49.99/month
      1x Award Winner
      Selected for having one of the highest satisfaction rates for Best Customer Service

      ARW Home offers 3 home warranty plans. It’s available in 50 states, including New Hampshire. If you opt for combined coverage, up to 16 of your appliances and systems will be covered.

      Customers from New Hampshire report excellent service and good coverage for house appliances, plumbing and electrical work. They appreciate the efficiency and politeness of the company.

      Lorraine in Keene said about her experience: “When calling to make a name change to our contract, we received excellent service. We received the corrected contract within a few days of our phone call and were very pleased with our service.”

      Leonard in Greenland said: “American Residential Warranty has good coverage. They told me about the things that are covered by the warranty, all house appliances, plumbing and electrical work. They gave me some estimates of the basic cost. They were very efficient and polite. However, the presentation wasn't too detailed.”

      Some New Hampshire customers complain about a lengthy and frustrating process of filing claims and the difficulty in reaching customer service.

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100, $125 or $150
      Starting costs
      $30.99/month
      4x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Technicians and Best Value for Price

      Cinch Home Services provides coverage in 48 states, including New Hampshire. It offers 3 plans, with coverage for up to 22 appliances and systems combined.

      Customers in New Hampshire praise the company’s customer service representatives and find it easy to get someone to fix their broken items for a flat rate.

      Keith in Nashua had a good experience filing a claim: “When something broke, I had somebody to call. They came out, assessed it, ordered parts and then they came out and fixed it, and we were charged just a flat rate. The techs were polite and courteous.”

      Becky in Nashua said: “Air conditioner was not working - the unit seemed to be running but not cooling. In fact frozen pipe outside. Repairman unfroze, added Freon, cleaned filter - good to go!”

      Some New Hampshire customers have had trouble finding a service person in their area.

      Hunter in Fremont said: “Have spent days on the phone with Customer Service attempting to get a repair on my toilet. Customer Service would incorrectly code the service request and it would not let the repair person come to the house.”

      Do you need a home warranty company in New Hampshire?

      During New Hampshire’s long winters with freezing temperatures, sitting down in your cozy, warm home can be one of the most comforting experiences of the day. However, running your heater 24/7 can cause it to wear out quicker and repairing it can cost hundreds of dollars out of pocket. Most home warranties provide coverage for repairs or replacements on systems and appliances, including heating units.

      It’s important to remember that service contracts have exclusions, so even if your unit is covered, your claim may be denied for multiple reasons. Many contracts also have coverage caps, meaning the company will only pay up to a certain amount for parts and repairs. Double-check the contract policies before you make a decision on a home warranty to ensure you are getting the most for your money.

      How are home warranties regulated in New Hampshire?

      In New Hampshire, home warranties are regulated to protect consumers from abusive practices by warranty companies. The New Hampshire Insurance Department (NHID) regulates all of the state's home warranty providers. It controls licensing and requires that companies have a $50,000 bond to pay for claims before they can sell any warranties. This helps prevent fraud and ensures that customers' claims are taken care of.

      The NHID requires a license for any home warranty company selling warranties in the state. Companies must prove they are financially stable and can abide by their obligations to get this license by providing a detailed financial statement showing they have enough money to cover claims. This ensures that only legitimate, stable and honest companies can sell home warranties.

      In New Hampshire, there are a few regulations regarding what the warranty must contain in order to be validated. The state requires that all home warranty contracts clearly state what is and isn't covered, limitations and the length of the coverage term. New Hampshire also requires the warranty company to provide a form of contact and a method for filing claims.

      Additionally, New Hampshire requires companies to provide a minimum cooling-off period of at least ten days. This lets consumers review and cancel the contract without penalty if they have second thoughts. These regulations help prevent abusive practices and ensure service contracts are clear and understandable.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in New Hampshire, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in New Hampshire?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in New Hampshire, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in New Hampshire. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. New Hampshire Insurance Department, “New Hampshire Insurance Department.” Accessed May 23, 2024.
      2. New Hampshire Department of Justice, “Welcome.” Accessed May 23, 2024.

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