Best overall
First American Home Warranty
4.0
8,873 reviews
- Plans available
- 3
- Service fees
- $100 or $125
- Starting costs
- $42
- Labor guarantee
- None specified
Best Home Warranties in West Virginia
- Best overall
First American Home Warranty4.0(8,873) - Value
American Home Shield3.7(108,817) - Quick service
Choice Home Warranty4.0(72,887)
By:
Alina Bradford
+1 more
Edited by:
Cassidy McCants
Best Home Warranties in West Virginia
West Virginia’s mountainous terrain and rural housing often lead to challenges with plumbing, septic systems and heating. A home warranty can reduce the cost of repairs for these essential systems.
First American Home Warranty is the best home warranty company in West Virginia, based on recent reviews from local homeowners, coverage options and overall value. American Home Shield is a good budget option, and Choice Home Warranty stands out for offering the fastest response time.
Why trust ConsumerAffairs?
- Our recommendations are based on what reviewers say.
- 4,789,897 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Our 4 picks for the best home warranty companies in West Virginia
- Best overall: First American Home Warranty
- Best value: American Home Shield
- Best for quick service: Choice Home Warranty
- Best for roof coverage: Select Home Warranty
Our research team vetted home warranty companies that are rated by hundreds of customers in West Virginia. Read our guide to choose the best home warranty in West Virginia for you by comparing plans, contract lengths and service fees.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us, but this does not affect our recommendations or evaluations.
Compare home warranty companies
| Company | Customer rating | Our pick for | Starting cost | Service fee | Covered systems | Covered appliances | Available plans | |
|---|---|---|---|---|---|---|---|---|
 First American Home Warranty | Get a Quote | 4.0
8,873 reviews
8,873 reviews
| Best overall | $42 | $100 or $125 | 7 | 10 | 3 |
 American Home Shield | Get a Quote | 3.7
108,817 reviews
108,817 reviews
| Value | $29.99 | $100 or $125 | 14 | 9 | 3 |
 Choice Home Warranty | Get a Quote | 4.0
72,887 reviews
72,887 reviews
| Quick service | $46.83 | $100 | 9 | 8 | 2 |
 Select Home Warranty | Get a Quote | 3.7
15,946 reviews
15,946 reviews
| Roof coverage | $60.42 | $75 to $100 | 8 | 7 | 3 |
Our 4 home warranty picks in West Virginia
Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose three companies that offer the best plans for your money.
Best value
American Home Shield
3.7
108,817 reviews
- Plans available
- 3
- Service fees
- $100 or $125
- Starting costs
- $29.99
- Labor guarantee
- 30 days
Best for quick service
Choice Home Warranty
4.0
72,887 reviews
- Plans available
- 2
- Service fees
- $100
- Starting costs
- $46.83
- Labor guarantee
- 60 days
Best for roof coverage
Select Home Warranty
3.7
15,946 reviews
- Plans available
- 3
- Service fees
- $75 to $100
- Starting costs
- $60.42
- Labor guarantee
- 180 days
Home Warranties in West Virginia Buyers Guide
Jump into our guides and start learning
In this guide
West Virginians often encounter well pump failures, heating outages and septic system repairs. Keeping these essentials running is expensive and stressful. A home warranty can ease the financial burden and provide peace of mind when something breaks down.
West Virginia home warranty plans cost $35 to $90 per month on average, with rates depending on the coverage you select, your service call fee and add-on choices.
Jump to insightIn West Virginia, prioritize heating, plumbing and well system coverage for rural homes.
Jump to insightWest Virginia home warranties are regulated by the state's insurance commissioner.
Jump to insightHow much does a home warranty cost in West Virginia?
Monthly premiums for home warranty plans in West Virginia generally range from $35 to $90, in line with the national average for home warranty costs. Your actual price will reflect the specific plan, level of coverage, service call fee and any extra features you add. If you opt for higher coverage or multiple add-ons, expect to pay toward the top of that range.
Cost range by home warranty provider
| Provider | Monthly premium range | Service call fee |
|---|---|---|
| First American Home Warranty | $42 to $82 | $100 or $125 |
| American Home Shield | $29.99 to $89.99 | $100 or $125 |
| Choice Home Warranty | $46.83 to $54.75 | $100 |
| Select Home Warranty | $60.42 to $63.75 | $75 to $100 |
Monthly or annual premiums
You can pay for a home warranty in West Virginia month to month or in one annual payment. Monthly payments help you spread out the cost, while annual payments usually bring a discount or a free month.
Service call fees
A service call fee is due every time you request a repair. This fee typically falls between $50 and $150 per visit, but the exact amount depends on your provider and plan.
