Best Home Warranties in Arkansas

We compared 15 companies and chose the top home warranty providers

    • First American Home Warranty
      4.3(8,569)
    • Cinch Home Services
      4.1(11,483)
    • Choice Home Warranty
      4.0(65,656)

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      Best Home Warranties in Arkansas

      Our research team vetted 15 home warranty companies that are rated by more than 414 customers in Arkansas. Read our guide to choose the best home warranty in Arkansas for you by comparing plans, contract lengths and service fees.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,566,694 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

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        Our 4 Arkansas home warranty picks

        Below are our favorite home warranty companies in Arkansas, based on local reviews and company offerings.

        Buyer's Choice Award Winner
        Plans available
        3
        Service fees
        $100 or $125
        Starting costs
        $29.99
        5x Award Winner
        Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

        American Home Shield offers customizable home warranties that cover up to 24 home systems and appliances no matter how old they are. At the time of publishing, the company has over 17,000 licensed contractors and more than 2 million members nationwide.

        We’ve compared this company’s plans based on select coverage items below.

        American Home Shield has the strongest reviews of any home warranty company we analyzed in Arkansas, combining a large number of total reviews with a high ratio of 5-star to 1-star reviews.

         “We've had American Home Shield for a long time and it has been convenient. It saves myself and my husband the headache of finding tradesmen, calling and selecting,” wrote Barbara from Prescott. “I've recommended it to anybody who's buying a house so that they get a home warranty for safety or convenience's sake.”

        Providing further praise, Herbert from Little Rock wrote, “The first time I filed a claim, I did it online and the process was seamless. The tech came, resolved my issues within a timely manner and answered all my concerns. Everything went well. American Home Shield gave all the support and they were very professional. I would highly recommend them.”

        Kathryn from Greenbrier said she didn’t have a good experience: “I requested a repair for my HW heater on March 28. They charged my bank account the fee of $109.50 the very same day. They told me that they would notify me when they found a contractor. After a few days I called back. They said that they had not found a contractor yet. I told them that I didn't have hot water and they said they could request an escalated request.”

        She continued, “After a few more days I contacted them again. They said that they were working on it and they would contact me. Now it's been over a week and still no word. I called back a 3rd time and spoke to a lady on the phone. She put me on hold 3 times and said she had emailed 3 different contractors. To which she had no success.”

        Buyer's Choice Award Finalist
        Plans available
        2
        Service fees
        $100
        Starting costs
        $46.83

        Choice Home Warranty is a New Jersey-based company that has been providing home warranty coverage for more than a decade, allowing it to complete over 4.5 million service requests as of publishing. It offers 24/7 customer service and repairs from local, prescreened technicians.

        We’ve compared this company’s plans based on select coverage items below.

        Reviews for Choice Home Warranty in Arkansas are solid, and reviewers often mention the company’s fast service as a major benefit.

        Nicki from Russellville got a quick response when she really needed it: “We live in Arkansas and it's a 110? in the shade.. I called Choice Home Warranty because our air conditioner went out. They had someone out the next day. The technician was very friendly, did his work very quickly, checked everything and made sure everything was fine. It was a absolutely great experience.”

        “Extremely helpful. Immediate response to any problem. Get right back to you and let you know where and when help will be there,” Regina from Conway said. “Very glad I made the decision to take out this policy. I have recommended them to my family.”

        Some reviewers have complained about denied claims and low payout amounts for replacements.

        Our pick for low service fees
        Plans available
        3
        Service fees
        $60 or $75
        Starting costs
        $60.42

        Another company with headquarters in New Jersey, Select Home Warranty covers all makes and models of home systems and appliances regardless of their age (as long as they’re properly maintained and in good working condition when you sign up). There is no limit to your number of covered repairs, and Select offers coverage for various types of homes, including condos and multiunit dwellings.

        We’ve compared this company’s plans based on select coverage items below.

        Reviewers in Arkansas are generally very happy with Select Home Warranty and the discounts many of them mention receiving.

        Mark from Little Rock claimed, “I was able to save good money by paying up front... an option I did not know existed. I own four homes and have SHW policies on all of them. Affordable and practical... highly recommended. Make sure you ask for Richard... He'll take good care of you.”

        Another returning customer, Mark from Harrison, wrote, “Renewing my contract was quick and easy. Customer service was polite and courteous. They explained the Black Friday specials that would best suit my needs. During this time, I was able to get two free months.”

