Sky Blue Credit Repair
Sky Blue Credit Repair
AUTHORIZED PARTNER

Sky Blue Credit Repair

 4.8/5 (147 ratings)
  • 5 stars
    134
  • 4 stars
    7
  • 3 stars
    1
  • 2 stars
    0
  • 1 stars
    5
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Sky Blue Credit Repair

About Sky Blue Credit Repair

Since 1989, Sky Blue Credit Repair has been helping customers across the country repair and restore their credit. Its customer-friendly organization and knowledgeable staff work with individuals to review their credit reports and set up a plan to optimize and rebuild their credit based on each person’s situation. The company also works directly with credit bureaus to challenge items and re-dispute unresolved items. Get started today by signing up online or calling for a free consultation.

Overall Satisfaction Rating

  • 5 stars
    134
  • 4 stars
    7
  • 3 stars
    1
  • 2 stars
    0
  • 1 stars
    5

Pros

  • See results in as few as 6 months
  • 90-day, money-back guarantee
  • Flat monthly fee for all services

Cons

  • Results aren’t guaranteed

Bottom Line

Sky Blue Credit Repair offers online credit repair and restoration services for $79 per month. With free credit resources and a 90-day service guarantee, Sky Blue’s program is ideal for anyone struggling with their credit.

Top Sky Blue Credit Repair Reviews

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Rated with 5 stars
Verified

I work as a mortgage lender so I have clients that I send to credit repair. The sign up and completion ratio is not always good. With that being said I will be sending my clients ...

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Rated with 5 stars
Verified

Best service ever, they are super honest. Also they say exactly what happen with my credit and help me a lot with advices, if you need any help with your credit score hired them. ...

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The Sky Blue Credit Repair process

To get started with Sky Blue Credit, visit its website and fill out the enrollment form to get your free credit reports. You need the following information to register:

  • Your name
  • Street address
  • Phone number
  • Email address

Once Sky Blue Credit has your credit reports, it conducts a line-by-line review. The company identifies even the smallest items to dispute and looks for any other issues you may have. Sky Blue Credit uses this information to devise a plan for disputing items to raise your credit score. The company also provides you with practical ways to rebuild your credit.

Sky Blue Credit disputes 15 items (five per bureau) on your credit report every 35 days. If you aren’t satisfied with Sky Blue Credit Repair’s services, it has a 90-day, money-back guarantee.

Sky Blue Credit Repair prides itself on helping restore your credit. During the credit repair process, it provides all of its customers with credit score assistance to review and identify ways to raise or rebuild your credit.

Along with credit repair services, Sky Blue Credit Repair offers:

  • Debt validation
  • Goodwill letters
  • Cease and desist letters

How much does Sky Blue Credit cost?

Sky Blue Credit Repair charges an initial $79 setup and review fee and a $79 monthly fee. There are no extra service charges or service levels. Sky Blue even offers a couples discount that gives you a 50% percent discount for a second member.

Sky Blue Credit allows customers to select their own billing date, and it’s easy to pause or cancel your service through your online account. The company doesn’t charge any cancellation fees or per diems.

Sky Blue Credit FAQ

How much is Sky Blue Credit Repair?
Sky Blue Credit Repair costs $79 a month with a $79 set up and review fee. The company doesn’t charge extra for additional services.
Is Sky Blue Credit Repair good?
Sky Blue Credit Repair has more than 30 years of experience and a solid money-back guarantee. If you’re trying to find a trustworthy credit repair company, check out Sky Blue Credit’s website to see if you’re eligible for its program.
How do I cancel Sky Blue Credit?
You can cancel your credit repair service with Sky Blue Credit at any time and pay no extra fees. Just call Sky Blue Credit’s phone number or let them know through the message center on the company's website.

Is Sky Blue Credit worth it?

Sky Blue Credit Repair’s full-service credit restoration program is an excellent option for people who are struggling with every level of credit problem. The company does not offer multiple tiers of service, which makes it a strong candidate for people who aren't sure what services they need. If you require credit repair services, visit Sky Blue Credit’s website to see if its services are right for you.

Sky Blue Credit Repair Reviews

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How do I know I can trust these reviews about Sky Blue Credit Repair?
How do I know I can trust these reviews about Sky Blue Credit Repair?
  • 3,148,596 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

For more information about reviews on ConsumerAffairs.com please visit our FAQ.

Page 1 Reviews 0 - 10
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 10, 2021

So, my wife and I have been using Sky Blue for several years. They are HONEST and PROFESSIONAL all day every day. So I joined not out of advertising but word of mouth from my brother. I did not trust the "credit repair" service so many advertised. For a while they worked hard on our credit files, we got a discounted rate for IdentityIQ which we still have to this very day so they could pull merged reports.

Once they feel they had done all they could (which was amazing work by the way.. whoa did they clean house) they offered to discontinue our monthly and I refused, I would pay full rate every month just to keep them a part of my credit. They decided to offer a "discounted" credit watch service which was very nice indeed and then locked us into our discounted rate that we had too!

Every now and then on credit watch they reach out to me with their recommendations about what to do, reengage and evaluate the "value" of going back to full service to handle our issues. I consider Sky Blue Credit as important in my life as credit itself! Sky Blue keeps an eye out for YOU, your FAMILY and knows what dispute to engage and what not to engage. Follow their recommendations and you will never go wrong and only stand to benefit.. What an amazing group of professionals.. Honest, Accurate, Professional and Integrity is what Sky Blue means to us!

