Sky Blue Credit Repair Reviews

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About Sky Blue Credit Repair

Since 1989, Sky Blue Credit Repair has been helping customers across the country repair and restore their credit. Its customer-friendly organization and knowledgeable staff work with individuals to review their credit reports and set up a plan to optimize and rebuild their credit based on each person’s situation. The company also works directly with credit bureaus to challenge items and re-dispute unresolved items. Get started today by signing up online or calling for a free consultation.

Pros
  • See results in as few as 6 months
  • 90-day, money-back guarantee
  • Flat monthly fee for all services
Cons
  • Results aren’t guaranteed

Helpful Reviews

Dodge City, KS
Verified purchase
I had really good luck with them. They helped me get a few things off my credit report. Then I got my credit score up. They helped me and advised me to get a credit card and pay it off.

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Edinburg, TX
Verified purchase
I liked the ratings that Sky Blue Credit Repair had online. Their team was good. They gave clear instructions, and they were very friendly. I'm very pleased. Working with Sky Blue...

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The Sky Blue Credit Repair process

To get started with Sky Blue Credit, visit its website and fill out the enrollment form to get your free credit reports. You need the following information to register:

  • Your name
  • Street address
  • Phone number
  • Email address

Once Sky Blue Credit has your credit reports, it conducts a line-by-line review. The company identifies even the smallest items to dispute and looks for any other issues you may have. Sky Blue Credit uses this information to devise a plan for disputing items to raise your credit score. The company also provides you with practical ways to rebuild your credit.

Sky Blue Credit disputes 15 items (five per bureau) on your credit report every 35 days. If you aren’t satisfied with Sky Blue Credit Repair’s services, it has a 90-day, money-back guarantee.

Sky Blue Credit Repair prides itself on helping restore your credit. During the credit repair process, it provides all of its customers with credit score assistance to review and identify ways to raise or rebuild your credit.

Along with credit repair services, Sky Blue Credit Repair offers:

  • Debt validation
  • Goodwill letters
  • Cease and desist letters

How much does Sky Blue Credit cost?

Sky Blue Credit Repair charges an initial $79 setup and review fee and a $79 monthly fee. There are no extra service charges or service levels. Sky Blue even offers a couples discount that gives you a 50% percent discount for a second member.

Sky Blue Credit allows customers to select their own billing date, and it’s easy to pause or cancel your service through your online account. The company doesn’t charge any cancellation fees or per diems.

Sky Blue Credit FAQ

How much is Sky Blue Credit Repair?

Sky Blue Credit Repair costs $79 a month with a $79 set up and review fee. The company doesn’t charge extra for additional services.

Is Sky Blue Credit Repair good?

Sky Blue Credit Repair has more than 30 years of experience and a solid money-back guarantee. If you’re trying to find a trustworthy credit repair company, check out Sky Blue Credit’s website to see if you’re eligible for its program.

How do I cancel Sky Blue Credit?

You can cancel your credit repair service with Sky Blue Credit at any time and pay no extra fees. Just call Sky Blue Credit’s phone number or let them know through the message center on the company's website.

Still have questions?

Is Sky Blue Credit worth it?

Sky Blue Credit Repair’s full-service credit restoration program is an excellent option for people who are struggling with every level of credit problem. The company does not offer multiple tiers of service, which makes it a strong candidate for people who aren't sure what services they need. If you require credit repair services, visit Sky Blue Credit’s website to see if its services are right for you.

Sky Blue Credit Repair Reviews

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    Page 1 Reviews 0 - 30
    Sales & Marketing

    Reviewed June 5, 2026

    I found many websites. They scam with people. I found 2 sites and both are trusted, Here is one where I comment and 2nd is **.

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    Sky Blue Credit Repair
    Response from Sky Blue Credit Repair

    Thank you for your review! Please reach out if you have any questions.

    Sales & MarketingBilling

    Reviewed April 29, 2026

    This company is a complete scam. Paid them over $1000 over several months. They achieved zero positive changes. Kept getting letters denying disputes that would state letters are not coming from me or that there was never details about what the disputes were for. This company also had one of my good active credit cards completely closed because they disputed positive accounts I had. Has been a total nightmare complete waste of time and money!!

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      Verified purchase
      Staff

      Reviewed Sept. 3, 2024

      Loved her. Please give her a raise like fr fr. Was very understanding being new to credit how long it could take and the understanding. Please give her a raise. Highly recommended. Very nice and calming. Thank you for all your help and thank you for being here for me.

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      Verified purchase
      StaffRates

      Reviewed Jan. 3, 2024

      I liked the ratings that Sky Blue Credit Repair had online. Their team was good. They gave clear instructions, and they were very friendly. I'm very pleased. Working with Sky Blue was great. I was only on for about three months. Then I was contacted that there was nothing further that they could assist me with. And if anything else came up on my credit that I didn't agree with or that didn't look right, I was told to contact them. It worked. There was a couple of things that were taken off my report, and I'm happy.

