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Best Home Warranties in Arkansas

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    Author picture
    Written by Sarah Maier
    Edited by Vincent Landino

    Our research team vetted 15 home warranty companies that are rated by more than 414 customers in Arkansas. Read our guide to choose the best home warranty in Arkansas for you by comparing plans, contract lengths and service fees.

    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 3,770,432 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    Key Insights

    • Our top picks include American Home Shield, Choice Home Warranty, Select Home Warranty and America’s 1st Choice Home Club.
    • To find the best home warranty in Arkansas for you, assess your coverage needs and compare what different companies have to offer.
    • A home warranty in Arkansas typically costs about $40 to $90 per month without discounts.

    Compare Top Arkansas Home Warranty Companies

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      Our 4 Arkansas home warranty picks

      Here are our favorite home warranty companies in Arkansas, based on local reviews:

      Methodology

      To select our top picks, we started with the home warranty companies available in Arkansas on our site and eliminated those with a star rating below 3.5. To stay on the list, companies also had to have at least a 2:1 ratio of 5-star to 1-star reviews from consumers in Arkansas, based on verified review data collected between Oct. 12, 2020, and Oct. 12, 2021. Final selections were made based on the strength of each company’s review data.

      Our top pick overallAmerican Home ShieldAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: $75, $100 or $125

      American Home Shield offers customizable home warranties that cover up to 23 home systems and appliances. At the time of publishing, the company has over 17,000 licensed contractors and more than 2 million members nationwide. American Home Shield offers coverage for your appliances and systems no matter how old they are.

      We’ve compared this company’s plans based on select coverage items below.

      ShieldSilverShieldGoldShieldPlatinum
      Monthly premium cost*$44.99 to $59.99$54.99 to $69.99$74.99 to $89.99
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezer
      Well pumpAdd-onAdd-onAdd-on
      ShieldSilver$44.99 to $59.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldGold$54.99 to $69.99$75, $100 or $125Add-onAdd-onAdd-onAdd-on
      ShieldPlatinum$74.99 to $89.99$75, $100 or $125Add-onAdd-onAdd-on

      *For a home in Little Rock at the time of publishing

      American Home Shield has the strongest reviews of any home warranty company we analyzed in Arkansas, combining a large number of total reviews with a high ratio of 5-star to 1-star reviews.

      “We've had American Home Shield for a long time and it has been convenient. It saves myself and my husband the headache of finding tradesmen, calling and selecting,” wrote Barbara from Prescott. “I've recommended it to anybody who's buying a house so that they get a home warranty for safety or convenience's sake.”

      Providing further praise, Herbert from Little Rock wrote, “The first time I filed a claim, I did it online and the process was seamless. The tech came, resolved my issues within a timely manner and answered all my concerns. Everything went well. American Home Shield gave all the support and they were very professional. I would highly recommend them.”

      Our pick for fast serviceChoice Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 2
      • Contract length: 1 year
      • Service fee range: $85

      Choice Home Warranty is a New Jersey-based company that has been providing home warranty coverage for more than a decade, allowing it to complete over 4.5 million service requests. It offers 24/7 customer service and repairs from local, pre-screened technicians. 

      We’ve compared this company’s plans based on select coverage items below.

      Basic planTotal plan
      Monthly premium cost*$48.88$57.93
      Service call fee*$85$85
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-on
      Roof leak repairsAdd-onAdd-on
      Second refrigeratorAdd-onAdd-on
      Septic pumpAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-on
      Well pumpAdd-onAdd-on
      Basic plan$48.88$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on
      Total plan$57.93$85Add-onAdd-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Little Rock at the time of publishing

      Reviews for Choice Home Warranty in Arkansas are solid, and reviewers often mention the company’s fast service as a major benefit.

