Best Home Warranties in Vermont

Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

Vermont's harsh winters can really do a number on your heating system. Not to worry, though. Home warranties protect against complete breakdowns due to normal wear and tear on a variety of systems and appliances, including HVAC.

» COMPARE: Best home warranties for HVAC

Home warranties aren’t just a safety net for homeowners. They are also regulated to protect consumers from potential scams and ensure they receive the coverage they pay for. The state requires home warranty companies to follow lawful practices and provide clear terms in customer contracts. This includes requirements for licensing, financial checks and handling complaints. In Vermont, this regulation is especially important due to the state's unique weather and housing needs.

In Vermont, the Department of Financial Regulation (DFR) regulates home warranties. This department is in charge of ensuring that warranty companies meet certain requirements before they can sell warranties in the state.

Home warranty providers are required to provide detailed financial statements to prove they are financially stable and able to pay for any claims. This helps protect customers from unreliable, fraudulent companies selling home warranties.

Vermont also requires that home warranty contracts be clear and detailed. This helps homeowners understand their coverage so they don’t have any surprises in the future. Home warranty contracts must explain:

• What is covered
• Exclusions
• How to file a claim
• Any additional costs involved
• Limitations

Additionally, Vermont requires that claims be handled quickly. This can be crucial if you need an important repair done quickly during the state's tough winters.

If you have an issue with your home warranty or want to report abusive practices, you can file a complaint on the Department of Financial Regulation website. If the department finds any unfair practices or breaches of contract, the company can receive penalties and fines. Homeowners can also use arbitration or mediation to take care of any disputes without going to court. This can save you from lengthy and costly litigation.

ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

To choose the top home warranty companies in Vermont, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Vermont. We then weighted several key features to get our final rankings:

• Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
• Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
• Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
• Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.