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      Verified purchase
      StaffBilling

      Reviewed Dec. 28, 2023

      I had really good luck with them. They helped me get a few things off my credit report. Then I got my credit score up. They helped me and advised me to get a credit card and pay it off. They told me to keep my balance low. Hopefully, I never get in a situation like that again but if anybody else does, I would recommend Sky Blue.

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      Staff

      Reviewed June 9, 2023

      I subscribed to their services just yesterday, investing significant time to compile all the requested information. To my surprise, this morning I received a notification informing me of my account cancellation. The reason they provided was that I had terminated their services back in 2017! This kind of business practice is truly disappointing and lacks professionalism.

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      Verified purchase
      Sales & MarketingStaff

      Reviewed April 20, 2023

      Did not oversell me, as soon as it was apparent they could not help me reasonably they said let's end now and not start. Most places would have pushed the sale completely and hassled us to continue for the money!

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      Verified purchase
      Customer ServicePriceStaff

      Reviewed April 7, 2023

      Wow, I have thousands of reviews done and I never give 5 stars. I think this company deserves all 5 stars! I have been stumped on how to bring my credit score up so I resorted to Sky Blue. I was very skeptic about using a credit repair company but this company offered a consulting before 6 days of membership charge that allows you to decide if you want to go with them. I was one of the few that didn’t need to use them because the only thing disputable was already handled. They gave me advice on what direction to take to help improve my score even more. Not only did they answer multiple calls from me, they did with extreme kindness and sounded like they wanted to help me! I would 100% recommend this company to anyone that is looking for help.

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      Verified purchase
      Staff

      Reviewed April 4, 2023

      Very helpful service for credit repair. Even though I am in need of different services for my credit profile, just the initial process was helpful. If I will need Sky Blue help in the future I will reach out again. Thank you.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Dec. 21, 2022

      I received some of the best customer service I have ever had from I believe his name was Armando. Thank you for caring so much for your clients. I was not sure about utilizing credit services in general and was advised correctly about how to deal with these problems without any incentive or commission being earned. Thank you again.

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      Verified purchase
      Customer Service

      Reviewed Dec. 19, 2022

      I utilized Sky Blue Credit 8 years ago, and they did a great job. Even called me to tell me I could cancel their service after 7 months because they'd removed everything that could be removed. When I started their service, my credit scores were very low (high 400s/low 500s). After 7 months, two of my reports were 790, and one was 804. Side Note: Their customer service is top notch as well!

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      Verified purchase
      Coverage

      Reviewed Dec. 3, 2022

      Sky Blue Credit Repair fixed my credit reports in 6 months total. Since the third month I started to see the improvement. They kept me informed with monthly reports through the whole process. Now my credit improved from 500 to 750, and I am very happy about it. Thanks.

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      Verified purchase
      PriceStaffRatesTransparencyCommunication

      Reviewed Nov. 28, 2022

      I am very grateful for Sky Blue Credit Repair. They helped me increase my credit score by over 100 points. When I first signed up, they explained their process very clearly to me. They kept me updated along the way. The process felt easy and gentle. I also felt like the price for their service was very reasonable considering how much they helped me.

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      Verified purchase
      StaffHonesty & Transparency

      Reviewed Nov. 17, 2022

      The consultant that I spoke with this morning was very helpful and honest. He was able to give me advice on what to look for in the next couple of months and let me know that I was on the right path to credit repair.

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      Verified purchase
      Customer ServiceRatesHonesty & Transparency

      Reviewed Nov. 16, 2022

      Very nice person I spoke with on the phone. Incredibly honest and straightforward. Reviewed everything on my report with me and answered all my questions honestly and thoughtfully. An experience that really exceeded my expectations. Genuinely. I felt like Sky Blue was interested in improving my situation, not in making money for themselves. That's super rare in 2022.

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      Verified purchase
      Staff

      Reviewed Oct. 7, 2022

      Excellent help and explaining how it works, Sky Blue Credit is working for you. I wish I had signed up a long time ago. They spent the time going over everything on my reports and the best route to take to get it under control. Thank You!!

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      Verified purchase
      StaffRates

      Reviewed Sept. 15, 2022

      Cannot overstate the peace of mind given to us by Armando and Guiseppe! Guiseppe answered all of our questions about the services and options which were a perfect fit for us, then Armando took a deep dive with us into every item on our reports, helped us with a dispute, advised us on how to reach our goals, taught us things we never knew, and cleared up a whole bunch of credit myths. He was even able to clearly explain and advise me on stuff well beyond their stated services! Thanks to the team over there we're now rapidly improving our credit scores, avoiding common mistakes that keep them from rising (or worse, lower them) and we have help every quarter in reaching our long-term financial goals. The couples' rate is a fantastic way of doing it and we can't thank them enough. 10/10 recommend to anyone else trying to better understand and improve their credit!