Add-on coverage
Customizing your warranty with add-ons, such as for a well pump or roof leak coverage, may cost anywhere from $2 to $25 per month per add-on, depending on the coverage and company.
Example: total annual home warranty costs
- Systems coverage ($50 per month): $600 per year
- Add-on for well pump ($10 per month): $120 per year
- Two claims ($100 service fee): $200
- Total: $920 per year
How to choose a home warranty company in West Virginia
A home warranty in West Virginia can help protect your wallet from the cost of unexpected breakdowns and repairs. Winter temperatures can overwork your heating system, while summer storms can cause damage to your air conditioning unit.
Although West Virginia’s weather can cause serious problems to your HVAC system, a home warranty can help cover the cost of repairs and replacements in the event of a breakdown.
Most companies offer multiple home warranty plans that cover a variety of items, so it shouldn't be hard to find a plan that fits your coverage needs. The first step to finding a home warranty that works for you is to determine what kind of plan you need:
- If you're focused on appliance coverage, consider an appliance-only plan.
- If you're more worried about unexpected repairs to your home systems, consider a plan that covers major systems like HVAC, plumbing, ductwork, electrical and your water heater.
- If you need coverage for both your systems and appliances, a comprehensive plan that covers replacements and repairs on both could work for you. While a comprehensive plan may have a slightly higher premium, it could potentially save you hundreds to thousands of dollars a year.
- Consider an add-on plan if you want coverage for items that are normally excluded, such as pools, spas, sprinklers or well pumps.
After you determine what kind of plan you need, request and compare quotes from the home warranty companies that meet your criteria. Remember to double-check reviews so there are no surprises about the company's reputation for service time and support. Also, look over the contract for coverage caps and exclusions so you know what kind of coverage you're getting.
How are home warranties regulated in West Virginia?
In West Virginia, home warranties are regulated by the state's insurance commissioner. If you have an issue with your home warranty provider or feel like your claim was wrongly denied, you can file a formal complaint with West Virginia’s Offices of the Insurance Commissioner online or over the phone.
West Virginia has pretty standard laws and regulations related to home warranties. Along with a few other requirements, in order to be valid, home warranty service contracts must:
- Be in writing
- Be written in plain, conspicuous language
- Include any defects or malfunctions from a home inspection
- Describe any defects or repairs done by the previous owner
- Outline exclusions and what is covered
- List any limitations or coverage caps
- Guarantee indemnity for defective parts, mechanical or electrical breakdown and labor costs
West Virginia’s insurance commissioner also has some regulations for home warranty companies. It requires that all companies submit a detailed statement of their financial records to ensure consumers aren’t left without coverage in case of bankruptcy. Home warranty companies are also required to receive a license and register with the state before they can sell warranties.
The insurance commissioner puts these regulations in place for home warranties to protect consumers from deceptive, unfair practices and foster fair competition between companies.
FAQ
Is a home warranty worth it in West Virginia?
A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.
» MORE: Is a home warranty worth it?
What’s the difference between a home warranty and homeowners insurance?
Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.
A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.
» COMPARE: Home warranty vs. home insurance
Methodology
The ConsumerAffairs Research Team used a data-backed process informed by expert editorial judgment and verified customer reviews. We started with home warranty companies available in West Virginia, then evaluated which performed best for local residents.
We prioritized real customer experiences in West Virginia but also considered national reviews. We discarded companies with fewer than five in-state reviews. Our review evaluation focused on seven satisfaction drivers:
- Technician quality
- Customer service
- Claims handling
- Punctuality and speed
- Coverage
- Value
- Refunds and payouts
In addition to reviews, we compared the companies on:
- Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
- Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
- Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
- Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
- Service guarantee: The longer a company guarantees its repairs, the more protection you get if the same issue comes back. We considered how each provider backs its workmanship.
Guide sources
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
- West Virginia Offices of the Insurance Commissioner, “Consumer Complaint.” Accessed Sept. 15, 2025.
- West Virginia Code, “46A-6-107. Disclaimer of warranties and remedies prohibited.” Accessed Sept. 15, 2025.
