Best Home Warranties in Connecticut

We compared 12 companies and chose the top home warranty providers

    • Choice Home Warranty
      3.9(64,758)
    • American Home Shield
      3.9(102,866)
    • ARW Home
      3.9(2,557)

    Top Picks

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    Choice Home Warranty logo
    American Home Shield logo
    ARW Home logo
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      Best Home Warranties in Connecticut

      If you’ve been thinking about getting home warranty coverage in Connecticut but aren’t sure where to start, we can help. We’ve selected the top home warranty companies in Connecticut by analyzing customer reviews and ratings and comparing brands on availability, price, coverage and other factors.

      Read our full methodology below for all the details. Our picks may be Authorized Partners that compensate us — this does not affect our recommendations or evaluations but may impact the order in which companies appear.

      Our editor’s top picks

      Why trust ConsumerAffairs?
      • Our recommendations are based on what reviewers say.
      • 4,536,144 reviews on ConsumerAffairs are verified.
      • We require contact information to ensure our reviewers are real.
      • We use intelligent software that helps us maintain the integrity of reviews.
      • Our moderators read all reviews to verify quality and helpfulness.

      Compare our top 4 home warranty companies in Connecticut

      Quick and easy. Find a home warranty partner now.

      4 best home warranty companies in Connecticut, reviewed

      We’ve talked to thousands of Connecticut homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

      Buyer's Choice Award Finalist
      Plans available
      2
      Service fees
      $100
      Starting costs
      $46.83/month

      Choice Home Warranty offers 2 plans specialized to your needs: Basic and Total. Depending on what type of coverage you choose, you can expect to pay $49.17 to $57.50 monthly or $532 to $627 annually.

      Customers in Connecticut are generally satisfied with the ease of putting in claims and the responsiveness of Choice Home Warranty. They frequently praise the technicians and service providers for their professionalism, knowledge and efficiency. They also mention that customer service representatives are helpful and provide clear explanations of coverage and options.

      Elizabeth in Windsor had a good experience with her technician: “Joe came a few days early, because of a cancelation and fixed the leak quickly, installed a new fixture and solved the problem. I would hope to get him the next time I called with a problem. He was also friendly and knowledgeable, explained what the problem was. He was also very neat with any leftover parts.”

      Satish from Sandy Hook said, “Professional staff, very prompt and keep you updated in terms of status and repair schedule. Most of the time repair technician are on time and skillful. They do the job satisfactory. My repair for garage door, Faucet and leaked in pipe handle very satisfactorily.”

      A few Connecticut customers experienced long wait times and delays in getting technicians to their homes. Some customers felt that Choice Home Warranty did not honor their coverage or provide satisfactory solutions to their problems.

      Steve in Wallingford had a difficult time filing his claim: “You look diligently through the fine print for reasons not to honor your claims as you just have for my air conditioner and have done for other of my claims. Your customer service is just awful. Trying to get someone to speak to is nearly impossible.”

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100 or $125
      Starting costs
      $29.99/month
      5x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Customer Service, Best Technicians and Best Value for Price

      American Home Shield has 3 different plans that cover up to 18 systems and appliances combined. In the event the company has to schedule service at your home for a covered appliance or system, you’ll be charged a service call fee of $100 or $125. It’s available in 48 states (not Alaska, Hawaii or New York City), including Connecticut.

      Customers in Connecticut overall have positive experiences with American Home Shield. They often mention that claim submission is easy and convenient via phone or online and that technicians typically respond promptly to service requests.

      Ashley from Hamden reported that “American Home Shield is a really good investment. On New Year’s Eve, we noticed our heat was working really inefficiently. We called American Home Shield and asked them to get a plumber out. That was a holiday weekend, and the plumber came that Monday, January 2.”

      Another reviewer, Darion from Windsor, appreciates how fast American Home Shield responded to his issue: “I like American Home Shield's professionalism and the promptness. I made the call and I had somebody the next day. HVAC guy came out, came and just checked out what was going on with my furnace that wouldn't stay on. It was direct and to the point, what needed to get looked at in order to rectify the problem.”

      Some Connecticut customers mention their information being used for marketing, leading to unwanted emails and calls. A few also mention long wait times for technicians and denied claims they expected to be covered.

      Arthur in Old Lyme wasn’t pleased with the claim process: “I have a home repair insurance contract with AHS. Their mode of operation is to deny, deny and deny any claim. It takes forever to get someone on the phone.”

      ARW Home

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100
      Starting costs
      $49.99/month
      1x Award Winner
      Selected for having one of the highest satisfaction rates for Best Customer Service

      ARW Home offers 3 home warranty plans: ApplianceMAX, SystemsMAX and TotalMAX. It’s available in 50 states, including Connecticut. If you opt for combined coverage, up to 16 of your appliances and systems will be covered.

      ARW Home reviewers in Connecticut often mention professional and knowledgeable service techs. They also praise the company for punctual and efficient service and the professionalism of its customer service agents.

      Hope in New Haven was happy with the customer service she received: “Jeremiah was very helpful and pleasant during this call. I needed to switch my payment to another date and account and Jeremiah was quick to assist. I would recommend friends and family members for this service. I have recommended a few friends in the past and have already joined.”

      Claudia in Canton said about her experience, “Kevin was very friendly and knowledgeable. I needed to upgrade my existing warranty and Kevin explained in detail the differences in the platinum and platinum plus plans. He also did not pressure me to upgrade more than I was able to afford. He was also very patient with all of my questions and answered them completely and courteously.”

