The Credit Pros

The Credit Pros Reviews

The Credit Pros Reviews
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Overall Rating4.9 out of 5
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About The Credit Pros Reviews

Established in 2009, The Credit Pros is a credit repair company that helps clients improve their credit scores by disputing credit reporting errors to the three credit bureaus (Experian, TransUnion and Equifax). Depending on the level of service you sign up for, you can get unlimited credit dispute letters and credit counseling from certified credit experts. Free credit monitoring is added to every plan level to protect you from identity theft.

Pros & Cons


  • 90-day money-back guarantee
  • Free consultation
  • Bilingual service


  • Expensive plans
  • Must mail/fax reports
  • Only one monthly dispute with the smaller package

Bottom Line

For those seeking to repair prior damage to their credit history, The Credit Pros offers three different plans to help. It offers a free consultation in English or Spanish and a 90-day guarantee.

Featured Reviews

Cape Coral, FL

“They are so professional. I’m so happy to select your services to fix my credit. I could see the results very quickly. Good job. I recommend you. I recommended my family because ...

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Bloomfield, NJ

“I started the program for my daughter and myself in May 2018. So far my score has improved by approx. 30 points! My daughter has some ID theft issues and they are working on hers...

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What is The Credit Pros?

The Credit Pros disputes negative marks on your credit score on your behalf. It has three monthly packages that range in features, with the top-tier plans offering creditor interventions, cease and desist letters, letters of reference and goodwill letters. You can get a free consultation, which will not affect your credit score.

Once The Credit Pros successfully removes an item from your report, the company will reinvestigate for free if the negative mark gets reinstated to your credit report.

The company uses secure sockets layer (SSL) security technology to encrypt sensitive information. When you browse The Credit Pros website, you do so anonymously, and your personal data is not collected. Your information is then maintained with industry-standard safeguards.

How does The Credit Pros work?

Once you are a client of The Credit Pros, a specialist will begin sending letters to the three credit bureaus addressing inaccurate items on your credit report. It takes about 60 days to see improvements on your credit report. When you receive updated credit reports, you then mail or fax them to The Credit Pros. You will continually send updated copies throughout the process.

The Credit Pros products and services

The Credit Pros offers three different packages:

  • The Money Management Plan includes one bureau dispute per month. This plan also comes with a credit report and scores from one bureau, but no cease and desist letters.
  • The Prosperity Plan: Get unlimited disputes with all three credit bureaus each month as well as access to cease and desist letters and creditor interventions.
  • The Success Plus plan: This top plan comes with everything mentioned above, plus all three credit bureau reports and monitoring. Clients also have access to a credit-builder loan, which helps you report timely payments to the bureaus.

The Credit Pros fees

The Credit Pros offers three tiers of service at different monthly rates:

  • The Money Management Plan costs $69 per month and has a $119 first-work fee.
  • The Prosperity Plan costs $119 per month and has a $119 first-work fee.
  • The Success Plus plan costs $149 per month and has a $149 first-work fee.

You can cancel your service at any time.

The Credit Pros FAQ

Does The Credit Pros have a money-back guarantee?

The Credit Pros has a 90-day money-back guarantee. However, its refund policy also comes with a lot of fine print. For example, the 90-day guarantee is only available if you see no results after you have been enrolled in the program for 90 days. Additionally, refunds are limited to 90 days, so if you are enrolled in the program for 150 days, you will only receive a refund for your fees for 90 days of service.

Do I need a hardship to use The Credit Pros?

Anyone can use The Credit Pros to dispute misinformation or negative marks on their credit reports. A free consultation is the best way to see if the company can help in your situation.

Will using The Credit Pros hurt my credit score?

Working with The Credit Pros should help your credit score, especially if you are able to remove negative marks on your credit report that aren’t supposed to be there. While working with The Credit Pros, you must continue to make on-time payments to creditors to avoid further issues.

Is The Credit Pros legit?

The Credit Pros is a legitimate company that has helped over 100,000 clients, according to the company. In 2021, it helped clients remove tens of thousands of questionable items from their credit reports. It can take longer than expected to dispute issues on your credit report, but there is a 90-day money-back guarantee if you are unhappy with the service.

The Credit Pros Reviews

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Page 1 Reviews 0 - 5
Customer ServiceStaff

Reviewed Sept. 11, 2023

The Credit Pros are great to work with. Every time I call I get the best customer service and talk to people who seem to really care about helping you. Credit Pros has helped me through their program the whole time and have been a phone call away if I have had any questions. I couldn’t have asked for a better company to work with as I work on my credit! Thanks Credit Pros!!

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    Reviewed Sept. 7, 2023

    My wife was recommended to this business by a coworker. Since we joined with them, we've been happy with them in a sincere way. Due to their discount for family members, the two of us signed up for the price of one because we were both eligible. We made the decision to take advantage of it, and my son and daughter-in-law will sign up this coming week. Thank you, Pros!

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    Reviewed Aug. 4, 2023

    I've been working with Credit Pros for almost a year and they've been tremendously helpful. First, just by talking to me, they helped me boost my credit score. They were able to erase any medical collections that were lowering my credit score and causing me to be denied new credit card offers. After those two events occurred, I felt as if I had been plucked out of a hole and could now proceed to a better location.

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    Reviewed May 4, 2023

    I am so grateful for this credit repair service. They were able to remove several negative items from my credit report and improve my score. The team was professional, efficient, and effective. They kept me informed throughout the entire process and made me feel confident in their abilities. Thanks to their hard work, I was able to qualify for a credit card with a low interest rate. I would recommend this service to anyone looking to improve their credit!

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    Reviewed May 3, 2023

    I cannot express how grateful I am for this credit repair service. They were able to remove several inaccurate items from my credit report that were negatively impacting my score. The team was professional, efficient, and compassionate. They truly cared about my financial well-being and went above and beyond to ensure my success. Thanks to their hard work, I was able to secure a mortgage with a competitive interest rate. I would recommend this service to anyone looking to improve their credit!

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    Customer ServiceStaff

    Reviewed Sept. 13, 2023

    We've been working with The Credit Pros for over a year, and they've always been helpful. They are always quick to respond to our demands and can typically manage the majority of our requests. I wholeheartedly suggest these.

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    Customer Service

    Reviewed Sept. 13, 2023

    From the initial phone call, they walked us through the process so well and gave us a clear game plan for fixing our credit. Absolutely recommend!! Within the first month, our scores increased, and we felt they really heard our goals and met them with concise action.

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    Reviewed Sept. 11, 2023

    The Credit Pros made my account go up in just 2 weeks 60 points, looking forward to how my score will look in 90 days, thank you, The Credit Pros. I will recommend this company to everybody worldwide. Thank you.

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    Reviewed Sept. 8, 2023

    I don't frequently write reviews, but I will for "The Credit Pros" because they went above and beyond to assist me with my credits, inform me, and prepare my credits for re-financing my mortgage loan.

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    Reviewed Sept. 6, 2023

    The Credit Pros have been fantastic in assisting me in improving my credit score. I had a problem with my credit report, and the team at The Credit Pros was swift to identify and correct the problem. Not only that, but they provided me with some excellent advice on how to avoid future difficulties. It's quite difficult out there.

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    The Credit Pros Company Information

    Company Name:
    The Credit Pros
    Company Type:
    Year Founded:
    60 Park Place Suite 200
    Postal Code:
    United States