If you live in Delaware and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Delaware.
Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.
Our editor’s top picks
| Company | Customer rating | Starting costs | Service fee | Covered systems | Covered appliances | Available plans | Roof leak coverage? | |
|---|---|---|---|---|---|---|---|---|
 | 4.0
67,436 reviews
67,436 reviews
| $46.83 | $100 | 9 | 8 | 2 | Add-on | Get a Quote |
 | 3.8
105,098 reviews
105,098 reviews
| $29.99 | $100 or $125 | 14 | 9 | 3 | Add-on | Get a Quote |
 | 4.0
11,661 reviews
11,661 reviews
| $38.99 | $100, $125 or $150 | 10 | 12 | 3 | No | Get a Quote |
 | 2.3
1,922 reviews
1,922 reviews
| $3.99 | $0 | 8 | 8 | 17 | No | Learn more |
Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose four companies that offer the best plans for your money.
Jump into our guides and start learning
Delaware homeowners experience the benefits and challenges of living in a state with four distinct seasons. The humid Atlantic coastal climate offers milder extremes compared with some neighboring states, but residents still contend with biting cold winters and sweltering summer heat. These seasonal variations can take a toll on your home, making maintenance a constant necessity. Severe storms can strike during any season in Delaware, posing additional risks to your property.
A comprehensive home warranty is essential to mitigate these challenges. A good home warranty in Delaware should cover potential damage to the roof and address HVAC issues, ensuring your home remains comfortable year-round. It's also vital to have coverage that keeps your furnace running smoothly in the winter and your air conditioning efficient in the summer.
Most home warranties require regular maintenance of critical systems like heating and air conditioning. However, some plans may offer assistance with seasonal tuneups, helping you prepare your HVAC system in the fall or spring.
This proactive approach can prevent major issues before they arise, saving you time, stress and money in the long run. Investing in a robust home warranty can provide extra reassurance, knowing your home is protected against Delaware's diverse weather challenges.
Delaware regulates home warranties somewhat indirectly — the state does not have a designated regulatory authority specifically for the home service contract industry. This can make navigating the home warranty landscape a bit challenging for Delaware homeowners.
However, there are still protections in place. You can file complaints related to home warranties with the Delaware Department of Insurance.
The Consumer Services Division is responsible for handling these complaints and providing a level of oversight and assistance in resolving disputes. This division acts as a resource for consumers who encounter issues with their home warranty providers, ensuring that concerns are heard and addressed.
For further information and to understand the specific provisions that might apply, you can refer to the Delaware Administrative Code, Title 6, Section 106. This section outlines the broader regulatory framework for home improvement services and outlines consumer rights and the processes available for filing complaints.
The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Delaware and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.
A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.
Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).
ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.
To choose the top home warranty companies in Delaware, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Delaware. We then weighted several key features to get our final rankings:
ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:
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Offers system, appliance and combination home warranty plans. Service fees start at $100. Monthly fees range from $34.99 to $61.99. All work backed by a 180-day guarantee. Not available in all states.
Offers two plans with basic or comprehensive coverage. Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Make a claim online 24/7.
Three home warranty plans in 48 states. Unavailable in Alaska or Hawaii. Plans start at $29.99/month with a $125 service fee. No coverage limits on systems; up to $6,000 on appliances.
Flexible and affordable plans for home systems and appliances. Add-on coverage for water/sewer and electronics. 15,000+ local licensed technicians serve nationwide. File a claim and request service 24/7/365 online or by phone.
Coverage starts at $1 a day. Customizable plans. Extensive technician network. Additional property discounts. Set per-claim fees. 60-day workmanship guarantee. Offers month-to-month coverage and longer-term plans.
Provides appliance and systems warranty coverage. Available throughout the U.S. Customizable plans. Submit claims online or by phone anytime. Technicians arrive in 24 to 48 hours. Portable warranty plans.
Customizes home warranty plans in most states. Plans start 20 days after signing. Offers ability to choose own licensed service technician. Can submit claims via phone or online. Does not cover roof leaks.
Offers one base plan with coverage for appliances and systems. Additional coverage options available. Three-year contract. Typical $36 to $65 service fee. Unlimited claims for covered repairs. No online claim portal.
Appliance, system and combination plans available. Plans start at around $45 a month. Roof coverage included for some plans. Special promotions include free extra months on your contract and annual pay discounts.
A la carte options for customized coverage. Local, licensed technicians complete repairs. Guarantees repairs for one year. 24/7 claims hotline. Appliance coverage is available. Plans start at $7.99 a month.
Available in 47 states and Washington, D.C. Guarantees repairs for duration of contract. Covers up to 18 systems and appliances, including electronics like smartphones. Low coverage caps on some systems and appliances.
Three base home warranty plans for appliances and systems. 12-month contract term. Licensed and insured technicians. 30-day waiting period before coverage starts. Older appliances covered. 90-day workmanship warranty.