3 people found this review helpful

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Feb. 12, 2021

    The customer service was great. I signed up, a few days later after they pulled my reports I was contacted by them. I missed the call and played phone tag several times, but that was due to my schedule, no fault of theirs. When I finally spoke with them, we reviewed what my report had, the discrepancies that were on it and ways to boost my score. They were professional, answered all my questions and gave solid advice. They did not charge me anything because I was told that with the condition of my credit report, their service would not be beneficial. They could have taken my money and made a few moves to validate their service and I would have been none the wiser. I am impressed by the integrity of this company and would recommend them to anyone.

    4 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: Jan. 10, 2021

    I had credit issues and after lots of research and one bad experience with another company, I selected Blue Sky and began an $89 monthly subscription. Things were a little slow because of COVID and reporting agencies and creditors were slower than normal to respond. A few months later and I am no longer paying the repair fee (I did select to opt into their $19 a month program to help keep me on track). My credit improved almost 100 points. All the bad junk is off my report and I am building my credit successfully.

    Here's what I liked best. They are real people. They respond promptly to messages and inquiries and actually explain things in a reasonable and informed way. I would without any reservations recommend them and their service. In this day we all need good credit and there's no reason not to have decent credit. Call Blue Sky or go online. They do as promised. Honest.

    2 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 21, 2020

    After getting divorced, losing everything, then getting sick and finding myself unemployed and on disability, my credit score took a plunge. I am now retired on Social Security and being a veteran want to apply for a VA home loan. I desperately want my own place but must restore my F I CO score to qualify for VA. I found Sky Blue online and spoke to them. Now, almost there months later I am nearing my objective. I was told by friends not to pay someone that I could do it myself that the credit agencies allow you to dispute your records. That sounded daunting... Like walking through a minefield! I'm glad I didn't take their advice!

    The folks at Sky Blue are professionals and know exactly how to manage the task of analysis and best methods to file and oversee the dispute process. My communications with them have always left me informed and satisfied with the status of their work and of my account. They always put me in a position to make a decision as to how best to proceed leaving me totally in the loop. They have always been available, knowledgeable, patient and concerned for me and for my goal.

    I couldn't recommend them highly enough to anyone wanting to manage his or her credit bureau reports. It is too easy for seemingly anyone to file a negative report to the credit bureaus resulting in a negative impact on your score. Often wrongly as well! Now, I have my own army fighting on my behalf and in my case winning as well. I strongly would recommend to anyone considering filing a dispute to the credit bureaus to use Sky Blue... You can't go wrong.. They are conscientious and you will be totally informed before you make a decision to retain their services. They are helping me achieve my goal. I couldn't ask for more.

    8 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: July 6, 2020

    Let me begin by saying I cannot recommend this company highly enough to anyone who has bad credit, especially from collections such as hospital bills. What you get for the price is peace of mind and financial freedom. They will handle all disputes for you, watch over your accounts and keep you posted on what is affecting your credit score. In just 8 months with this company I was able to increase my Credit Score from 520, where I couldn't even get a loan for $1.00 at 3000%, to a 694.

    I am financing an $80,000 semi-truck to start my own business and couldn't have done it without SkyBlue credit. During the time I was with them, they answered my phone calls promptly and professionally. Every time I had questions concerning negative remarks on my credit or getting denied for a credit card, they explained in detail what needed to be done in order to remedy the problem.

    I now have 3 credit cards, one of which is earning me cashback on all of my purchases. Getting accepted for that credit card was the crowning achievement of my credit goals. My next goal is to apply for a mortgage and dive into investment properties. 'When they finish and believe there is nothing more to do, they will not string you along for more monthly payments. They are clear on what needs to be done, how it has to be done and when it is done. Thank you SkyBlue Credit. Keep up the good work. They are worth every monthly payment I made to them.

    14 people found this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 14, 2021

    I worked with another Credit Repair Service starting with **. I never felt like I was being provided a quality service specialized to my situation; all that changed when I switch to Sky Blue Credit is a top-notch service focused on the customer. I highly recommend them over the other options.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 7, 2021

    Since being with Sky Blue, I’ve seen drastic increases with my credit score. Each representative presented knowledgeable and exceedingly informative regarding my credit repair process. I am very satisfied with my progress and so excited Sky Blue has made it easier for me to sleep at night. Thanks again Sky Blue for such excellent professional care of your clients. I would refer sky blue to all my family and friends.

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    Rated with 4 stars
    Verified Reviewer Verified Buyer
    Original review: May 5, 2021

    The representative was very knowledgeable of the products, very attentive to my needs and very caring and kind while being patient with the questions that I had to present to them. Thank you so much. I will recommend this service to my friends and family.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 3, 2021

    Sky Blue is awesome when it comes to honest feedback. The level of customer services often exceeds expectations. I find great value in that. I will definitely refer this company to my friends and family. They were honest in telling me what they could or could not do and offered excellent recommendations.

    Be the first one to find this review helpful
    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: April 30, 2021

    Armando is excellent. He provided me with honest information. That’s why I love this company. They are great at work and committed. I’ve been with them for years. They will make sure the information is accurate and reflects correctly. Feedback is essential and that’s one thing they always provide you with. Always in touch with me.

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    Sky Blue Credit Repair Company Information

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    Company Name:
    Sky Blue Credit Repair
    Website:
    skybluecredit.com