Credit Saint Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.

+1 more
About Credit Saint
The professional advisors at Credit Saint create plans that help you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.
- Three levels of service
- Deals with every type of negative item
- 90-day money-back guarantee
- High service fees
Helpful Reviews
What is Credit Saint?
Credit Saint provides professional credit repair services that help you restore your credit by removing inaccurate, misleading or biased entries that lower your credit score. It claims more than 15 years of experience and offers personalized restoration plans based on your needs. Credit Saint also provides educational resources to help you maintain your credit score after it has been repaired.
Credit Saint also gives you access to an online account page that lets you track your credit repair progress. The page includes a timeline, progress report and credit analysis.
» COMPARE: Best credit repair companies
How does Credit Saint work?
To start working with Credit Saint, you’ll need to go through a free credit evaluation. Its certified credit specialists work with you to challenge inaccurate or negative items on your credit report, including:
- Late payments
- Identity theft
- Charge-offs
- Collections
- Bankruptcies
- Liens
- Repossessions
- Judgments
Credit Saint cost
Credit Saint offers three different levels of service at varying price points. Each level of service is designed to tackle specific aspects of credit repair.
| First work fee | Monthly fee | Service | |
|---|---|---|---|
| Credit Polish | $99 | $79.99 | Moderately aggressive service targeting some of the most common types of negative entries, including late payments, charge-offs, collection reports and inaccurate entries caused by identity theft |
| Credit Removal | $99 | $109.99 | More aggressive service that includes escalated information requests, making it ideal for people with repossessions or bankruptcy items on their credit reports |
| Clean Slate | $195 | $139.99 | Most aggressive plan dealing with any item on your credit report, including judgments |
Credit Saint includes a 90-day money-back guarantee, and clients can cancel service at any time.
FAQ
Where is Credit Saint available?
- Credit Saint operates in 45 states. It does not offer credit repair services in Maine, Washington, D.C., Oregon, Mississippi or South Carolina.
How will Credit Saint improve my credit?
Credit Saint improves your credit by assigning your case to a personal advisory team that works to remove negative or inaccurate items from your credit report. Your advisory team stays in contact with you throughout the entire process, keeping you updated while counseling you on how to build a stronger credit history.
» LEARN: Credit repair vs. counseling
How much does Credit Saint cost?
Depending on the plan, Credit Saint’s first work fee ranges from $99 to $195, with monthly fees between $79.99 and $139.99.
How long does Credit Saint take?
The timeline varies by individual, but Credit Saint states you may see items removed within 90 days. If no items are removed in that time, you're eligible for a full refund under its money-back guarantee.
Does Credit Saint have a money-back guarantee?
Yes, Credit Saint offers a 90-day money-back guarantee. If you don’t see questionable items removed from your credit report within 90 days of starting the credit repair process, you’re eligible for a full refund.
Is Credit Saint a legal credit repair service?
Yes, Credit Saint is a legal credit repair service that offers three different levels of credit repair services.
How do Credit Saint plans differ?
The main differences between Credit Saint's plans are the level of aggressiveness, the types of negative items targeted and the monthly cost. All plans are designed around credit dispute support, but customers with more complex issues, such as repossessions, bankruptcies or judgments, may need a higher service tier.
- Credit Polish: $79.99 per month ($99 set up fee)
- Credit Remodel: $109.99 per month ($99 set up fee)
- Clean Slate: $139.99 per month ($195 set up fee)
Because service includes both an initial fee and monthly charges, prospective customers should pay close attention to the billing terms before enrolling.
Still have questions?
Is Credit Saint legit?
Yes, Credit Saint is a legitimate credit repair company. Credit Saint is a strong choice for customers who need help raising their credit score. It boasts more than 15 years of credit restoration experience and offers different levels of service to suit a variety of needs. Credit Saint also helps you maintain your credit score once it has been repaired. If you’re struggling with a low credit score because of negative items on your credit report, check out Credit Saint’s website for more information on its comprehensive credit services.
Credit Saint Reviews
Filter by Rating
- (469)
- (29)
- (1)
- (5)
- (35)
Popular Mentions
- 4,890,778 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,890,778 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Credit Saint Company Information
- Social media:
- Company Name:
- Credit Saint
- Website:
- www.creditsaint.com