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 13, 2022

      At our initial call, the agent explained I could literally dispute some items myself. I got a very valuable suggestion on how to proceed with disputes, and I'd totally recommend them since they're super professional and know what they do! Ten out of ten!

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      Verified purchase
      Customer ServiceCoverageStaff

      Reviewed Sept. 6, 2022

      Sam is a Great customer service agent. I was a little bit hesitant going about fixing my credit with a company online but this was the best decision I made. They are always available to help you. They keep you posted every day. If you have any questions they walk you through the whole process. I am Very satisfied.

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      Verified purchase
      StaffHonesty & Transparency

      Reviewed Sept. 3, 2022

      Adam was the most honest, helpful, person I've ever had the pleasure to meet by chance!! This company will definitely be straight, honest and help you meet your financial goals, even if that is only to tell you they can't help, but only advise. Whatever your situation they will work with you.

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      Verified purchase
      PriceStaffHonesty & Transparency

      Reviewed Aug. 27, 2022

      Honest, upfront and great to work with. They explained everything, answered my questions. Last company I talked to was awful. They were pushy, expensive and wouldn't answer my questions. I highly recommend them, they are there to help you.

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      Verified purchase
      CoverageMaintenanceStaff

      Reviewed Aug. 25, 2022

      I had a great experience talking with Armando, very knowledgeable, polite. I recommend Sky Blue Credit for any credit to be fix a build. Thank you for helping me out. I’m going to tell my friends and family about sky blue credit on helping fixing their credit

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffTransparency

      Reviewed Aug. 17, 2022

      Customer service is absolutely amazing with Sky Blue. If I had questions they have a pretty quick response time. They keep you up to date with their process which was helpful. I would definitely recommend them to anyone needing help with their credit.

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      Verified purchase
      Customer ServiceStaffRatesHonesty & Transparency

      Reviewed Aug. 16, 2022

      Spend 20 minutes on the phone and they gave me such good insight how to improve my credit. After the assessment he told me to just do those steps and call back in 4-5 months to see if I need more help. Real honest good people just looking to help and not interested in taking your money if they don't need to!

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      Verified purchase
      TechStaffHonesty & Transparency

      Reviewed Aug. 10, 2022

      This company is amazing to work with when dealing with your credit and fixing those issues that hang out there without you even knowing sometimes. They are honest and let you know when their work is done. They do not drag out their contract when they have done all the work. Such a professional organization that makes you feel in control.

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      Verified purchase
      Customer ServiceStaffTransparency

      Reviewed Aug. 1, 2022

      The Sky Blue team was extremely responsive throughout the review process. We submitted our request for review (including all required information) and they were back to us with their conclusions in less than 24 hours. All subsequent questions were met with the same response time and clear and transparent communication.

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      Verified purchase
      CoveragePunctuality & SpeedStaff

      Reviewed July 7, 2022

      They were very knowledgeable when informing me how to proceed with repairing my credit. I thought I knew it all, but actually I did not and they were super helpful and super quick in getting me started. They were clear and concise with their directions and what was expected from me to obtain the best results. They reviewed each account to assure that nothing was missed and made me feel very comfortable knowing that they were in my corner to help me.

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      Verified purchase
      Staff

      Reviewed June 30, 2022

      Sky Blue Credit helped me out with the situation. Jennifer took her time and explained to me what's going on about my credit. Gave me more self awareness. She was nice and understanding with my situation. I will continue to work with Skyblue credit repair. Thank you so much!

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      Verified purchase
      Customer ServicePriceStaff

      Reviewed June 28, 2022

      I would definitely recommend company to anyone in need of credit repair! The customer service is amazing! I had signed up for help to remove 1 collection account I have on credit file since I disputed 5 other collections I had on my credit file which I was successful doing myself! Before I was charged I spoke with customer service and he told me he wouldn't recommend me getting service because it was only 1 collection and they would do the same thing I did with other collections I had removed on my own. They are there to help customer who really need the help there not there just to take your money like the rest of the companies out there.

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      Verified purchase
      Staff

      Reviewed June 24, 2022

      I had a wonderful experience with Armando. He took his time with me and explained the process which made me very comfortable. I definitely will recommend Blue Sky Credit because of my representative was very knowledgeable of what the company had to offer.

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      Sky Blue Credit Repair Company Information

      Company Name:
      Sky Blue Credit Repair
      Website:
      skybluecredit.com