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Best Home Warranties in Alabama

We compared 13 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(68,027)
    • American Home Shield
      3.8(105,370)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Alabama

    If you live in Alabama and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Alabama.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
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    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Alabama, reviewed

    Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    68,027 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty provides coverage in 49 states (not Washington), including Alabama. It offers 2 plans, with coverage for up to 18 appliances and systems combined.

    Choice Home Warranty customers in Alabama praise the prompt response and professionalism of the technicians. Customers also appreciate the convenience and ease of submitting claims online and the prompt response from AHS in assigning contractors. The technicians sent by AHS are generally knowledgeable, and they are able to resolve the issues efficiently.

    Steve in Madison found the cost of Choice Home Warranty well worth it: “Warranty has been a true benefit, just the savings on two services in a year has more than paid for the cost of the plan, would recommend for every homeowner to purchase a plan. The tech would made the service call was efficient and knowledgeable on the appliance.”

    Curtis in Tuscaloosa was impressed with the response time: “I called in a service request and got immediate response from the automated system. It only took a couple of minutes to get the service request logged and a claim number assigned. I’m very please with the service so far. I got an email confirming the request within a few minutes after the call.”

    Some Alabama reviewers feel that American Home Shield is slow to respond and denies claims that should be covered.

    Joseph in Dadeville said: “Waited a month to have my water fixed only to be told my claim was denied because the pipe ran outside the foundation. This us the main line going into my house and it was not in the ground.”

    2024 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    105,370 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews

    American Home Shield offers 3 home warranty plans: ShieldSilver, ShieldGold and ShieldPlatinum. It’s available in 48 states (not Alaska, Hawaii or New York City), including Alabama. If you opt for combined coverage, up to 24 of your appliances and systems will be covered.

    Alabama reviewers of American Home Shield appreciate the convenience and ease of submitting claims online and the prompt response in assigning contractors. The technicians sent by AHS are generally professional and knowledgeable, and they are able to resolve the issues efficiently.

    John in Dothan had a good experience overall: “Everything went well and as expected. The online thing was good. The response was good from the technician that came on site. They ordered the parts and everything went well. Had one little minor thing. It was a piece that came and broke. But they replaced it promptly and was up and running.”

    Catherine in Hazel Green said: “When I submitted a claim with AHS, it was easy. The techs that came out were good. They called to make sure it was okay to do everything that was done. They waited and then they fixed it once they got the go-ahead from AHS. Everything's working fine now. I like AHS and I like that AHS covers most of everything, from a small job that can grow into something big.”

    Some Alabama customers have had issues with communication and unsatisfactory repairs from technicians.

    G in Birmingham said: “We've had two instances where I didn't think the repair was done completely. One was a clogged toilet, and the repair people got it working again but they told me there was something further up in the drain. I thought they should have put a camera or some tool in there to clear it out, but they declined to do that because it was working.”

    5x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

    Home Warranties in Alabama Buyers guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Do you need a home warranty company in Alabama?

      Alabama homeowners face unique challenges due to the state's severe and seasonal weather. From flooding to tornadoes, the Yellowhammer State keeps homeowners on their toes. High winds, heavy rains and rising waters nearby can wreak havoc on roofs, windows and electrical systems. Whether it's regular home maintenance or unexpected repairs, Alabama's active weather can take a toll on your wallet and your home.

      Given these challenges posed by Alabama's weather, consistent home maintenance is not just a good idea — it's a necessity. It's the key to mitigating the effects of severe storms and preserving your home's value. A home warranty can also be a valuable tool, helping reduce unexpected repair costs. While most home warranties in Alabama cover electrical problems, it's important to double-check if you want a plan that also covers roof issues.

      How are home warranties regulated in Alabama?

      Alabama's Department of Insurance regulates home warranties under its service contract guidelines, and service contract providers must register with the department in Alabama. This registration ensures that providers are legitimate and adhere to state regulations so you can confidently purchase a home warranty.

      If you're considering a home warranty, verifying if a company is licensed to sell service contracts in Alabama is important. You can do this by visiting the Alabama Department of Insurance website. This resource allows you to search for companies with active licenses, ensuring you choose a reputable provider. The website also serves as a platform for filing complaints against service contract providers, offering a channel for recourse if you encounter any issues.

      You can also find reputable home warranty providers in Alabama through the state chapter of the National Home Service Contract Association.

      FAQ

      How much does a home warranty cost?

      The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Alabama and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.

      Is a home warranty worth it in Alabama?

      A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.

      What’s the difference between a home warranty and homeowners insurance?

      Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Alabama, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Alabama. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Alabama Department of Insurance, “Service Contract Providers.” Accessed May 23, 2024.
      2. Alabama Department of Insurance, “Resources for Consumers.” Accessed May 23, 2024.
      3. National Home Service Contract Association, “Alabama.” Accessed May 23, 2024.

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