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Credit Saint
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Credit Saint

 4.8/5 (86 ratings)
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Credit Saint

About Credit Saint

Are you interested in restoring your credit? The professional advisors at Credit Saint can create a plan that helps you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed up by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.

    Overall Satisfaction Rating

    • 5 stars
    • 4 stars
    • 3 stars
    • 2 stars
    • 1 stars

    Pros

    • 3 levels of service
    • Deals with every type of negative item
    • 90-day money-back guarantee

    Cons

    • Only available in 41 states

    Bottom Line

    Credit Saint offers credit repair services, education and personalized restoration plans with a 90-day money-back guarantee.

    Top Credit Saint Reviews

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    Rated with 5 stars
    Verified

    They took the time to really teach me a lot on the initial phone call. What is actually damage and what is not. I like that she told me the truth rather than use a scare tactic. I...

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    Rated with 5 stars
    Verified

    Tonight we ate Chinese food on the floor of an apartment we could not get 6 months ago. It was the best food we ever ate in a place of our own. Finally. We were living with family...

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    What is Credit Saint?

    Credit Saint provides professional credit repair services that help you restore your credit by removing inaccurate, misleading or biased entries that lower your credit score. The company has more than 15 years of experience and offers personalized restoration plans based on your needs. Credit Saint also provides educational resources to help you maintain your credit score after it has been repaired.

    The company also gives you access to an online account page that lets you track your credit repair progress. The page includes a timeline, progress report and credit analysis.

    How does Credit Saint work?

    Start your credit repair journey with Credit Saint’s free credit evaluation. The company's certified credit specialists work with you to challenge inaccurate or negative items on your credit report, including:

    • Late payments
    • Identity theft
    • Charge-offs
    • Collections
    • Bankruptcies
    • Liens
    • Repossessions
    • Judgments

    Credit Saint's specialists use their industry experience to create custom arguments for each challenge, which is the most effective strategy when attempting to have negative entries removed from your credit report. Removing negative entries typically results in an increased credit score, which helps you get approved for mortgages, receive better APRs on credit cards and qualify for auto loans.

    How much does Credit Saint cost?

    Credit Saint offers three different levels of service at varying price points. Each level of service is designed to tackle specific aspects of credit repair.

    1. Credit Polish: $99 first work fee, then $79.99 per month. This moderately aggressive service targets some of the most common types of negative entries, including late payments, charge-offs, collection reports and inaccurate entries caused by identity theft.
    2. Credit Remodel: $99 first work fee, then $99.99 per month. This is a more aggressive service that includes escalated information requests, making it ideal for people with repossessions or bankruptcy items on their credit reports.
    3. Clean Slate: $195 first work fee, then $119.99 per month. Credit Saint’s most aggressive plan deals with any item on your credit report, including judgments.

    The company includes a 90-day money back guarantee, and clients can cancel service at any time.

    Credit Saint FAQ

    Where does Credit Saint do business?
    Credit Saint does business in 43 states and Washington, D.C. It does not offer credit repair services in the following states:
    • Georgia
    • Kansas
    • Louisiana
    • Michigan
    • Oregon
    • Mississippi
    • South Carolina
    How will Credit Saint improve my credit?
    Credit Saint improves your credit by assigning your case to a personal advisory team that works to remove negative or inaccurate items from your credit report. Your advisory team stays in contact with you throughout the entire process, keeping you updated while counseling you on how to build a stronger credit history.
    Does Credit Saint have a money-back guarantee?
    Yes, because of Credit Saint’s 90-day money-back guarantee, you’re eligible for a full refund if you don’t see questionable items removed from your credit report within 90 days of starting the credit repair process.
    Is Credit Saint a legal credit repair service?
    Yes, Credit Saint is a legal credit repair service that offers three different levels of credit repair services.
    What are Credit Saint’s hours?
    Credit Saint is open seven days a week and offers 24/7 online chat and email service.

    Is Credit Saint legit?

    Credit Saint is a strong choice for customers who need help raising their credit score. The company has more than 15 years of credit restoration experience and offers different levels of service to suit a variety of needs. Credit Saint also helps you maintain your credit score once it has been repaired. If you’re struggling with a low credit score because of negative items on your credit report, check out Credit Saint’s website for more information on its comprehensive credit services.

