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Best Home Warranties in Nebraska

We compared 12 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(69,135)
    • American Home Shield
      3.8(106,159)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Nebraska

    If you live in Nebraska and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Nebraska.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,676,892 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Nebraska, reviewed

    Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    69,135 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty provides coverage in 49 states (not Washington), including Nebraska. It offers 2 plans, with coverage for up to 18 appliances and systems combined.

    Nebraska customers appreciate the prompt and efficient service provided by Choice Home Warranty’s repair technicians. They also value the friendly and knowledgeable customer service representatives.

    Sandra in Omaha was pleased with the technician’s quality of service: “Our technician asked questions before he came so he could have the correct supplies. He explained what the problem was and how he was going to fix it. He was on time and cleaned up. He was very professional, knowledgeable and shared his contact info.”

    Deanna in Sidney had good things to say about Choice’s customer service: “Anthony was very concise and informative about the Warranty Program process. He reviewed the data and was upfront about the policy’s total plan from price to checking service providers in our area. He promptly emailed the policy to us and his direct contact information for any further questions or concerns.”

    Some Nebraska reviewers have a poor experience with claim response times.

    Joe in Valley was upset with the wait time: “Once in a while, it takes 48 hours. But in 10 days, they still didn't have anybody to fix it. They reluctantly allowed me to go find somebody to fix it.”

    2025 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    106,159 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews
    Special Offer

    Flash Sale!

    50% Off Select Plans for a limited time only!

    American Home Shield offers 3 home warranty plans: ShieldSilver, ShieldGold and ShieldPlatinum. It’s available in 48 states, including Nebraska. If you opt for combined coverage, up to 24 of your appliances and systems will be covered.

    Customers in Nebraska appreciate the peace of mind and ease of use that American Home Shield’s warranties provide. Many customers mention quick response times and efficient repairs.

    John in Lincoln was happy with the price and quality of service he received: “With American Home Shield, I like that it’s a flat rate when I need a plumber or some other specialty person to come out and look at an issue. I have a pipe that clogs from our kitchen sink. JT&K got out here within a couple of days. They were pretty good.”

    Jeffrey in Omaha said, “The tech that came was polite, clean, and efficient and job was done really quick. He knew what the issue was right away. It took about a week for the part to come in and he came as soon as we called him when the part came in and finished it the next day.”

    Some Nebraska reviewers are displeased with the customer service and report issues with specific repair technicians.

    Nathan in Lincoln had an issue with the plumbers American Home Shield used: “I had a plumbing issue. They sent in plumbers to fix the pipe. The plumbers had to tear out some wall. They also knocked out some of the studs in the wall. I called them and they said they would find someone to come fix it. Never heard anything back.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process

    Home Warranties in Nebraska Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
    See our top picks

    Simplify your search

    Compare plans tailored to your home & budget.

      Do you need a home warranty company in Nebraska?

      If you're considering buying a new home in Nebraska, you may want to look into getting a home warranty. Home warranties help cover the cost of breakdowns due to normal wear and tear and are helpful if you don’t know the maintenance history of your systems and appliances.

      The first step to finding a plan that works for you is determining what kind of coverage you need:

      • If you’re more focused on coverage for your appliances, look at an appliance-only plan.
      • If you’re worried about coverage for your systems, make sure that you choose a plan that includes HVAC, plumbing, electrical, ductwork and your water heater. If one of your systems needs repairs, it can drastically increase your electric or water bill, so it's also important to consider choosing a company that responds quickly to service calls.
      • If you want coverage for both your appliances and systems, look into a comprehensive plan that covers repairs and replacements for both. This can save you hundreds of dollars a year in repair fees.
      • Consider an add-on plan if you want coverage for an item not normally included in a home warranty plan, such as well pumps, pools or sprinkler systems.

      After you determine what coverage you need, the next step is to request and compare quotes from companies that meet your requirements. Don’t forget to compare reviews, exclusions and coverage caps to find the plan that works best for you. It’s also important to consider the contract term length because some companies may provide discounted rates for annual payment options.

      How are home warranties regulated in Nebraska?

      Nebraska has very limited rules regarding home warranties. While life insurance and vehicle service contracts are thoroughly covered in Nebraska’s regulations, home warranty policies aren’t.

      The Nebraska Department of Insurance regulates home warranty companies to ensure they operate lawfully. Before they can sell warranties, home warranty companies have to get a license from the department. This license shows they have enough money to pay for repairs or replacements on claims if needed, so homeowners don't end up with no coverage or unexpected costs.

      The Nebraska Department of Insurance also states that home warranty providers must:

      • Explain what is covered and what isn't
      • Provide contact information
      • Clearly state how to file a claim
      • Be upfront about any extra fees or deductibles
      • Include information about limitations and coverage caps

      The department also investigates complaints to ensure that companies operate fairly. If a company is found to violate the regulations, it could face fines or even lose its license. If homeowners have a problem, want to appeal a denied claim or file a complaint with their warranty, they can contact the Nebraska Department of Insurance.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Nebraska, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in Nebraska?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Nebraska, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Nebraska. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Nebraska Department of Insurance, “Nebraska Department of Insurance.” Accessed May 23, 2024.

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