        Some reviewers say they experienced delays in getting repairs done, with some waiting weeks for a technician to come out.

        Buyer's Choice Award Winner
        Plans available
        4
        Service fees
        $75 or $125
        Starting costs
        $30
        3x Award Winner
        Selected for having one of the highest satisfaction rates for Best Customer Service, Best Technicians and Best Value for Price

        AFC Home Warranty offers a variety of coverages and the option to choose your technician for your home’s repairs. Service requests can be made by phone or online 24/7, and the customer service team can usually have an appointment scheduled within 24 to 48 hours.

        We’ve compared this company’s plans based on select coverage items below.

        AFC Home Warranty has good reviews in Arkansas, and we noticed people are particularly pleased with the company’s customer service representatives.

        John from Little Rock reported that “David was incredibly thorough and was quite knowledgeable about his product and even that of his competition. His personal touch to customer service is why I’m leaving my current home warranty company and making the switch to AFC. Changing companies was a bit scary but David walked me through every step.”

        “Kevin did an incredible job helping us find the right plan and one at a great price,” wrote Amy from Vilonia. “He was Very knowledgeable about all the company’s experience and not only the service plans but how each policy works. He made great recommendations and clearly answered every question I had. We have talked to several other companies and this policy and the customer service stood out from the rest.”

        A few customers mention difficulty getting claims approved, and some say they were disappointed with the low reimbursement amounts for repairs or replacements.

        little rock arkansas skyline

        Finding the best home warranty in Arkansas

        While a home warranty doesn’t protect you from weather events in the same way homeowners insurance does, your environment can influence which home warranty is right for you. Arkansas’ dramatic seasonal changes can cause wear and tear on your home’s systems and appliances, especially those that are responsible for climate control, like your heating and air conditioning. So, it makes sense to get coverage for those items.

        Home warranties are also called home service contracts.

        When buying a home warranty in Arkansas, think about the home appliances or systems you wouldn’t want to go without, and make sure you pick a plan that covers them. It’s bad enough if your cooling system breaks down in the middle of summer, but having to wait in the sweltering heat while you save up money for an expensive repair is even worse. Once you know what coverage you want, you can start shopping in earnest.

        Cost, coverage and policies vary from company to company, so read up on each plan you’re considering, get quotes and compare offers to find the right deal. If you’re worried about a company’s reliability, check reviews from other consumers, especially those in your area.

        » COMPARE: Best home warranties for HVAC

        Home warranty regulations in Arkansas

        In Arkansas, the Department of Labor and Licensing oversees the standards of professionalism and workmanship that HVAC and electrical contractors must follow. The contractors working with your home warranty company must be registered with the Department of Labor and Licensing, and you can find their licensure status using the Roster Searches page on the website.

        To file a grievance regarding your home service contract, contact the Arkansas attorney general’s office, and you can file a complaint with the Consumer Protection Division.

        Arkansas home warranty FAQ

        How much does a home warranty cost in Arkansas?

        Based on the quotes we’ve gathered, a home warranty in Arkansas can cost anywhere between about $40 and $90 per month. The cost of your home warranty depends on a few different factors, including the type of coverage and plan you choose, the type of home you have, and any additional coverage you wish to add. Some companies also offer discounts, which can lower your cost.

        Is a home warranty worth it in Arkansas?

        A home warranty can be worth it in Arkansas if you’re expecting significant home repairs or looking for some peace of mind. However, there’s no way of knowing whether your home warranty will be financially worth it in the long run.

        What types of coverage come with a home warranty?

        Home warranty coverage specifics vary from company to company and plan to plan. However, plans broadly fall into one of three categories:

        • Appliance-only plans
        • System-only plans
        • Comprehensive plans that cover both

        Methodology

        ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

        To choose the top home warranty companies in Arkansas, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Arkansas. We then weighted several key features to get our final rankings:

        • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
        • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
        • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
        • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

        Bottom line

        Finding the best home warranty in Arkansas for you and your home may seem overwhelming, but as long as you know what kind of coverage you want, it can be easy to find the right one. If you want to learn more, check out our national home warranty buyers guide and our helpful articles on home warranty costs and home warranty coverage.


        Guide sources

        ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

        1. Arkansas Department of Labor and Licensing, “Licensing.” Accessed Oct. 22, 2024.

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