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Read West Virginia home warranty company reviews
| Company | Customer rating | About | Learn More |
|---|---|---|---|
 | 5.0
6 reviews
| Home warranty plans starting at $29.99/month with $100 service fee. Available throughout the U.S. Fast claims processing. Contractor network to complete repairs. $5,000 coverage limit on most items. | Read reviews |
 | 4.3
1,339 reviews
| Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans. | Get a Quote |
 | 4.0
12,173 reviews
| Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states. | Get a Quote |
| 4.0
8,873 reviews
| Offers three appliance and system combination plans. Monthly costs range from $42 per month to $82 per month, with a deductible of $85. Add-on coverage is available. | Get a Quote |
 | 4.2
455 reviews
| Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks. | Get a Quote |
 | 4.0
984 reviews
| Multiple home warranty plans. Coverage for home systems and appliances. Optional add-on coverage. Online and phone claim filing. Pricing starts at $39.99 per month. Discounted rate for annual payment. Available nationwide. | Read reviews |
 | 4.2
2,753 reviews
| Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone. | Get a Quote |
| 4.0
72,887 reviews
| Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7. | Get a Quote |
| 3.7
108,817 reviews
| Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances. | Get a Quote |
| 3.7
15,946 reviews
| Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts. | Get a Quote |
 | 2.0
132 reviews
| Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal. | Read reviews |
 | 1.9
619 reviews
| Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans. | Get a Quote |
 | 1.8
View profile
| Established in 2018. Serves 26 states. Coverage includes plumbing, electrical, roof leaks and major appliances. Each claim has a $100 service fee. Allows customers to choose their own licensed contractor. | Read reviews |
 | 1.5
2,027 reviews
| A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month. | Read reviews |
 | 1.3
324 reviews
| Offers in-home service for repairs of qualifying appliances. The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant, Inc. | Read reviews |
 | 1.4
12 reviews
| Serves all of the United States except California. Offers 24/7 365 access to customer service. Service calls have a $50 or $100 deductible. Options to choose a local contractor or technician. | Read reviews |
 | 1.1
346 reviews
| Technicians have an average of 10 years of experience. Available in all 50 states. 25% discount on noncovered appliances and HVAC repairs. Covers systems and appliances regardless of age, make or model. 30-day wait for repairs. | Read reviews |
 | 1.1
109 reviews
| Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty. | Read reviews |
 | 1.1
4,022 reviews
| Offers two combination plans that cover more than 20 systems and appliances. Pricing starts at $48.33 with deductibles of $75 and $100. Drywall, doorbell and burglar and fire alarms are included in coverage. | Read reviews |
 | 1.1
1,942 reviews
| Offers two plans covering select systems and appliances. Costs start at $87.42, with a standard service call fee of $75. Coverage options vary by location. Add-on coverage is also available. | Read reviews |
 | 1.1
6,702 reviews
| Provides coverage for major systems and appliances. Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Kitchen-only plan and roof leak coverage available. Offers structural warranties for new homes. | Read reviews |
 | 1.2
310 reviews
| Basic coverage includes systems and appliances with monthly costs averaging about $40 per month. Select 7-Star Upgrade coverage or optional add-ons to customize your coverage. Deductibles range between $75 and $100. | Read reviews |
 | 1.0
426 reviews
| Offers coverage for both repairs and maintenance. Three levels of service range in cost from $47 per month to $107 per month. Covers major appliances, systems and maintenance for lawn, cleaning, pest control and more. | Read reviews |
 | 1.0
815 reviews
| Choose from two plans to cover systems and appliances. Available add-ons include roof coverage. Premiums vary by state, but expect to pay about $50 per month for standard coverage, with deductibles from $65 to $125. | Read reviews |
 | 1.2
23 reviews
| Free app offers one live chat session with experts. Free how-to maintenance articles available. Frontdoor Basic, Prime and Premium membership plans. App available nationwide. Frontdoor Premium plan available in select locations. | Read reviews |
 | 1.0
2,271 reviews
| Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances. | Read reviews |
 | 1.0
17 reviews
| Serves all of the United States except California, Oregon, Washington, Arizona and New York. $100 deductible on most plans. In-house or local technician options. 24/7 live claim support and four-hour response times. | Read reviews |
 | 1.0
View profile
| Home warranty company based in Addison, Texas. Offers three home warranty plans that real estate agents can purchase for their clients. Provides coverage for all states except Alaska, California, Washington and Wyoming. | Read reviews |
 | 1.0
View profile
| Home warranty company offering three warranty plan options. Additional coverage options available at an additional cost. 24/7 customer service and claim support. Free service transfer available. | Read reviews |
 | No reviews | Offers a variety of home warranty plans for homeowners and landlords. Plans start at $39.99 per month. Network of service providers in most ZIP codes. Offers add-on coverage items. Available in 50 states. | |
 | No reviews | Customizable home warranty plans. Four warranty plans. Pricing ranges from $49 to $79 per month. Covers appliances and home systems. 24/7 customer support. Online customer portal with claim filing. No deductible. | |
 | No reviews | Monthly and annual home system, appliance and electronics plans. Five tiers of home warranty coverage. Option for individual appliance coverage. 31-day waiting period before coverage starts. |
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