      Nicki from Russellville got a quick response when she really needed it: “We live in Arkansas and it's a 110゚ in the shade ... I called Choice Home Warranty because our air conditioner went out. They had someone out the next day. The technician was very friendly, did his work very quickly, checked everything and made sure everything was fine. It was a absolutely great experience.”

      “Extremely helpful. Immediate response to any problem. Get right back to you and let you know where and when help will be there,” wrote Regina from Conway. “Very glad I made the decision to take out this policy. I have recommended them to my family.”

      Our pick for low service feesSelect Home WarrantyAUTHORIZED PARTNER
      • Number of plans: 3
      • Contract length: 1 year
      • Service fee range: Typically $60 to $75

      Another company with headquarters in New Jersey, Select Home Warranty covers all makes and models of home systems and appliances regardless of their age (as long as they’re properly maintained and in good working condition when you sign up). There is no limit to your number of covered repairs, and Select offers coverage for various types of homes, including condos and multiunit dwellings.

      We’ve compared this company’s plans based on select coverage items below.

      Bronze CareGold CarePlatinum Care
      Monthly premium cost*$57.67$57.67$62.08
      Service call fee*Typically $60 to $75Typically $60 to $75Typically $60 to $75
      Built-in microwaves
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-on
      Roof leak repairsAdd-onAdd-onAdd-on
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-on
      Bronze Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Care$57.67Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Care$62.08Typically $60 to $75Add-onAdd-onAdd-onAdd-onAdd-on

      *For a home in Little Rock at the time of publishing

      Reviewers in Arkansas are generally very happy with Select Home Warranty and the discounts many of them mention receiving.

      Mark from Little Rock claimed, “I was able to save good money by paying up front ... an option I did not know existed. I own four homes and have SHW policies on all of them. Affordable and practical ... highly recommended. Make sure you ask for Richard ... He'll take good care of you.”

      Another returning customer, Mark from Harrison, wrote, “Renewing my contract was quick and easy. Customer service was polite and courteous. They explained the Black Friday specials that would best suit my needs. During this time, I was able to get two free months.”

      Our pick for customer serviceAmerica's 1st Choice Home ClubAUTHORIZED PARTNER
      • Number of plans: 4
      • Contract length: 1 or 3 years
      • Service fee range: $75, $100 or $125

      America’s 1st Choice Home Club, also known as AFC, offers a variety of coverage options and the option to choose your technician for your home’s repairs. Service requests can be made by phone or online 24 hours a day, seven days a week, and the customer service team can usually have an appointment scheduled within 24 to 48 hours.

      We’ve compared this company’s plans based on select coverage items below. It’s worth pointing out that the monthly rates we’ve included are based on a 12-month payment schedule for one year of coverage. If you choose a longer three-year coverage period, your monthly costs will go up, but that’s because your payment schedule is only for 20 months.

      Systems PlanSilver PlanGold PlanPlatinum Plan
      Monthly premium cost*$39.58 to $43.75$33.33 to $37.50$45.83 to $50.00$50.00 to $54.17
      Service call fee*$75, $100 or $125$75, $100 or $125$75, $100 or $125$75, $100 or $125
      Built-in microwavesAdd-onAdd-onAdd-on
      Clothes dryers
      Clothes washers
      Dishwashers
      Ranges, ovens and cooktops
      Refrigerators
      Air conditioning
      Electrical
      Garbage disposals
      Heating
      Plumbing
      Water heaters
      PoolsAdd-onAdd-onAdd-onAdd-on
      Roof leak repairs
      Second refrigerator
      Septic pumpAdd-onAdd-onAdd-onAdd-on
      Stand-alone freezerAdd-onAdd-onAdd-onAdd-on
      Well pumpAdd-onAdd-onAdd-onAdd-on
      Systems Plan$39.58 to $43.75$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Silver Plan$33.33 to $37.50$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Gold Plan$45.83 to $50.00$75, $100 or $125Add-onAdd-onAdd-onAdd-onAdd-on
      Platinum Plan$50.00 - $54.17$75, $100 or $125Add-onAdd-onAdd-onAdd-on

      *For a home in Little Rock at the time of publishing

      America’s 1st Choice Home Club has good reviews in Arkansas, and we noticed people are particularly pleased with the company’s customer service representatives.

