Best Credit Repair in Las Vegas, NV
If you have bad credit, you have options to fix it in Las Vegas. Many credit repair companies in Las Vegas provide credit consultations for free. To find the right company for you, compare costs and services, and be sure to verify they’re registered and bonded with the state of Nevada.
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Top 12 Las Vegas Credit Repair Companies | ||||||
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| AUTHORIZED PARTNER | Charges initial work fee from $99 to $195. Monthly fees range from $79.99 to $119.99. Provides a 90-day money-back guarantee. Refunds limited to payments made for 90 days of service only. Available nationwide. | | Get Started Call Now Toll Free (478) 845-6310 | ||
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| AUTHORIZED PARTNER | Provides free consultation and credit reports. Monthly fees range from $99.85 to $139.95. Customers see results within six months. No money-back guarantee. Cancel services anytime. Not available in Oregon or North Carolina. |  | Learn More | ||
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| AUTHORIZED PARTNER | Charges $79 setup fee. Monthly fees start at $79. Typical customers see credit score improvement results within 30 days. Offers 90-day money-back guarantee. No cancellation charges. Available nationwide. | | Get Started Call Now Toll Free (888) 751-6072 | ||
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| AUTHORIZED PARTNER | Setup fees range from $19 to $149. Monthly fees from $19 to $119. No money-back guarantee. Cancel credit repair services any time. Available nationwide. |  | Get Started Call Now Toll Free (844) 441-1397 | ||
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| AUTHORIZED PARTNER | Charges one-time $14.99 fee to pull credit reports. Monthly fee is $99.95. Average credit score improvement results within six months. No money-back guarantee. Cancel account anytime. Available nationwide. |  | Learn More | ||
| Read Author Review | Provides free consultations. Offers a 90-day money-back guarantee. Offers 24/7 credit monitoring through an app. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Offers free credit consultations. Charges a $99 startup fee. Provides financial counseling. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Offers free personal credit consultations. Charges a flat rate starting at $550 with no monthly fees. Clients typically see credit score improvements in 60 to 90 days. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Provides free consultations. Clients typically see credit score improvement in 30 to 45 days. Plans start at $49 a month. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Provides free consultations. Charges a one-time $147 fee for credit analysis and $125 per deleted item. Payment plans are available. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Provides free consultations. Clients typically see credit score improvement in two to three months. Offers educational seminars. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
| Read Author Review | Provides free consultations and a 90-day money-back guarantee. Most clients see results within 60 days. Rates start at $99 per month. |  | Chat with a ConsumerAffairs decision guide Live agent | |||
The average credit score in Las Vegas is 637, which is much lower than the national average of 680. Nevada also has one of the highest identity theft rates in the U.S., and victims of identity theft often spend countless hours trying to dispute fraudulent credit report entries that lower their scores. No matter how you got there, a low credit score impacts multiple things in your life, such as renting an apartment, buying a car and taking out a loan.
Credit repair regulations in Las Vegas
Credit repair companies in Las Vegas are regulated by federal and state laws. Federal law prohibits credit repair companies from making false claims or demanding advance payment for services. Federal law also requires companies to provide written contracts that include certain contract cancellation rights and disclosures.
Nevada law requires credit repair companies to be bonded by the state and registered with the State of Nevada Department of Business & Industry as a credit service organization. Check the company’s registration before signing any contract.
Las Vegas credit repair FAQ
- Is credit repair legal in Nevada?
- Yes, credit repair is legal in Nevada. Nevada requires companies to register with the State of Nevada Department of Business & Industry as credit service organizations and have a surety bond.
- How much does credit repair cost in Las Vegas?
- In Las Vegas, monthly fees for credit repair range from $49 to $99. One-time enrollment fees for local credit repair companies run between $99 and $149. The cost for credit repair services in Las Vegas varies because some companies charge monthly fees, some charge by the number of items removed and others charge a flat rate.
- Are credit repair scams common Las Vegas?