      A few Connecticut reviewers said the company changed the terms of the contract without notifying them. Some also mention slow service and difficulty contacting company supervisors.

      Jacquie from East Haven didn’t have a good experience with the company: “The first experience was regarding a plumbing issue in which the serve tech NEVER SHOWED!!! I’ve been attempting to obtain service on my refrigerator. However first you need to pay them BEFORE the technician comes out.“

      Buyer's Choice Award Winner
      Plans available
      3
      Service fees
      $100, $125 or $150
      Starting costs
      $30.99/month
      4x Award Winner
      Selected for having one of the highest satisfaction rates for Best Claims Handling, Best Coverage Options, Best Technicians and Best Value for Price

      Cinch Home Services provides coverage in 48 states, including Connecticut. It offers 3 plans — called the Appliances, Built-in Systems and Complete Home — with coverage for up to 22 appliances and systems combined.

      Overall, Connecticut customers have had positive experiences with Cinch. They appreciate the reasonable cost, the ease of submitting claims and the prompt response from technicians. Most customers have had positive interactions with customer service representatives and find them helpful and courteous.

      Frederick in Newington had a good experience over many years with Cinch: “I've lived in this condo now for 18 years, and I've had Cinch all the time I was here. My most recent claim was a few weeks ago. My dryer was making bad noises, and they sent someone down to repair it.“

      Peter in Old Saybrook has found good value from his coverage: “The coverage looked good to me for the price. I paid ($)539 for one year and it included the HVAC system and things along that line. It was pretty easy to get enrolled and to get my clients enrolled with Cinch.”

      Some customers complain about service requests not being prioritized and various issues not being covered. A few express frustration with long wait times for customer service and difficulties in resolving claims.

      Michelle from Ansonia had trouble with a denied claim, saying, “I used the service once for a clogged sink, I paid more for my copay than I would have if I called a plumber direct. That was okay , I called again when my central air stopped working. They refused to pay the quoted bill and denied my claim due to a preexisting problem of rust.”

      How to choose a home warranty company in Connecticut

      Some Connecticut homeowners have faced crumbling foundations and other expensive home repair issues. Whether you live in the Stafford Springs area — where concrete issues have loomed in recent years — or face regular wear and tear on your Connecticut home, there are ways to reduce home improvement costs.

      A home warranty can help cover the costs of repairing home systems and appliances. Connecticut winters can lead to problems with rotting wood on outside decks, damage to siding and other expensive issues. With a home warranty, you can get away with paying nothing more than a service call fee to fix these items.

      If you're concerned about exterior wear and tear and foundation damage, it's crucial to understand the specifics of your home warranty coverage. Not all warranties cover everything, so it's vital that you identify your primary concerns and find a home warranty company that can cater to your needs.

      How are home warranties regulated in Connecticut?

      In Connecticut, the Department of Consumer Protection works to protect consumer's interests throughout the state. While no specific division is dedicated to home warranties, the state has provisions for new home warranties that cover new builds.

      When it comes to traditional home warranties, Connecticut prioritizes regulating service contractors and the work they perform rather than home warranty companies. All home improvement contractors must register with the Department of Consumer Protection. The state has a Home Improvement Guaranty Fund that can pay up to $25,000 to homeowners who hire a registered contractor who performs unsatisfactory work.

      Connecticut law also has some provisions concerning contracts within the state. When entering into a home warranty contract in Connecticut, it's essential to ensure it meets specific state requirements. The contract and any subsequent changes must be in writing and are only valid if they include the following information and are executed by a Connecticut-registered contractor and/or salesperson:

      • Contractor information: The contract must include the contractor’s name, address and Connecticut Contractor Registration number.
      • Transaction dates: It must specify the date of the transaction, as well as both a start and end date for the work.
      • Signatures: You and the contractor or registered salesperson must sign the contract.
      • Cancellation notice: It must include a notice of the customer’s right to cancel within three business days (note that Saturday is considered a legal business day in Connecticut).

      Ensuring your contract meets these requirements will help protect your rights and provide clarity throughout the home improvement process.

      FAQ

      How much does a home warranty cost?

      The national average cost for a home warranty is $450 to $600 per year as of publishing, but specialty plans with limited coverage are also available for less. How much you’ll end up paying depends on the norm in Connecticut and the company and plan you choose. Home warranty companies sometimes offer ways to save, like bundling plans or opting for a higher service call fee.

      Is a home warranty worth it in Connecticut?

      A home warranty is worth it to many homeowners for peace of mind, but this depends on your financial situation, the state of your appliances and several other factors. If a repair or replacement for a home system or appliance could break you, it might be worth shelling out the monthly payment for coverage.

      What’s the difference between a home warranty and homeowners insurance?

      Unlike homeowners insurance, a home warranty isn’t a requirement for taking out a mortgage. Home warranties cover various home appliances and systems in the event they break down due to regular use; homeowners insurance, on the other hand, covers your property and belongings if they’re destroyed in an accident (like a fire or bad weather).

      Methodology

      ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

      To choose the top home warranty companies in Connecticut, we started with the 26 popular providers listed in our main home warranty guide.  First, we narrowed it down to the ones available in Connecticut. We then weighted several key features to get our final rankings:

      • Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
      • Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
      • Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
      • Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.

      Guide sources

      ConsumerAffairs writers primarily rely on government data, industry experts and original research from other reputable publications to inform their work. Specific sources for this guide include:

      1. FEMA, "Connecticut's Crumbling Concrete." Accessed May 23, 2024.
      2. CT.gov, "About Consumer Contracts in Connecticut." Accessed May 23, 2024.

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