      John from Little Rock reported that “David was incredibly thorough and was quite knowledgeable about his product and even that of his competition. His personal touch to customer service is why I’m leaving my current home warranty company and making the switch to AFC. Changing companies was a bit scary but David walked me through every step.”

      “Kevin did an incredible job helping us find the right plan and one at a great price,” wrote Amy from Vilonia. “He was Very knowledgeable about all the company’s experience and not only the service plans but how each policy works. He made great recommendations and clearly answered every question I had. We have talked to several other companies and this policy and the customer service stood out from the rest.”

      Finding the best home warranty in Arkansas

      little rock arkansas skyline

      While a home warranty doesn’t protect you from weather events in the same way that homeowners insurance does, your environment can influence which home warranty is right for you.

      Arkansas’ dramatic seasonal changes can cause wear and tear on the systems and appliances of your home, especially those that are responsible for climate control, like your heating and air conditioning. So, it makes sense to get coverage for those items.

      When buying a home warranty in Arkansas, think about the home appliances or systems that you wouldn’t want to go without and make sure you pick a plan that covers them. It’s bad enough if your cooling system breaks down in the middle of summer, but having to wait in the sweltering heat while you save up money for an expensive repair is even worse. Once you know what coverage you want, you can start shopping in earnest.

      Cost, coverage and policies vary from company to company, so read up on each plan you’re considering, get quotes and compare offers to find the right deal. If you’re worried about a company’s reliability, check reviews from other consumers, especially those in your area.

      Home warranty regulations in Arkansas

      Arkansas has fairly robust legislation related to home warranties, though most materials from the state refer to them as “service contracts.”

      The state has adopted a version of the National Association of Insurance Commissioners’ (NAIC) model service contract act with its Service Contracts Act (chapter 114 of the Code of Arkansas). This act establishes definitions, requirements for doing business, required disclosures, prohibited acts, recordkeeping requirements and other regulations for the home warranty industry. However, there’s not much here to help you shop for a home warranty.

      The Service Contracts Act also gives regulatory authority over the home warranty industry to the Arkansas Insurance Department (AID). As a result, home warranty companies in Arkansas must register with AID and abide by rules from the state insurance commissioner.

      AID maintains a helpful resource page about service contracts in Arkansas, and it works with the NAIC to provide consumer services, allowing you to look up a company’s license or file a grievance online.

      Arkansas home warranty FAQ

      How much does a home warranty cost in Arkansas?
      Based on the quotes we’ve gathered, a home warranty in Arkansas can cost anywhere between about $40 and $90 per month. The cost of your home warranty depends on a few different factors, including the type of coverage and plan you choose, the type of home you have, and any additional coverage you wish to add. Some companies also offer discounts, which can lower your cost.
      Is a home warranty worth it in Arkansas?
      A home warranty can be worth it in Arkansas if you’re expecting significant home repairs or looking for some peace of mind. However, there’s no way of knowing whether your home warranty will be worth it for you.
      What types of coverage come with a home warranty?
      Home warranty coverage specifics vary from company to company and plan to plan. However, plans broadly fall into one of three categories:
      • Appliance-only plans
      • System-only plans
      • Comprehensive plans that cover both

      Bottom line

      Finding the best home warranty in Arkansas for you and your home may seem overwhelming, but as long as you know what kind of coverage you want, it can be easy to find the right one. If you want to learn more, check out our national home warranty buyers guide and our helpful articles on the cost and coverage of home warranties.

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. To learn more about the content on our site, visit our FAQ page.
      1. Arkansas General Assembly, “Arkansas Code Chapter 114 — Service Contracts Act.” Accessed January 31, 2022.

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