- Credit repair scams are somewhat common in Las Vegas. Watch for red flags, including promises that seem too good to be true or demands for upfront payment.
- Do you need a license to do credit repair in Las Vegas?
- Yes. Credit repair companies need a license from the State of Nevada Department of Business & Industry to operate as a credit service organization.
- What can a Las Vegas credit repair company do to raise my credit score?
- Credit repair services in Las Vegas attempt to remove negative entries from your credit report, including collections, late payments, medical debts, charge offs, bankruptcies, repossessions, foreclosures and judgments. Removing negative items from your credit report increases your credit score. Other services a company may offer are debt settlement negotiations and identity theft.
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Las Vegas credit repair company information
Fortress Credit Professionals disputes any inaccurate, outdated, erroneous or unverifiable items on your credit report. The company has a credit education center with helpful resources on its website. Most clients see a significant improvement in their credit report and score in 90 to 180 days. The company offers an interest-free payment plan that starts at $25 per week.
- Service areas: Las Vegas metro area
- Address: 9155 W. Flamingo Road, Ste. 100, Las Vegas, NV 89147
- Phone: (800) 475-7267
- Hours: M - F: 9am - 5pm
- Website: fortresscreditpro.com
Fast Credit Solutions works to remove late payments, collections, judgments, tax liens and other negative items from your credit report issued by each credit bureau. The company also offers identity theft recovery services. Couples receive a $100 discount.
- Service areas: Las Vegas metro area
- Address: 1550 E. Sahara Ave., Las Vegas, NV 89104
- Phone: (702) 541-8215
- Hours: M - F: 9am - 5pm
- Website: fastcreditsolutions.net
Community Credit Repair helps clients with credit repair, debt reduction, identity restoration and student loan services. The company provides educational programs and monthly financial counseling.
- Service areas: Las Vegas metro area
- Address: 2350 S. Jones Blvd., Ste. 101, Las Vegas, NV 89146
- Phone: (702) 583-3117
- Hours: M - F: 9am - 5pm
- Website: communitycreditrepair.org
Credit Repair Today specializes in debt solutions, debt settlement and identity theft recovery. Customers have access to educational resources for establishing credit and raising credit scores. The company has a bilingual credit specialist and office manager on staff.
- Service areas: Las Vegas metro area
- Address: 3753 Howard Hughes Parkway, Ste. 200, Las Vegas, NV 89169
- Phone: (702) 664-1773
- Hours: M - F: 8am - 8pm
- Website: myinvestmentsolution.com
Zorro Credit works with the three major credit bureaus to remove collections, late payments, charge offs, bankruptcies, repossessions, foreclosures and judgments from credit reports. Consumers can find a helpful FAQ section on the company’s website that answers any questions they may have.
- Service areas: Las Vegas metro area
- Address: 1123 Las Vegas Blvd., Ste. 395, Las Vegas, NV 89104
- Phone: (702) 956-9652
- Hours: M - Sat: 8am - 6pm
- Website: zorrocredit.com
Vivix Credit Solutions helps clients improve their credit scores from the three major credit bureaus. The company is a member of the National Association of Credit Services and employs FICO-certified experts. Other services include identity theft recovery.
- Service area: Las Vegas metro area
- Address: 7795 W. Sahara Ave., Ste. 101A, Las Vegas, NV 89117
- Phone: (702) 434-4414
- Hours: M - F: 8am - 6pm; Sat: 10am - 4pm
- Website: vivixcreditsolutions.com
BeyCa Credit Repair offers credit repair services for collections, tax liens, foreclosures, late payments and reporting errors. They also provide identity theft recovery services. The company provides educational resources on credit basics, including FICO scores, credit reports and credit bureaus.
- Service areas: Las Vegas metro area
- Address: 1805 S. Eastern Ave., Las Vegas, NV 89104
- Phone: (702) 299-5048
- Hours: M - F: 9:30am - 4:30pm
- Website: beycacredit.com
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