    Credit Saint Reviews

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    How do I know I can trust these reviews about Credit Saint?
    How do I know I can trust these reviews about Credit Saint?
    • 3,300,152 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.

    For more information about reviews on ConsumerAffairs.com please visit our FAQ.

    Page 1 Reviews 0 - 5
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: June 3, 2021

    Signed up with Credit Saint today to repair some negative issues with my credit. Representatives I spoke with were knowledgeable and polite. Answered my questions and I’m hopeful this will work. I will give them a try and take them up on their 90 day guarantee if it doesn’t. Can’t say enough good things about the reps, really gave it to me straight, the good, the bad and the ugly. And that’s what you want.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: May 26, 2021

      At first, the idea of reaching out to anyone when trying to fix bad credit can be scary. I spent quite a bit of time and did my research on which credit repair company or a restoration company may be the best fit for me. I am very busy working full-time and being a single mom while also trying to go to school myself. I simply called to get some information and felt that I was met with very peaceful and polite help from the person that took my call! Once Damien explained everything to me it felt like it was the right step to take so I could finally get my life back from my not so great credit.

      We all have to start somewhere when it comes to rebuilding after something bad happens. I appreciate the willingness and wanting to help. The customer guarantee is excellent not many other Companies have as high of a success rate. It was very nice to talk to somebody who was knowledgeable and wanted to help. I felt like they really cared and took the time to tailor my situation to how to help me further improve. They also gave me information that I did not know about in terms of credit and how to do better or improve what things look good/bad. I hope that everyone is able to have the experience with Damien that I did today! He is excellent. I appreciate his help so very much! I’m now on track to rebuilding my life and I am happy to see where I can get to!

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: May 20, 2021

      I called and spoke to Andrew. He was very considerate, warm and easy to follow! He provided me with perfect customer service and left me feeling at ease and positive! I wish all of the people in this line of business were this great!! Andrew-Thank you! Credit Saint- He is a keeper! I hope you pay him top dollar as I am sure he is worth every penny!

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: April 13, 2021

      Andrew was really helpful, he listened to all my concerns and explained everything about Credit Saint. He gave me many options and the best ways to help me improve my credit score. He seemed to really care about helping me improve my credit and the best way to do that without spending a ridiculous amount of money for a long period of time. I’m excited to see my credit improve and trust credit saint will do their best to help me.

      2 people found this review helpful
      Rated with 4 stars
      Verified Reviewer Verified Buyer
      Original review: April 1, 2021

      It was great that Credit Saint obtained the result that I was hoping for, but there is a lot of room for customer service improvement. Twice I had phone meetings set up at a specific date and time. For whatever reason, the specialist took it upon herself to change the date and time without any advanced notice. This is totally unacceptable. Someone needs to investigate and correct this kind of behavior.

      6 people found this review helpful
      Rated with 4 stars
      Verified Reviewer Verified Buyer
      Original review: July 18, 2021

      Credit Saint's service has a great affordable plan for those who are in need to have an improvement in credit history and score issues. They can and will assist you with a vast array of creditable solutions for any of your credit problems. THANKS AGAIN. MS. ** OF SOUTHERN NEW JERSEY.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: July 12, 2021

      Easy to understand and did a great job of explaining everything for me. Didn't take too long either. I had Joe for my consultant and he was able to answer all the questions I threw at home for my situation.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: July 9, 2021

      Danny was very helpful and thorough while explaining the process Credit Saint goes through to help raise your credit score. This past year has been rough for everyone and he gave me hope that they can help get me back on track.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: July 2, 2021

      Helpful, knowledgeable, very polite... easy to work with. Price is a little high, but I'm sure you will get what you pay for. Looking forward to seeing what happens with my account with them... Thank you for your hard work and dedication.

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      Rated with 5 stars
      Verified Reviewer Verified Buyer
      Original review: June 10, 2021

      I researched the best companies to help me and came up with this company. Called and spoke with Gary who was amazing on explaining how this works and what works best for me. Super excited to see how this turns out.

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      Credit Saint Company Information

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      Credit Saint
      Website:
      www.creditsaint.com