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Best Home Warranties in Washington

We compared 7 companies and chose the top home warranty providers

    • American Home Shield
      3.8(106,348)
    • First Premier Home Warranty
      2.7(569)
    Author picture
    By: Alina Bradford
    +1 more
    Author picture
    Edited by: Cassidy McCants

    Best Home Warranties in Washington

    If you live in Washington and want a home warranty, it’s important to compare your options so you can get the best deal for the right coverage. To help, we compared top home warranty companies on ratings and reviews, price, coverage options, availability and other factors to choose our top picks for Washington.

    Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

    Our editor’s top picks

    1. Value: American Home Shield
    2. Helpful sales agents: First Premier Home Warranty
    Why trust ConsumerAffairs?
    • Our recommendations are based on what reviewers say.
    • 4,679,742 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    2 best home warranty companies in Washington, reviewed

    Home warranties can help cover the costs of unexpected breakdowns of your major systems and appliances. Our research team has analyzed 26 different home warranty companies to find the best coverage for you. By comparing customer ratings and reviews, coverage limits, prices and available plans, our team chose two companies that offer the best plans for your money.

    2025 Buyers Choice Award Winner
    American Home Shield
    American Home Shield
    3.8
    106,348 reviews
    Plans available
    3
    Service fees
    $100 or $125
    Starting costs
    $29.99
    Get a Quote Read Reviews

    American Home Shield provides coverage in 48 states, including Washington. It offers 3 home warranty plans, with coverage for up to 24 appliances and systems combined.

    Customers have generally had positive experiences with American Home Shield. They appreciate the ease of submitting claims online and the prompt response from the company. Reviewers also say contractors sent by American Home Shield are professional and knowledgeable.

    When Cheryl from Mead had an issue with her hot water leaking, she submitted a claim on American Home Shield's website, which she said was easy. “I was given the service company's name, address, and phone number. The techs were professional, friendly, and helpful. There was some water spillage, and they cleaned it up. I would recommend them to my friends and family.”

    Another reviewer from Washington has had to submit claims to American Home Shield twice over the years, one of which was for their dryer. “The tech was from Sears and he was really helpful. He did his job and was very professional. The dryer is going to be replaced and we know what we're getting.”

    A few customers have reported delayed responses and poor communication from American Home Shield.

    Courtney of Cheney, who had happily been with American Home Shield for many years, ended up canceling her policy due to lack of communication regarding a claim. “They filed a second claim on our behalf without even calling us. We thought we would get a new fridge based on the first technician that they sent out. He gave his feedback and AHS chose to get a second opinion, and didn't tell us,” she said.

    She “spent an entire day on the phone with AHS, at least five or six phone calls. They would constantly hang up on us. They wouldn't let us talk to a manager. They wouldn't escalate the claim. They wouldn't give us any answers. They would constantly just put us on hold and then literally just hang up on us.”

    3x Award Winner
    Selected for having one of the highest satisfaction rates for Best Customer Service, Best Overall Value and Best Overall Process
    First Premier Home Warranty
    First Premier Home Warranty
    2.7
    569 reviews
    Plans available
    2
    Service fees
    $75
    Starting costs
    $39.99
    Get a Quote Read Reviews

    First Premier Home Warranty offers 2 home warranty plans: Premier and Platinum. It’s available in 49 states, including Washington. If you opt for combined coverage, up to 19 of your appliances and systems will be covered.

    First Premier Home Warranty has received positive reviews from customers in various locations in Washington. Customers praise the company for its fast service, competitive rates and comprehensive coverage. They say the sales representatives, which they often mention by name, are knowledgeable, informative and willing to work with customers to find the best options. Many customers also appreciate the discounts, such as those for seniors.

    Patricia from East Wenatchee was happy with First Premier’s customer service and coverage. “Steven was very pleasant and knowledgeable,” she said. “I enjoyed doing business with him. I plan on referring family and friends to him. I was very pleased with the coverage and discount for seniors. The deductible and month to month with no contract is great.”

    Marlon from West Richland said about the company: “Great price, premium coverage! This company offers the most coverage bundle out of all the home warranty companies. The service amount is the cheapest of them all as well. Michael, one of their underwriters, was knowledgeable and informed me about how to save more money and cut down my service fee amount.”

    Some customers have expressed dissatisfaction with First Premier Home Warranty, citing issues such as poor communication and unhelpful customer service.

    Seema from Bonney Lake said the salesperson they worked with was pushy. “I would never recommend anyone to go with these kind of people,” Seema said.

    Home Warranties in Washington Buyers Guide

    Jump into our guides and start learning

    In this guide

    Top Picks

    See who reviewers like

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    First Premier Home Warranty logo
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    Compare plans tailored to your home & budget.

      Do you need a home warranty company in Washington?

      A home warranty plan is a good idea if you want coverage for your systems and appliances. In Washington, home warranty plans typically have a set list of covered items, but you may be able to customize your plan with add-ons. These plans help cover the cost of repairs and replacements due to normal wear and tear so you don't have to pay out of pocket after breakdowns.

      Most companies in Washington offer multiple plans. For example, many providers offer an appliance-only plan, a systems-only plan and a total plan that includes everything in the first two. Choosing a plan that covers less can be cheaper, but picking a comprehensive plan that covers many items can save you more in repair fees down the road.

      However, it’s important to remember that home warranty contracts have coverage caps. These caps limit how much a company will pay for parts and repairs. If you have older systems or appliances that are more likely to break down, you might want to consider a plan with higher limits so you’re less likely to have to pay out of pocket.

      If you live by the coast, you should also consider how the salty air affects your appliances and systems. Salty ocean air can cause metallic surfaces to rust and corrode quicker than normal, leading to costly repair bills in the future. Before you sign a contract, double-check to see if repairs due to erosion are covered.

      How are home warranties regulated in Washington?

      In Washington, home warranties are regulated by the state’s Office of Insurance Commissioner (OIC), but the attorney general's office can also file legal action against companies. The OIC guarantees home warranty providers follow state laws to protect consumers from fraudulent companies and unfair practices. It requires that home warranty service contracts must:

      • Provide clear and easy-to-understand contracts
      • Explain what is covered and what is excluded
      • Provide contact information and how to make a claim
      • List any limitations in simple terms

      These regulations help protect consumers from any surprises in the future and ensure companies are operating fairly.

      OIC also checks to ensure home warranty companies have enough money to pay for repairs and replacements for future claims. Companies must show their financial records before they can sell any warranties in the state and are audited regularly.

      If you have an issue with your home warranty company or feel like your claim was wrongly denied, you can file a complaint on the OIC website or over the phone at 800-562-6900. The OIC investigates these complaints and can impose penalties or fines if the company is found to be violating regulations.

      The department's website also provides a list of helpful tips before buying a home warranty.

      FAQ

      How much does a home warranty cost?

      The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Washington and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.

      Is a home warranty worth it in Washington?

      A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.

      What’s the difference between a home warranty and homeowners insurance?

      Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Washington, we started with the 26 popular providers listed in our main home warranty guide. First, we narrowed it down to the ones available in Washington. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charges to send a technician to your house to ensure our top picks are in line with industry standards.
      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. Office of the Insurance Commissioner, “File a complaint or check your complaint status.” Accessed July 31, 2024.
      2. Office of the Insurance Commissioner, “Extended warranties & service contracts.” Accessed July 31, 2024.

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