Best Home Warranties in Connecticut

We’ve talked to thousands of Connecticut homeowners who invested in home warranty coverage. To choose our top picks for this guide, we compared 26 companies on coverage limits, prices, available plans and other factors.

Some Connecticut homeowners have faced crumbling foundations and other expensive home repair issues. Whether you live in the Stafford Springs area — where concrete issues have loomed in recent years — or face regular wear and tear on your Connecticut home, there are ways to reduce home improvement costs.

A home warranty can help cover the costs of repairing home systems and appliances. Connecticut winters can lead to problems with rotting wood on outside decks, damage to siding and other expensive issues. With a home warranty, you can get away with paying nothing more than a service call fee to fix these items.

If you're concerned about exterior wear and tear and foundation damage, it's crucial to understand the specifics of your home warranty coverage. Not all warranties cover everything, so it's vital that you identify your primary concerns and find a home warranty company that can cater to your needs.

In Connecticut, the Department of Consumer Protection works to protect consumer's interests throughout the state. While no specific division is dedicated to home warranties, the state has provisions for new home warranties that cover new builds.

When it comes to traditional home warranties, Connecticut prioritizes regulating service contractors and the work they perform rather than home warranty companies. All home improvement contractors must register with the Department of Consumer Protection. The state has a Home Improvement Guaranty Fund that can pay up to $25,000 to homeowners who hire a registered contractor who performs unsatisfactory work.

Connecticut law also has some provisions concerning contracts within the state. When entering into a home warranty contract in Connecticut, it's essential to ensure it meets specific state requirements. The contract and any subsequent changes must be in writing and are only valid if they include the following information and are executed by a Connecticut-registered contractor and/or salesperson:

• Contractor information: The contract must include the contractor’s name, address and Connecticut Contractor Registration number.
• Transaction dates: It must specify the date of the transaction, as well as both a start and end date for the work.
• Signatures: You and the contractor or registered salesperson must sign the contract.
• Cancellation notice: It must include a notice of the customer’s right to cancel within three business days (note that Saturday is considered a legal business day in Connecticut).

Ensuring your contract meets these requirements will help protect your rights and provide clarity throughout the home improvement process.

ConsumerAffairs carefully collects in-depth, verified reviews to tell each customer’s experience with a company. We believe customer experiences are a crucial indicator when evaluating companies, so these reviews are a significant factor when selecting our top picks.

To choose the top home warranty companies in Connecticut, we started with the 26 popular providers listed in our main home warranty guide.  First, we narrowed it down to the ones available in Connecticut. We then weighted several key features to get our final rankings:

• Coverage options: We broke down each company’s home warranty plans to ensure they offer multiple coverage options to fit a variety of needs.
• Plan flexibility: Customizing a plan can tailor it to your needs and help you save money. We checked to see what customization options each company offers, including the ability to select a service fee and the number and cost of add-on coverages.
• Cost: Costs for home warranty plans vary based on the size of the home and the type of coverage, but we confirmed our top picks’ prices are competitive in the home warranty industry.
• Service call fee: We looked at the service fee each company charged to send a technician to your house to ensure our top picks are in line with industry standards.