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Best Home Warranties in Vermont

We compared 12 companies and chose the top home warranty providers

    • Choice Home Warranty
      4.0(68,018)
    • American Home Shield
      3.8(105,475)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Vermont

    If you live in Vermont and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Vermont.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Quick service: Choice Home Warranty
    2. Value: American Home Shield
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
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    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Vermont, reviewed

    Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    Buyers Choice Award Finalist
    Choice Home Warranty
    Choice Home Warranty
    4.0
    68,018 reviews
    Plans available
    2
    Service fees
    $100
    Starting costs
    $46.83
    Get a Quote Read Reviews

    Choice Home Warranty provides coverage in 49 states (not Washington), including Vermont. It offers 2 plans, with coverage for up to 18 appliances and systems combined.

    Choice customers from Vermont praise the quick service and repairs. The sales agents are described as knowledgeable and helpful. The customer service representatives are commended for their prompt and courteous responses.

    John in Barre experienced a speedy claims and repair process: “Excellent work and knowledge of system! Very informative explaining how it works; and what to do in future! I've had three other repairmen in the past, he is the best of the three. He was also here in one hour of my filing a claim!!”

    Marlene in Rutland said: “The sales agent was knowledgeable, courteous, and helpful. I remembered him from when I spoke to him some weeks ago and finally decided today to sign up with the company. I actually was able to get him on the phone again when I asked for him.”

    Some Vermont customers feel that there aren’t enough local technicians to handle repairs.

    Antoinetta in Rutland was frustrated with the lack of technicians in her area: “It took over a month to find a repairman as they had no one in my area. The repairman who came was awesome and actually said he could do the repairs but needed approval and to order parts.”

    2024 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    105,475 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews

    American Home Shield offers 3 home warranty plans: ShieldSilver, ShieldGold and ShieldPlatinum. It’s available in 48 states (not Alaska, Hawaii or New York City), including Vermont. If you opt for combined coverage, up to 24 of your appliances and systems will be covered.

    Vermont customers appreciate the quick claims process and quality technicians from American Home Shield. They often mention the peace of mind the policies provide.

    Susan in South Burlington has had consistently good experiences: “I have used American Home Shield since I bought my first home in 1981. I have never owned a home without this protection and I have never been disappointed. I have had policies in California, Fl. and Vermont. We now carry 7 policies and they give me peace of mind that we will not have any big surprises in our monthly expenses!!!!”

    Jody in Bristol was impressed with the speedy turnaround time on her claim: “I submitted a claim online for my dryer and they responded pretty quickly. The tech had to change the belt in it and he did that within the same day.”

    Some Vermont reviewers are displeased with long wait times for urgent issues.

    Anna in Brattleboro expressed frustration at the wait time on getting repairs: “Our furnace has stopped working and we called american home shield. It's been 2 weeks and it still has not been fixed and it is getting cold. After the service visit, it took the company 4 business days to write up a report.”

    5x Award Winner
    Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

    Home Warranties in Vermont Buyers guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

    Choice Home Warranty logo
    American Home Shield logo
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    Simplify your search

    Compare plans tailored to your home & budget.

      Do you need a home warranty company in Vermont?

      Vermont's harsh winters can really do a number on your heating system. Not to worry, though. Home warranties protect against complete breakdowns due to normal wear and tear on a variety of systems and appliances, including HVAC.

      » COMPARE: Best home warranties for HVAC

      Home warranties aren’t just a safety net for homeowners. They are also regulated to protect consumers from potential scams and ensure they receive the coverage they pay for. The state requires home warranty companies to follow lawful practices and provide clear terms in customer contracts. This includes requirements for licensing, financial checks and handling complaints. In Vermont, this regulation is especially important due to the state's unique weather and housing needs.

      How are home warranties regulated in Vermont?

      In Vermont, the Department of Financial Regulation (DFR) regulates home warranties. This department is in charge of ensuring that warranty companies meet certain requirements before they can sell warranties in the state.

      Home warranty providers are required to provide detailed financial statements to prove they are financially stable and able to pay for any claims. This helps protect customers from unreliable, fraudulent companies selling home warranties.

      Vermont also requires that home warranty contracts be clear and detailed. This helps homeowners understand their coverage so they don’t have any surprises in the future. Home warranty contracts must explain:

      • What is covered
      • Exclusions
      • How to file a claim
      • Any additional costs involved
      • Limitations

      Additionally, Vermont requires that claims be handled quickly. This can be crucial if you need an important repair done quickly during the state's tough winters.

      If you have an issue with your home warranty or want to report abusive practices, you can file a complaint on the Department of Financial Regulation website. If the department finds any unfair practices or breaches of contract, the company can receive penalties and fines. Homeowners can also use arbitration or mediation to take care of any disputes without going to court. This can save you from lengthy and costly litigation.

      FAQ

      How much does a home warranty cost?

      While the national average for a home warranty ranges from $450 to $600 per year as of publishing, these costs can vary. Factors like your location in Vermont, the specific company and plan you choose and the availability of discounts (like for bundling or purchasing multiple years of coverage) all play a role in the final cost.

      Is a home warranty worth it in Vermont?

      A home warranty can give you peace of mind, especially if the cost of unexpected repairs or replacements of major appliances and systems would strain your budget. The decision to purchase this type of coverage depends on factors like your financial situation, the age and condition of your home's appliances and systems and your personal risk tolerance.

      » MORE: Is a home warranty worth it?

      What’s the difference between a home warranty and homeowners insurance?

      Home warranties and home insurance policies are two distinct forms of protection. Homeowners insurance is required by mortgage lenders and covers damage to your home and belongings due to events like fires, storms or theft.

      A home warranty, on the other hand, is optional and covers repairs or replacements for appliances and systems that break down due to normal wear and tear.

      » COMPARE: Home warranty vs. home insurance

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Vermont, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Vermont. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offered multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money by not paying for coverage you don’t need. We checked to see what customization options each company offered, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the coverage selected, but we confirmed our top picks’ prices were competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks were in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. State of Vermont Department of Financial Regulation, “File a Complaint or Seek Help and Other Assistance.” Accessed May 23, 2024.

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